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How Much Risk Can You Take?

Out2News.com

Many market shocks are short-lived once investors conclude the event is unlikely to cause lasting economic damage. Still, major market downturns such as the 2000 dot-com bust and the 2008-09 credit crisis are powerful reminders that we cannot control or predict exactly how, where, or when precarious situations will arise.

Market risk refers to the possibility that an investment will lose value because of a broad decline in the financial markets, which can be the result of economic or sociopolitical factors. Investors who are willing to accept more investment risk may benefit from higher returns in the good times, but they also get hit harder during the bad times. A more conservative portfolio generally means there are fewer highs, but also fewer lows.

Your portfolio’s risk profile should reflect your ability to endure periods of market volatility, both financially and emotionally. Here are some questions that may help you evaluate your personal relationship with risk.

How much risk can you afford?

Your capacity for risk generally depends on your current financial position (income, assets, and expenses) as well as your age, health, future earning potential, and time horizon. Your time horizon is the length of time before you expect to tap your investment assets for specific financial goals. The more time you have to keep the money invested, the more likely it is that you can ride out the volatility associated with riskier investments. An aggressive risk profile may be appropriate if you’re investing for a retirement that is many years away. However, investing for a teenager’s upcoming college education may call for a conservative approach.

How much risk may be needed to meet your goals?

lf you know how much money you have to invest and can estimate how much you will need in the future, then it’s possible to calculate a “required return” (and a corresponding level of risk) for your investments. Older retirees who have sufficient income and assets to cover expenses for the rest of their lives may not need to expose their savings to risk. On the other hand, some risk-averse individuals may need to invest more aggressively to accumulate enough money for retirement and offset another risk: that inflation could erode the purchasing power of their assets over the long term.

How much risk are you comfortable taking?

Some people seem to be born risk-takers, whereas others are cautious by nature, but an investor’s true psychological risk tolerance can be difficult to assess. Some people who describe their personality a certain way on a questionnaire may act differently when they are tested by real events.

Moreover, an investor’s attitude toward risk can change over time, with experience and age. New investors may be more fearful of potential losses. Investors who have experienced the cyclical and ever-changing nature of the economy and investment performance may be more comfortable with short-term market swings.

Brace yourself

Market declines are an inevitable part of investing, but abandoning a sound investment strategy in the heat of the moment could be detrimental to your portfolio’s long-term performance. One thing you can do to strengthen your mindset is to anticipate scenarios in which the value of your investments were to fall by 20% to 40%. If you become overly anxious about the possibility of such a loss, it might be helpful to reduce the level of risk in your portfolio. Otherwise, having a plan in place could help you manage your emotions when turbulent times arrive.

All investing involves risk, including the possible loss of principal, and there is no guarantee that any investment strategy will be successful.

 Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

Tracking #: 1-674481

If you’re looking for an advisor who can assist you in this time of change, give me a call.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

Out2martincounty.com

Macy’s Treasure Coast Square Mall Hosts Stuart/Martin County Chamber Networking Breakfast

Out2News.com

In Photo: Geoff Lieberman, Amy Pearlstine – Stuart/Martin County Chamber,Chairman Rob Gluckman – President – Stuart/Martin County Chamber and Treasure Coast Urgent & Family Care,Carol Houwaart-Diez – United Way of Martin County.

Jensen Beach – Macy’s, established in 1858, is the Great American Department Store – an iconic retailing brand over 740 stores operating coast-to-coast and online. Macy’s Treasure Coast Square offers a first class selection of top fashion brands including Ralph Lauren, Calvin Klein, Clinique, Estee Lauder & Levis.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath –  Out2News/Out2Martin County.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Macy’s Treasure Coast Square Mall Hosts Stuart/Martin County Chamber Networking Breakfast

Out2News.com

In Photo: Will Rodriguez and Chuck Roth

Jensen Beach – Macy’s, established in 1858, is the Great American Department Store – an iconic retailing brand over 740 stores operating coast-to-coast and online. Macy’s Treasure Coast Square offers a first class selection of top fashion brands including Ralph Lauren, Calvin Klein, Clinique, Estee Lauder & Levis.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath –  Out2News/Out2Martin County.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Macy’s Treasure Coast Square Mall Hosts Stuart/Martin County Chamber Networking Breakfast

Out2News.com

In Photo: Grace Carlton, Stuart Corinthian Yacht Club and Joseph McMaster, Saxon Business Systems/Xerox Co.

Jensen Beach – Macy’s, established in 1858, is the Great American Department Store – an iconic retailing brand over 740 stores operating coast-to-coast and online. Macy’s Treasure Coast Square offers a first class selection of top fashion brands including Ralph Lauren, Calvin Klein, Clinique, Estee Lauder & Levis.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath –  Out2News/Out2Martin County.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Macy’s Treasure Coast Square Mall Hosts Stuart/Martin County Chamber Networking Breakfast

Out2News.com

In Photo: Kate Harper – Habitat For Humanity and Jordan Dawedeit – Island Cotton Company

Jensen Beach – Macy’s, established in 1858, is the Great American Department Store – an iconic retailing brand over 740 stores operating coast-to-coast and online. Macy’s Treasure Coast Square offers a first class selection of top fashion brands including Ralph Lauren, Calvin Klein, Clinique, Estee Lauder & Levis.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath –  Out2News/Out2Martin County.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Macy’s Treasure Coast Square Mall Hosts Stuart/Martin County Chamber Networking Breakfast

Out2News.com

In Photo: Rozanne Brown – Carebag Inc. and Tammy Parduba -U.S. Health Advisors

Jensen Beach – Macy’s, established in 1858, is the Great American Department Store – an iconic retailing brand over 740 stores operating coast-to-coast and online. Macy’s Treasure Coast Square offers a first class selection of top fashion brands including Ralph Lauren, Calvin Klein, Clinique, Estee Lauder & Levis.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath –  Out2News/Out2Martin County.com contributing photograher

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Macy’s Treasure Coast Square Mall Hosts Stuart/Martin County Chamber Networking Breakfast

Out2News.com

In Photo: Guyton Stone -Guyton’s Custom Designs, Chamber Director David Heaton – Children’s Services Council and Ambassador Claire Smith – Coast 101.3

Jensen Beach – Macy’s, established in 1858, is the Great American Department Store – an iconic retailing brand over 740 stores operating coast-to-coast and online. Macy’s Treasure Coast Square offers a first class selection of top fashion brands including Ralph Lauren, Calvin Klein, Clinique, Estee Lauder & Levis.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath –  Out2News/Out2Martin County.com contributing photograher

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Palm City Chamber of Commerce Annual Installation Gala

Out2News.com

In Photo: Steve & Evie Klaassen – Colorado Pawn & Jewelry, Jeff Teach – Teach Wealth Management

Palm City – On Saturday, February 3rd, the annual Installation Gala was held at Piper’s Landing Yacht & Country Club. The Country Club has a beautiful bar and restaurant area and dance floor along with an outstanding outside area complete with a fire pit and balcony dining!

The black tie event started with a cocktail hour from 6 to 7 p.m. that was sponsored by Waste Management, followed by a three course dinner which included a scrumptious dessert! New members of the Palm City Chamber Board of Directors was sworn in and another year begins. The past President Jeff Teach – Teach Wealth Management graciously thanked his supporters and passed the gavel on to the new incoming President Rick Hartman with Hartman Realty.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Matt Stone -Stone Photography & Film

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Palm City Chamber of Commerce Annual Installation Gala

Out2News.com

Palm City – On Saturday, February 3rd, the annual Installation Gala was held at Piper’s Landing Yacht & Country Club. The Country Club has a beautiful bar and restaurant area and dance floor along with an outstanding outside area complete with a fire pit and balcony dining!

The black tie event started with a cocktail hour from 6 to 7 p.m. that was sponsored by Waste Management, followed by a three course dinner which included a scrumptious dessert! New members of the Palm City Chamber Board of Directors was sworn in and another year begins. The past President Jeff Teach – Teach Wealth Management graciously thanked his supporters and passed the gavel on to the new incoming President Rick Hartman with Hartman Realty.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall – Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Palm City Annual Installation Gala

Out2News.com

Palm City – On Saturday, February 3rd, the annual Installation Gala was held at Piper’s Landing Yacht & Country Club. The Country Club has a beautiful bar and restaurant area and dance floor along with an outstanding outside area complete with a fire pit and balcony dining!

The black tie event started with a cocktail hour from 6 to 7 p.m. that was sponsored by Waste Management, followed by a three course dinner which included a scrumptious dessert! New members of the Palm City Chamber Board of Directors was sworn in and another year begins. The past President Jeff Teach – Teach Wealth Management graciously thanked his supporters and passed the gavel on to the new incoming President Rick Hartman with Hartman Realty.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall – Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Palm City Chamber of Commerce Annual Installation Gala

Out2News.com

Palm City – On Saturday, February 3rd, the annual Installation Gala was held at Piper’s Landing Yacht & Country Club. The Country Club has a beautiful bar and restaurant area and dance floor along with an outstanding outside area complete with a fire pit and balcony dining!

The black tie event started with a cocktail hour from 6 to 7 p.m. that was sponsored by Waste Management, followed by a three course dinner which included a scrumptious dessert! New members of the Palm City Chamber Board of Directors was sworn in and another year begins. The past President Jeff Teach – Teach Wealth Management graciously thanked his supporters and passed the gavel on to the new incoming President Rick Hartman with Hartman Realty.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall – Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Palm City Chamber of Commerce Annual Installation Gala

Out2News.com

Palm City – On Saturday, February 3rd, the annual Installation Gala was held at Piper’s Landing Yacht & Country Club. The Country Club has a beautiful bar and restaurant area and dance floor along with an outstanding outside area complete with a fire pit and balcony dining!

The black tie event started with a cocktail hour from 6 to 7 p.m. that was sponsored by Waste Management, followed by a three course dinner which included a scrumptious dessert! New members of the Palm City Chamber Board of Directors was sworn in and another year begins. The past President Jeff Teach – Teach Wealth Management graciously thanked his supporters and passed the gavel on to the new incoming President Rick Hartman with Hartman Realty.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall – Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Palm City Chamber of Commerce Annual Installation Gala

Out2News.com

Palm City – On Saturday, February 3rd, the annual Installation Gala was held at Piper’s Landing Yacht & Country Club. The Country Club has a beautiful bar and restaurant area and dance floor along with an outstanding outside area complete with a fire pit and balcony dining!

The black tie event started with a cocktail hour from 6 to 7 p.m. that was sponsored by Waste Management, followed by a three course dinner which included a scrumptious dessert! New members of the Palm City Chamber Board of Directors was sworn in and another year begins. The past President Jeff Teach – Teach Wealth Management graciously thanked his supporters and passed the gavel on to the new incoming President Rick Hartman with Hartman Realty.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall – Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Palm City Chamber of Commerce Annual Installation Gala

Out2News.com

Palm City – On Saturday, February 3rd, the annual Installation Gala was held at Piper’s Landing Yacht & Country Club. The Country Club has a beautiful bar and restaurant area and dance floor along with an outstanding outside area complete with a fire pit and balcony dining!

The black tie event started with a cocktail hour from 6 to 7 p.m. that was sponsored by Waste Management, followed by a three course dinner which included a scrumptious dessert! New members of the Palm City Chamber Board of Directors was sworn in and another year begins. The past President Jeff Teach – Teach Wealth Management graciously thanked his supporters and passed the gavel on to the new incoming President Rick Hartman with Hartman Realty.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall – Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Palm City Chamber of Commerce Annual Installation Gala

Out2News.com

Palm City – On Saturday, February 3rd, the annual Installation Gala was held at Piper’s Landing Yacht & Country Club. The Country Club has a beautiful bar and restaurant area and dance floor along with an outstanding outside area complete with a fire pit and balcony dining!

The black tie event started with a cocktail hour from 6 to 7 p.m. that was sponsored by Waste Management, followed by a three course dinner which included a scrumptious dessert! New members of the Palm City Chamber Board of Directors was sworn in and another year begins. The past President Jeff Teach – Teach Wealth Management graciously thanked his supporters and passed the gavel on to the new incoming President Rick Hartman with Hartman Realty.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall – Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Palm City Chamber of Commerce Annual Installation Gala

Out2News.com

Palm City – On Saturday, February 3rd, the annual Installation Gala was held at Piper’s Landing Yacht & Country Club. The Country Club has a beautiful bar and restaurant area and dance floor along with an outstanding outside area complete with a fire pit and balcony dining!

The black tie event started with a cocktail hour from 6 to 7 p.m. that was sponsored by Waste Management, followed by a three course dinner which included a scrumptious dessert! New members of the Palm City Chamber Board of Directors was sworn in and another year begins. The past President Jeff Teach – Teach Wealth Management graciously thanked his supporters and passed the gavel on to the new incoming President Rick Hartman with Hartman Realty.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall – Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Palm City Chamber of Commerce Annual Installation Gala

Out2News.com

Palm City – On Saturday, February 3rd, the annual Installation Gala was held at Piper’s Landing Yacht & Country Club. The Country Club has a beautiful bar and restaurant area and dance floor along with an outstanding outside area complete with a fire pit and balcony dining!

The black tie event started with a cocktail hour from 6 to 7 p.m. that was sponsored by Waste Management, followed by a three course dinner which included a scrumptious dessert! New members of the Palm City Chamber Board of Directors was sworn in and another year begins. The past President Jeff Teach – Teach Wealth Management graciously thanked his supporters and passed the gavel on to the new incoming President Rick Hartman with Hartman Realty.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall – Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Palm City Chamber of Commerce Annual Installation Gala

Out2News.com

Palm City – On Saturday, February 3rd, the annual Installation Gala was held at Piper’s Landing Yacht & Country Club. The Country Club has a beautiful bar and restaurant area and dance floor along with an outstanding outside area complete with a fire pit and balcony dining!

The black tie event started with a cocktail hour from 6 to 7 p.m. that was sponsored by Waste Management, followed by a three course dinner which included a scrumptious dessert! New members of the Palm City Chamber Board of Directors was sworn in and another year begins. The past President Jeff Teach – Teach Wealth Management graciously thanked his supporters and passed the gavel on to the new incoming President Rick Hartman with Hartman Realty.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall – Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Palm City Chamber of Commerce Annual Installation Gala

Out2News.com

Palm City – On Saturday, February 3rd, the annual Installation Gala was held at Piper’s Landing Yacht & Country Club. The Country Club has a beautiful bar and restaurant area and dance floor along with an outstanding outside area complete with a fire pit and balcony dining!

The black tie event started with a cocktail hour from 6 to 7 p.m. that was sponsored by Waste Management, followed by a three course dinner which included a scrumptious dessert! New members of the Palm City Chamber Board of Directors was sworn in and another year begins. The past President Jeff Teach – Teach Wealth Management graciously thanked his supporters and passed the gavel on to the new incoming President Rick Hartman with Hartman Realty.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

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“Martin County’s Photo Journal”

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Don’t Wait to Ask Aging Parents These Important Questions

Out2News.com

It’s human nature to put off complicated or emotionally heavy tasks. Talking with aging parents about their finances, health, and overall well-being might fall in this category. Many adult children would rather avoid this task, as it can create feelings of fear and loss on both sides. But this conversation — what could be the first of many — is too important to put off for long. The best time to start is when your parents are relatively healthy. Otherwise, you may find yourself making critical decisions on their behalf in the midst of a crisis without a roadmap.
Here are some questions to ask them that might help you get started.

Finances
• What institutions hold your financial assets? Ask your parents to create a list of their bank, brokerage, and retirement accounts, including account numbers, name(s) on accounts, and online user names and passwords, if any. You should also know where to find their insurance policies (life, home, auto, disability, long-term care), Social Security cards, titles to their house and vehicles, outstanding loan documents, and past tax returns. If your parents have a safe-deposit box or home safe, make sure you can access the key or combination.
• Do you need help paying monthly bills or reviewing items like credit card statements, medical receipts, or property tax bills? Do you use online bill pay for any accounts?
• Do you currently work with any financial, legal, or tax professionals? If so, ask your parents if they want to share contact information and whether they would find it helpful if you attended meetings with them.
• Do you have a durable power of attorney? A durable power of attorney is a legal document that allows a named individual (such as an adult child) to manage all aspects of a parent’s financial life if the parent becomes disabled or incompetent.
• Do you have a will? If so, find out where it is and who is named as executor. If the will is more than five years old, your parents may want to review it to make sure their current wishes are represented. Ask if they have any specific personal property disposition requests that they want to discuss now.
• Are your beneficiary designations up-to-date? Beneficiary designations on your parents’ insurance policies, pensions, IRAs, and investment accounts will trump any instructions in their will.
• Do you have an overall estate plan? A trust? A living trust can be used to help manage an estate while your parents are still living. If you’d like to learn more, consult an estate planning attorney.

Health
• What doctors do you currently see? Are you happy with the care you’re getting? If your parents begin to need multiple medical specialists and/or home health services, you might consider hiring a geriatric care manager, especially if you don’t live close by.
• What medications are you currently taking? Are you able to manage various dosage instructions? Do you have any notable side effects? At what pharmacy do you get your prescriptions filled?
• What health insurance do you have? In addition to Medicare, which starts at age 65, find out if your parents have or should consider Medigap insurance — a private policy that covers many costs not covered by Medicare. You may also want to discuss the need for long-term care insurance, which helps pay for extended custodial or nursing home care.
• Do you have an advance medical directive? This document expresses your parents’ wishes regarding life-support measures, if needed, and designates someone who will communicate with health-care professionals on their behalf. If your parents do not want heroic life-saving measures to be undertaken for them, this document is a must.

Living situation
• Do you plan to stay in your current home for the foreseeable future, or are you considering downsizing?
• Is there anything I can do now to make your home more comfortable and safe? This might include smaller projects such as installing hand rails and night lights in the bathroom, to larger projects such as moving the washing machine out of the basement, installing a stair lift, or moving a bedroom to the first floor.
• Could you benefit from a weekly or monthly cleaning service?
• Do you employ certain people or companies for home maintenance projects (e.g., heating contractor, plumber, electrician, fall cleanup)?

Memorial wishes
• Do you want to be buried or cremated? Do you have a burial plot picked out?
• Do you have any specific requests or wishes for your memorial service?

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC
Tracking #: 1-664201

If you’re looking for an advisor who can assist you in this time of change, give me a call.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

Out2martincounty.com

Boathouse Hosts Stuart/Martin County Chamber Networking Breakfast

Out2News.com

In Photo: The staff and management for hosting and sponsoring the event. Representing Stuart Boathouse are (from left) Paige Beauchamp, Cliff Davis, Brett Spriggs and Rachael Mack.

Stuart — They strive to satisfy the dining interests of the Treasure Coast locals, and have taken great care when building our concept, menu, and prices. Stuart Boathouse is intended to be a year-round option, rather than a seasonal treat. Contact them for more information at 772-266-4586.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath –  Out2News/Out2Martin County.com contributing photograher

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Boathouse Hosts Stuart/Martin County Chamber Networking Breakfast

Out2News.com

In Photo: Holly Gilbert, Stuart Fence Co. and Mary Weeks, Skin Serenity Spa

Stuart — They strive to satisfy the dining interests of the Treasure Coast locals, and have taken great care when building our concept, menu, and prices. Stuart Boathouse is intended to be a year-round option, rather than a seasonal treat. Contact them for more information at 772-266-4586.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath –  Out2News/Out2Martin County.com contributing photograher

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Boathouse Hosts Stuart/Martin County Chamber Networking Breakfast

Out2News.com

Stuart — They strive to satisfy the dining interests of the Treasure Coast locals, and have taken great care when building our concept, menu, and prices. Stuart Boathouse is intended to be a year-round option, rather than a seasonal treat. Contact them for more information at 772-266-4586.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath –  Out2News/Out2Martin County.com contributing photograher

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Boathouse Hosts Stuart/Martin County Chamber Networking Breakfast

Out2News.com

Stuart — They strive to satisfy the dining interests of the Treasure Coast locals, and have taken great care when building our concept, menu, and prices. Stuart Boathouse is intended to be a year-round option, rather than a seasonal treat. Contact them for more information at 772-266-4586.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath –  Out2News/Out2Martin County.com contributing photograher

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Don’t Delay: The Potential Benefits of Starting to Save Now

Out2News.com

For long-term investment goals such as retirement, time can be one of your biggest advantages. That’s because time allows your investment dollars to do some of the hard work for you through a mathematical principle known as compounding.
The snowball effect
The premise behind compounding is fairly simple. You invest to earn money, and if those returns are then reinvested, that money can also earn returns.
For example, say you invest $1,000 and earn an annual return of 7% — which, of course, cannot be guaranteed. In year one, you’d earn $70 and your account would be worth $1,070. In year two, that $1,070 would earn $74.90, which would bring the total value of your account to $1,144.90. In year three, your account would earn $80.14, bringing the total to $1,225.04 — and so on. Over time, if your account continues to grow in this manner, the process can begin to snowball and potentially add up.
Time and money
Now consider how compounding works over long time periods using dollar-cost averaging (investing equal amounts at regular intervals), a strategy many people use to save for retirement.1Let’s say you contribute $120 every two weeks. Assuming you earn a 7% rate of return each year, your results would look like this:

Time period Amount invested Total accumulated
10 years $31,200 $45,100
20 years $62,400 $135,835
30 years $93,600 $318,381

After 10 years, your investment would have earned almost $14,000; after 20 years, your money would have more than doubled; and after 30 years, your account would be worth more than three times what you invested.2 That’s the power of compounding at work. The longer you invest and allow the money to grow, the more powerful compounding can become.

The cost of waiting
Now consider how much it might cost you to delay your investing plan. Let’s say you set a goal of accumulating $500,000 before you retire. The following scenarios examine how much you would have to invest on a monthly basis, assuming you start with no money and earn a 7% annual rate of return (compounded monthly).

Time frame to retirement 40 years 35 years 30 years 25 years
Retirement accumulation goal $500,000 $500,000 $500,000 $500,000
Annual rate of return 7% 7% 7% 7%
Monthly contribution needed $190 $278 $410 $617

So the less time you have to pursue your goal, the more you will likely have to invest out of pocket. The moral of the story? Don’t put off saving for the future. Give your investment dollars as much time as possible to do the hard work for you.

1Dollar-cost averaging does not ensure a profit or prevent a loss. It involves continuous investments in securities regardless of fluctuating prices. You should consider your financial ability to continue making purchases during periods of low and high price levels. All investing involves risk, including the possible loss of principal, and there is no guarantee that any investment strategy will be successful. Review your progress periodically and be prepared to make adjustments when necessary.

2Assumes 26 contributions per year, compounded bi-weekly.
These hypothetical examples are used for illustrative purposes only and do not represent the performance of any specific investment. Fees and expenses are not considered and would reduce the performance shown if they were included. Actual results will vary. Rates of return will vary over time, particularly for long-term investments. Investments with the potential for higher rates of return also carry a greater degree of risk of loss.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC
Tracking #: 1-664201

If you’re looking for an advisor who can assist you in this time of change, give me a call.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

Out2martincounty.com

Monarch Country Club Hosts Stuart/Martin County Chamber Networking Luncheon

Out2News.com

In Photo: Chamber Chairman Rob Gluckman, Treasure Coast Urgent & Family Care; Christine Corrigan and Jack Ullrich, Hedrick Brothers and Chamber President/CEO Joe Catrambone.

 

Palm City – Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of

Commerce provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free

enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath – Out2News/Out2martincounty.com – Contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Monarch Country Club Hosts Stuart/Martin County Chamber Networking Luncheon

Out2News.com

In Photo: Lynne Barletta, Visionary School of Arts. In Photo: Tony Barletta, Lisa Chitty, Donna Linton, Janice Norman, shown with Chamber President/CEO Joe Catrambone and Chairman Rob Gluckman, Treasure Coast Urgent & Family Care.

Palm City – Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of

Commerce provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free

enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath – Out2News/Out2martincounty.com – Contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Monarch Country Club Hosts Stuart/Martin County Chamber Networking Luncheon

Out2News.com

In Photo: Chairman Rob Gluckman, Treasure Coast Urgent & Family Care presented HB Barrett the Ambassador of the Month Award at the January

Palm City – Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of

Commerce provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free

enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath – Out2News/Out2martincounty.com – Contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Monarch Country Club Hosts Stuart/Martin County Chamber Networking Luncheon

Out2News.com

In Photo: Chamber Trustee Lisa Satur, Harbor Community Bank (left); Monica Lokitus, Elite Payroll Solutions and Gene Zweben

Palm City – Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of

Commerce provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free

enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath – Out2News/Out2martincounty.com – Contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Monarch Country Club Hosts Stuart/Martin County Chamber Networking Luncheon

Out2News.com

In Photo: Joe Gutierrez, Merrill Lynch/GSM Group

Palm City – Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of

Commerce provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free

enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath – Out2News/Out2martincounty.com – Contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Monarch Country Club Hosts Stuart/Martin County Chamber Networking Luncheon

Out2News.com

Palm City – Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of

Commerce provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free

enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath – Out2News/Out2martincounty.com – Contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Monarch Country Club Hosts Stuart/Martin County Chamber Networking Luncheon

Out2News.com

Palm City – Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of

Commerce provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free

enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath – Out2News/Out2martincounty.com – Contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

 

Demographic Dilemma: Is America’s Aging Population Slowing Down the Economy?

Out2News.comIt’s no secret that the demographic profile of the United States is growing older at a rapid pace. While the U.S. population is projected to grow just 8% between 2015 and 2025, the number of older Americans ages 70 to 84 will skyrocket 50%.

With roughly 75 million members, baby boomers (born between 1946 and 1964) make up the largest generation in U.S. history. As a group, boomers have longer life expectancies and had fewer children than previous generations.2

Now, after dominating the workforce for nearly 40 years, boomers are retiring at a rate of around 1.2 million a year, about three times more than a decade ago.3

Though the economy has continued to improve since the Great Recession, gross domestic product (GDP) growth has been weak compared with past recoveries. A number of economists believe that demographic changes may be the primary reason.4

Spending shifts

The lower birth rates in recent decades generally mean that fewer young people are joining the workforce, so the consumer spending that fuels economic expansion and job creation could take a hit. When young people earn enough money to strike out on their own, marry, and start families, it typically spurs additional spending — on places to live, furniture and appliances, vehicles, and other products and services that are needed to set up a new household.

On the other hand, when people retire, they typically reduce their spending and focus more on preserving their savings. Moreover, retirees’ spending habits are often different from when they were working. As a group, retirees tend to avoid taking on debt, have more equity built up in their homes, and may be able to downsize or move to places with lower living costs. More spending is devoted to covering health-care costs as people age.

If a larger, older population is spending less and the younger population is too small to drive up consumer spending, weaker overall demand for products and services could restrain GDP growth and inflation over the long term. Less borrowing by consumers and businesses could also put downward pressure on interest rates.

A new normal?

The onslaught of retiring baby boomers has long been expected to threaten the viability of Social Security and Medicare, mainly because both are funded by payroll taxes on current workers. But this may not be the only challenge.

A 2016 working paper by Federal Reserve economists concluded that declining fertility and labor force participation rates, along with increases in life expectancies, accounted for a 1.25 percentage point decline in the natural rate of real interest and real GDP growth since 1980. Furthermore, the same demographic trends are expected to remain a structural impediment to economic growth for years to come.5

Put simply, a nation’s potential GDP is a product of the number of workers times the productivity (output) per worker, and the U.S. workforce is shrinking in relation to the total population.

The labor force participation rate — the percentage of the civilian labor force age 16 and older who are working or actively looking for work — peaked at 67.3% in early 2000, not coincidentally the last time GDP grew by more than 4%. The participation rate has dropped steadily since then; in August 2017, it was 62.9%. This reflects lower birth rates, increased college enrollment, some men in their prime working years dropping out of the labor force, and large numbers of retiring baby boomers.6

Many economists acknowledge that U.S. population trends are a force to be reckoned with, but the potential impact is still up for debate. Some argue that labor shortages could drive up wages and spending relatively soon, followed by higher growth, inflation, and interest rates — until automated technologies start replacing larger numbers of costly human workers.7

Even if demographic forces continue to restrain growth, it might not spell doom for workforce productivity and the economy. Another baby boom would likely be a catalyst for consumer spending. Family-friendly policies such as paid maternity leave and day-care assistance could provide incentives for women with children to remain in the workforce. It’s also possible that a larger percentage of healthy older workers may delay retirement — a trend that is already developing — and continue to add their experience and expertise to the economy.8

1, 3) The Conference Board, February 24, 2017
2) The Wall Street Journal, January 16, 2017
4-5) Federal Reserve, 2016
6, 8) The Financial Times, October 25, 2016
7) U.S. Bureau of Labor Statistics, 2016-2017, Bureau of Economic Analysis 2017
Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC
Tracking #: 1-664201

If you’re looking for an advisor who can assist you in this time of change, give me a call.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

Out2martincounty.com

Stuart Stamp & Engraving

Out2martincounty.com

A family owned business founded in 1973, Stuart Rubber Stamp and Sign Company is a second generation enterprise that has consistently been committed to providing businesses with rubber stamps and marking products, signs and engraving, awards and printed products that reflect the professionalism that our clients have demanded and deserved for over thirty years

Stuart Rubber Stamp and Sign Company is committed to quality service and products based on a superior industry knowledge, a real understanding of the local business community, and a genuine enthusiasm for what we do. Our aim is to act as a trusted extension of our clients’ businesses, producing results that directly and positively impact their objectives. Our culture and philosophy is based on ethical business practices that value honesty, integrity and relationships.

Out2martincounty.com

Dolphin Bar and Shrimp House
Hosts January “Women’s Power Lunch”

Out2News.com

In Photo: Anne Warner – Waterpoint Realty -Women’s Power Lunch MC

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

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Dolphin Bar and Shrimp House
Hosts January “Women’s Power Lunch”

Out2News.com

In Photo: Rina Shpiruk – CEO/Founder – Elevate Hope – Speaker of the Month

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

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Dolphin Bar and Shrimp House
Hosts January “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

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Dolphin Bar and Shrimp House
Hosts January “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

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Dolphin Bar and Shrimp House
Hosts January “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

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TOTAL TIRE CAR CARE

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Dolphin Bar and Shrimp House
Hosts January “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

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DUCES TECUM PROCESS SERVINGOut2martincounty.com

Out2martincounty.com

 

 

Dolphin Bar and Shrimp House
Hosts January “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

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Dolphin Bar and Shrimp House
Hosts January “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

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Dolphin Bar and Shrimp House
Hosts January “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

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Dolphin Bar and Shrimp House
Hosts January “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

Out2martincounty.com

Dolphin Bar and Shrimp House
Hosts January “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

Out2martincounty.com

Dolphin Bar and Shrimp House
Hosts January “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

Out2martincounty.com

Dolphin Bar and Shrimp House
Hosts January “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

Out2martincounty.com

Dolphin Bar and Shrimp House
Hosts January “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

Out2martincounty.com

Dolphin Bar and Shrimp House
Hosts January “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

Out2martincounty.com

Dolphin Bar and Shrimp House
Hosts January “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

Out2martincounty.com

Dolphin Bar and Shrimp House
Hosts January “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

Out2martincounty.com

Dolphin Bar and Shrimp House
Hosts January “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

Out2martincounty.com

Dolphin Bar and Shrimp House
Hosts January “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

Out2martincounty.com

Dolphin Bar and Shrimp House
Hosts January “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

Out2martincounty.com

Dolphin Bar and Shrimp House
Hosts January “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

Out2martincounty.com

Dolphin Bar and Shrimp House
Hosts January “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

Out2martincounty.com

Dolphin Bar and Shrimp House
Hosts January “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

Out2martincounty.com

Dolphin Bar and Shrimp House
Hosts January “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

Out2martincounty.com

Dolphin Bar and Shrimp House
Hosts January “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

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Treasure Coast Real Estate & Home Expo 2018

Out2News.com

Port St. Lucie – On Saturday,January 20th at the Port St. Lucie Civic Center, located at 9221 SE Civic Center Plaza in Port St. Lucie – Hosted by: The VonOhlen Tean and Presented by: My Living Magazine. The Treasure Coast Real Estate and Home EXPO was a quintessential exposition event for connecting, negotiating, planning, buying and selling on the Treasure Coast. From professional services to medical services, home services to pet services and all products, projects and businesses in-between. The Treasure Coast Real Estate and Home Expo connected, showcased and highlighted the products people and professionals of the Treasure Coast.

The Expo brought out the best offerings, options and opportunities all through out the Treasure Coast community. The event was free to attend for the public!

The free, one day expo offered invaluable insights and exclusive networking opportunities with a wide range of informative workshops, seminars, and presentations from local and national industry experts. Topics range from branding and marketing to promotions and advertising, Social Media to Search Engine Optimization, Identity Theft Protection to Tax Advantage Strategies and much more.

Sponsors and exhibitors of The Treasure Coast Real Estate and Home Expo included Real Estate Agencies, small businesses, contractors, chiropractors, restaurants, banks, dentists, HVAC pros, Funeral arrangers, interior designers, home health care pros, pawn shops, property and rental management groups, marketers, branders.

If you were in the startup phase or a long time established company, the Treasure Coast Real Estate & Home Expo offered plenty of resources.

The Treasure Coast Opportunity Network sets the stage for every event to result in the most engaging, networking, connecting, converting and sustaining experience possible. For more information visit: http://tcoppnetwork.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998) “Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

 

Treasure Coast Real Estate & Home Expo 2018

Out2News.com

Port St. Lucie – On Saturday,January 20th at the Port St. Lucie Civic Center, located at 9221 SE Civic Center Plaza in Port St. Lucie – Hosted by: The VonOhlen Tean and Presented by: My Living Magazine. The Treasure Coast Real Estate and Home EXPO was a quintessential exposition event for connecting, negotiating, planning, buying and selling on the Treasure Coast. From professional services to medical services, home services to pet services and all products, projects and businesses in-between. The Treasure Coast Real Estate and Home Expo connected, showcased and highlighted the products people and professionals of the Treasure Coast.

The Expo brought out the best offerings, options and opportunities all through out the Treasure Coast community. The event was free to attend for the public!

The free, one day expo offered invaluable insights and exclusive networking opportunities with a wide range of informative workshops, seminars, and presentations from local and national industry experts. Topics range from branding and marketing to promotions and advertising, Social Media to Search Engine Optimization, Identity Theft Protection to Tax Advantage Strategies and much more.

Sponsors and exhibitors of The Treasure Coast Real Estate and Home Expo included Real Estate Agencies, small businesses, contractors, chiropractors, restaurants, banks, dentists, HVAC pros, Funeral arrangers, interior designers, home health care pros, pawn shops, property and rental management groups, marketers, branders.

If you were in the startup phase or a long time established company, the Treasure Coast Real Estate & Home Expo offered plenty of resources.

The Treasure Coast Opportunity Network sets the stage for every event to result in the most engaging, networking, connecting, converting and sustaining experience possible. For more information visit: http://tcoppnetwork.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998) “Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Treasure Coast Real Estate & Home Expo 2018

Out2News.com

Port St. Lucie – On Saturday,January 20th at the Port St. Lucie Civic Center, located at 9221 SE Civic Center Plaza in Port St. Lucie – Hosted by: The VonOhlen Tean and Presented by: My Living Magazine. The Treasure Coast Real Estate and Home EXPO was a quintessential exposition event for connecting, negotiating, planning, buying and selling on the Treasure Coast. From professional services to medical services, home services to pet services and all products, projects and businesses in-between. The Treasure Coast Real Estate and Home Expo connected, showcased and highlighted the products people and professionals of the Treasure Coast.

The Expo brought out the best offerings, options and opportunities all through out the Treasure Coast community. The event was free to attend for the public!

The free, one day expo offered invaluable insights and exclusive networking opportunities with a wide range of informative workshops, seminars, and presentations from local and national industry experts. Topics range from branding and marketing to promotions and advertising, Social Media to Search Engine Optimization, Identity Theft Protection to Tax Advantage Strategies and much more.

Sponsors and exhibitors of The Treasure Coast Real Estate and Home Expo included Real Estate Agencies, small businesses, contractors, chiropractors, restaurants, banks, dentists, HVAC pros, Funeral arrangers, interior designers, home health care pros, pawn shops, property and rental management groups, marketers, branders.

If you were in the startup phase or a long time established company, the Treasure Coast Real Estate & Home Expo offered plenty of resources.

The Treasure Coast Opportunity Network sets the stage for every event to result in the most engaging, networking, connecting, converting and sustaining experience possible. For more information visit: http://tcoppnetwork.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998) “Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Treasure Coast Real Estate & Home Expo 2018

Out2News.com

Port St. Lucie – On Saturday,January 20th at the Port St. Lucie Civic Center, located at 9221 SE Civic Center Plaza in Port St. Lucie – Hosted by: The VonOhlen Tean and Presented by: My Living Magazine. The Treasure Coast Real Estate and Home EXPO was a quintessential exposition event for connecting, negotiating, planning, buying and selling on the Treasure Coast. From professional services to medical services, home services to pet services and all products, projects and businesses in-between. The Treasure Coast Real Estate and Home Expo connected, showcased and highlighted the products people and professionals of the Treasure Coast.

The Expo brought out the best offerings, options and opportunities all through out the Treasure Coast community. The event was free to attend for the public!

The free, one day expo offered invaluable insights and exclusive networking opportunities with a wide range of informative workshops, seminars, and presentations from local and national industry experts. Topics range from branding and marketing to promotions and advertising, Social Media to Search Engine Optimization, Identity Theft Protection to Tax Advantage Strategies and much more.

Sponsors and exhibitors of The Treasure Coast Real Estate and Home Expo included Real Estate Agencies, small businesses, contractors, chiropractors, restaurants, banks, dentists, HVAC pros, Funeral arrangers, interior designers, home health care pros, pawn shops, property and rental management groups, marketers, branders.

If you were in the startup phase or a long time established company, the Treasure Coast Real Estate & Home Expo offered plenty of resources.

The Treasure Coast Opportunity Network sets the stage for every event to result in the most engaging, networking, connecting, converting and sustaining experience possible. For more information visit: http://tcoppnetwork.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

 

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998) “Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Treasure Coast Real Estate & Home Expo 2018

Out2News.com

Port St. Lucie – On Saturday,January 20th at the Port St. Lucie Civic Center, located at 9221 SE Civic Center Plaza in Port St. Lucie – Hosted by: The VonOhlen Tean and Presented by: My Living Magazine. The Treasure Coast Real Estate and Home EXPO was a quintessential exposition event for connecting, negotiating, planning, buying and selling on the Treasure Coast. From professional services to medical services, home services to pet services and all products, projects and businesses in-between. The Treasure Coast Real Estate and Home Expo connected, showcased and highlighted the products people and professionals of the Treasure Coast.

The Expo brought out the best offerings, options and opportunities all through out the Treasure Coast community. The event was free to attend for the public!

The free, one day expo offered invaluable insights and exclusive networking opportunities with a wide range of informative workshops, seminars, and presentations from local and national industry experts. Topics range from branding and marketing to promotions and advertising, Social Media to Search Engine Optimization, Identity Theft Protection to Tax Advantage Strategies and much more.

Sponsors and exhibitors of The Treasure Coast Real Estate and Home Expo included Real Estate Agencies, small businesses, contractors, chiropractors, restaurants, banks, dentists, HVAC pros, Funeral arrangers, interior designers, home health care pros, pawn shops, property and rental management groups, marketers, branders.

If you were in the startup phase or a long time established company, the Treasure Coast Real Estate & Home Expo offered plenty of resources.

The Treasure Coast Opportunity Network sets the stage for every event to result in the most engaging, networking, connecting, converting and sustaining experience possible. For more information visit: http://tcoppnetwork.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998) “Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2News.com

Out2martincounty.com

Treasure Coast Real Estate & Home Expo 2018

Out2News.com

Port St. Lucie – On Saturday,January 20th at the Port St. Lucie Civic Center, located at 9221 SE Civic Center Plaza in Port St. Lucie – Hosted by: The VonOhlen Tean and Presented by: My Living Magazine. The Treasure Coast Real Estate and Home EXPO was a quintessential exposition event for connecting, negotiating, planning, buying and selling on the Treasure Coast. From professional services to medical services, home services to pet services and all products, projects and businesses in-between. The Treasure Coast Real Estate and Home Expo connected, showcased and highlighted the products people and professionals of the Treasure Coast.

The Expo brought out the best offerings, options and opportunities all through out the Treasure Coast community. The event was free to attend for the public!

The free, one day expo offered invaluable insights and exclusive networking opportunities with a wide range of informative workshops, seminars, and presentations from local and national industry experts. Topics range from branding and marketing to promotions and advertising, Social Media to Search Engine Optimization, Identity Theft Protection to Tax Advantage Strategies and much more.

Sponsors and exhibitors of The Treasure Coast Real Estate and Home Expo included Real Estate Agencies, small businesses, contractors, chiropractors, restaurants, banks, dentists, HVAC pros, Funeral arrangers, interior designers, home health care pros, pawn shops, property and rental management groups, marketers, branders.

If you were in the startup phase or a long time established company, the Treasure Coast Real Estate & Home Expo offered plenty of resources.

The Treasure Coast Opportunity Network sets the stage for every event to result in the most engaging, networking, connecting, converting and sustaining experience possible. For more information visit: http://tcoppnetwork.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998) “Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2News.com

Out2martincounty.com

Treasure Coast Real Estate & Home Expo 2018

Out2News.com

Port St. Lucie – On Saturday,January 20th at the Port St. Lucie Civic Center, located at 9221 SE Civic Center Plaza in Port St. Lucie – Hosted by: The VonOhlen Tean and Presented by: My Living Magazine. The Treasure Coast Real Estate and Home EXPO was a quintessential exposition event for connecting, negotiating, planning, buying and selling on the Treasure Coast. From professional services to medical services, home services to pet services and all products, projects and businesses in-between. The Treasure Coast Real Estate and Home Expo connected, showcased and highlighted the products people and professionals of the Treasure Coast.

The Expo brought out the best offerings, options and opportunities all through out the Treasure Coast community. The event was free to attend for the public!

The free, one day expo offered invaluable insights and exclusive networking opportunities with a wide range of informative workshops, seminars, and presentations from local and national industry experts. Topics range from branding and marketing to promotions and advertising, Social Media to Search Engine Optimization, Identity Theft Protection to Tax Advantage Strategies and much more.

Sponsors and exhibitors of The Treasure Coast Real Estate and Home Expo included Real Estate Agencies, small businesses, contractors, chiropractors, restaurants, banks, dentists, HVAC pros, Funeral arrangers, interior designers, home health care pros, pawn shops, property and rental management groups, marketers, branders.

If you were in the startup phase or a long time established company, the Treasure Coast Real Estate & Home Expo offered plenty of resources.

The Treasure Coast Opportunity Network sets the stage for every event to result in the most engaging, networking, connecting, converting and sustaining experience possible. For more information visit: http://tcoppnetwork.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998) “Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2News.com

Out2martincounty.com

Treasure Coast Real Estate & Home Expo 2018

Out2News.com

Port St. Lucie – On Saturday,January 20th at the Port St. Lucie Civic Center, located at 9221 SE Civic Center Plaza in Port St. Lucie – Hosted by: The VonOhlen Tean and Presented by: My Living Magazine. The Treasure Coast Real Estate and Home EXPO was a quintessential exposition event for connecting, negotiating, planning, buying and selling on the Treasure Coast. From professional services to medical services, home services to pet services and all products, projects and businesses in-between. The Treasure Coast Real Estate and Home Expo connected, showcased and highlighted the products people and professionals of the Treasure Coast.

The Expo brought out the best offerings, options and opportunities all through out the Treasure Coast community. The event was free to attend for the public!

The free, one day expo offered invaluable insights and exclusive networking opportunities with a wide range of informative workshops, seminars, and presentations from local and national industry experts. Topics range from branding and marketing to promotions and advertising, Social Media to Search Engine Optimization, Identity Theft Protection to Tax Advantage Strategies and much more.

Sponsors and exhibitors of The Treasure Coast Real Estate and Home Expo included Real Estate Agencies, small businesses, contractors, chiropractors, restaurants, banks, dentists, HVAC pros, Funeral arrangers, interior designers, home health care pros, pawn shops, property and rental management groups, marketers, branders.

If you were in the startup phase or a long time established company, the Treasure Coast Real Estate & Home Expo offered plenty of resources.

The Treasure Coast Opportunity Network sets the stage for every event to result in the most engaging, networking, connecting, converting and sustaining experience possible. For more information visit: http://tcoppnetwork.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998) “Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Treasure Coast Real Estate & Home Expo 2018

Out2News.com

Port St. Lucie – On Saturday,January 20th at the Port St. Lucie Civic Center, located at 9221 SE Civic Center Plaza in Port St. Lucie – Hosted by: The VonOhlen Tean and Presented by: My Living Magazine. The Treasure Coast Real Estate and Home EXPO was a quintessential exposition event for connecting, negotiating, planning, buying and selling on the Treasure Coast. From professional services to medical services, home services to pet services and all products, projects and businesses in-between. The Treasure Coast Real Estate and Home Expo connected, showcased and highlighted the products people and professionals of the Treasure Coast.

The Expo brought out the best offerings, options and opportunities all through out the Treasure Coast community. The event was free to attend for the public!

The free, one day expo offered invaluable insights and exclusive networking opportunities with a wide range of informative workshops, seminars, and presentations from local and national industry experts. Topics range from branding and marketing to promotions and advertising, Social Media to Search Engine Optimization, Identity Theft Protection to Tax Advantage Strategies and much more.

Sponsors and exhibitors of The Treasure Coast Real Estate and Home Expo included Real Estate Agencies, small businesses, contractors, chiropractors, restaurants, banks, dentists, HVAC pros, Funeral arrangers, interior designers, home health care pros, pawn shops, property and rental management groups, marketers, branders.

If you were in the startup phase or a long time established company, the Treasure Coast Real Estate & Home Expo offered plenty of resources.

The Treasure Coast Opportunity Network sets the stage for every event to result in the most engaging, networking, connecting, converting and sustaining experience possible. For more information visit: http://tcoppnetwork.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998) “Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Treasure Coast Real Estate & Home Expo 2018

Out2News.com

Port St. Lucie – On Saturday,January 20th at the Port St. Lucie Civic Center, located at 9221 SE Civic Center Plaza in Port St. Lucie – Hosted by: The VonOhlen Tean and Presented by: My Living Magazine. The Treasure Coast Real Estate and Home EXPO was a quintessential exposition event for connecting, negotiating, planning, buying and selling on the Treasure Coast. From professional services to medical services, home services to pet services and all products, projects and businesses in-between. The Treasure Coast Real Estate and Home Expo connected, showcased and highlighted the products people and professionals of the Treasure Coast.

The Expo brought out the best offerings, options and opportunities all through out the Treasure Coast community. The event was free to attend for the public!

The free, one day expo offered invaluable insights and exclusive networking opportunities with a wide range of informative workshops, seminars, and presentations from local and national industry experts. Topics range from branding and marketing to promotions and advertising, Social Media to Search Engine Optimization, Identity Theft Protection to Tax Advantage Strategies and much more.

Sponsors and exhibitors of The Treasure Coast Real Estate and Home Expo included Real Estate Agencies, small businesses, contractors, chiropractors, restaurants, banks, dentists, HVAC pros, Funeral arrangers, interior designers, home health care pros, pawn shops, property and rental management groups, marketers, branders.

If you were in the startup phase or a long time established company, the Treasure Coast Real Estate & Home Expo offered plenty of resources.

The Treasure Coast Opportunity Network sets the stage for every event to result in the most engaging, networking, connecting, converting and sustaining experience possible. For more information visit: http://tcoppnetwork.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998) “Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Treasure Coast Real Estate & Home Expo 2018

Out2News.com

Port St. Lucie – On Saturday,January 20th at the Port St. Lucie Civic Center, located at 9221 SE Civic Center Plaza in Port St. Lucie – Hosted by: The VonOhlen Tean and Presented by: My Living Magazine. The Treasure Coast Real Estate and Home EXPO was a quintessential exposition event for connecting, negotiating, planning, buying and selling on the Treasure Coast. From professional services to medical services, home services to pet services and all products, projects and businesses in-between. The Treasure Coast Real Estate and Home Expo connected, showcased and highlighted the products people and professionals of the Treasure Coast.

The Expo brought out the best offerings, options and opportunities all through out the Treasure Coast community. The event was free to attend for the public!

The free, one day expo offered invaluable insights and exclusive networking opportunities with a wide range of informative workshops, seminars, and presentations from local and national industry experts. Topics range from branding and marketing to promotions and advertising, Social Media to Search Engine Optimization, Identity Theft Protection to Tax Advantage Strategies and much more.

Sponsors and exhibitors of The Treasure Coast Real Estate and Home Expo included Real Estate Agencies, small businesses, contractors, chiropractors, restaurants, banks, dentists, HVAC pros, Funeral arrangers, interior designers, home health care pros, pawn shops, property and rental management groups, marketers, branders.

If you were in the startup phase or a long time established company, the Treasure Coast Real Estate & Home Expo offered plenty of resources.

The Treasure Coast Opportunity Network sets the stage for every event to result in the most engaging, networking, connecting, converting and sustaining experience possible. For more information visit: http://tcoppnetwork.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998) “Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Treasure Coast Real Estate & Home Expo 2018

Out2News.com

Port St. Lucie – On Saturday,January 20th at the Port St. Lucie Civic Center, located at 9221 SE Civic Center Plaza in Port St. Lucie – Hosted by: The VonOhlen Tean and Presented by: My Living Magazine. The Treasure Coast Real Estate and Home EXPO was a quintessential exposition event for connecting, negotiating, planning, buying and selling on the Treasure Coast. From professional services to medical services, home services to pet services and all products, projects and businesses in-between. The Treasure Coast Real Estate and Home Expo connected, showcased and highlighted the products people and professionals of the Treasure Coast.

The Expo brought out the best offerings, options and opportunities all through out the Treasure Coast community. The event was free to attend for the public!

The free, one day expo offered invaluable insights and exclusive networking opportunities with a wide range of informative workshops, seminars, and presentations from local and national industry experts. Topics range from branding and marketing to promotions and advertising, Social Media to Search Engine Optimization, Identity Theft Protection to Tax Advantage Strategies and much more.

Sponsors and exhibitors of The Treasure Coast Real Estate and Home Expo included Real Estate Agencies, small businesses, contractors, chiropractors, restaurants, banks, dentists, HVAC pros, Funeral arrangers, interior designers, home health care pros, pawn shops, property and rental management groups, marketers, branders.

If you were in the startup phase or a long time established company, the Treasure Coast Real Estate & Home Expo offered plenty of resources.

The Treasure Coast Opportunity Network sets the stage for every event to result in the most engaging, networking, connecting, converting and sustaining experience possible. For more information visit: http://tcoppnetwork.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998) “Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Treasure Coast Real Estate & Home Expo 2018

Out2News.com

Port St. Lucie – On Saturday,January 20th at the Port St. Lucie Civic Center, located at 9221 SE Civic Center Plaza in Port St. Lucie – Hosted by: The VonOhlen Tean and Presented by: My Living Magazine. The Treasure Coast Real Estate and Home EXPO was a quintessential exposition event for connecting, negotiating, planning, buying and selling on the Treasure Coast. From professional services to medical services, home services to pet services and all products, projects and businesses in-between. The Treasure Coast Real Estate and Home Expo connected, showcased and highlighted the products people and professionals of the Treasure Coast.

The Expo brought out the best offerings, options and opportunities all through out the Treasure Coast community. The event was free to attend for the public!

The free, one day expo offered invaluable insights and exclusive networking opportunities with a wide range of informative workshops, seminars, and presentations from local and national industry experts. Topics range from branding and marketing to promotions and advertising, Social Media to Search Engine Optimization, Identity Theft Protection to Tax Advantage Strategies and much more.

Sponsors and exhibitors of The Treasure Coast Real Estate and Home Expo included Real Estate Agencies, small businesses, contractors, chiropractors, restaurants, banks, dentists, HVAC pros, Funeral arrangers, interior designers, home health care pros, pawn shops, property and rental management groups, marketers, branders.

If you were in the startup phase or a long time established company, the Treasure Coast Real Estate & Home Expo offered plenty of resources.

The Treasure Coast Opportunity Network sets the stage for every event to result in the most engaging, networking, connecting, converting and sustaining experience possible. For more information visit: http://tcoppnetwork.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998) “Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Treasure Coast Real Estate & Home Expo 2018

Out2News.com

Port St. Lucie – On Saturday,January 20th at the Port St. Lucie Civic Center, located at 9221 SE Civic Center Plaza in Port St. Lucie – Hosted by: The VonOhlen Tean and Presented by: My Living Magazine. The Treasure Coast Real Estate and Home EXPO was a quintessential exposition event for connecting, negotiating, planning, buying and selling on the Treasure Coast. From professional services to medical services, home services to pet services and all products, projects and businesses in-between. The Treasure Coast Real Estate and Home Expo connected, showcased and highlighted the products people and professionals of the Treasure Coast.

The Expo brought out the best offerings, options and opportunities all through out the Treasure Coast community. The event was free to attend for the public!

The free, one day expo offered invaluable insights and exclusive networking opportunities with a wide range of informative workshops, seminars, and presentations from local and national industry experts. Topics range from branding and marketing to promotions and advertising, Social Media to Search Engine Optimization, Identity Theft Protection to Tax Advantage Strategies and much more.

Sponsors and exhibitors of The Treasure Coast Real Estate and Home Expo included Real Estate Agencies, small businesses, contractors, chiropractors, restaurants, banks, dentists, HVAC pros, Funeral arrangers, interior designers, home health care pros, pawn shops, property and rental management groups, marketers, branders.

If you were in the startup phase or a long time established company, the Treasure Coast Real Estate & Home Expo offered plenty of resources.

The Treasure Coast Opportunity Network sets the stage for every event to result in the most engaging, networking, connecting, converting and sustaining experience possible. For more information visit: http://tcoppnetwork.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998) “Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Treasure Coast Real Estate & Home Expo 2018

Out2News.com

Port St. Lucie – On Saturday,January 20th at the Port St. Lucie Civic Center, located at 9221 SE Civic Center Plaza in Port St. Lucie – Hosted by: The VonOhlen Tean and Presented by: My Living Magazine. The Treasure Coast Real Estate and Home EXPO was a quintessential exposition event for connecting, negotiating, planning, buying and selling on the Treasure Coast. From professional services to medical services, home services to pet services and all products, projects and businesses in-between. The Treasure Coast Real Estate and Home Expo connected, showcased and highlighted the products people and professionals of the Treasure Coast.

The Expo brought out the best offerings, options and opportunities all through out the Treasure Coast community. The event was free to attend for the public!

The free, one day expo offered invaluable insights and exclusive networking opportunities with a wide range of informative workshops, seminars, and presentations from local and national industry experts. Topics range from branding and marketing to promotions and advertising, Social Media to Search Engine Optimization, Identity Theft Protection to Tax Advantage Strategies and much more.

Sponsors and exhibitors of The Treasure Coast Real Estate and Home Expo included Real Estate Agencies, small businesses, contractors, chiropractors, restaurants, banks, dentists, HVAC pros, Funeral arrangers, interior designers, home health care pros, pawn shops, property and rental management groups, marketers, branders.

If you were in the startup phase or a long time established company, the Treasure Coast Real Estate & Home Expo offered plenty of resources.

The Treasure Coast Opportunity Network sets the stage for every event to result in the most engaging, networking, connecting, converting and sustaining experience possible. For more information visit: http://tcoppnetwork.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998) “Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Treasure Coast Real Estate & Home Expo 2018

Out2News.com

Port St. Lucie – On Saturday,January 20th at the Port St. Lucie Civic Center, located at 9221 SE Civic Center Plaza in Port St. Lucie – Hosted by: The VonOhlen Tean and Presented by: My Living Magazine. The Treasure Coast Real Estate and Home EXPO was a quintessential exposition event for connecting, negotiating, planning, buying and selling on the Treasure Coast. From professional services to medical services, home services to pet services and all products, projects and businesses in-between. The Treasure Coast Real Estate and Home Expo connected, showcased and highlighted the products people and professionals of the Treasure Coast.

The Expo brought out the best offerings, options and opportunities all through out the Treasure Coast community. The event was free to attend for the public!

The free, one day expo offered invaluable insights and exclusive networking opportunities with a wide range of informative workshops, seminars, and presentations from local and national industry experts. Topics range from branding and marketing to promotions and advertising, Social Media to Search Engine Optimization, Identity Theft Protection to Tax Advantage Strategies and much more.

Sponsors and exhibitors of The Treasure Coast Real Estate and Home Expo included Real Estate Agencies, small businesses, contractors, chiropractors, restaurants, banks, dentists, HVAC pros, Funeral arrangers, interior designers, home health care pros, pawn shops, property and rental management groups, marketers, branders.

If you were in the startup phase or a long time established company, the Treasure Coast Real Estate & Home Expo offered plenty of resources.

The Treasure Coast Opportunity Network sets the stage for every event to result in the most engaging, networking, connecting, converting and sustaining experience possible. For more information visit: http://tcoppnetwork.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998) “Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Treasure Coast Real Estate & Home Expo 2018

Out2News.com

Port St. Lucie – On Saturday,January 20th at the Port St. Lucie Civic Center, located at 9221 SE Civic Center Plaza in Port St. Lucie – Hosted by: The VonOhlen Tean and Presented by: My Living Magazine. The Treasure Coast Real Estate and Home EXPO was a quintessential exposition event for connecting, negotiating, planning, buying and selling on the Treasure Coast. From professional services to medical services, home services to pet services and all products, projects and businesses in-between. The Treasure Coast Real Estate and Home Expo connected, showcased and highlighted the products people and professionals of the Treasure Coast.

The Expo brought out the best offerings, options and opportunities all through out the Treasure Coast community. The event was free to attend for the public!

The free, one day expo offered invaluable insights and exclusive networking opportunities with a wide range of informative workshops, seminars, and presentations from local and national industry experts. Topics range from branding and marketing to promotions and advertising, Social Media to Search Engine Optimization, Identity Theft Protection to Tax Advantage Strategies and much more.

Sponsors and exhibitors of The Treasure Coast Real Estate and Home Expo included Real Estate Agencies, small businesses, contractors, chiropractors, restaurants, banks, dentists, HVAC pros, Funeral arrangers, interior designers, home health care pros, pawn shops, property and rental management groups, marketers, branders.

If you were in the startup phase or a long time established company, the Treasure Coast Real Estate & Home Expo offered plenty of resources.

The Treasure Coast Opportunity Network sets the stage for every event to result in the most engaging, networking, connecting, converting and sustaining experience possible. For more information visit: http://tcoppnetwork.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998) “Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Hobe Sound Bible College Hosts
Hobe Sound Chamber of Commerce January Breakfast

Out2News.com

In photo: Chung Wong – Raymond James Branch Manager,Doug Smith – Janus Background Investigations, Gula Brown-Rossow – Raymond James Financial Advisor,  Nancy Ferraro -Attorney at Law, Angela Hoffman – Executive Director Hobe Sound Chamber of Commerce

Hobe Sound –Hobe Sound Bible College is a 4-year private college that provides a Christ-centered, Bible-based education in the Wesleyan, conservative holiness tradition. Located at 11298 SE Gomez Ave, Hobe Sound.

The Hobe Sound wishes to thank this month’s speakers for breakfast Guia Brown-Rossow and Chung Wong with Raymond James.

The Hobe Sound Chamber of Commerce, Inc. is organized to advance the general welfare and the prosperity of the Hobe Sound area so that its citizens and all areas of its business community shall prosper. All necessary means of promotion shall be provided and particular attention and emphasis shall be given to the economic, civic, commercial, cultural, industrial and educational interests of the area.

Centrally located between Jupiter and Stuart, Hobe Sound is home to some of the most beautiful nature spots in the state. Travelers from all around the world enjoy our pristine beaches, unspoiled parks, and championship golf courses.

In between Hobe Sound and Stuart, Miles Grant Country Club offers terrific views and challenging play for golfers at every skill level. Well-groomed fairways and greens keep Miles Grant Country Club difficult yet friendly, and the staff can offer tips and tricks for playing your best round. Miles Grant Country Club is a terrific choice for your regular rounds of golf or a new destination for you and friends when visiting Stuart.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Hobe Sound Bible College Hosts
Hobe Sound Chamber of Commerce January Breakfast

Out2News.com

In photo: Nancy Ferraro – Speaker for the breakfast

Hobe Sound — Hobe Sound Bible College is a 4-year private college that provides a Christ-centered, Bible-based education in the Wesleyan, conservative holiness tradition. Located at 11298 SE Gomez Ave, Hobe Sound.

The Hobe Sound wishes to thank this month’s speakers for breakfast Guia Brown-Rossow and Chung Wong with Raymond James.

The Hobe Sound Chamber of Commerce, Inc. is organized to advance the general welfare and the prosperity of the Hobe Sound area so that its citizens and all areas of its business community shall prosper. All necessary means of promotion shall be provided and particular attention and emphasis shall be given to the economic, civic, commercial, cultural, industrial and educational interests of the area.

Centrally located between Jupiter and Stuart, Hobe Sound is home to some of the most beautiful nature spots in the state. Travelers from all around the world enjoy our pristine beaches, unspoiled parks, and championship golf courses.

In between Hobe Sound and Stuart, Miles Grant Country Club offers terrific views and challenging play for golfers at every skill level. Well-groomed fairways and greens keep Miles Grant Country Club difficult yet friendly, and the staff can offer tips and tricks for playing your best round. Miles Grant Country Club is a terrific choice for your regular rounds of golf or a new destination for you and friends when visiting Stuart.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Hobe Sound Bible College Hosts
Hobe Sound Chamber of Commerce January Breakfast

Out2News.com

Hobe Sound — Hobe Sound Bible College is a 4-year private college that provides a Christ-centered, Bible-based education in the Wesleyan, conservative holiness tradition. Located at 11298 SE Gomez Ave, Hobe Sound.

The Hobe Sound wishes to thank this month’s speakers for breakfast Guia Brown-Rossow and Chung Wong with Raymond James.

The Hobe Sound Chamber of Commerce, Inc. is organized to advance the general welfare and the prosperity of the Hobe Sound area so that its citizens and all areas of its business community shall prosper. All necessary means of promotion shall be provided and particular attention and emphasis shall be given to the economic, civic, commercial, cultural, industrial and educational interests of the area.

Centrally located between Jupiter and Stuart, Hobe Sound is home to some of the most beautiful nature spots in the state. Travelers from all around the world enjoy our pristine beaches, unspoiled parks, and championship golf courses.

In between Hobe Sound and Stuart, Miles Grant Country Club offers terrific views and challenging play for golfers at every skill level. Well-groomed fairways and greens keep Miles Grant Country Club difficult yet friendly, and the staff can offer tips and tricks for playing your best round. Miles Grant Country Club is a terrific choice for your regular rounds of golf or a new destination for you and friends when visiting Stuart.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

 

Michael Leonard’s Salon Hosts Palm City Chamber Business After Hours & Ribbon Cutting

Out2News.com

In photo: Michael and Kimberly Izzolo – Owners of Michael Leonard’s Salon

Palm City – Michael Leonard’s Salon was founded by Michael and Kimberly Izzolo in June 1992.Michael Leonard’s prides itself on its level of commitment to its clientele by keeping up to date with the latest styles, trends and technology. Michael has spent the past 20 years working as a platform artist and educator. Michael believes in the Art of Hair.Located in Palm City 3371 SW Martin Downs Blvd. 772-288-4022.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Photo by: Robin Hall Out2News/Out2martincounty.com

Email your story or request to: rshall@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Michael Leonard’s Salon Hosts Palm City Chamber Business After Hours & Ribbon Cutting

Out2News.com

Palm City – Michael Leonard’s Salon was founded by Michael and Kimberly Izzolo in June 1992.Michael Leonard’s prides itself on its level of commitment to its clientele by keeping up to date with the latest styles, trends and technology. Michael has spent the past 20 years working as a platform artist and educator. Michael believes in the Art of Hair.Located in Palm City 3371 SW Martin Downs Blvd. 772-288-4022.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Photo by: Robin Hall Out2News/Out2martincounty.com

Email your story or request to: rshall@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Michael Leonard’s Salon Hosts Palm City Chamber Business After Hours & Ribbon Cutting

Out2News.com

Palm City – Michael Leonard’s Salon was founded by Michael and Kimberly Izzolo in June 1992.Michael Leonard’s prides itself on its level of commitment to its clientele by keeping up to date with the latest styles, trends and technology. Michael has spent the past 20 years working as a platform artist and educator. Michael believes in the Art of Hair.Located in Palm City 3371 SW Martin Downs Blvd. 772-288-4022.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Photo by: Robin Hall Out2News/Out2martincounty.com

Email your story or request to: rshall@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Michael Leonard’s Salon Hosts Palm City Chamber Business After Hours & Ribbon Cutting

Out2News.com

Palm City – Michael Leonard’s Salon was founded by Michael and Kimberly Izzolo in June 1992.Michael Leonard’s prides itself on its level of commitment to its clientele by keeping up to date with the latest styles, trends and technology. Michael has spent the past 20 years working as a platform artist and educator. Michael believes in the Art of Hair.Located in Palm City 3371 SW Martin Downs Blvd. 772-288-4022.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Photo by: Robin Hall Out2News/Out2martincounty.com

Email your story or request to: rshall@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Painting with a Twist Hosts Stuart/Martin County Chamber Networking Breakfast

Out2News.com

In Photo: Rob Gluckman, Esq. Chairman -Treasure Coast Urgent & Family Care

Stuart – Painting with a Twist painting sessions are fun art, not fine art. Invite your friends, sip your favorite beverage* and enjoy step-by-step instruction with our experienced and enthusiastic local artists. It’s a colorful, casual party atmosphere where you’ll leave your cares behind and go home with a one-of-a-kind painting created by you.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

Painting with a Twist Paint Studio is located in Jensen Beach, 3579 NW Federal Highway, or call them at 772-210-5305.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall – Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Painting with a Twist Hosts Stuart/Martin County Chamber Networking Breakfast

Out2News.com

In Photo: Karen & Mark Sandler – Owners of Painting with a Twist

Stuart – Painting with a Twist painting sessions are fun art, not fine art. Invite your friends, sip your favorite beverage* and enjoy step-by-step instruction with our experienced and enthusiastic local artists. It’s a colorful, casual party atmosphere where you’ll leave your cares behind and go home with a one-of-a-kind painting created by you.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

Painting with a Twist Paint Studio is located in Jensen Beach, 3579 NW Federal Highway, or call them at 772-210-5305.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall – Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Painting with a Twist Hosts Stuart/Martin County Chamber Networking Breakfast

Out2News.com

Stuart – Painting with a Twist painting sessions are fun art, not fine art. Invite your friends, sip your favorite beverage* and enjoy step-by-step instruction with our experienced and enthusiastic local artists. It’s a colorful, casual party atmosphere where you’ll leave your cares behind and go home with a one-of-a-kind painting created by you.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

Painting with a Twist Paint Studio is located in Jensen Beach, 3579 NW Federal Highway, or call them at 772-210-5305.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall – Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Painting with a Twist Hosts Stuart/Martin County Chamber Networking Breakfast

Out2News.com

Stuart – Painting with a Twist painting sessions are fun art, not fine art. Invite your friends, sip your favorite beverage* and enjoy step-by-step instruction with our experienced and enthusiastic local artists. It’s a colorful, casual party atmosphere where you’ll leave your cares behind and go home with a one-of-a-kind painting created by you.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

Painting with a Twist Paint Studio is located in Jensen Beach, 3579 NW Federal Highway, or call them at 772-210-5305.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall – Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Painting with a Twist Hosts Stuart/Martin County Chamber Networking Breakfast

Out2News.com

Stuart – Painting with a Twist painting sessions are fun art, not fine art. Invite your friends, sip your favorite beverage* and enjoy step-by-step instruction with our experienced and enthusiastic local artists. It’s a colorful, casual party atmosphere where you’ll leave your cares behind and go home with a one-of-a-kind painting created by you.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

Painting with a Twist Paint Studio is located in Jensen Beach, 3579 NW Federal Highway, or call them at 772-210-5305.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall – Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Painting with a Twist Hosts Stuart/Martin County Chamber Networking Breakfast

Out2News.com

Stuart – Painting with a Twist painting sessions are fun art, not fine art. Invite your friends, sip your favorite beverage* and enjoy step-by-step instruction with our experienced and enthusiastic local artists. It’s a colorful, casual party atmosphere where you’ll leave your cares behind and go home with a one-of-a-kind painting created by you.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

Painting with a Twist Paint Studio is located in Jensen Beach, 3579 NW Federal Highway, or call them at 772-210-5305.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall – Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Painting with a Twist Hosts Stuart/Martin County Chamber Networking Breakfast

Out2News.com

Stuart – Painting with a Twist painting sessions are fun art, not fine art. Invite your friends, sip your favorite beverage* and enjoy step-by-step instruction with our experienced and enthusiastic local artists. It’s a colorful, casual party atmosphere where you’ll leave your cares behind and go home with a one-of-a-kind painting created by you.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

Painting with a Twist Paint Studio is located in Jensen Beach, 3579 NW Federal Highway, or call them at 772-210-5305.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall – Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Hutchinson Island Marriott Beach Resort & Marina
Hosts Stuart/Martin County Chamber Business After Hours

Out2News.com

In photo: Chamber President/CEO Joe Catrambone; Lindsay Parkin, Candice Miller and Paola Morales, Hutchinson Island Marriott and Chamber Chairman Rob Gluckman, Treasure Coast Urgent & Family Care.

Stuart — The holiday spirit filled the evening at the Stuart/Martin County Chamber’s December Business After Hours, hosted and sponsored by Hutchinson Island Marriott Beach Resort & Marina. Chamber members were treated to gourmet hors d’ouevres galore and live entertainment.

Discover a compelling mix of style and substance at the Hutchinson Island Marriott Beach Resort & Marina. Located in Stuart, Florida in the sunny enclave of Hutchinson Island, our hotel offers a bit of something for everyone. Select either our main resort grounds or our beachfront Sandpiper Tower suites, which offer direct access to the water. In either case, you’ll be able to take advantage of our wealth of resort amenities, such as an 18-hole golf course, a full fitness center, a private marina and three outdoor pools.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath Out2News/Out2Martin County.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Hutchinson Island Marriott Beach Resort & Marina
Hosts Stuart/Martin County Chamber Business After Hours

Out2News.com

In photo: Chamber Ambassador Maureen Vaillancourt, Re/Max of Stuart (left) temps “Santa” Richard and Adrienne Schoenwalder, Sailfish Plumbing and Aileen Fornuto

Stuart — The holiday spirit filled the evening at the Stuart/Martin County Chamber’s December Business After Hours, hosted and sponsored by Hutchinson Island Marriott Beach Resort & Marina. Chamber members were treated to gourmet hors d’ouevres galore and live entertainment.

Discover a compelling mix of style and substance at the Hutchinson Island Marriott Beach Resort & Marina. Located in Stuart, Florida in the sunny enclave of Hutchinson Island, our hotel offers a bit of something for everyone. Select either our main resort grounds or our beachfront Sandpiper Tower suites, which offer direct access to the water. In either case, you’ll be able to take advantage of our wealth of resort amenities, such as an 18-hole golf course, a full fitness center, a private marina and three outdoor pools.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath Out2News/Out2Martin County.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Hutchinson Island Marriott Beach Resort & Marina
Hosts Stuart/Martin County Chamber Business After Hours

Out2News.com

In photo: Eric Swierzinksi, HBK CPAs & Consultants (left) and Paul Hamaty, Rand Strategic Solutions enjoy the delicious food provided by Hutchinson Island Marriott

Stuart — The holiday spirit filled the evening at the Stuart/Martin County Chamber’s December Business After Hours, hosted and sponsored by Hutchinson Island Marriott Beach Resort & Marina. Chamber members were treated to gourmet hors d’ouevres galore and live entertainment.

Discover a compelling mix of style and substance at the Hutchinson Island Marriott Beach Resort & Marina. Located in Stuart, Florida in the sunny enclave of Hutchinson Island, our hotel offers a bit of something for everyone. Select either our main resort grounds or our beachfront Sandpiper Tower suites, which offer direct access to the water. In either case, you’ll be able to take advantage of our wealth of resort amenities, such as an 18-hole golf course, a full fitness center, a private marina and three outdoor pools.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath Out2News/Out2Martin County.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Hutchinson Island Marriott Beach Resort & Marina
Hosts Stuart/Martin County Chamber Business After Hours

Out2News.com

In photo: Robin Miley, The Sade Group gets some loving from her huge bear friends she delivered to the Chamber’s December Business After Hours at Hutchinson Island Marriott Beach Resort. She donated the bears for the J.D. Parker teddy bear drive, spearheaded by Candace Lopes, Skin Serenity Spa.

Stuart — The holiday spirit filled the evening at the Stuart/Martin County Chamber’s December Business After Hours, hosted and sponsored by Hutchinson Island Marriott Beach Resort & Marina. Chamber members were treated to gourmet hors d’ouevres galore and live entertainment.

Discover a compelling mix of style and substance at the Hutchinson Island Marriott Beach Resort & Marina. Located in Stuart, Florida in the sunny enclave of Hutchinson Island, our hotel offers a bit of something for everyone. Select either our main resort grounds or our beachfront Sandpiper Tower suites, which offer direct access to the water. In either case, you’ll be able to take advantage of our wealth of resort amenities, such as an 18-hole golf course, a full fitness center, a private marina and three outdoor pools.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath Out2News/Out2Martin County.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Hutchinson Island Marriott Beach Resort & Marina
Hosts Stuart/Martin County Chamber Business After Hours

Out2News.com

In photo: Santa’s favorite helper, Evie Klaassen, Colorado Pawn & Jewelry greets Jim Sisto, Able Closets

Stuart — The holiday spirit filled the evening at the Stuart/Martin County Chamber’s December Business After Hours, hosted and sponsored by Hutchinson Island Marriott Beach Resort & Marina. Chamber members were treated to gourmet hors d’ouevres galore and live entertainment.

Discover a compelling mix of style and substance at the Hutchinson Island Marriott Beach Resort & Marina. Located in Stuart, Florida in the sunny enclave of Hutchinson Island, our hotel offers a bit of something for everyone. Select either our main resort grounds or our beachfront Sandpiper Tower suites, which offer direct access to the water. In either case, you’ll be able to take advantage of our wealth of resort amenities, such as an 18-hole golf course, a full fitness center, a private marina and three outdoor pools.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath Out2News/Out2Martin County.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Hutchinson Island Marriott Beach Resort & Marina
Hosts Stuart/Martin County Chamber Business After Hours

Out2News.com

In photo: These young professionals gathered with City Commissioner Troy McDonald (2nd from left) left) are Emily Stone, Ocean Media; Attorney Joshua Shankman; Tess Brady Heribacka, The Fund; Tony Lavargna and Tara Connolly, Lavargna Law.

Stuart — The holiday spirit filled the evening at the Stuart/Martin County Chamber’s December Business After Hours, hosted and sponsored by Hutchinson Island Marriott Beach Resort & Marina. Chamber members were treated to gourmet hors d’ouevres galore and live entertainment.

Discover a compelling mix of style and substance at the Hutchinson Island Marriott Beach Resort & Marina. Located in Stuart, Florida in the sunny enclave of Hutchinson Island, our hotel offers a bit of something for everyone. Select either our main resort grounds or our beachfront Sandpiper Tower suites, which offer direct access to the water. In either case, you’ll be able to take advantage of our wealth of resort amenities, such as an 18-hole golf course, a full fitness center, a private marina and three outdoor pools.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath Out2News/Out2Martin County.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Hutchinson Island Marriott Beach Resort & Marina
Hosts Stuart/Martin County Chamber Business After Hours

Out2News.com

In photo: New Chamber member Jay Beckingham, Absolute Home Mortgage Co. and Fabiola Simon, Two Men and a Truck get acquainted

Stuart — The holiday spirit filled the evening at the Stuart/Martin County Chamber’s December Business After Hours, hosted and sponsored by Hutchinson Island Marriott Beach Resort & Marina. Chamber members were treated to gourmet hors d’ouevres galore and live entertainment.

Discover a compelling mix of style and substance at the Hutchinson Island Marriott Beach Resort & Marina. Located in Stuart, Florida in the sunny enclave of Hutchinson Island, our hotel offers a bit of something for everyone. Select either our main resort grounds or our beachfront Sandpiper Tower suites, which offer direct access to the water. In either case, you’ll be able to take advantage of our wealth of resort amenities, such as an 18-hole golf course, a full fitness center, a private marina and three outdoor pools.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath Out2News/Out2Martin County.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Hutchinson Island Marriott Beach Resort & Marina
Hosts Stuart/Martin County Chamber Business After Hours

Out2News.com

Stuart — The holiday spirit filled the evening at the Stuart/Martin County Chamber’s December Business After Hours, hosted and sponsored by Hutchinson Island Marriott Beach Resort & Marina. Chamber members were treated to gourmet hors d’ouevres galore and live entertainment.

Discover a compelling mix of style and substance at the Hutchinson Island Marriott Beach Resort & Marina. Located in Stuart, Florida in the sunny enclave of Hutchinson Island, our hotel offers a bit of something for everyone. Select either our main resort grounds or our beachfront Sandpiper Tower suites, which offer direct access to the water. In either case, you’ll be able to take advantage of our wealth of resort amenities, such as an 18-hole golf course, a full fitness center, a private marina and three outdoor pools.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath Out2News/Out2Martin County.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

 

Hutchinson Island Marriott Beach Resort & Marina
Hosts Stuart/Martin County Chamber Business After Hours

Out2News.com

Stuart — The holiday spirit filled the evening at the Stuart/Martin County Chamber’s December Business After Hours, hosted and sponsored by Hutchinson Island Marriott Beach Resort & Marina. Chamber members were treated to gourmet hors d’ouevres galore and live entertainment.

Discover a compelling mix of style and substance at the Hutchinson Island Marriott Beach Resort & Marina. Located in Stuart, Florida in the sunny enclave of Hutchinson Island, our hotel offers a bit of something for everyone. Select either our main resort grounds or our beachfront Sandpiper Tower suites, which offer direct access to the water. In either case, you’ll be able to take advantage of our wealth of resort amenities, such as an 18-hole golf course, a full fitness center, a private marina and three outdoor pools.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath Out2News/Out2Martin County.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

KALEIDOMINDS MARKETING

Out2martincounty.com

Out2martincounty.com

Hutchinson Island Marriott Beach Resort & Marina
Hosts Stuart/Martin County Chamber Business After Hours

Out2News.com

Stuart — The holiday spirit filled the evening at the Stuart/Martin County Chamber’s December Business After Hours, hosted and sponsored by Hutchinson Island Marriott Beach Resort & Marina. Chamber members were treated to gourmet hors d’ouevres galore and live entertainment.

Discover a compelling mix of style and substance at the Hutchinson Island Marriott Beach Resort & Marina. Located in Stuart, Florida in the sunny enclave of Hutchinson Island, our hotel offers a bit of something for everyone. Select either our main resort grounds or our beachfront Sandpiper Tower suites, which offer direct access to the water. In either case, you’ll be able to take advantage of our wealth of resort amenities, such as an 18-hole golf course, a full fitness center, a private marina and three outdoor pools.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath Out2News/Out2Martin County.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Sky Limo Air Charter

Out2martincounty.com

 

Sky Limo Corporation is a full service aviation company. Sky Limo Air Charter provides the highest level of private aviation services available

They are operated by an experienced management team with a safety/customer first approach. Their motto: “Always Exceed Expectation”

Located at the Fort Lauderdale Executive Airport, in Florida with offices in Orlando, Sarasota, and St Petersburg/Tampa. charter department operates 24 hours a day, 7 days a week, 365 days a year.

Contact us at (954) 776-9004

Out2martincounty.com

Hutchinson Island Marriott Beach Resort & Marina
Hosts Stuart/Martin County Chamber Business After Hours

Out2News.com

Stuart — The holiday spirit filled the evening at the Stuart/Martin County Chamber’s December Business After Hours, hosted and sponsored by Hutchinson Island Marriott Beach Resort & Marina. Chamber members were treated to gourmet hors d’ouevres galore and live entertainment.

Discover a compelling mix of style and substance at the Hutchinson Island Marriott Beach Resort & Marina. Located in Stuart, Florida in the sunny enclave of Hutchinson Island, our hotel offers a bit of something for everyone. Select either our main resort grounds or our beachfront Sandpiper Tower suites, which offer direct access to the water. In either case, you’ll be able to take advantage of our wealth of resort amenities, such as an 18-hole golf course, a full fitness center, a private marina and three outdoor pools.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath Out2News/Out2Martin County.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Piper’s Landing Hosts Palm City Chamber
Annual Christmas Breakfast

Out2News.com

In photo: Jeff Teach – Teach Wealth Management

Palm City –- Embrace Florida as it’s meant to be…in a place known for its elegant, yet unpretentious lifestyle. A sanctuary where tropical breezes and vibrant sunsets are part of the daily routine.

A private community, Piper’s Landing Yacht & Country Club provides all the amenities you’d expect from a luxury country club in a neighborhood with only 302 residences, nestled among 600 acres of lush, natural preserve areas.

Enjoy your golf game amidst the stunning landscape. Set sail from the calm waters of our naturally protected yacht basin to the Atlantic Ocean. Or challenge your hand on our impeccably maintained Har-Tru® tennis courts.

Experience a lifestyle you thought no longer existed in Florida. We invite you to discover what makes Piper’s Landing so special to those who live and play here.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Photo by: Dick Hall Out2News/Out2martincounty.com

Email your story or request to: rshall@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Piper’s Landing Hosts Palm City Chamber
Annual Christmas Breakfast

Out2News.com

In photo: Congratulations to Debbi Denning our Ambassador of the Month

Palm City –- Embrace Florida as it’s meant to be…in a place known for its elegant, yet unpretentious lifestyle. A sanctuary where tropical breezes and vibrant sunsets are part of the daily routine.

A private community, Piper’s Landing Yacht & Country Club provides all the amenities you’d expect from a luxury country club in a neighborhood with only 302 residences, nestled among 600 acres of lush, natural preserve areas.

Enjoy your golf game amidst the stunning landscape. Set sail from the calm waters of our naturally protected yacht basin to the Atlantic Ocean. Or challenge your hand on our impeccably maintained Har-Tru® tennis courts.

Experience a lifestyle you thought no longer existed in Florida. We invite you to discover what makes Piper’s Landing so special to those who live and play here.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Photo by: Dick Hall Out2News/Out2martincounty.com

Email your story or request to: rshall@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Piper’s Landing Hosts Palm City Chamber
Annual Christmas Breakfast

Out2News.com

In photo: Hidden Oaks Middle School Choir celebrates Christmas at Palm City December breakfast

Palm City –- Embrace Florida as it’s meant to be…in a place known for its elegant, yet unpretentious lifestyle. A sanctuary where tropical breezes and vibrant sunsets are part of the daily routine.

A private community, Piper’s Landing Yacht & Country Club provides all the amenities you’d expect from a luxury country club in a neighborhood with only 302 residences, nestled among 600 acres of lush, natural preserve areas.

Enjoy your golf game amidst the stunning landscape. Set sail from the calm waters of our naturally protected yacht basin to the Atlantic Ocean. Or challenge your hand on our impeccably maintained Har-Tru® tennis courts.

Experience a lifestyle you thought no longer existed in Florida. We invite you to discover what makes Piper’s Landing so special to those who live and play here.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Photo by: Dick Hall Out2News/Out2martincounty.com

Email your story or request to: rshall@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Piper’s Landing Hosts Palm City Chamber
Annual Christmas Breakfast

Out2News.com

In photo: Welcome new member Barbara Nureberg, Owner operator of Jon Smith Subs

Palm City –- Embrace Florida as it’s meant to be…in a place known for its elegant, yet unpretentious lifestyle. A sanctuary where tropical breezes and vibrant sunsets are part of the daily routine.

A private community, Piper’s Landing Yacht & Country Club provides all the amenities you’d expect from a luxury country club in a neighborhood with only 302 residences, nestled among 600 acres of lush, natural preserve areas.

Enjoy your golf game amidst the stunning landscape. Set sail from the calm waters of our naturally protected yacht basin to the Atlantic Ocean. Or challenge your hand on our impeccably maintained Har-Tru® tennis courts.

Experience a lifestyle you thought no longer existed in Florida. We invite you to discover what makes Piper’s Landing so special to those who live and play here.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Photo by: Dick Hall Out2News/Out2martincounty.com

Email your story or request to: rshall@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Piper’s Landing Hosts Palm City Chamber
Annual Christmas Breakfast

Out2News.com

In photo: Welcome new member Fabiola Simon from Two Men and A Truck

Palm City –- Embrace Florida as it’s meant to be…in a place known for its elegant, yet unpretentious lifestyle. A sanctuary where tropical breezes and vibrant sunsets are part of the daily routine.

A private community, Piper’s Landing Yacht & Country Club provides all the amenities you’d expect from a luxury country club in a neighborhood with only 302 residences, nestled among 600 acres of lush, natural preserve areas.

Enjoy your golf game amidst the stunning landscape. Set sail from the calm waters of our naturally protected yacht basin to the Atlantic Ocean. Or challenge your hand on our impeccably maintained Har-Tru® tennis courts.

Experience a lifestyle you thought no longer existed in Florida. We invite you to discover what makes Piper’s Landing so special to those who live and play here.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Photo by: Dick Hall Out2News/Out2martincounty.com

Email your story or request to: rshall@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Piper’s Landing Hosts Palm City Chamber
Annual Christmas Breakfast

Out2News.com

In photo: Welcome new member Houston Ennis from Semper Fi Supplies

Palm City –- Embrace Florida as it’s meant to be…in a place known for its elegant, yet unpretentious lifestyle. A sanctuary where tropical breezes and vibrant sunsets are part of the daily routine.

A private community, Piper’s Landing Yacht & Country Club provides all the amenities you’d expect from a luxury country club in a neighborhood with only 302 residences, nestled among 600 acres of lush, natural preserve areas.

Enjoy your golf game amidst the stunning landscape. Set sail from the calm waters of our naturally protected yacht basin to the Atlantic Ocean. Or challenge your hand on our impeccably maintained Har-Tru® tennis courts.

Experience a lifestyle you thought no longer existed in Florida. We invite you to discover what makes Piper’s Landing so special to those who live and play here.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Photo by: Dick Hall Out2News/Out2martincounty.com

Email your story or request to: rshall@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Piper’s Landing Hosts Palm City Chamber
Annual Christmas Breakfast

Out2News.com

In photo: Welcome new member Ricky Bullard from Bullards Cleaning Servises

Palm City –- Embrace Florida as it’s meant to be…in a place known for its elegant, yet unpretentious lifestyle. A sanctuary where tropical breezes and vibrant sunsets are part of the daily routine.

A private community, Piper’s Landing Yacht & Country Club provides all the amenities you’d expect from a luxury country club in a neighborhood with only 302 residences, nestled among 600 acres of lush, natural preserve areas.

Enjoy your golf game amidst the stunning landscape. Set sail from the calm waters of our naturally protected yacht basin to the Atlantic Ocean. Or challenge your hand on our impeccably maintained Har-Tru® tennis courts.

Experience a lifestyle you thought no longer existed in Florida. We invite you to discover what makes Piper’s Landing so special to those who live and play here.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Photo by: Dick Hall Out2News/Out2martincounty.com

Email your story or request to: rshall@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Piper’s Landing Hosts Palm City Chamber
Annual Christmas Breakfast

Out2News.com

In photo: A belated Out2 welcome new memebr Christopher Cook from Green Spot Payroll Services

Palm City –- Embrace Florida as it’s meant to be…in a place known for its elegant, yet unpretentious lifestyle. A sanctuary where tropical breezes and vibrant sunsets are part of the daily routine.

A private community, Piper’s Landing Yacht & Country Club provides all the amenities you’d expect from a luxury country club in a neighborhood with only 302 residences, nestled among 600 acres of lush, natural preserve areas.

Enjoy your golf game amidst the stunning landscape. Set sail from the calm waters of our naturally protected yacht basin to the Atlantic Ocean. Or challenge your hand on our impeccably maintained Har-Tru® tennis courts.

Experience a lifestyle you thought no longer existed in Florida. We invite you to discover what makes Piper’s Landing so special to those who live and play here.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Photo by: Dick Hall Out2News/Out2martincounty.com

Email your story or request to: rshall@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Piper’s Landing Hosts Palm City Chamber
Annual Christmas Breakfast

Out2News.com

Palm City –- Embrace Florida as it’s meant to be…in a place known for its elegant, yet unpretentious lifestyle. A sanctuary where tropical breezes and vibrant sunsets are part of the daily routine.

A private community, Piper’s Landing Yacht & Country Club provides all the amenities you’d expect from a luxury country club in a neighborhood with only 302 residences, nestled among 600 acres of lush, natural preserve areas.

Enjoy your golf game amidst the stunning landscape. Set sail from the calm waters of our naturally protected yacht basin to the Atlantic Ocean. Or challenge your hand on our impeccably maintained Har-Tru® tennis courts.

Experience a lifestyle you thought no longer existed in Florida. We invite you to discover what makes Piper’s Landing so special to those who live and play here.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Photo by: Dick Hall Out2News/Out2martincounty.com

Email your story or request to: rshall@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Piper’s Landing Hosts Palm City Chamber
Annual Christmas Breakfast

Out2News.com

Palm City –- Embrace Florida as it’s meant to be…in a place known for its elegant, yet unpretentious lifestyle. A sanctuary where tropical breezes and vibrant sunsets are part of the daily routine.

A private community, Piper’s Landing Yacht & Country Club provides all the amenities you’d expect from a luxury country club in a neighborhood with only 302 residences, nestled among 600 acres of lush, natural preserve areas.

Enjoy your golf game amidst the stunning landscape. Set sail from the calm waters of our naturally protected yacht basin to the Atlantic Ocean. Or challenge your hand on our impeccably maintained Har-Tru® tennis courts.

Experience a lifestyle you thought no longer existed in Florida. We invite you to discover what makes Piper’s Landing so special to those who live and play here.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Photo by: Dick Hall Out2News/Out2martincounty.com

Email your story or request to: rshall@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Piper’s Landing Hosts Palm City Chamber
Annual Christmas Breakfast

Out2News.com

In photo: Ricky Bullard, friends and Ambassador’s from the Palm City Chamber celebrate new member ribbon cutting

Palm City –- Embrace Florida as it’s meant to be…in a place known for its elegant, yet unpretentious lifestyle. A sanctuary where tropical breezes and vibrant sunsets are part of the daily routine.

A private community, Piper’s Landing Yacht & Country Club provides all the amenities you’d expect from a luxury country club in a neighborhood with only 302 residences, nestled among 600 acres of lush, natural preserve areas.

Enjoy your golf game amidst the stunning landscape. Set sail from the calm waters of our naturally protected yacht basin to the Atlantic Ocean. Or challenge your hand on our impeccably maintained Har-Tru® tennis courts.

Experience a lifestyle you thought no longer existed in Florida. We invite you to discover what makes Piper’s Landing so special to those who live and play here.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Photo by: Dick Hall Out2News/Out2martincounty.com

Email your story or request to: rshall@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Piper’s Landing Hosts Palm City Chamber
Annual Christmas Breakfast

Out2News.com

In photo: Barabara Nurenberg, friends and Ambassador’s from the Palm City Chamber celebrate new member ribbon cutting

Palm City –- Embrace Florida as it’s meant to be…in a place known for its elegant, yet unpretentious lifestyle. A sanctuary where tropical breezes and vibrant sunsets are part of the daily routine.

A private community, Piper’s Landing Yacht & Country Club provides all the amenities you’d expect from a luxury country club in a neighborhood with only 302 residences, nestled among 600 acres of lush, natural preserve areas.

Enjoy your golf game amidst the stunning landscape. Set sail from the calm waters of our naturally protected yacht basin to the Atlantic Ocean. Or challenge your hand on our impeccably maintained Har-Tru® tennis courts.

Experience a lifestyle you thought no longer existed in Florida. We invite you to discover what makes Piper’s Landing so special to those who live and play here.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Photo by: Dick Hall Out2News/Out2martincounty.com

Email your story or request to: rshall@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

DON’T LET RISING INTEREST
RATES CATCH YOU BY SURPRISE

Out2News.comYou’ve probably heard the news that the Federal Reserve has been raising its benchmark federal funds rate. The Fed doesn’t directly control consumer interest rates, but changes to the federal funds rate (which is the rate banks use to lend funds to each other overnight within the Federal Reserve system) often affect consumer borrowing costs.

Forms of consumer credit that charge variable interest rates are especially vulnerable, including adjustable rate mortgages (ARMs), most credit cards, and certain private student loans. Variable interest rates are often tied to a benchmark (an index) such as the U.S. prime rate or the London Interbank Offered Rate (LIBOR), which typically goes up when the federal funds rate increases.

Although nothing is certain, the Fed expects to raise the federal funds rate by small increments over the next several years. However, you still have time to act before any interest rate hikes significantly affect your finances.

Adjustable rate mortgages (ARMs)

If you have an ARM, your interest rate and monthly payment may adjust at certain intervals. For example, if you have a 5/1 ARM, your initial interest rate is fixed for five years, but then can change every year if the underlying index goes up or down. Your loan documents will spell out which index your ARM tracks, the date your interest rate and payment may adjust, and by how much. ARM rates and payments have caps that limit the amount by which interest rates and payments can change over time. Refinancing into a fixed rate mortgage could be an option if you’re concerned about steadily climbing interest rates, but this may not be cost-effective if you plan to sell

your home before the interest rate adjusts.

Credit cards

It’s always a good idea to keep credit card debt in check, but it’s especially important when interest rates are trending upward. Many credit cards have variable annual percentage rates (APRs) that are tied to an index (typically the prime rate). When the prime rate goes up, the card’s APR will also increase.

Check your credit card statement to see what APR you’re currently paying. If you’re carrying a balance, how much is your monthly finance charge?

Your credit card issuer must give you written notice at least 45 days in advance of any rate change, so you have a little time to reduce or pay off your balance. If it’s not possible to pay off your credit card debt quickly, you may want to look for alternatives. One option is to transfer your balance to a card that offers a 0% promotional rate for a set period of time (such as 18 months). But watch out for transaction fees, and find out what APR applies after the promotional rate term expires, in case a balance remains.

Variable rate student loans

Interest rates on federal student loans are always fixed (and so is the monthly payment). But if you have a variable rate student loan from a private lender, the size of your monthly payment may increase as the federal funds rate rises, potentially putting a dent in your budget. Variable student loan interest rates are generally pegged to the prime rate or the LIBOR. Because repayment occurs over a number of years, multiple rate hikes for variable rate loans could significantly affect the amount you’ll need to repay. Review your loan documents to find out how the interest rate is calculated, how often your payment might adjust, and whether the interest rate is capped.

Because interest rates are generally lower for variable rate loans, your monthly payment may be manageable, and you may be able to handle fluctuations. However, if your repayment term is long and you want to lock in your payment, you may consider refinancing into a fixed rate loan. Make sure to carefully compare the costs and benefits of each option before refinancing.

If you’re looking for an advisor who can assist you in this time of change, give me a call.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

Out2martincounty.com

The Rise and Fall of Bitcoin

Out2News.com

In November 1, 2008, a man named Satoshi Nakamoto posted a research paper to an obscure cryptography listserv describing his design for a new digital currency that he called bitcoin. None of the list’s veterans had heard of him, and what little information could be gleaned was murky and contradictory. In an online profile, he said he lived in Japan. His email address was from a free German service. Google searches for his name turned up no relevant information; it was clearly a pseudonym. But while Nakamoto himself may have been a puzzle, his creation cracked a problem that had stumped cryptographers for decades. The idea of digital money—convenient and untraceable, liberated from the oversight of governments and banks—had been a hot topic since the birth of the Internet. Cypherpunks, the 1990s movement of libertarian cryptographers, dedicated themselves to the project. Yet every effort to create virtual cash had foundered. Ecash, an anonymous system launched in the early 1990s by cryptographer David Chaum, failed in part because it depended on the existing infrastructures of government and credit card companies. Other proposals followed—bit gold, RPOW, b-money—but none got off the ground.

One of the core challenges of designing a digital currency involves something called the double-spending problem. If a digital dollar is just information, free from the corporeal strictures of paper and metal, what’s to prevent people from copying and pasting it as easily as a chunk of text, “spending” it as many times as they want? The conventional answer involved using a central clearinghouse to keep a real-time ledger of all transactions—ensuring that, if someone spends his last digital dollar, he can’t then spend it again. The ledger prevents fraud, but it also requires a trusted third party to administer it.

Bitcoin did away with the third party by publicly distributing the ledger, what Nakamoto called the “block chain.” Users willing to devote CPU power to running a special piece of software would be called miners and would form a network to maintain the block chain collectively. In the process, they would also generate new currency. Transactions would be broadcast to the network, and computers running the software would compete to solve irreversible cryptographic puzzles that contain data from several transactions. The first miner to solve each puzzle would be awarded 50 new bitcoins, and the associated block of transactions would be added to the chain. The difficulty of each puzzle would increase as the number of miners increased, which would keep production to one block of transactions roughly every 10 minutes. In addition, the size of each block bounty would halve every 210,000 blocks—first from 50 bitcoins to 25, then from 25 to 12.5, and so on. Around the year 2140, the currency would reach its preordained limit of 21 million bitcoins.

When Nakamoto’s paper came out in 2008, trust in the ability of governments and banks to manage the economy and the money supply was at its nadir. The US government was throwing dollars at Wall Street and the Detroit car companies. The Federal Reserve was introducing “quantitative easing,” essentially printing money in order to stimulate the economy. The price of gold was rising. Bitcoin required no faith in the politicians or financiers who had wrecked the economy—just in Nakamoto’s elegant algorithms. Not only did bitcoin’s public ledger seem to protect against fraud, but the predetermined release of the digital currency kept the bitcoin money supply growing at a predictable rate, immune to printing-press-happy central bankers and Weimar Republic-style hyperinflation.

Out2News.com

Nakamoto himself mined the first 50 bitcoins—which came to be called the genesis block—on January 3, 2009. For a year or so, his creation remained the province of a tiny group of early adopters. But slowly, word of bitcoin spread beyond the insular world of cryptography. It has won accolades from some of digital currency’s greatest minds. Wei Dai, inventor of b-money, calls it “very significant”; Nick Szabo, who created bit gold, hails bitcoin as “a great contribution to the world”; and Hal Finney, the eminent cryptographer behind RPOW, says it’s “potentially world-changing.” The Electronic Frontier Foundation, an advocate for digital privacy, eventually started accepting donations in the alternative currency.

The small band of early bitcoiners all shared the communitarian spirit of an open source software project. Gavin Andresen, a coder in New England, bought 10,000 bitcoins for $50 and created a site called the Bitcoin Faucet, where he gave them away for the hell of it. Laszlo Hanyecz, a Florida programmer, conducted what bitcoiners think of as the first real-world bitcoin transaction, paying 10,000 bitcoins to get two pizzas delivered from Papa John’s. (He sent the bitcoins to a volunteer in England, who then called in a credit card order transatlantically.) A farmer in Massachusetts named David Forster began accepting bitcoins as payment for alpaca socks.

When they weren’t busy mining, the faithful tried to solve the mystery of the man they called simply Satoshi. On a bitcoin IRC channel, someone noted portentously that in Japanese Satoshi means “wise.” Someone else wondered whether the name might be a sly portmanteau of four tech companies: SAmsung, TOSHIba, NAKAmichi, and MOTOrola. It seemed doubtful that Nakamoto was even Japanese. His English had the flawless, idiomatic ring of a native speaker.

Perhaps, it was suggested, Nakamoto wasn’t one man but a mysterious group with an inscrutable purpose—a team at Google, maybe, or the National Security Agency. “I exchanged some emails with whoever Satoshi supposedly is,” says Hanyecz, who was on bitcoin’s core developer team for a time. “I always got the impression it almost wasn’t a real person. I’d get replies maybe every two weeks, as if someone would check it once in a while. Bitcoin seems awfully well designed for one person to crank out.”

Nakamoto revealed little about himself, limiting his online utterances to technical discussion of his source code. On December 5, 2010, after bitcoiners started to call for Wikileaks to accept bitcoin donations, the normally terse and all-business Nakamoto weighed in with uncharacteristic vehemence. “No, don’t ‘bring it on,’” he wrote in a post to the bitcoin forum. “The project needs to grow gradually so the software can be strengthened along the way. I make this appeal to Wikileaks not to try to use bitcoin. Bitcoin is a small beta community in its infancy. You would not stand to get more than pocket change, and the heat you would bring would likely destroy us at this stage.”

Then, as unexpectedly as he had appeared, Nakamoto vanished. At 6:22 pm GMT on December 12, seven days after his Wikileaks plea, Nakamoto posted his final message to the bitcoin forum, concerning some minutiae in the latest version of the software. His email responses became more erratic, then stopped altogether. Andresen, who had taken over the role of lead developer, was now apparently one of just a few people with whom he was still communicating. On April 26, Andresen told fellow coders: “Satoshi did suggest this morning that I (we) should try to de-emphasize the whole ‘mysterious founder’ thing when talking publicly about bitcoin.” Then Nakamoto stopped replying even to Andresen’s emails. Bitcoiners wondered plaintively why he had left them. But by then his creation had taken on a life of its own.

 

Out2News.com

 

How They’re Made

Bitcoin’s economy consists of a network of its users’ computers. At preset intervals, an algorithm releases new bitcoins into the network: 50 every 10 minutes, with the pace halving in increments until around 2140. The automated pace is meant to ensure regular growth of the monetary supply without interference by third parties, like a central bank, which can lead to hyperinflation.

How They’re Mined

To prevent fraud, the bitcoin software maintains a pseudonymous public ledger of every transaction. Some bitcoiners’ computers validate transactions by cracking cryptographic puzzles, and the first to solve each puzzle receives 50 new bitcoins. Bitcoins can be stored in a variety of places—from a “wallet” on a desktop computer to a centralized service in the cloud.

How They’re Spent

Once users download the bitcoin app to their machine, spending the currency is as easy as sending an email. The range of merchants that accept it is small but growing; look for the telltale

symbol at the cash register. And entrepreneurial bitcoiners are working to make it much easier to use the currency, building everything from point-of-service machines to PayPal alternatives.

“Bitcoin enthusiasts are almost evangelists,” Bruce Wagner says. “They see the beauty of the technology. It’s a huge movement. It’s almost like a religion. On the forum, you’ll see the spirit. It’s not just me, me, me. It’s what’s for the betterment of bitcoin.”

It’s a July morning. Wagner, whose boyish energy and Pantone-black hair belie his 50 years, is sitting in his office at OnlyOneTV, an Internet television startup in Manhattan. Over just a few months, he has become bitcoin’s chief proselytizer. He hosts The Bitcoin Show, a program on OnlyOneTV in which he plugs the nascent currency and interviews notables from the bitcoin world. He also runs a bitcoin meetup group and is gearing up to host bitcoin’s first “world conference” in August. “I got obsessed and didn’t eat or sleep for five days,” he says, recalling the moment he discovered bitcoin. “It was bitcoin, bitcoin, bitcoin, like I was on crystal meth!”

Wagner is not given to understatement. While bitcoin is “the most exciting technology since the Internet,” he says, eBay is “a giant bloodsucking corporation” and free speech “a popular myth.” He is similarly excitable when predicting the future of bitcoin. “I knew it wasn’t a stock and wouldn’t go up and down,” he explains. “This was something that was going to go up, up, up.”

For a while, he was right. Through 2009 and early 2010, bitcoins had no value at all, and for the first six months after they started trading in April 2010, the value of one bitcoin stayed below 14 cents. Then, as the currency gained viral traction in summer 2010, rising demand for a limited supply caused the price on online exchanges to start moving. By early November, it surged to 36 cents before settling down to around 29 cents. In February 2011, it rose again and was mentioned on Slashdot for achieving “dollar parity”; it hit $1.06 before settling in at roughly 87 cents.

In the spring, catalyzed in part by a much-linked Forbes story on the new “crypto currency,” the price exploded. From early April to the end of May, the going rate for a bitcoin rose from 86 cents to $8.89. Then, after Gawker published a story on June 1 about the currency’s popularity among online drug dealers, it more than tripled in a week, soaring to about $27. The market value of all bitcoins in circulation was approaching $130 million. A Tennessean dubbed KnightMB, who held 371,000 bitcoins, became worth more than $10 million, the richest man in the bitcoin realm. The value of those 10,000 bitcoins Hanyecz used to buy pizza had risen to $272,329. “I don’t feel bad about it,” he says. “The pizza was really good.”

Bitcoin was drawing the kind of attention normally reserved for overhyped Silicon Valley IPOs and Apple product launches. On his Internet talk show, journo-entrepreneur Jason Calacanis called it “a fundamental shift” and “one of the most interesting things I’ve seen in 20 years in the technology business.” Prominent venture capitalist Fred Wilson heralded “societal upheaval” as the Next Big Thing on the Internet, and the four examples he gave were Wikileaks, PlayStation hacking, the Arab Spring, and bitcoin. Andresen, the coder, accepted an invitation from the CIA to come to Langley, Virginia, to speak about the currency. Rick Falkvinge, founder of the Swedish Pirate Party (whose central policy plank includes the abolition of the patent system), announced that he was putting his life savings into bitcoins.

The future of bitcoin seemed to shimmer with possibility. Mark Suppes, an inventor building a fusion reactor in a Brooklyn loft from eBay-sourced parts, got an old ATM and began retrofitting it to dispense cash for bitcoins. On the so-called secret Internet (the invisible grid of sites reachable by computers using Tor anonymizing software), the black-and-gray-market site Silk Road anointed the bitcoin the coin of the realm; you could use bitcoins to buy everything from Purple Haze pot to Fentanyl lollipops to a kit for converting a rifle into a machine gun. A young bitcoiner, The Real Plato, brought On the Road into the new millennium by video-blogging a cross-country car trip during which he spent only bitcoins. Numismatic enthusiasts among the currency’s faithful began dreaming of collectible bitcoins, wondering what price such rarities as the genesis block might fetch.

As the price rose and mining became more popular, the increased competition meant decreasing profits. An arms race commenced. Miners looking for horsepower supplemented their computers with more powerful graphics cards, until they became nearly impossible to find. Where the first miners had used their existing machines, the new wave, looking to mine bitcoins 24 hours a day, bought racks of cheap computers with high-speed GPUs cooled by noisy fans. The boom gave rise to mining-rig porn, as miners posted photos of their setups. As in any gold rush, people recounted tales of uncertain veracity. An Alaskan named Darrin reported that a bear had broken into his garage but thankfully ignored his rig. Another miner’s electric bill ran so high, it was said, that police raided his house, suspecting that he was growing pot.

Amid the euphoria, there were troubling signs. Bitcoin had begun in the public-interested spirit of open source peer-to-peer software and libertarian political philosophy, with references to the Austrian school of economics. But real money was at stake now, and the dramatic price rise had attracted a different element, people who saw the bitcoin as a commodity in which to speculate. At the same time, media attention was bringing exactly the kind of heat that Nakamoto had feared. US senator Charles Schumer held a press conference, appealing to the DEA and Justice Department to shut down Silk Road, which he called “the most brazen attempt to peddle drugs online that we have ever seen” and describing bitcoin as “an online form of money-laundering.”

Meanwhile, a cult of Satoshi was developing. Someone started selling I AM SATOSHI NAKAMOTO T-shirts. Disciples lobbied to name the smallest fractional denomination of a bitcoin a “satoshi.” There was Satoshi-themed fan fiction and manga art. And bitcoiners continued to ponder his mystery. Some speculated that he had died. A few postulated that he was actually Wikileaks founder Julian Assange. Many more were convinced that he was Gavin Andresen. Still others believed that he must be one of the older crypto-currency advocates—Finney or Szabo or Dai. Szabo himself suggested it could be Finney or Dai. Stefan Thomas, a Swiss coder and active community member, graphed the time stamps for each of Nakamoto’s 500-plus bitcoin forum posts; the resulting chart showed a steep decline to almost no posts between the hours of 5 am and 11 am Greenwich Mean Time. Because this pattern held true even on Saturdays and Sundays, it suggested that the lull was occurring when Nakamoto was asleep, rather than at work. (The hours of 5 am to 11 am GMT are midnight to 6 am Eastern Standard Time.) Other clues suggested that Nakamoto was British: A newspaper headline he had encoded in the genesis block came from the UK-published Times of London, and both his forum posts and his comments in the bitcoin source code used such Brit spellings as optimise and colour.

Even the purest technology has to live in an impure world. Both the code and the idea of bitcoin may have been impregnable, but bitcoins themselves—unique strings of numbers that constitute units of the currency—are discrete pieces of information that have to be stored somewhere. By default, bitcoin kept users’ currency in a digital “wallet” on their desktop, and when bitcoins were worth very little, easy to mine, and possessed only by techies, that was sufficient. But once they started to become valuable, a PC felt inadequate. Some users protected their bitcoins by creating multiple backups, encrypting and storing them on thumb drives, on forensically scrubbed virgin computers without Internet connections, in the cloud, and on printouts stored in safe-deposit boxes. But even some sophisticated early adopters had trouble keeping their bitcoins safe. Stefan Thomas had three copies of his wallet yet inadvertently managed to erase two of them and lose his password for the third. In a stroke, he lost about 7,000 bitcoins, at the time worth about $140,000. “I spent a week trying to recover it,” he says. “It was pretty painful.” Most people who have cash to protect put it in a bank, an institution about which the more zealous bitcoiners were deeply leery. Instead, for this new currency, a primitive and unregulated financial-services industry began to develop. Fly-by-night online “wallet services” promised to safeguard clients’ digital assets. Exchanges allowed anyone to trade bitcoins for dollars or other currencies. Bitcoin itself might have been decentralized, but users were now blindly entrusting increasing amounts of currency to third parties that even the most radical libertarian would be hard-pressed to claim were more secure than federally insured institutions. Most were Internet storefronts, run by who knows who from who knows where.

Sure enough, as the price headed upward, disturbing events began to bedevil the bitcoiners. In mid-June, someone calling himself Allinvain reported that 25,000 bitcoins worth more than $500,000 had been stolen from his computer. (To this day, nobody knows whether this claim is true.) About a week later, a hacker pulled off an ingenious attack on a Tokyo-based exchange site called Mt. Gox, which handled 90 percent of all bitcoin exchange transactions. Mt. Gox restricted account withdrawals to $1,000 worth of bitcoins per day (at the time of the attack, roughly 35 bitcoins). After he broke into Mt. Gox’s system, the hacker simulated a massive sell-off, driving the exchange rate to zero and letting him withdraw potentially tens of thousands of other people’s bitcoins.

As it happened, market forces conspired to thwart the scheme. The price plummeted, but as speculators flocked to take advantage of the fire sale, they quickly drove it back up, limiting the thief’s haul to only around 2,000 bitcoins. The exchange ceased operations for a week and rolled back the postcrash transactions, but the damage had been done; the bitcoin never got back above $17. Within a month, Mt. Gox had lost 10 percent of its market share to a Chile-based upstart named TradeHill. Most significantly, the incident had shaken the confidence of the community and inspired loads of bad press.

In the public’s imagination, overnight the bitcoin went from being the currency of tomorrow to a dystopian joke. The Electronic Frontier Foundation quietly stopped accepting bitcoin donations. Two Irish scholars specializing in network analysis demonstrated that bitcoin wasn’t nearly as anonymous as many had assumed: They were able to identify the handles of a number of people who had donated bitcoins to Wikileaks. (The organization announced in June 2011 that it was accepting such donations.) Nontechnical newcomers to the currency, expecting it to be easy to use, were disappointed to find that an extraordinary amount of effort was required to obtain, hold, and spend bitcoins. For a time, one of the easier ways to buy them was to first use Paypal to buy Linden dollars, the virtual currency in Second Life, then trade them within that make-believe universe for bitcoins. As the tone of media coverage shifted from gee-whiz to skeptical, attention that had once been thrilling became a source of resentment.

More disasters followed. Poland-based Bitomat, the third-largest exchange, revealed that it had—oops—accidentally overwritten its entire wallet. Security researchers detected a proliferation of viruses aimed at bitcoin users: Some were designed to steal wallets full of existing bitcoins; others commandeered processing power to mine fresh coins. By summer, the oldest wallet service, MyBitcoin, stopped responding to emails. It had always been fishy—registered in the West Indies and run by someone named Tom Williams, who never posted in the forums. But after a month of unbroken silence, Wagner, the New York City bitcoin evangelist, finally stated what many had already been thinking: Whoever was running MyBitcoin had apparently gone AWOL with everyone’s money. Wagner himself revealed that he had been keeping all 25,000 or so of his bitcoins on MyBitcoin and had recommended to friends and relatives that they use it, too. He also aided a vigilante effort that publicly named several suspects. MyBitcoin’s supposed owner resurfaced, claiming his site had been hacked. Then Wagner became the target of a countercampaign that publicized a successful lawsuit against him for mortgage fraud, costing him much of his reputation within the community. “People have the mistaken impression that virtual currency means you can trust a random person over the Internet,” says Jeff Garzik, a member of bitcoin’s core developer group.

And nobody had been as trusted as Nakamoto himself, who remained mysteriously silent as the world he created threatened to implode. Some bitcoiners began to suspect that he was working for the CIA or Federal Reserve. Others worried that bitcoin had been a Ponzi scheme, with Nakamoto its Bernie Madoff—mining bitcoins when they were worthless, then waiting for their value to rise. The most dedicated bitcoin loyalists maintained their faith, not just in Nakamoto, but in the system he had built. And yet, unmistakably, beneath the paranoia and infighting lurked something more vulnerable, an almost theodical disappointment. What bitcoiners really seemed to be asking was, why had Nakamoto created this world only to abandon it?

If Nakamoto has forsaken his adherents, though, they are not prepared to let his creation die. Even as the currency’s value has continued to drop, they are still investing in the fragile economy. Wagner has advocated for it to be used by people involved in the Occupy Wall Street movement. While the gold-rush phase of mining has ended, with some miners dumping their souped-up mining rigs—”People are getting sick of the high electric bills, the heat, and the loud fans,” Garzik says—the more serious members of the community have turned to infrastructure. Mt. Gox is developing point-of-sale hardware. Other entrepreneurs are working on PayPal-like online merchant services. Two guys in Colorado have launched BitcoinDeals, an etailer offering “over 1,000,000 items.” The underworld’s use of the bitcoin has matured, too: Silk Road is now just one of many Tor-enabled back alleys, including sites like Black Market Reloaded, where self-proclaimed hit men peddle contract killings and assassinations.

“You could say it’s following Gartner’s Hype Cycle,” London-based core developer Amir Taaki says, referring to a theoretical technology-adoption-and-maturation curve that begins with a “technology trigger,” ascends to a “peak of inflated expectations,” collapses into a “trough of disillusionment,” and then climbs a “slope of enlightenment” until reaching a “plateau of productivity.” By this theory, bitcoin is clambering out of the trough, as people learn to value the infallible code and discard the human drama and wild fluctuations that surround it.

But that distinction is ultimately irrelevant. The underlying vulnerabilities that led to bitcoin’s troubles—its dependence on unregulated, centralized exchanges and online wallets—persist. Indeed, the bulk of mining is now concentrated in a handful of huge mining pools, which theoretically could hijack the entire network if they worked in concert.

Beyond the most hardcore users, skepticism has only increased. Nobel Prize-winning economist Paul Krugman wrote that the currency’s tendency to fluctuate has encouraged hoarding. Stefan Brands, a former ecash consultant and digital currency pioneer, calls bitcoin “clever” and is loath to bash it but believes it’s fundamentally structured like “a pyramid scheme” that rewards early adopters. “I think the big problems are ultimately the trust issues,” he says. “There’s nothing there to back it up. I know the counterargument, that that’s true of fiat money, too, but that’s completely wrong. There’s a whole trust fabric that’s been established through legal mechanisms.”

It would be interesting to know what Nakamoto thinks of all this, but he’s not talking. He didn’t respond to emails, and the people who might know who he is say they don’t. Andresen flatly denies he is Nakamoto. “I don’t know his real name,” he says. “I’m hoping one day he decides not to be anonymous anymore, but I expect not.” Szabo also denies that he is Nakamoto, and so does Dai. Finney, who has blogged eloquently about being diagnosed with amyotrophic lateral sclerosis, sent his denial in an email: “Under my current circumstances, facing limited life expectancy, I would have little to lose by shedding anonymity. But it was not I.” Both The New Yorker and Fast Company have launched investigations but ended up with little more than speculation.

The signal in the noise, the figure that emerges from the carpet of clues, suggests an academic with somewhat outdated programming training. (Nakamoto’s style of notation “was popular in the late ’80s and early ’90s,” Taaki notes. “Maybe he’s around 50, plus or minus 10 years.”) Some conjecturers are confident in their precision. “He has at best a master’s,” says a digital-currency expert. “It seems quite obvious it’s one of the developers. Maybe Gavin, just looking at his background.”

“I suspect Satoshi is a small team at a financial institution,” whitehat hacker Dan Kaminsky says. “I just get that feeling. He’s a quant who may have worked with some of his friends.”

But Garzik, the developer, says that the most dedicated bitcoiners have stopped trying to hunt down Nakamoto. “We really don’t care,” he says. It’s not the individuals behind the code who matter, but the code itself. And while people have stolen and cheated and abandoned the bitcoiners, the code has remained true.

Out2martincounty.com

Hutchinson Shores Resort & Spa Hosts Jensen Beach Chamber of Commerce December Business Luncheon

Out2News.com

 

In photo: Ron Rose, Executive Director of the Jensen Beach Chamber of Commerce welcomes Chamber members to lunch

Jensen Beach – Hutchinson Shores Resort & Spa is the Treasure Coast of Florida’s new premier resort for family vacations, meetings, corporate retreats, oceanfront weddings, and spa getaways. Their unique Jensen Beach hotel offers 178 oceanfront accommodations with coastal-inspired decor and private balconies, along with exceptional resort amenities including a signature spa, two outdoor pools, oceanfront dining and more.

You’ll also enjoy a spectacular beachfront location perfect for soaking up the sun and cooling off in the surf, while just moments from the area’s legendary fishing and golf courses. Their oceanfront address is also close to the charming shops in downtown Stuart, the classic cars at the Elliott Museum and other unique attractions in St. Lucie/St. Martin counties. For more information contact them at 800-818-1544.

The Jensen Beach Chamber of Commerce is located in downtown historic Jensen Beach. Through seminars, workshops and monthly luncheons the Chamber provides members with many opportunities to network and enhance businesses.

Jensen Beach is not only considered one of the most charming places to vacation in Florida, but our quaint community was also recently named as one of the top places to retire in the United States!

You can feel the “Old Florida” charm when you visit Jensen Beach – a unique riverfront town over a century old. Hutchinson Island beaches are natural and captivating.

With its perfect climate, natural beauty and warm hospitality, Jensen Beach and Hutchinson Island offer lots of things to do – great fishing spots, popular events, challenging golf courses, wonderful dining choices, quality lodging facilities, and unlimited shopping opportunities from a regional mall, to unique boutiques and art galleries.

From the scenic coastline of Hutchinson Island to the historic shops of Jensen Beach through the lagoons of Sewall’s Point along the tree-lined streets of Rio… this is Jensen Beach.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photos by: Dick Hall -Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Hutchinson Shores Resort & Spa Hosts Jensen Beach Chamber of Commerce December Business Luncheon

Out2News.com

In photo: Thanks to Ed Grifith, Property Manager from Hutchinson Shores Resort & Spa, for hosting our December luncheon

Jensen Beach – Hutchinson Shores Resort & Spa is the Treasure Coast of Florida’s new premier resort for family vacations, meetings, corporate retreats, oceanfront weddings, and spa getaways. Their unique Jensen Beach hotel offers 178 oceanfront accommodations with coastal-inspired decor and private balconies, along with exceptional resort amenities including a signature spa, two outdoor pools, oceanfront dining and more.

You’ll also enjoy a spectacular beachfront location perfect for soaking up the sun and cooling off in the surf, while just moments from the area’s legendary fishing and golf courses. Their oceanfront address is also close to the charming shops in downtown Stuart, the classic cars at the Elliott Museum and other unique attractions in St. Lucie/St. Martin counties. For more information contact them at 800-818-1544.

The Jensen Beach Chamber of Commerce is located in downtown historic Jensen Beach. Through seminars, workshops and monthly luncheons the Chamber provides members with many opportunities to network and enhance businesses.

Jensen Beach is not only considered one of the most charming places to vacation in Florida, but our quaint community was also recently named as one of the top places to retire in the United States!

You can feel the “Old Florida” charm when you visit Jensen Beach – a unique riverfront town over a century old. Hutchinson Island beaches are natural and captivating.

With its perfect climate, natural beauty and warm hospitality, Jensen Beach and Hutchinson Island offer lots of things to do – great fishing spots, popular events, challenging golf courses, wonderful dining choices, quality lodging facilities, and unlimited shopping opportunities from a regional mall, to unique boutiques and art galleries.

From the scenic coastline of Hutchinson Island to the historic shops of Jensen Beach through the lagoons of Sewall’s Point along the tree-lined streets of Rio… this is Jensen Beach.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photos by: Dick Hall -Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Hutchinson Shores Resort & Spa Hosts Jensen Beach Chamber of Commerce December Business Luncheon

Out2News.com

In photo: Congratulation to Emily Tolve, December student of the month from Jensen Beach High School and Jeannette Henrich/Utech, teacher of the month from Jensen Beach High School

Jensen Beach – Hutchinson Shores Resort & Spa is the Treasure Coast of Florida’s new premier resort for family vacations, meetings, corporate retreats, oceanfront weddings, and spa getaways. Their unique Jensen Beach hotel offers 178 oceanfront accommodations with coastal-inspired decor and private balconies, along with exceptional resort amenities including a signature spa, two outdoor pools, oceanfront dining and more.

You’ll also enjoy a spectacular beachfront location perfect for soaking up the sun and cooling off in the surf, while just moments from the area’s legendary fishing and golf courses. Their oceanfront address is also close to the charming shops in downtown Stuart, the classic cars at the Elliott Museum and other unique attractions in St. Lucie/St. Martin counties. For more information contact them at 800-818-1544.

The Jensen Beach Chamber of Commerce is located in downtown historic Jensen Beach. Through seminars, workshops and monthly luncheons the Chamber provides members with many opportunities to network and enhance businesses.

Jensen Beach is not only considered one of the most charming places to vacation in Florida, but our quaint community was also recently named as one of the top places to retire in the United States!

You can feel the “Old Florida” charm when you visit Jensen Beach – a unique riverfront town over a century old. Hutchinson Island beaches are natural and captivating.

With its perfect climate, natural beauty and warm hospitality, Jensen Beach and Hutchinson Island offer lots of things to do – great fishing spots, popular events, challenging golf courses, wonderful dining choices, quality lodging facilities, and unlimited shopping opportunities from a regional mall, to unique boutiques and art galleries.

From the scenic coastline of Hutchinson Island to the historic shops of Jensen Beach through the lagoons of Sewall’s Point along the tree-lined streets of Rio… this is Jensen Beach.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photos by: Dick Hall -Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

 

Hutchinson Shores Resort & Spa Hosts Jensen Beach Chamber of Commerce December Business Luncheon

Out2News.com

In photo: Thanks to Jewell Chang from Osceola Optique for being our December luncheon sponsor

Jensen Beach – Hutchinson Shores Resort & Spa is the Treasure Coast of Florida’s new premier resort for family vacations, meetings, corporate retreats, oceanfront weddings, and spa getaways. Their unique Jensen Beach hotel offers 178 oceanfront accommodations with coastal-inspired decor and private balconies, along with exceptional resort amenities including a signature spa, two outdoor pools, oceanfront dining and more.

You’ll also enjoy a spectacular beachfront location perfect for soaking up the sun and cooling off in the surf, while just moments from the area’s legendary fishing and golf courses. Their oceanfront address is also close to the charming shops in downtown Stuart, the classic cars at the Elliott Museum and other unique attractions in St. Lucie/St. Martin counties. For more information contact them at 800-818-1544.

The Jensen Beach Chamber of Commerce is located in downtown historic Jensen Beach. Through seminars, workshops and monthly luncheons the Chamber provides members with many opportunities to network and enhance businesses.

Jensen Beach is not only considered one of the most charming places to vacation in Florida, but our quaint community was also recently named as one of the top places to retire in the United States!

You can feel the “Old Florida” charm when you visit Jensen Beach – a unique riverfront town over a century old. Hutchinson Island beaches are natural and captivating.

With its perfect climate, natural beauty and warm hospitality, Jensen Beach and Hutchinson Island offer lots of things to do – great fishing spots, popular events, challenging golf courses, wonderful dining choices, quality lodging facilities, and unlimited shopping opportunities from a regional mall, to unique boutiques and art galleries.

From the scenic coastline of Hutchinson Island to the historic shops of Jensen Beach through the lagoons of Sewall’s Point along the tree-lined streets of Rio… this is Jensen Beach.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photos by: Dick Hall -Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Hutchinson Shores Resort & Spa Hosts Jensen Beach Chamber of Commerce December Business Luncheon

Out2News.com

In photo: Welcome Nerissa Okiye, Martin County Office of Tourism & Marketing our guest speaker for our December lunhceon

Jensen Beach – Hutchinson Shores Resort & Spa is the Treasure Coast of Florida’s new premier resort for family vacations, meetings, corporate retreats, oceanfront weddings, and spa getaways. Their unique Jensen Beach hotel offers 178 oceanfront accommodations with coastal-inspired decor and private balconies, along with exceptional resort amenities including a signature spa, two outdoor pools, oceanfront dining and more.

You’ll also enjoy a spectacular beachfront location perfect for soaking up the sun and cooling off in the surf, while just moments from the area’s legendary fishing and golf courses. Their oceanfront address is also close to the charming shops in downtown Stuart, the classic cars at the Elliott Museum and other unique attractions in St. Lucie/St. Martin counties. For more information contact them at 800-818-1544.

The Jensen Beach Chamber of Commerce is located in downtown historic Jensen Beach. Through seminars, workshops and monthly luncheons the Chamber provides members with many opportunities to network and enhance businesses.

Jensen Beach is not only considered one of the most charming places to vacation in Florida, but our quaint community was also recently named as one of the top places to retire in the United States!

You can feel the “Old Florida” charm when you visit Jensen Beach – a unique riverfront town over a century old. Hutchinson Island beaches are natural and captivating.

With its perfect climate, natural beauty and warm hospitality, Jensen Beach and Hutchinson Island offer lots of things to do – great fishing spots, popular events, challenging golf courses, wonderful dining choices, quality lodging facilities, and unlimited shopping opportunities from a regional mall, to unique boutiques and art galleries.

From the scenic coastline of Hutchinson Island to the historic shops of Jensen Beach through the lagoons of Sewall’s Point along the tree-lined streets of Rio… this is Jensen Beach.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photos by: Dick Hall -Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

 

Hutchinson Shores Resort & Spa Hosts Jensen Beach Chamber of Commerce December Business Luncheon

Out2News.com

In photo: Welcome new member Christine Regal from Regal Design

Jensen Beach – Hutchinson Shores Resort & Spa is the Treasure Coast of Florida’s new premier resort for family vacations, meetings, corporate retreats, oceanfront weddings, and spa getaways. Their unique Jensen Beach hotel offers 178 oceanfront accommodations with coastal-inspired decor and private balconies, along with exceptional resort amenities including a signature spa, two outdoor pools, oceanfront dining and more.

You’ll also enjoy a spectacular beachfront location perfect for soaking up the sun and cooling off in the surf, while just moments from the area’s legendary fishing and golf courses. Their oceanfront address is also close to the charming shops in downtown Stuart, the classic cars at the Elliott Museum and other unique attractions in St. Lucie/St. Martin counties. For more information contact them at 800-818-1544.

The Jensen Beach Chamber of Commerce is located in downtown historic Jensen Beach. Through seminars, workshops and monthly luncheons the Chamber provides members with many opportunities to network and enhance businesses.

Jensen Beach is not only considered one of the most charming places to vacation in Florida, but our quaint community was also recently named as one of the top places to retire in the United States!

You can feel the “Old Florida” charm when you visit Jensen Beach – a unique riverfront town over a century old. Hutchinson Island beaches are natural and captivating.

With its perfect climate, natural beauty and warm hospitality, Jensen Beach and Hutchinson Island offer lots of things to do – great fishing spots, popular events, challenging golf courses, wonderful dining choices, quality lodging facilities, and unlimited shopping opportunities from a regional mall, to unique boutiques and art galleries.

From the scenic coastline of Hutchinson Island to the historic shops of Jensen Beach through the lagoons of Sewall’s Point along the tree-lined streets of Rio… this is Jensen Beach.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photos by: Dick Hall -Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Hutchinson Shores Resort & Spa Hosts Jensen Beach Chamber of Commerce December Business Luncheon

Out2News.com

In photo: Welcome Dan Crow, candidate for County Commissioner

Jensen Beach – Hutchinson Shores Resort & Spa is the Treasure Coast of Florida’s new premier resort for family vacations, meetings, corporate retreats, oceanfront weddings, and spa getaways. Their unique Jensen Beach hotel offers 178 oceanfront accommodations with coastal-inspired decor and private balconies, along with exceptional resort amenities including a signature spa, two outdoor pools, oceanfront dining and more.

You’ll also enjoy a spectacular beachfront location perfect for soaking up the sun and cooling off in the surf, while just moments from the area’s legendary fishing and golf courses. Their oceanfront address is also close to the charming shops in downtown Stuart, the classic cars at the Elliott Museum and other unique attractions in St. Lucie/St. Martin counties. For more information contact them at 800-818-1544.

The Jensen Beach Chamber of Commerce is located in downtown historic Jensen Beach. Through seminars, workshops and monthly luncheons the Chamber provides members with many opportunities to network and enhance businesses.

Jensen Beach is not only considered one of the most charming places to vacation in Florida, but our quaint community was also recently named as one of the top places to retire in the United States!

You can feel the “Old Florida” charm when you visit Jensen Beach – a unique riverfront town over a century old. Hutchinson Island beaches are natural and captivating.

With its perfect climate, natural beauty and warm hospitality, Jensen Beach and Hutchinson Island offer lots of things to do – great fishing spots, popular events, challenging golf courses, wonderful dining choices, quality lodging facilities, and unlimited shopping opportunities from a regional mall, to unique boutiques and art galleries.

From the scenic coastline of Hutchinson Island to the historic shops of Jensen Beach through the lagoons of Sewall’s Point along the tree-lined streets of Rio… this is Jensen Beach.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photos by: Dick Hall -Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Hutchinson Shores Resort & Spa Hosts Jensen Beach Chamber of Commerce December Business Luncheon

Out2News.com

 

Jensen Beach – Hutchinson Shores Resort & Spa is the Treasure Coast of Florida’s new premier resort for family vacations, meetings, corporate retreats, oceanfront weddings, and spa getaways. Their unique Jensen Beach hotel offers 178 oceanfront accommodations with coastal-inspired decor and private balconies, along with exceptional resort amenities including a signature spa, two outdoor pools, oceanfront dining and more.

You’ll also enjoy a spectacular beachfront location perfect for soaking up the sun and cooling off in the surf, while just moments from the area’s legendary fishing and golf courses. Their oceanfront address is also close to the charming shops in downtown Stuart, the classic cars at the Elliott Museum and other unique attractions in St. Lucie/St. Martin counties. For more information contact them at 800-818-1544.

The Jensen Beach Chamber of Commerce is located in downtown historic Jensen Beach. Through seminars, workshops and monthly luncheons the Chamber provides members with many opportunities to network and enhance businesses.

Jensen Beach is not only considered one of the most charming places to vacation in Florida, but our quaint community was also recently named as one of the top places to retire in the United States!

You can feel the “Old Florida” charm when you visit Jensen Beach – a unique riverfront town over a century old. Hutchinson Island beaches are natural and captivating.

With its perfect climate, natural beauty and warm hospitality, Jensen Beach and Hutchinson Island offer lots of things to do – great fishing spots, popular events, challenging golf courses, wonderful dining choices, quality lodging facilities, and unlimited shopping opportunities from a regional mall, to unique boutiques and art galleries.

From the scenic coastline of Hutchinson Island to the historic shops of Jensen Beach through the lagoons of Sewall’s Point along the tree-lined streets of Rio… this is Jensen Beach.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photos by: Dick Hall -Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

 

Hutchinson Shores Resort & Spa Hosts Jensen Beach Chamber of Commerce December Business Luncheon

Out2News.com

 

Jensen Beach – Hutchinson Shores Resort & Spa is the Treasure Coast of Florida’s new premier resort for family vacations, meetings, corporate retreats, oceanfront weddings, and spa getaways. Their unique Jensen Beach hotel offers 178 oceanfront accommodations with coastal-inspired decor and private balconies, along with exceptional resort amenities including a signature spa, two outdoor pools, oceanfront dining and more.

You’ll also enjoy a spectacular beachfront location perfect for soaking up the sun and cooling off in the surf, while just moments from the area’s legendary fishing and golf courses. Their oceanfront address is also close to the charming shops in downtown Stuart, the classic cars at the Elliott Museum and other unique attractions in St. Lucie/St. Martin counties. For more information contact them at 800-818-1544.

The Jensen Beach Chamber of Commerce is located in downtown historic Jensen Beach. Through seminars, workshops and monthly luncheons the Chamber provides members with many opportunities to network and enhance businesses.

Jensen Beach is not only considered one of the most charming places to vacation in Florida, but our quaint community was also recently named as one of the top places to retire in the United States!

You can feel the “Old Florida” charm when you visit Jensen Beach – a unique riverfront town over a century old. Hutchinson Island beaches are natural and captivating.

With its perfect climate, natural beauty and warm hospitality, Jensen Beach and Hutchinson Island offer lots of things to do – great fishing spots, popular events, challenging golf courses, wonderful dining choices, quality lodging facilities, and unlimited shopping opportunities from a regional mall, to unique boutiques and art galleries.

From the scenic coastline of Hutchinson Island to the historic shops of Jensen Beach through the lagoons of Sewall’s Point along the tree-lined streets of Rio… this is Jensen Beach.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photos by: Dick Hall -Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

 

QUIZ: HOW MUCH DO YOU KNOW ABOUT
SOCIAL SECURITY RETIREMENT BENEFITS?

Out2News.comSocial Security is an important source of retirement income for millions of Americans, but how much do you know about this program? Test your knowledge, and learn more about your retirement benefits, by answering the following questions.
Questions
1. Do you have to be retired to collect Social Security retirement benefits?
a. Yes
b. No
2. How much is the average monthly Social Security benefit for a retired worker?
a. $1,360
b. $1,493
c. $1,585
d. $1,723
3. For each year you wait past your full retirement age to collect Social Security, how much will your retirement benefit increase?
a. 5%
b. 6%
c. 7%
d. 8%
4. How far in advance should you apply for Social Security retirement benefits?
a. One month before you want your benefits to start.
b. Two months before you want your benefits to start.
c. Three months before you want your benefits to start.
5. Is it possible for your retirement benefit to increase once you start receiving Social Security?
a. Yes
b. No
Answers
1. b. You don’t need to stop working in order to claim Social Security retirement benefits. However, if you plan to continue working and you have not yet reached full retirement age (66 to 67, depending on your year of birth), your Social Security retirement benefit may be reduced if you earn more than a certain annual amount. In 2017, $1 in benefits will be deducted for every $2 you earn above $16,920. In the calendar year in which you reach your full retirement age, a higher limit applies. In 2017, $1 in benefits will be deducted for every $3 you earn above $44,880. Once you reach full retirement age, your earnings will not affect your Social Security benefit.
2. a. Your benefit will depend on your earnings history and other factors, but according to the Social Security Administration, the average estimated monthly Social Security benefit for a retired worker (as of January 2017) is $1,360.1
3. d. Starting at full retirement age, you will earn delayed retirement credits that will increase your benefit by 8% per year up to age 70. For example, if your full retirement age is 66, you can earn credits for a maximum of four years. At age 70, your benefit will then be 32% higher than it would have been at full retirement age.
4. c. According to the Social Security Administration, you should ideally apply three months before you want your benefits to start. You can generally apply online.
5. a. There are several reasons why your benefit might increase after you begin receiving it. First, you’ll generally receive annual cost-of-living adjustments (COLAs). Second, your benefit is recalculated every year to account for new earnings, so it might increase if you continue working. Your benefit might also be adjusted if you qualify for a higher spousal benefit once your spouse files for Social Security.
For more information, visit the Social Security Administration website, ssa.gov.
1Social Security Fact Sheet, 2017 Social Security Changes
Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

Out2martincounty.com

Microsoft Issues Emergency Patch for
‘Critical’ Flaw in Windows Security

Out2News.com

Remote code execution vulnerability in Microsoft Malware Protection Engine was found by UK spy agency’s National Cyber Security Centre (NCSC).

Redmond, Wa — Microsoft late yesterday issued an emergency patch for its major Windows malware protection tool that fixes a critical vulnerability discovered by the UK’s National Cyber Security Centre (NCSC), an arm of the Government Communications Headquarters (GCHQ) intelligence agency.

The remote code execution vulnerability (CVE-2017-11937) in the Microsoft Malware Protection Engine would allow an attacker to gain full control of Windows 7, 8, 10, and Windows Server systems via the Windows Defender feature that uses it. Also affected by the flaw are Microsoft Endpoint Protection, Microsoft Exchange Server 2013 and 2016, Microsoft Forefront Endpoint Protection, Microsoft Forefront Endpoint Protection 2010, and Microsoft Security Essentials.

“An attacker who successfully exploited this vulnerability could execute arbitrary code in the security context of the LocalSystem account and take control of the system. An attacker could then install programs; view, change, or delete data; or create new accounts with full user rights,” Microsoft said in its security alert.

An exploit would require a “special crafted file” be scanned by the malware protection engine, and the malicious file could be served to a victim via email, a website, instant message, or via a hosting server, Microsoft said. Systems with Windows real-time protection enabled automatically get updated with the patch.

Out2martincounty.com

The Grace Place Hosts
Stuart/Martin County Chamber Networking Breakfast

Out2News.com

In photo: Chamber Chairman Rob Gluckman, Treasure Coast Urgent & Family Care (4th from right) thanked the staff for their warm hospitality. Representing The Grace Place are (from left) Dennis Ives, Craig Wison, Nate Aills, Suzanne Adams, Lorraine Johnson, Karon and Pastor Rick Addison, Peggy Miller, Stephanie Johnston, Teresa Garcia Inchierchiere, Robin Minchino and Lisa Emig.

Stuart — Stuart/Martin County Chamber members were sure to feel the holiday spirit as they were welcomed into The Grace Place Church for the December 5th Networking Breakfast.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath Out2News/Out2Martin County.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

The Grace Place Hosts
Stuart/Martin County Chamber Networking Breakfast

Out2News.com

In photo: Chamber Chair-Elect Will Carson and his daughter Gina Kenyon (right), Forward Electrical & Air Conditioning, enjoy the company of Candace Lopes, Skin Serenity Spa at the December 5th Networking Breakfast at The Grace Place.

Stuart — At the November 28th Networking Breakfast, Stuart/Martin County Chamber members were treated to an exclusive viewing of the annual Festival of Trees, presented by breakfast sponsor Tykes & Teens at The Flagler Place.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath Out2News/Out2Martin County.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

The Grace Place Hosts
Stuart/Martin County Chamber Networking Breakfast

Out2News.com

In photo: New Chamber member Athary Koning, Madigan Family Health Center (left) gets acquainted with Elise Walch, Skin Serenity Spa at the December 5th Networking Breakfast, hosted and sponsored by The Grace Place.

Stuart — At the November 28th Networking Breakfast, Stuart/Martin County Chamber members were treated to an exclusive viewing of the annual Festival of Trees, presented by breakfast sponsor Tykes & Teens at The Flagler Place.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath Out2News/Out2Martin County.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

The Grace Place Hosts
Stuart/Martin County Chamber Networking Breakfast

Out2News.com

In photo: Gina Kenyon, Forward Electric & A/C joins the “men’s club” with Rob Rader, Vista Bonita Realty; Tracy Rader, Keller Williams Realty; David Deakins, Deakins-Carroll Insurance Agency and Bill Biglin, Biglin Photography at the Chamber’s December 5th Networking Breakfast at The Grace Place.

Stuart — At the November 28th Networking Breakfast, Stuart/Martin County Chamber members were treated to an exclusive viewing of the annual Festival of Trees, presented by breakfast sponsor Tykes & Teens at The Flagler Place.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath Out2News/Out2Martin County.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

The Grace Place Hosts
Stuart/Martin County Chamber Networking Breakfast

Out2News.com

In photo: Lisa Baxter, WQCS-NPR for the Treasure Coast (right) shows off her prize donated by Skin Serenity Spa to (from left) Aileen Fornuto, A&M Marketing; Diane Komick, Able Closets and Jackie McNeal, Better Business Bureau at the Chamber’s December 5th Networking Breakfast, hosted and sponsored by The Grace Place.

Stuart — At the November 28th Networking Breakfast, Stuart/Martin County Chamber members were treated to an exclusive viewing of the annual Festival of Trees, presented by breakfast sponsor Tykes & Teens at The Flagler Place.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath Out2News/Out2Martin County.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Amazon is Putting Alexa to Work in the Office

Out2News.com

Having established a foothold in the home with its Alexa personal assistant, Amazon now has the office market in its sights.

It’s no surprise that Amazon plans to push its Alexa speech recognition capability beyond the home where Alexa-powered Echo-connected speakers are used by millions of people to order take out, buy stuff from Amazon.com, order Uber rides, and play music, all using voice control.

“Where is Alexa going? Everywhere, the home, the car, the office,” Tom Taylor, Amazon’s senior vice president of Alexa told a session at the company’s annual AWS RE:Invent conference in Las Vegas last week.

The Seattle Mariners, for example, installed Alexa in the 56 luxury suites at Safeco Field so customers can easily order food and drinks, Charlie Kindel, director of Alexa Home, noted during the same session.

So, Alexa is already showing up in the workplace.

Last year AWS made two key pieces of technology available to software builders to use however they wanted They were Amazon Lex for incorporating speech recognition into software and Polly, which does the same with text-to-speech recognition.

But at RE:Invent, AWS formalized this Alexa-goes-to-work plan by announcing Alexa for Business, a service to help companies manage multiple Alexa-enabled devices in the office or other workspaces.

Amazon also worked with Cisco and Polycom to integrate Alexa into their teleconferencing systems so meetings can be kicked off with a simple voice command as opposed to punching in codes and phone numbers that no one ever seems to get right on the first try.

Capital One, which already lets banking customers check their accounts from Alexa home devices, is also evaluating the use of Alexa to monitor IT operations, Biba Helou, managing vice president of cloud engineering for the McLean, Va.-based bank told InformationWeek at the show.

The bank’s tech execs want “always-on visibility” into AWS infrastructure performance across its businesses, Helou said in a follow-up email.

To that end the bank built a skill — Amazon’s name for an app –that lets the tech teams check the status on its IT systems, request specific updates on “high-severity events,” she added. “Alexa for Business allows us to publish skills for internal use only and the Alexa for Business APIs enable us to build skill discovery and self-enrollment capabilities for our associates.”

Just down The Strip from the show, the Wynn hotel is installing Echo devices in its suites to offer voice control of lights, window shades, and other in-room features.

Vogels reiterated that voice is the best interface for many tasks including those that require hands-free operation.

Alexa doesn’t have a monopoly here, but it can claim a big lead in sales. Consumer Intelligence Research Partners last month estimated that Amazon has sold 20 million Echos in the US to date, which constitutes 73% of the market. Google Home is second with 7 million sold or 27% of the market.

In addition, Microsoft is pushing its Cortana voice recognition that works with Windows 10 and its popular business productivity tools.

Amazon was smart to get into home devices early and even smarter to open up Alexa to third-party hardware makers early on, which is why there are already so many Alexa-enabled devices on the market, said Holger Mueller, analyst with Constellation Research.

Much of AWS Re:Invent’s stage time was devoted to the company’s advances in artificial intelligence and machine learning that will make Alexa and other tools smarter. Mueller, said one reason for that is that for all of Alexa’s popularity, Amazon is really playing catchup to Google in this arena.

“Alexa technology is older. Google is already using neural networks, which make Google Home smarter. Amazon just announced that Alexa can differentiate between voices. Google’s had that for months,” Mueller said.

Barb Darrow has covered technology for more than 20 years, most recently as senior writer for Fortune Magazine.

Out2martincounty.com

WHAT ARE SOME TIPS FOR REVIEWING MY MEDICARE
COVERAGE DURING MEDICARE OPEN ENROLLMENT?

Out2News.comDuring the Medicare Open Enrollment Period that runs from October 15 through December 7, you can make changes to your Medicare coverage that will be effective on January 1, 2018. If you’re satisfied with your current coverage, you don’t need to make changes, but it’s a good idea to review your options.

During Open Enrollment, you can:

• Change from Original Medicare to a Medicare Advantage plan, or vice versa

• Switch from one Medicare Advantage plan to another Medicare Advantage plan

• Join a Medicare prescription drug plan, switch from one Medicare prescription drug plan to another, or drop prescription drug coverage

The official government handbook, Medicare & You, which is available electronically or through the mail, contains detailed information about Medicare that should help you determine whether your current coverage is appropriate. Review any other information you receive from your current plan, which may include an Annual Notice of Change letter that lists changes to your plan for the upcoming year.

As you review your coverage, here are a few points to consider:

• What were your health-care costs during the past year, and what did you spend the most on?

• What services do you need and which health-care providers and pharmacies do you visit?

• How does the cost of your current coverage compare to other options? Consider premiums, deductibles, and other out-of-pocket costs such as copayments or coinsurance; are any of these costs changing?

If you have questions about Medicare, you can call 1-800-MEDICARE or visit the Medicare website at medicare.gov. You can use the site’s Medicare Plan Finder to see what plans are available in your area and check each plan’s overall quality rating.

If you’re looking for an advisor who can assist you in this time of change, give me a call.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

Out2martincounty.com

Social Media Ads As Effective As Broadcast TV

Out2News.com

By: Ron Rose

Social media ads are considered to be as effective at generating sales as broadcast TV ads, according to a survey of local ad agencies from Borrell Associates.

Based on a 5-point scale, broadcast TV emerged on top with an average rating of 3.22. However, that was only a hair ahead of social media, with its score of 3.17.

The next most effective media ads were email ads (3.09), direct mail (3.00), cable TV (2.99), radio (2.82), banner ads (2.68), outdoor (2.27), newspaper (2.26) and magazines (1.80), according to the study. A score of 3 or higher indicated Social media ads as effective as broadcast TVthat the media’s performance was “good” or better, while a score of 2 was considered “fair.”

The report also suggests that broadcast TV and social media are thought to have the highest ROI. Facebook is the clear winner among social platforms, with most not seeing Instagram, Snapchat or Twitter as effective (at least for local ad buyers).

Overall, Borrell’s study finds that a slight majority of local ad agencies feel that the best mix of advertising media leans mostly towards traditional, with some digital added.

Out2martincounty.com

TEN YEAR-END TAX TIPS FOR 2017

Out2News.comHere are 10 things to consider as you weigh potential tax moves between now and the end of the year.

1. Set aside time to plan

Effective planning requires that you have a good understanding of your current tax situation, as well as a reasonable estimate of how your circumstances might change next year. There’s a real opportunity for tax savings if you’ll be paying taxes at a lower rate in one year than in the other. However, the window for most tax-saving moves closes on December 31, so don’t procrastinate.

2. Defer income to next year

Consider opportunities to defer income to 2018, particularly if you think you may be in a lower tax bracket then. For example, you may be able to defer a year-end bonus or delay the collection of business debts, rents, and payments for services. Doing so may enable you to postpone payment of tax on the income until next year.

3. Accelerate deductions

You might also look for opportunities to accelerate deductions into the current tax year. If you itemize deductions, making payments for deductible expenses such as medical expenses, qualifying interest, and state taxes before the end of the year, instead of paying them in early 2018, could make a difference on your 2017 return.

4. Factor in the AMT

If you’re subject to the alternative minimum tax (AMT), traditional year-end maneuvers such as deferring income and accelerating deductions can have a negative effect. Essentially a separate federal income tax system with its own rates and rules, the AMT effectively disallows a number of itemized deductions. For example, if you’re subject to the AMT in 2017, prepaying 2018 state and local taxes probably won’t help your 2017 tax situation, but could hurt your 2018 bottom line. Taking the time to determine whether you may be subject to the AMT before you make any year-end moves could help save you from making a costly mistake.

5. Bump up withholding to cover a tax shortfall

If it looks as though you’re going to owe federal income tax for the year, especially if you think you may be subject to an estimated tax penalty, consider asking your employer (via Form W-4) to increase your withholding for the remainder of the year to cover the shortfall. The biggest advantage in doing so is that withholding is considered as having been paid evenly through the year instead of when the dollars are actually taken from your paycheck. This strategy can also be used to make up for low or missing quarterly estimated tax payments.

6. Maximize retirement savings

Deductible contributions to a traditional IRA and pre-tax contributions to an employer-sponsored retirement plan such as a 401(k) can reduce your 2017 taxable income. If you haven’t already contributed up to the maximum amount allowed, consider doing so by year-end.

7. Take any required distributions

Once you reach age 70½, you generally must start taking required minimum distributions (RMDs) from traditional IRAs and employer-sponsored retirement plans (an exception may apply if you’re still working for the employer sponsoring the plan). Take any distributions by the date required — the end of the year for most individuals. The penalty for failing to do so is substantial: 50% of any amount that you failed to distribute as required.

8. Weigh year-end investment moves

You shouldn’t let tax considerations drive your investment decisions. However, it’s worth considering the tax implications of any year-end investment moves that you make. For example, if you have realized net capital gains from selling securities at a profit, you might avoid being taxed on some or all of those gains by selling losing positions. Any losses over and above the amount of your gains can be used to offset up to $3,000 of ordinary income ($1,500 if your filing status is married filing separately) or carried forward to reduce your taxes in future years.

9. Beware the net investment income tax

Don’t forget to account for the 3.8% net investment income tax. This additional tax may apply to some or all of your net investment income if your modified AGI exceeds $200,000 ($250,000 if married filing jointly, $125,000 if married filing separately, $200,000 if head of household).

10. Get help if you need it

There’s a lot to think about when it comes to tax planning. That’s why it often makes sense to talk to a tax professional who is able to evaluate your situation and help you determine if any year-end moves make sense for you.

If you’re looking for an advisor who can assist you in this time of change, give me a call.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

Out2martincounty.com

Palm City Chamber Welcomes
Charleen Sabin as Membership Coordinator

Out2News.com

Palm City, FL – The Palm City Chamber of Commerce is excited to announce that Charleen Sabin will be joining the team as Membership Coordinator.

Executive Director, Carolyn Davi, welcomes Sabin to the team saying, “Charleen’s business experience and passion for the community will be a wonderful asset to our Chamber.”

As a resident of Martin County for over thirty years, Charleen knows the area very well and is confident she will be able to carry out the Chamber’s mission.

“I love this community and look forward to attracting new members and businesses who will advocate for the prosperity of the Palm City area,” said Charleen Sabin.

The Palm City Chamber’s mission is “To serve as the principal advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

Out2martincounty.com

6 Real Black Friday Phishing Lures

Out2News.com

As the mega-shopping day approaches, here’s a look at six examples of phishing attacks – and ways to avoid taking the bait.

Out2News.comBy: Dawn Kawmoto

Black Friday is expected to attract 115 million physical shoppers, making it the busiest holiday shopping day during the Thanksgiving Day weekend, according to a National Retail Federation report. And phishers are looking to get a cut of the action on Black Friday.

Last year, for example, Black Friday alone racked up approximately 770,000 financial phishing attack attempts, according to Kaspersky Lab’s Beyond Black Friday Threat Report 2017. RiskIQ, meanwhile, discovered 19,219 URLs with the words Black Friday directing users to another page with malicious content, according to its recently released 2017 Black Friday e-Commerce Blacklist report.

Black Friday phishing scams run the gamut of unethical merchants duping users into visiting bogus high-end retailing websites to sell them knock-off items at a “discount,” to cyberthieves enticing users to visit malicious websites to steal their credit card and personally identifiable information.

“Cybercriminals use Black Friday to cover their attacks. They know that people are looking for a chance to buy expensive things at a much lower cost, so the phishers make sure they offer the best price, disguising themselves as well known and trusted brands,” says Nadezhda Demidova, lead Web-content analyst at Kaspersky Lab.

Here are examples of six real Black Friday phishing campaigns launched in the past month and one from 2015, and how to avoid falling for these types of attacks.

Out2martincounty.com

FROM DATA BREACHES TO RANSOMWARE:
HOW TO AVOID BECOMING THE VICTIM OF A CYBERCRIME

Out2News.com

 

Out2News.comEach time you connect to the Internet, you risk becoming the victim of a cybercrime. It’s the price we pay for living in a digital world — whether it’s at home, at work, or on your smartphone.

According to the Identity Theft Resource Institute, the number of U.S. data breaches in 2016 increased by 40%. And as recently as May 2017, a widespread “ransomware” attack targeted personal computers across the globe. While software companies are continually developing strategies to combat the latest cybercrimes, there are some steps you can take to help protect yourself online.

The stronger, the better

It’s a scary thought — most of us have a large amount of financial and personal information that’s readily accessible through the Internet, in most cases protected by nothing more than a username and password.

Create a strong password by using a combination of lower- and upper-case letters, numbers, and symbols or by using a random phrase. Avoid using a password with your personal information such as your name and address. In addition, have a separate and unique password for each account or website that you use.

If you have trouble keeping track of all your password information or you want an extra level of password protection, consider using password management software. Password manager programs generate strong, unique passwords that you control through a single master password.

Follow the 3-2-1 rule

Backing up your online data is critical to avoid losing valuable information due to a cyber attack. If you have digital assets that you don’t want to risk losing forever, you should back them up regularly. This pertains to data stored on both personal computers and mobile devices.

When backing up data, a good rule to follow is the 3-2-1 rule. This rule helps reduce the risk that any one event — such as a computer hacker gaining access to your computer — will compromise your primary data and backups. In order to follow the 3-2-1 rule:

• Have at least three copies of your data (this means a minimum of the original plus two backups)

• Use at least two different formats (e.g., hard drive and cloud-based service)

• Ensure that at least one backup copy is stored in a separate location (e.g., safe-deposit box)

Stay one step ahead

Finally, the best way to avoid becoming the victim of a cybercrime is to stay one step ahead of the cybercriminals. Here are some extra precautions you can take before you go online:

Consider using two-step authentication. Two-step authentication, which involves using a text or email code along with your password, provides another layer of protection for your sensitive data.

Keep an eye on your accounts. Notify your financial institution immediately if you see suspicious activity. Early notification not only can stop the cyber thief but may limit your financial liability.

Think twice before clicking. Beware of emails containing links or asking for personal information. Never click on a link in an email or text unless you know the sender and have a clear idea where the link will take you.

Be careful when you shop. When shopping online, look for the secure lock symbol in the address bar and the letters https: (as opposed to http:) in the URL. Avoid using public Wi-Fi networks for shopping, as they lack secure connections.

If you’re looking for an advisor who can assist you in this time of change, give me a call.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

Out2martincounty.com

Twisted Craft & Creamery Hosts
Stuart/Martin County Chamber Networking Breakfast

Out2News.com

In photo: Representing the Dock Authority were (from left) John Hennessee, April Price, Butch Olsen, Melody Fortier, along with Chamber Chairman Rob Gluckman, Treasure Coast Urgent & Family Care.

Stuart — The Port Salerno Commercial Fishing Dock Authority, as sponsor of the Chamber’s November 14th Networking Breakfast at Twisted Craft & Creamery, promoted the 2018 Port Salerno Seafood Festival, taking place on January 27, 2018.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath Out2News/Out2Martin County.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Twisted Craft & Creamery Hosts
Stuart/Martin County Chamber Networking Breakfast

Out2News.com

In photo: Chamber Chairman-Elect Will Carson, Forward Electric & Air Conditioning was the lucky winner of the Port Salerno Seafood Festival VIP package, presented by Melody Fortier and John Hennessee, at the November 14th Networking Breakfast at Twisted Craft & Creamery.

Stuart — The Port Salerno Commercial Fishing Dock Authority, as sponsor of the Chamber’s November 14th Networking Breakfast at Twisted Craft & Creamery, promoted the 2018 Port Salerno Seafood Festival, taking place on January 27, 2018.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath Out2News/Out2Martin County.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Twisted Craft & Creamery Hosts
Stuart/Martin County Chamber Networking Breakfast

Out2News.com

In photo: Kerry Votta, Toojays served up some tasty quiche, fruit and bagels at the Chamber’s November 14th Networking Breakfast, sponsored by Port Salerno Seafood Festival at Twisted Craft & Creamery

Stuart — The Port Salerno Commercial Fishing Dock Authority, as sponsor of the Chamber’s November 14th Networking Breakfast at Twisted Craft & Creamery, promoted the 2018 Port Salerno Seafood Festival, taking place on January 27, 2018.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath Out2News/Out2Martin County.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Twisted Craft & Creamery Hosts
Stuart/Martin County Chamber Networking Breakfast

Out2News.com

 

In photo: Ron Burns, Group One Safety & Security (left); Pat Golinski, Resurface Specialist and Chamber Director David Heaton, Children’s Services Council enjoy some male bonding at the November 14th Networking Breakfast, sponsored by Port Salerno Seafood Festival at Twisted Craft & Creamery.

Stuart — The Port Salerno Commercial Fishing Dock Authority, as sponsor of the Chamber’s November 14th Networking Breakfast at Twisted Craft & Creamery, promoted the 2018 Port Salerno Seafood Festival, taking place on January 27, 2018.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath Out2News/Out2Martin County.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

FIVE MYTHS ABOUT GROUP DISABILITY INSURANCE

Out2News.comYou may think that the chances of becoming disabled during your working years are slight, and even if you did get hurt or had to miss time at work, you could get by because you have group disability insurance. Unfortunately, you may be in for a big surprise. Here are some myths and misunderstandings about group disability insurance.

Myth 1: It won’t happen to me.

You’re not really worried about your group disability insurance coverage because you’re sure you won’t suffer a disability. In fact, your chances of being disabled for longer than three months are much greater than you may realize. Even the healthiest and ablest can become disabled. According to the Social Security Administration, one in five Americans lives with a disability, and more than one in four 20-year-olds becomes disabled before reaching retirement age.¹ So maybe you could miss work for an extended period of time due to a disability. But you have group disability insurance to cover all your income, right?

Myth 2: I work for a good employer, so I’m sure it provides disability insurance.

Well, you better get something in writing confirming that you’re covered under your employer-sponsored group disability insurance. According to the Bureau of Labor Statistics, 39% of private industry workers took part in employer-sponsored short-term disability insurance, and 33% were covered by group long-term disability insurance. Workers in service occupations, such as waiters/waitresses, hair stylists, and dental hygienists have the lowest access rates, about 20% for short-term disability insurance and only about 10% for long-term group coverage. On the other hand, 54% of workers in management, professional, and related occupations have access to short-term disability coverage, and 59% are covered by long-term group disability insurance.²

Myth 3: Group disability insurance will replace my income.

Actually, group disability insurance replaces some of your income — typically about 60% of income if you become disabled and can’t work. And most coverage has a monthly income cap of roughly $5,000 to $8,000, which may be less than 60% of your income. Also, the income used to calculate your disability insurance benefit usually applies only to your base salary and doesn’t include bonuses and commissions.

Myth 4: I won’t be taxed on my disability insurance benefits.

You won’t be taxed on your disability insurance benefits if premiums are paid from your income with after-tax dollars. However, most employers pay the premium for group policies, which means any benefits you receive are likely taxable to you as ordinary income.

Myth 5: As long as I’m with the company, I’ll have coverage.

Generally, group disability insurance is a voluntary benefit offered by the employer, which is under no compulsion to maintain coverage or pay for its cost. The employer can switch plans to a policy that doesn’t offer the same coverage options, or the employer can stop offering coverage altogether. Sometimes, if the company has an unusually high number of expensive disability claims, the insurer may exercise its right to significantly increase the premium or terminate the coverage.

Okay, so what are my options?

First, verify with your employer that you do, in fact, have group disability insurance coverage. Then review your plan to see how much income it actually would pay. Also, understand the group policy’s definition of disability. Not every injury or illness that causes you to miss work may be covered.

Once you know how much you’d receive from the disability insurance, estimate whether it would be enough to cover your monthly expenses. If there’s a shortfall, do you have other sources of income (e.g., investment income, spouse’s income) to cover the difference, or would you have to access your savings? If you’ll be using savings to supplement your disability income, you’ll want to gauge how long your savings will last. The average duration of long-term disability is 31.2 months.³

You could consider purchasing supplemental disability coverage to help pay for some of your lost income not covered by your group disability policy. For instance, if your group plan pays 60% of your salary, a supplemental disability plan may increase your total benefit to 80% of your income. In any case, disability income policies contain certain exclusions, waiting periods, reductions, limitations, and terms for keeping them in force. Individual disability income insurance policies provide disability income insurance only. They do NOT provide basic hospital, basic medical, or major medical insurance.

If you’re looking for an advisor who can assist you in this time of change, give me a call.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

Out2martincounty.com

Hutchinson Shores Resort & Spa Hosts Jensen Beach Chamber of Commerce After Hours Mix & Mingle

Out2News.com

Jensen Beach – Chamber members gathered at the Dune Beach Bar to mix & mingle with chamber members at Hutchinson Shores Resort & Spa on Tuesday, November 7th.

The event was held form 5:30 – 7:00 pm. first new resort to be built on Hutchinson Island in almost two decades, and experience a true beach vacation away from it all.

Hutchinson Shores Resort & Spa is the Treasure Coast of Florida’s new premier resort for family vacations, meetings, corporate retreats, oceanfront weddings, and spa getaways. Their unique Jensen Beach hotel offers 178 oceanfront accommodations with coastal-inspired decor and private balconies, along with exceptional resort amenities including a signature spa, two outdoor pools, oceanfront dining and more.

You’ll also enjoy a spectacular beachfront location perfect for soaking up the sun and cooling off in the surf, while just moments from the area’s legendary fishing and golf courses. Their oceanfront address is also close to the charming shops in downtown Stuart, the classic cars at the Elliott Museum and other unique attractions in St. Lucie/St. Martin counties. For more information contact them at 800-818-1544.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photos by: Robin Hall -Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Hutchinson Shores Resort & Spa Hosts Jensen Beach Chamber of Commerce After Hours Mix & Mingle

Out2News.com

Jensen Beach – Chamber members gathered at the Dune Beach Bar to mix & mingle with chamber members at Hutchinson Shores Resort & Spa on Tuesday, November 7th.

The event was held form 5:30 – 7:00 pm. first new resort to be built on Hutchinson Island in almost two decades, and experience a true beach vacation away from it all.

Hutchinson Shores Resort & Spa is the Treasure Coast of Florida’s new premier resort for family vacations, meetings, corporate retreats, oceanfront weddings, and spa getaways. Their unique Jensen Beach hotel offers 178 oceanfront accommodations with coastal-inspired decor and private balconies, along with exceptional resort amenities including a signature spa, two outdoor pools, oceanfront dining and more.

You’ll also enjoy a spectacular beachfront location perfect for soaking up the sun and cooling off in the surf, while just moments from the area’s legendary fishing and golf courses. Their oceanfront address is also close to the charming shops in downtown Stuart, the classic cars at the Elliott Museum and other unique attractions in St. Lucie/St. Martin counties. For more information contact them at 800-818-1544.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photos by: Robin Hall -Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Hutchinson Shores Resort & Spa Hosts Jensen Beach Chamber of Commerce After Hours Mix & Mingle

Out2News.com

Jensen Beach – Chamber members gathered at the Dune Beach Bar to mix & mingle with chamber members at Hutchinson Shores Resort & Spa on Tuesday, November 7th.

The event was held form 5:30 – 7:00 pm. first new resort to be built on Hutchinson Island in almost two decades, and experience a true beach vacation away from it all.

Hutchinson Shores Resort & Spa is the Treasure Coast of Florida’s new premier resort for family vacations, meetings, corporate retreats, oceanfront weddings, and spa getaways. Their unique Jensen Beach hotel offers 178 oceanfront accommodations with coastal-inspired decor and private balconies, along with exceptional resort amenities including a signature spa, two outdoor pools, oceanfront dining and more.

You’ll also enjoy a spectacular beachfront location perfect for soaking up the sun and cooling off in the surf, while just moments from the area’s legendary fishing and golf courses. Their oceanfront address is also close to the charming shops in downtown Stuart, the classic cars at the Elliott Museum and other unique attractions in St. Lucie/St. Martin counties. For more information contact them at 800-818-1544.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photos by: Robin Hall -Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Hutchinson Shores Resort & Spa Hosts Jensen Beach Chamber of Commerce After Hours Mix & Mingle

Out2News.com

Jensen Beach – Chamber members gathered at the Dune Beach Bar to mix & mingle with chamber members at Hutchinson Shores Resort & Spa on Tuesday, November 7th.

The event was held form 5:30 – 7:00 pm. first new resort to be built on Hutchinson Island in almost two decades, and experience a true beach vacation away from it all.

Hutchinson Shores Resort & Spa is the Treasure Coast of Florida’s new premier resort for family vacations, meetings, corporate retreats, oceanfront weddings, and spa getaways. Their unique Jensen Beach hotel offers 178 oceanfront accommodations with coastal-inspired decor and private balconies, along with exceptional resort amenities including a signature spa, two outdoor pools, oceanfront dining and more.

You’ll also enjoy a spectacular beachfront location perfect for soaking up the sun and cooling off in the surf, while just moments from the area’s legendary fishing and golf courses. Their oceanfront address is also close to the charming shops in downtown Stuart, the classic cars at the Elliott Museum and other unique attractions in St. Lucie/St. Martin counties. For more information contact them at 800-818-1544.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photos by: Robin Hall -Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Hutchinson Shores Resort & Spa Hosts Jensen Beach Chamber of Commerce After Hours Mix & Mingle

Out2News.com

Jensen Beach – Chamber members gathered at the Dune Beach Bar to mix & mingle with chamber members at Hutchinson Shores Resort & Spa on Tuesday, November 7th.

The event was held form 5:30 – 7:00 pm. first new resort to be built on Hutchinson Island in almost two decades, and experience a true beach vacation away from it all.

Hutchinson Shores Resort & Spa is the Treasure Coast of Florida’s new premier resort for family vacations, meetings, corporate retreats, oceanfront weddings, and spa getaways. Their unique Jensen Beach hotel offers 178 oceanfront accommodations with coastal-inspired decor and private balconies, along with exceptional resort amenities including a signature spa, two outdoor pools, oceanfront dining and more.

You’ll also enjoy a spectacular beachfront location perfect for soaking up the sun and cooling off in the surf, while just moments from the area’s legendary fishing and golf courses. Their oceanfront address is also close to the charming shops in downtown Stuart, the classic cars at the Elliott Museum and other unique attractions in St. Lucie/St. Martin counties. For more information contact them at 800-818-1544.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photos by: Robin Hall -Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Hutchinson Shores Resort & Spa Hosts Jensen Beach Chamber of Commerce After Hours Mix & Mingle

Out2News.com

Jensen Beach – Chamber members gathered at the Dune Beach Bar to mix & mingle with chamber members at Hutchinson Shores Resort & Spa on Tuesday, November 7th.

The event was held form 5:30 – 7:00 pm. first new resort to be built on Hutchinson Island in almost two decades, and experience a true beach vacation away from it all.

Hutchinson Shores Resort & Spa is the Treasure Coast of Florida’s new premier resort for family vacations, meetings, corporate retreats, oceanfront weddings, and spa getaways. Their unique Jensen Beach hotel offers 178 oceanfront accommodations with coastal-inspired decor and private balconies, along with exceptional resort amenities including a signature spa, two outdoor pools, oceanfront dining and more.

You’ll also enjoy a spectacular beachfront location perfect for soaking up the sun and cooling off in the surf, while just moments from the area’s legendary fishing and golf courses. Their oceanfront address is also close to the charming shops in downtown Stuart, the classic cars at the Elliott Museum and other unique attractions in St. Lucie/St. Martin counties. For more information contact them at 800-818-1544.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photos by: Robin Hall -Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Hutchinson Shores Resort & Spa Hosts Jensen Beach Chamber of Commerce After Hours Mix & Mingle

Out2News.com

Jensen Beach – Chamber members gathered at the Dune Beach Bar to mix & mingle with chamber members at Hutchinson Shores Resort & Spa on Tuesday, November 7th.

The event was held form 5:30 – 7:00 pm. first new resort to be built on Hutchinson Island in almost two decades, and experience a true beach vacation away from it all.

Hutchinson Shores Resort & Spa is the Treasure Coast of Florida’s new premier resort for family vacations, meetings, corporate retreats, oceanfront weddings, and spa getaways. Their unique Jensen Beach hotel offers 178 oceanfront accommodations with coastal-inspired decor and private balconies, along with exceptional resort amenities including a signature spa, two outdoor pools, oceanfront dining and more.

You’ll also enjoy a spectacular beachfront location perfect for soaking up the sun and cooling off in the surf, while just moments from the area’s legendary fishing and golf courses. Their oceanfront address is also close to the charming shops in downtown Stuart, the classic cars at the Elliott Museum and other unique attractions in St. Lucie/St. Martin counties. For more information contact them at 800-818-1544.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photos by: Robin Hall -Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Hutchinson Shores Resort & Spa Hosts Jensen Beach Chamber of Commerce After Hours Mix & Mingle

Out2News.com

Jensen Beach – Chamber members gathered at the Dune Beach Bar to mix & mingle with chamber members at Hutchinson Shores Resort & Spa on Tuesday, November 7th.

The event was held form 5:30 – 7:00 pm. first new resort to be built on Hutchinson Island in almost two decades, and experience a true beach vacation away from it all.

Hutchinson Shores Resort & Spa is the Treasure Coast of Florida’s new premier resort for family vacations, meetings, corporate retreats, oceanfront weddings, and spa getaways. Their unique Jensen Beach hotel offers 178 oceanfront accommodations with coastal-inspired decor and private balconies, along with exceptional resort amenities including a signature spa, two outdoor pools, oceanfront dining and more.

You’ll also enjoy a spectacular beachfront location perfect for soaking up the sun and cooling off in the surf, while just moments from the area’s legendary fishing and golf courses. Their oceanfront address is also close to the charming shops in downtown Stuart, the classic cars at the Elliott Museum and other unique attractions in St. Lucie/St. Martin counties. For more information contact them at 800-818-1544.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photos by: Robin Hall -Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Kyle G’s Host Stuart Martin County Chamber of Commerce Luncheon

Out2News.com

In Photo: Chamber Chairman Rob Gluckman, Treasure Coast Urgent & Family Care; Kyle Greene, Kyle G’s; Stephanie Davis, Nicole Degen and Krysten Alyce, Main Street Media 360 and Chamber President/CEO Joe Catrambone.

Jensen Beach – Kyle G’s Prime Seafood features an ‘Eat Local, Be Coastal’ philosophy. Prepared with locally sourced ingredients for patrons to enjoy. Kyle G’s Prime Seafood is open seven days a week, serving lunch, dinner, and Sunday brunch.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photos by: Sue Hedgepath- Stuart/Martin County Chamber of Commerce

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Kyle G’s Host Stuart Martin County Chamber of Commerce Luncheon

Out2News.com

In Photo: Chamber Chairman Rob Gluckman, Treasure Coast Urgent & Family Care, President/CEO Joe Catrambone present Past Chairman Ryan Strom, Team Parks, Inc. present President’s Award.

Jensen Beach – Kyle G’s Prime Seafood features an ‘Eat Local, Be Coastal’ philosophy. Prepared with locally sourced ingredients for patrons to enjoy. Kyle G’s Prime Seafood is open seven days a week, serving lunch, dinner, and Sunday brunch.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photos by: Sue Hedgepath- Stuart/Martin County Chamber of Commerce

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Kyle G’s Host Stuart Martin County Chamber of Commerce Luncheon

Out2News.com

In Photo: Chamber Chairman Rob Gluckman, Treasure Coast Urgent & Family Care presents Roberta Murray with Ambassador of the Month.

Jensen Beach – Kyle G’s Prime Seafood features an ‘Eat Local, Be Coastal’ philosophy. Prepared with locally sourced ingredients for patrons to enjoy. Kyle G’s Prime Seafood is open seven days a week, serving lunch, dinner, and Sunday brunch.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photos by: Sue Hedgepath- Stuart/Martin County Chamber of Commerce

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Kyle G’s Host Stuart Martin County Chamber of Commerce Luncheon

Out2News.com

Jensen Beach – Kyle G’s Prime Seafood features an ‘Eat Local, Be Coastal’ philosophy. Prepared with locally sourced ingredients for patrons to enjoy. Kyle G’s Prime Seafood is open seven days a week, serving lunch, dinner, and Sunday brunch.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photos by: Sue Hedgepath- Stuart/Martin County Chamber of Commerce

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Kyle G’s Host Stuart Martin County Chamber of Commerce Luncheon

Out2News.com

Jensen Beach – Kyle G’s Prime Seafood features an ‘Eat Local, Be Coastal’ philosophy. Prepared with locally sourced ingredients for patrons to enjoy. Kyle G’s Prime Seafood is open seven days a week, serving lunch, dinner, and Sunday brunch.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photos by: Sue Hedgepath- Stuart/Martin County Chamber of Commerce

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

 

Stuart/Martin County Chamber of Commerce
Install New Officers And Present Awards

Out2News.com

In photo : James Crocker from Waterblasting Technologies, Inc. was awarded the Toots Armellini Business Person of the Year Award. Mike Nardone, Waterblasting Technologies, Inc. accepted the award from Mrs. Sarah Armellini, David Armellini, Armellini Express Lines, Inc.; Chairman Janice Norman, Century 21 IRP Realty/Norman-Page Team and Chamber President/CEO Joe Catrambone

Stuart — Award Recipients were recognized on October 13th at the Stuart/Martin County Chamber of Commerce Annual Installation and Awards Dinner at Mariner Sands Country Club in Stuart, Florida –

James Crocker from Waterblasting Technologies, Inc. was awarded the “Toots Armellini”

Business Person of the Year Award, Mike Nardone accepted the award from Chairman Janice Norman, Century 21 IRP Realty/Norman-Page Team in appreciation of his persistence to provide jobs and economic stability to Martin County. Chairman Norman also presented The Chairman’s Award to Michael Dadko, Sailfish Wealth Management Group in appreciation of his mentoring, support, service and dedication to the Chamber and community; The Business Advocate Award to Sherriff William Snyder, Martin County Sheriff’s Office in appreciation for his many years of dedicated service, professionalism, fair minded influence and commitment to Martin County and Florida. The Ambassador of the Year was presented to Tom Munhollen, ELB Consulting, Inc. for his loyal dedication to the Chamber. Chamber President/CEO Joe Catrambone presented The President’s Awards to Ryan Strom, Team Parks, Inc., in recognition of his ongoing commitment and assistance in keeping the Chamber politically and financially relevant; and to Patrick LaConte, L
aConte Engineering, in recognition for his assistance providing brawn and intellect whenever needed!

Chamber President/CEO and Chairman Norman emceed the events of the evening. The Honorable Judge Darren Steele installed the 2017/18 Board. Chairman Norman presented the 2017/2018 Board: Chairman Rob Gluckman, Esq., Treasure Coast Urgent & Family Care; Chairman Elect William G. Carson, Forward Electric & Air Conditioning; Vice Chairman Kelly Bond Pelletier, Just Gold Jewelers, Inc.; Vice Chairman Jeff Sabin, Waste Management; Past Chairman Janice Norman, Century 21 IRP Realty /Norman-Page Team; Directors: David Armellini, Armellini Express Lines, Inc.; Amy Brunjes, Florida Power & Light; Ian Cotner, AT&T Florida; Jay Finnegan, St. Lucie Medical Center; Lisa Grassam-Smith, Grassam Spine and Wellness Center; David Heaton, Children’s Services Council of M.C.; Dan Hulen, Fifth Third Bank Merchant Services/Vantiv; Kelly Johnson, R.V. Johnson Insurance; Eric Kiehn, C&W Technologies; Richard Kolleda, Spherion; Scott Osteen, Ace Hardware; Nimesh Patel, Best Western Downtown Stuart; Elliot Paul, Elliot Paul & Comp
any; Lisa Satur, Harbor Community Bank/Stuart; David Smith, Atlantic Aviation-Stuart LLC; Linda Weiksnar, Crary Buchanan P.A.; Amber Woods, Treasure Coast Toyota of Stuart; Ex-Officio Directors: Treasurer Gordon Proctor, Carr Riggs & Ingram CPAs and Advisors; David Ross, Stuart City Manager; Doug Smith, Martin County Board of Commission; Laurie Gaylord, Superintendent Martin County Schools; Beth Gaskin, Provost Indian River State College; Joseph A. Catrambone, President/CEO Catrambone and 2017/18 Chairman Rob Gluckman, Esq. presented The Past Chairman’s Award to Chairman Norman for her outstanding service this past year.

A special recognition to this year’s sponsors included Gold Sponsors: First Citizens Bank, Forward Electric & Air Conditioning, Hedrick Brothers Construction, Lesser, Lesser, Landy & Smith, PLLC, St. Lucie Medical Center, Treasure Coast Urgent & Family Care; Silver Sponsors: Armellini Express Lines, Inc., Century 21 IRP Realty/Norman-Page Team, Spherion, Team Parks, Inc., Venture Construction Group of Florida, Waste Management; Bronze Sponsor: Martin Health System, McCarthy, Summers, Bobko, Wood, Norman, Bass & Melby, Sailfish Wealth Management Group, Recovery Insurance Adjusters, Trustco Bank; Copper Sponsor: Carr, Riggs & Ingram CPAs and Advisors, Harbor Community Bank, Just Gold Jewelers, Inc., LaConte Engineering, Sterling Mortgage Services T.C./Donna Linton, T. C. Seawinds Funeral Home & Crematory and LC Campbell.

The annual event is a celebration of success for the Chamber and its members and guests. The evening was full of congratulations, dancing and casino fun.

The Stuart/Martin County Chamber of Commerce is the voice of business in the community. For more information about the Chamber and how your business can be a part of the Chamber, contact info@stuartmartinchamber.org or call (772) 287-1088. Also check out the Chamber’s website for members lists, news, photo gallery and events, www.stuartmartinchamber.org.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photos by: L.C. Campbell Out2/Martin County.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

 

Stuart/Martin County Chamber of Commerce
Install New Officers And Present Awards

Out2News.com

In photo : Chairman Norman, Century 21 IRP Realty/Norman-Page Team presented The Chairman’s Award to Michael Dadko, Sailfish Wealth Management Group, along with Chamber President/CEO Joe Catrambone

Stuart — Award Recipients were recognized on October 13th at the Stuart/Martin County Chamber of Commerce Annual Installation and Awards Dinner at Mariner Sands Country Club in Stuart, Florida –

James Crocker from Waterblasting Technologies, Inc. was awarded the “Toots Armellini”

Business Person of the Year Award, Mike Nardone accepted the award from Chairman Janice Norman, Century 21 IRP Realty/Norman-Page Team in appreciation of his persistence to provide jobs and economic stability to Martin County. Chairman Norman also presented The Chairman’s Award to Michael Dadko, Sailfish Wealth Management Group in appreciation of his mentoring, support, service and dedication to the Chamber and community; The Business Advocate Award to Sherriff William Snyder, Martin County Sheriff’s Office in appreciation for his many years of dedicated service, professionalism, fair minded influence and commitment to Martin County and Florida. The Ambassador of the Year was presented to Tom Munhollen, ELB Consulting, Inc. for his loyal dedication to the Chamber. Chamber President/CEO Joe Catrambone presented The President’s Awards to Ryan Strom, Team Parks, Inc., in recognition of his ongoing commitment and assistance in keeping the Chamber politically and financially relevant; and to Patrick LaConte, L
aConte Engineering, in recognition for his assistance providing brawn and intellect whenever needed!

Chamber President/CEO and Chairman Norman emceed the events of the evening. The Honorable Judge Darren Steele installed the 2017/18 Board. Chairman Norman presented the 2017/2018 Board: Chairman Rob Gluckman, Esq., Treasure Coast Urgent & Family Care; Chairman Elect William G. Carson, Forward Electric & Air Conditioning; Vice Chairman Kelly Bond Pelletier, Just Gold Jewelers, Inc.; Vice Chairman Jeff Sabin, Waste Management; Past Chairman Janice Norman, Century 21 IRP Realty /Norman-Page Team; Directors: David Armellini, Armellini Express Lines, Inc.; Amy Brunjes, Florida Power & Light; Ian Cotner, AT&T Florida; Jay Finnegan, St. Lucie Medical Center; Lisa Grassam-Smith, Grassam Spine and Wellness Center; David Heaton, Children’s Services Council of M.C.; Dan Hulen, Fifth Third Bank Merchant Services/Vantiv; Kelly Johnson, R.V. Johnson Insurance; Eric Kiehn, C&W Technologies; Richard Kolleda, Spherion; Scott Osteen, Ace Hardware; Nimesh Patel, Best Western Downtown Stuart; Elliot Paul, Elliot Paul & Comp
any; Lisa Satur, Harbor Community Bank/Stuart; David Smith, Atlantic Aviation-Stuart LLC; Linda Weiksnar, Crary Buchanan P.A.; Amber Woods, Treasure Coast Toyota of Stuart; Ex-Officio Directors: Treasurer Gordon Proctor, Carr Riggs & Ingram CPAs and Advisors; David Ross, Stuart City Manager; Doug Smith, Martin County Board of Commission; Laurie Gaylord, Superintendent Martin County Schools; Beth Gaskin, Provost Indian River State College; Joseph A. Catrambone, President/CEO Catrambone and 2017/18 Chairman Rob Gluckman, Esq. presented The Past Chairman’s Award to Chairman Norman for her outstanding service this past year.

A special recognition to this year’s sponsors included Gold Sponsors: First Citizens Bank, Forward Electric & Air Conditioning, Hedrick Brothers Construction, Lesser, Lesser, Landy & Smith, PLLC, St. Lucie Medical Center, Treasure Coast Urgent & Family Care; Silver Sponsors: Armellini Express Lines, Inc., Century 21 IRP Realty/Norman-Page Team, Spherion, Team Parks, Inc., Venture Construction Group of Florida, Waste Management; Bronze Sponsor: Martin Health System, McCarthy, Summers, Bobko, Wood, Norman, Bass & Melby, Sailfish Wealth Management Group, Recovery Insurance Adjusters, Trustco Bank; Copper Sponsor: Carr, Riggs & Ingram CPAs and Advisors, Harbor Community Bank, Just Gold Jewelers, Inc., LaConte Engineering, Sterling Mortgage Services T.C./Donna Linton, T. C. Seawinds Funeral Home & Crematory and LC Campbell.

The annual event is a celebration of success for the Chamber and its members and guests. The evening was full of congratulations, dancing and casino fun.

The Stuart/Martin County Chamber of Commerce is the voice of business in the community. For more information about the Chamber and how your business can be a part of the Chamber, contact info@stuartmartinchamber.org or call (772) 287-1088. Also check out the Chamber’s website for members lists, news, photo gallery and events, www.stuartmartinchamber.org.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photos by: L.C. Campbell Out2/Martin County.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Stuart/Martin County Chamber of Commerce
Install New Officers And Present Awards

Out2News.com

In photo : Chamber President/CEO Joe Catrambone presented The President’s Award to Patrick LaConte, LaConte Engineering along with Chairman Janice Norman, Century 21 IRP Realty/Norman-Page Team and to Ryan Strom, Team Parks, Inc (not pictured)

Stuart — Award Recipients were recognized on October 13th at the Stuart/Martin County Chamber of Commerce Annual Installation and Awards Dinner at Mariner Sands Country Club in Stuart, Florida –

James Crocker from Waterblasting Technologies, Inc. was awarded the “Toots Armellini”

Business Person of the Year Award, Mike Nardone accepted the award from Chairman Janice Norman, Century 21 IRP Realty/Norman-Page Team in appreciation of his persistence to provide jobs and economic stability to Martin County. Chairman Norman also presented The Chairman’s Award to Michael Dadko, Sailfish Wealth Management Group in appreciation of his mentoring, support, service and dedication to the Chamber and community; The Business Advocate Award to Sherriff William Snyder, Martin County Sheriff’s Office in appreciation for his many years of dedicated service, professionalism, fair minded influence and commitment to Martin County and Florida. The Ambassador of the Year was presented to Tom Munhollen, ELB Consulting, Inc. for his loyal dedication to the Chamber. Chamber President/CEO Joe Catrambone presented The President’s Awards to Ryan Strom, Team Parks, Inc., in recognition of his ongoing commitment and assistance in keeping the Chamber politically and financially relevant; and to Patrick LaConte, L
aConte Engineering, in recognition for his assistance providing brawn and intellect whenever needed!

Chamber President/CEO and Chairman Norman emceed the events of the evening. The Honorable Judge Darren Steele installed the 2017/18 Board. Chairman Norman presented the 2017/2018 Board: Chairman Rob Gluckman, Esq., Treasure Coast Urgent & Family Care; Chairman Elect William G. Carson, Forward Electric & Air Conditioning; Vice Chairman Kelly Bond Pelletier, Just Gold Jewelers, Inc.; Vice Chairman Jeff Sabin, Waste Management; Past Chairman Janice Norman, Century 21 IRP Realty /Norman-Page Team; Directors: David Armellini, Armellini Express Lines, Inc.; Amy Brunjes, Florida Power & Light; Ian Cotner, AT&T Florida; Jay Finnegan, St. Lucie Medical Center; Lisa Grassam-Smith, Grassam Spine and Wellness Center; David Heaton, Children’s Services Council of M.C.; Dan Hulen, Fifth Third Bank Merchant Services/Vantiv; Kelly Johnson, R.V. Johnson Insurance; Eric Kiehn, C&W Technologies; Richard Kolleda, Spherion; Scott Osteen, Ace Hardware; Nimesh Patel, Best Western Downtown Stuart; Elliot Paul, Elliot Paul & Comp
any; Lisa Satur, Harbor Community Bank/Stuart; David Smith, Atlantic Aviation-Stuart LLC; Linda Weiksnar, Crary Buchanan P.A.; Amber Woods, Treasure Coast Toyota of Stuart; Ex-Officio Directors: Treasurer Gordon Proctor, Carr Riggs & Ingram CPAs and Advisors; David Ross, Stuart City Manager; Doug Smith, Martin County Board of Commission; Laurie Gaylord, Superintendent Martin County Schools; Beth Gaskin, Provost Indian River State College; Joseph A. Catrambone, President/CEO Catrambone and 2017/18 Chairman Rob Gluckman, Esq. presented The Past Chairman’s Award to Chairman Norman for her outstanding service this past year.

A special recognition to this year’s sponsors included Gold Sponsors: First Citizens Bank, Forward Electric & Air Conditioning, Hedrick Brothers Construction, Lesser, Lesser, Landy & Smith, PLLC, St. Lucie Medical Center, Treasure Coast Urgent & Family Care; Silver Sponsors: Armellini Express Lines, Inc., Century 21 IRP Realty/Norman-Page Team, Spherion, Team Parks, Inc., Venture Construction Group of Florida, Waste Management; Bronze Sponsor: Martin Health System, McCarthy, Summers, Bobko, Wood, Norman, Bass & Melby, Sailfish Wealth Management Group, Recovery Insurance Adjusters, Trustco Bank; Copper Sponsor: Carr, Riggs & Ingram CPAs and Advisors, Harbor Community Bank, Just Gold Jewelers, Inc., LaConte Engineering, Sterling Mortgage Services T.C./Donna Linton, T. C. Seawinds Funeral Home & Crematory and LC Campbell.

The annual event is a celebration of success for the Chamber and its members and guests. The evening was full of congratulations, dancing and casino fun.

The Stuart/Martin County Chamber of Commerce is the voice of business in the community. For more information about the Chamber and how your business can be a part of the Chamber, contact info@stuartmartinchamber.org or call (772) 287-1088. Also check out the Chamber’s website for members lists, news, photo gallery and events, www.stuartmartinchamber.org.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photos by: L.C. Campbell Out2/Martin County.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Stuart/Martin County Chamber of Commerce
Install New Officers And Present Awards

Out2News.com

In photo : The Business Advocate Award was presented to Sherriff William Snyder, Martin County Sheriff’s Office by Chairman Janice Norman, Century 21 IRP Realty/Norman-Page Team and Chamber President/CEO Joe Catrambone

Stuart — Award Recipients were recognized on October 13th at the Stuart/Martin County Chamber of Commerce Annual Installation and Awards Dinner at Mariner Sands Country Club in Stuart, Florida –

James Crocker from Waterblasting Technologies, Inc. was awarded the “Toots Armellini”

Business Person of the Year Award, Mike Nardone accepted the award from Chairman Janice Norman, Century 21 IRP Realty/Norman-Page Team in appreciation of his persistence to provide jobs and economic stability to Martin County. Chairman Norman also presented The Chairman’s Award to Michael Dadko, Sailfish Wealth Management Group in appreciation of his mentoring, support, service and dedication to the Chamber and community; The Business Advocate Award to Sherriff William Snyder, Martin County Sheriff’s Office in appreciation for his many years of dedicated service, professionalism, fair minded influence and commitment to Martin County and Florida. The Ambassador of the Year was presented to Tom Munhollen, ELB Consulting, Inc. for his loyal dedication to the Chamber. Chamber President/CEO Joe Catrambone presented The President’s Awards to Ryan Strom, Team Parks, Inc., in recognition of his ongoing commitment and assistance in keeping the Chamber politically and financially relevant; and to Patrick LaConte, L
aConte Engineering, in recognition for his assistance providing brawn and intellect whenever needed!

Chamber President/CEO and Chairman Norman emceed the events of the evening. The Honorable Judge Darren Steele installed the 2017/18 Board. Chairman Norman presented the 2017/2018 Board: Chairman Rob Gluckman, Esq., Treasure Coast Urgent & Family Care; Chairman Elect William G. Carson, Forward Electric & Air Conditioning; Vice Chairman Kelly Bond Pelletier, Just Gold Jewelers, Inc.; Vice Chairman Jeff Sabin, Waste Management; Past Chairman Janice Norman, Century 21 IRP Realty /Norman-Page Team; Directors: David Armellini, Armellini Express Lines, Inc.; Amy Brunjes, Florida Power & Light; Ian Cotner, AT&T Florida; Jay Finnegan, St. Lucie Medical Center; Lisa Grassam-Smith, Grassam Spine and Wellness Center; David Heaton, Children’s Services Council of M.C.; Dan Hulen, Fifth Third Bank Merchant Services/Vantiv; Kelly Johnson, R.V. Johnson Insurance; Eric Kiehn, C&W Technologies; Richard Kolleda, Spherion; Scott Osteen, Ace Hardware; Nimesh Patel, Best Western Downtown Stuart; Elliot Paul, Elliot Paul & Comp
any; Lisa Satur, Harbor Community Bank/Stuart; David Smith, Atlantic Aviation-Stuart LLC; Linda Weiksnar, Crary Buchanan P.A.; Amber Woods, Treasure Coast Toyota of Stuart; Ex-Officio Directors: Treasurer Gordon Proctor, Carr Riggs & Ingram CPAs and Advisors; David Ross, Stuart City Manager; Doug Smith, Martin County Board of Commission; Laurie Gaylord, Superintendent Martin County Schools; Beth Gaskin, Provost Indian River State College; Joseph A. Catrambone, President/CEO Catrambone and 2017/18 Chairman Rob Gluckman, Esq. presented The Past Chairman’s Award to Chairman Norman for her outstanding service this past year.

A special recognition to this year’s sponsors included Gold Sponsors: First Citizens Bank, Forward Electric & Air Conditioning, Hedrick Brothers Construction, Lesser, Lesser, Landy & Smith, PLLC, St. Lucie Medical Center, Treasure Coast Urgent & Family Care; Silver Sponsors: Armellini Express Lines, Inc., Century 21 IRP Realty/Norman-Page Team, Spherion, Team Parks, Inc., Venture Construction Group of Florida, Waste Management; Bronze Sponsor: Martin Health System, McCarthy, Summers, Bobko, Wood, Norman, Bass & Melby, Sailfish Wealth Management Group, Recovery Insurance Adjusters, Trustco Bank; Copper Sponsor: Carr, Riggs & Ingram CPAs and Advisors, Harbor Community Bank, Just Gold Jewelers, Inc., LaConte Engineering, Sterling Mortgage Services T.C./Donna Linton, T. C. Seawinds Funeral Home & Crematory and LC Campbell.

The annual event is a celebration of success for the Chamber and its members and guests. The evening was full of congratulations, dancing and casino fun.

The Stuart/Martin County Chamber of Commerce is the voice of business in the community. For more information about the Chamber and how your business can be a part of the Chamber, contact info@stuartmartinchamber.org or call (772) 287-1088. Also check out the Chamber’s website for members lists, news, photo gallery and events, www.stuartmartinchamber.org.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photos by: L.C. Campbell Out2/Martin County.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Stuart/Martin County Chamber of Commerce
Install New Officers And Present Awards

Out2News.com

In photo : Tom Munhollen, ELB Consulting, Inc. was presented the Ambasador of the Year Award by Chairman Janice Norman, Century 21 IRP Realty/Norman-Page Team and Chamber President/CEO Joe Catrambone

Stuart — Award Recipients were recognized on October 13th at the Stuart/Martin County Chamber of Commerce Annual Installation and Awards Dinner at Mariner Sands Country Club in Stuart, Florida –

James Crocker from Waterblasting Technologies, Inc. was awarded the “Toots Armellini”

Business Person of the Year Award, Mike Nardone accepted the award from Chairman Janice Norman, Century 21 IRP Realty/Norman-Page Team in appreciation of his persistence to provide jobs and economic stability to Martin County. Chairman Norman also presented The Chairman’s Award to Michael Dadko, Sailfish Wealth Management Group in appreciation of his mentoring, support, service and dedication to the Chamber and community; The Business Advocate Award to Sherriff William Snyder, Martin County Sheriff’s Office in appreciation for his many years of dedicated service, professionalism, fair minded influence and commitment to Martin County and Florida. The Ambassador of the Year was presented to Tom Munhollen, ELB Consulting, Inc. for his loyal dedication to the Chamber. Chamber President/CEO Joe Catrambone presented The President’s Awards to Ryan Strom, Team Parks, Inc., in recognition of his ongoing commitment and assistance in keeping the Chamber politically and financially relevant; and to Patrick LaConte, L
aConte Engineering, in recognition for his assistance providing brawn and intellect whenever needed!

Chamber President/CEO and Chairman Norman emceed the events of the evening. The Honorable Judge Darren Steele installed the 2017/18 Board. Chairman Norman presented the 2017/2018 Board: Chairman Rob Gluckman, Esq., Treasure Coast Urgent & Family Care; Chairman Elect William G. Carson, Forward Electric & Air Conditioning; Vice Chairman Kelly Bond Pelletier, Just Gold Jewelers, Inc.; Vice Chairman Jeff Sabin, Waste Management; Past Chairman Janice Norman, Century 21 IRP Realty /Norman-Page Team; Directors: David Armellini, Armellini Express Lines, Inc.; Amy Brunjes, Florida Power & Light; Ian Cotner, AT&T Florida; Jay Finnegan, St. Lucie Medical Center; Lisa Grassam-Smith, Grassam Spine and Wellness Center; David Heaton, Children’s Services Council of M.C.; Dan Hulen, Fifth Third Bank Merchant Services/Vantiv; Kelly Johnson, R.V. Johnson Insurance; Eric Kiehn, C&W Technologies; Richard Kolleda, Spherion; Scott Osteen, Ace Hardware; Nimesh Patel, Best Western Downtown Stuart; Elliot Paul, Elliot Paul & Comp
any; Lisa Satur, Harbor Community Bank/Stuart; David Smith, Atlantic Aviation-Stuart LLC; Linda Weiksnar, Crary Buchanan P.A.; Amber Woods, Treasure Coast Toyota of Stuart; Ex-Officio Directors: Treasurer Gordon Proctor, Carr Riggs & Ingram CPAs and Advisors; David Ross, Stuart City Manager; Doug Smith, Martin County Board of Commission; Laurie Gaylord, Superintendent Martin County Schools; Beth Gaskin, Provost Indian River State College; Joseph A. Catrambone, President/CEO Catrambone and 2017/18 Chairman Rob Gluckman, Esq. presented The Past Chairman’s Award to Chairman Norman for her outstanding service this past year.

A special recognition to this year’s sponsors included Gold Sponsors: First Citizens Bank, Forward Electric & Air Conditioning, Hedrick Brothers Construction, Lesser, Lesser, Landy & Smith, PLLC, St. Lucie Medical Center, Treasure Coast Urgent & Family Care; Silver Sponsors: Armellini Express Lines, Inc., Century 21 IRP Realty/Norman-Page Team, Spherion, Team Parks, Inc., Venture Construction Group of Florida, Waste Management; Bronze Sponsor: Martin Health System, McCarthy, Summers, Bobko, Wood, Norman, Bass & Melby, Sailfish Wealth Management Group, Recovery Insurance Adjusters, Trustco Bank; Copper Sponsor: Carr, Riggs & Ingram CPAs and Advisors, Harbor Community Bank, Just Gold Jewelers, Inc., LaConte Engineering, Sterling Mortgage Services T.C./Donna Linton, T. C. Seawinds Funeral Home & Crematory and LC Campbell.

The annual event is a celebration of success for the Chamber and its members and guests. The evening was full of congratulations, dancing and casino fun.

The Stuart/Martin County Chamber of Commerce is the voice of business in the community. For more information about the Chamber and how your business can be a part of the Chamber, contact info@stuartmartinchamber.org or call (772) 287-1088. Also check out the Chamber’s website for members lists, news, photo gallery and events, www.stuartmartinchamber.org.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photos by: L.C. Campbell Out2/Martin County.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Stuart/Martin County Chamber of Commerce
Install New Officers And Present Awards

Out2News.com

 

In photo : First Row: Amber Woods, Treasure Coast Toyota of Stuart; Laurie Gaylord, Superintendent Martin County Schools; Amy Brunjes, Florida Power & Light; Past Chairman Janice Norman, Century 21 IRP Realty /Norman-Page Team; Vice Chairman Kelly Bond Pelletier, Just Gold Jewelers, Inc.; Lisa Satur, Harbor Community Bank/Stuart

Second Row: Ian Cotner, AT&T Florida; Treasurer Gordon Proctor, Carr, Riggs & Ingram CPAs and Advisors; David Smith, Atlantic Aviation-Stuart LLC; Dan Hulen; Fifth Third Bank Merchant Services/Vantiv; David Armellini, Armellini Express Lines, Inc.; Chairman Rob Gluckman, Esq., Treasure Coast Urgent & Family Care; Kelly Johnson, R.V. Johnson Insurance; Chairman Elect William G. Carson, Forward Electric & Air Conditioning; Eric Kiehn, C&W Technologies; Vice Chairman Jeff Sabin, Waste Management; Joseph A. Catrambone, Chamber President/CEO

Not pictured: Jay Finnegan, St. Lucie Medical Center; Beth Gaskin, Indian River State College; Lisa Grassam-Smith, Grassam Spine and Wellness Center; David Heaton, Children’s Services Council of M.C.; Richard Kolleda, Spherion; Scott Osteen, Ace Hardware; Nimesh Patel, Best Western Downtown Stuart; Elliot Paul, Elliot Paul & Company; David Ross, Stuart City Manager; Doug Smith, Martin County Board of Commission

Stuart — Award Recipients were recognized on October 13th at the Stuart/Martin County Chamber of Commerce Annual Installation and Awards Dinner at Mariner Sands Country Club in Stuart, Florida –

James Crocker from Waterblasting Technologies, Inc. was awarded the “Toots Armellini”

Business Person of the Year Award, Mike Nardone accepted the award from Chairman Janice Norman, Century 21 IRP Realty/Norman-Page Team in appreciation of his persistence to provide jobs and economic stability to Martin County. Chairman Norman also presented The Chairman’s Award to Michael Dadko, Sailfish Wealth Management Group in appreciation of his mentoring, support, service and dedication to the Chamber and community; The Business Advocate Award to Sherriff William Snyder, Martin County Sheriff’s Office in appreciation for his many years of dedicated service, professionalism, fair minded influence and commitment to Martin County and Florida. The Ambassador of the Year was presented to Tom Munhollen, ELB Consulting, Inc. for his loyal dedication to the Chamber. Chamber President/CEO Joe Catrambone presented The President’s Awards to Ryan Strom, Team Parks, Inc., in recognition of his ongoing commitment and assistance in keeping the Chamber politically and financially relevant; and to Patrick LaConte, L
aConte Engineering, in recognition for his assistance providing brawn and intellect whenever needed!

Chamber President/CEO and Chairman Norman emceed the events of the evening. The Honorable Judge Darren Steele installed the 2017/18 Board. Chairman Norman presented the 2017/2018 Board: Chairman Rob Gluckman, Esq., Treasure Coast Urgent & Family Care; Chairman Elect William G. Carson, Forward Electric & Air Conditioning; Vice Chairman Kelly Bond Pelletier, Just Gold Jewelers, Inc.; Vice Chairman Jeff Sabin, Waste Management; Past Chairman Janice Norman, Century 21 IRP Realty /Norman-Page Team; Directors: David Armellini, Armellini Express Lines, Inc.; Amy Brunjes, Florida Power & Light; Ian Cotner, AT&T Florida; Jay Finnegan, St. Lucie Medical Center; Lisa Grassam-Smith, Grassam Spine and Wellness Center; David Heaton, Children’s Services Council of M.C.; Dan Hulen, Fifth Third Bank Merchant Services/Vantiv; Kelly Johnson, R.V. Johnson Insurance; Eric Kiehn, C&W Technologies; Richard Kolleda, Spherion; Scott Osteen, Ace Hardware; Nimesh Patel, Best Western Downtown Stuart; Elliot Paul, Elliot Paul & Comp
any; Lisa Satur, Harbor Community Bank/Stuart; David Smith, Atlantic Aviation-Stuart LLC; Linda Weiksnar, Crary Buchanan P.A.; Amber Woods, Treasure Coast Toyota of Stuart; Ex-Officio Directors: Treasurer Gordon Proctor, Carr Riggs & Ingram CPAs and Advisors; David Ross, Stuart City Manager; Doug Smith, Martin County Board of Commission; Laurie Gaylord, Superintendent Martin County Schools; Beth Gaskin, Provost Indian River State College; Joseph A. Catrambone, President/CEO Catrambone and 2017/18 Chairman Rob Gluckman, Esq. presented The Past Chairman’s Award to Chairman Norman for her outstanding service this past year.

A special recognition to this year’s sponsors included Gold Sponsors: First Citizens Bank, Forward Electric & Air Conditioning, Hedrick Brothers Construction, Lesser, Lesser, Landy & Smith, PLLC, St. Lucie Medical Center, Treasure Coast Urgent & Family Care; Silver Sponsors: Armellini Express Lines, Inc., Century 21 IRP Realty/Norman-Page Team, Spherion, Team Parks, Inc., Venture Construction Group of Florida, Waste Management; Bronze Sponsor: Martin Health System, McCarthy, Summers, Bobko, Wood, Norman, Bass & Melby, Sailfish Wealth Management Group, Recovery Insurance Adjusters, Trustco Bank; Copper Sponsor: Carr, Riggs & Ingram CPAs and Advisors, Harbor Community Bank, Just Gold Jewelers, Inc., LaConte Engineering, Sterling Mortgage Services T.C./Donna Linton, T. C. Seawinds Funeral Home & Crematory and LC Campbell.

The annual event is a celebration of success for the Chamber and its members and guests. The evening was full of congratulations, dancing and casino fun.

The Stuart/Martin County Chamber of Commerce is the voice of business in the community. For more information about the Chamber and how your business can be a part of the Chamber, contact info@stuartmartinchamber.org or call (772) 287-1088. Also check out the Chamber’s website for members lists, news, photo gallery and events, www.stuartmartinchamber.org.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photos by: L.C. Campbell Out2/Martin County.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

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The Markets (as of market close September 29, 2017)

Out2News.comTrading during the summer months is customarily slow, and the summer of 2017 proved no different. July kicked off the third quarter with equity markets enjoying noteworthy gains over their June closing values. Both the Dow (2.54%) and S&P 500 (1.93%) posted significant gains, as did the Global Dow (3.13%). The Nasdaq posted a very favorable 3.38% monthly increase. The yield on long-term bonds changed very little from June as investors seemed to focus on surging equities. Crude oil prices reached $50 per barrel by the end of July after closing June at $46 per barrel. The national average retail regular gasoline price was $2.269 per gallon on July 31, down from the June 26 selling price of $2.288.

Equities held their own in August, despite hurricanes that devastated several southern states and Puerto Rico, causing extraordinary economic loss. Conflicts both at home and abroad certainly influenced investor sentiment. Clashes between protestors in Charlottesville, Virginia, and escalating tensions between the United States and North Korea dominated the news. Nevertheless, a late-month rally in August pushed equities ahead of their July values. The Russell 2000 decreased from its July closing value as energy stocks plunged. The Dow and S&P 500 posted marginal gains, while the Nasdaq led the month ticking up 1.27%. Long-term bond prices rose, with the yield on 10-year Treasuries falling to 2.12%, or 17 basis points below July’s end-of-month yield.

Investors regained some of their confidence in September, pushing stocks ahead of their August closing values. Each of the indexes listed here posted notable gains, led by the small-cap Russell 2000, which surged 6.09%, followed by the Global Dow, the Dow, and the S&P 500, each of which closed the month up about 2.0%. The tech-heavy Nasdaq gained a modest 1.05%, yet that index still leads the way for the year, up almost 21.0% over its final 2016 value.

Ultimately, investors saw the benchmark indexes make impressive gains by the end of the third quarter. The Nasdaq and the Russell 2000 posted gains in excess of 5.0%, followed closely by the Global Dow and the Dow. The S&P 500 trailed the other indexes listed here, yet still managed to increase by almost 4.0% over its second-quarter close. Crude oil jumped from $46.33 per barrel on the last day of June to $51.64 on the last business day of September. Gold, which had been climbing, fell at the end of the quarter, closing at $1,282.50 — still ahead of its June closing price of $1,241.10. Regular gasoline, which was $2.288 per gallon on June 26, soared to $2.508 on the 25th of September.

Out2News.com

If you’re looking for an advisor who can assist you in this time of change, give me a call.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

Out2martincounty.com

Hobe Sound Golf Club Names New Executive Chef

Out2News.com

Hobe Sound, Fla. (Oct. 5, 2017)… Hobe Sound Golf Club, a private golf club in southern Martin County, FL, has named Wayan Sutriasa as the new Executive Chef at HSGC.

Born and raised in Bali, Indonesia, Wayan Sutriasa was formerly trained and graduated from the “Epicurean School of Culinary Arts” in Los Angeles, CA in 1997 and has worked in a number of fine restaurants, hotels and clubs, including The Loxahatchee Club in Jupiter and Orchid Island Golf and Beach Club in Vero Beach, where he won first place in the Orchid Iron Chef Competition.

He is an active member of ACF, the American Culinary Federation. He also mastered Southeast Asian cuisine while working at The Mandarin Oriental Hotel in Hong Kong in 1993.

“I started as a cook and have worked my way up these past 17 years perfecting my craft,” said Chef Sutriasa. “I’m always learning new techniques and improving beyond my own knowledge as there is always something new to learn and new horizons to discover. I am very honored to join such a great Club and provide a high degree of satisfaction to the Hobe Sound Golf Club members,” he said.

The 2017-18 season at Hobe Sound Golf Club starts on Oct. 16. Golf and social memberships are available. Inquiries can be made to Membership Director Michele Blanco at (772) 545-3017 or mblanco@hobesoundgolfclub.com.

Out2martincounty.com

Moving the Cloud Closer to the Business

Out2News.com

 

Out2News.com

By: Andrew Froelich

We will soon reach the point where connectivity to cloud resources is going to become a serious issue in terms of real-time computing functions. So, how do we bring the cloud closer to us?

Having all the data in the world is worthless if we can’t quickly access and analyze it in real-time. The advent of cloud computing has solved many enterprise IT challenges in the wake of the digitization of the business landscape. Cloud elasticity, scalability and security allow organizations to accomplish things never thought possible, thanks to the elimination of massive up-front infrastructure costs.

This has led to big data analytics, the Internet of Things (IoT) and artificial intelligence (AI), among other new business practices. Yet with all the advancements inside the cloud, it leaves many of us with one final problem — connectivity to the cloud.

While bandwidth and latency can be managed with relative ease when working with private clouds and leased lines, most companies are moving toward the use of public clouds and the use of Internet broadband connections to access cloud content. This shift has led to an increase in the adoption of technologies such as WAN optimization and SD-WAN to help improve and control speed and latency in accessing the cloud.

Another issue to consider is that your end users are likely accessing company cloud resources outside the corporate LAN. More than ever before, workforces are becoming mobile. What this means is that cloud data must be accessible no matter who the user is, where they are located, or what device is used. This issue becomes incredibly complex for IT administrators because the use of the public cloud and Internet broadband technologies to access the cloud means they lack the ability to control the network between the end user and that cloud. The further away a user is from the cloud, the more likely they are to run into connectivity and latency problems that can impact the usefulness of a real-time application.

Click here to read the rest of the article

Out2martincounty.com

Business Development Board of Martin County
Receives Excellence in Economic Development Award

Out2News.com

WASHINGTON, DC — The Business Development Board of Martin County (BDBMC) won a Silver Excellence in Economic Development Award for its “Martin County Business Page, a project in the category of Ad Campaign from the International Economic Development Council (IEDC).

The honor was presented at an awards ceremony on Tuesday, Sept. 19, during the IEDC Annual Conference.

“On behalf of the IEDC board of directors and Excellence in Economic Development Awards Advisory Committee, congratulations to the Business Development Board of Martin County. Not only did they work to provide a necessary service to their community; but also, their participation in the awards program sheds light on their stellar projects which other communities can now use as a benchmark.” – Michael Langley, FM, CEO of GREATER MSP, Minneapolis–St. Paul, MN, and 2017 IEDC Board Chair

“We are happy to accept this recognition and hope that other economic development organizations can mirror this concept to increase visibility for their local businesses” said Tim Dougher, Executive Director, BDBMC.

The BDB is the official economic development organization in Martin County, Florida, and is the creator of the Martin County Business Page. Working with The Stuart News, The Business Page was an opportunity to promote local companies that provide goods and services that add to the overall economy of the area. The BDBMC wanted to recognize the accomplishments of local businesses in order for residents to understand the importance of smart growth in Martin County.

“The awards process is a thorough, non-biased and multi-layered process. These are extraordinary accomplishments for all winners, and an overall great effort by all participants. We look forward to next year’s awards competition,” Langley said.

Out2martincounty.com

Is the Social Security Administration
still mailing Social Security Statements?

Out2News.comYour Social Security Statement provides important information about your Social Security record and future benefits. For several years, the Social Security Administration (SSA) mailed these statements every five years to people starting at age 25, but due to budgetary concerns, the SSA has stopped mailing Social Security Statements to individuals under age 60.

Workers age 60 and over who aren’t receiving Social Security benefits will still receive paper statements in the mail, unless they opt to sign up for online statements instead. If you’re age 60 or older, you should receive your statement every year, about three months before your birthday. The SSA will mail statements upon request to individuals under age 60.

However, the quickest way to get a copy of your Social Security Statement is to sign up for a my Social Security account at the SSA website, Once you’ve signed up, you’ll have immediate access to your statement, which you can view, download, or print. Statement information generally includes a projection of your retirement benefits at age 62, at full retirement age (66 to 67), and at age 70; projections of disability and survivor benefits; a detailed record of your earnings; and other information about the Social Security program.

The SSA has recently begun using a two-step identification method to help protect my Social Security accounts from unauthorized use and potential identity fraud. If you’ve never registered for an online account or haven’t attempted to log in to yours since this change, you will be prompted to add either your cell phone or email address as a second identification method. Every time you enter your account username and password, you will then be prompted to request a unique security code via the identification method you’ve chosen, and you need to enter that code to complete the log-in process.

If you’re looking for an advisor who can assist you in this time of change, give me a call.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

Out2martincounty.com

WORKING IN RETIREMENT: WHAT YOU NEED TO KNOW

Out2News.comPlanning on working during retirement? If so, you’re not alone. Recent studies have consistently shown that a majority of retirees plan to work at least some period of time during their retirement years. Here are some points to consider.

Why work during retirement?

Obviously, if you work during retirement, you’ll be earning money and relying less on your retirement savings, leaving more to grow for the future. You may also have access to affordable health care, as more and more employers offer this important benefit to part-time employees. But there are also non-economic reasons for working during retirement. Many retirees work for personal fulfillment, to stay mentally and physically active, to enjoy the social benefits of working, and to try their hand at something new.

What about my Social Security benefit?

Working may enable you to postpone claiming Social Security until a later date. In general, the later you begin receiving benefit payments, the greater your benefit will be. Whether delaying the start of Social Security benefits is the right decision for you depends on your personal circumstances.

One factor to consider is whether you want to continue working after you start receiving Social Security retirement benefits, because your earnings may affect the amount of your benefit payment.

If you’ve reached full retirement age (66 to 67, depending on when you were born), you don’t need to worry about this — you can earn as much as you want without affecting your Social Security benefit. But if you haven’t yet reached full retirement age, $1 in benefits will be withheld for every $2 you earn over the annual earnings limit ($16,920 in 2017). A higher earnings limit applies in the year you reach full retirement age. If you earn more than this higher limit ($44,880 in 2017), $1 in benefits will be withheld for every $3 you earn over that amount, until the month you reach full retirement age — then you’ll get your full benefit no matter how much you earn. Yet another special rule applies in your first year of Social Security retirement — you’ll get your full benefit for any month you earn less than one-twelfth of the annual earnings limit ($1,410 in 2017) and you don’t perform substantial services in self-employment.

Not all income reduces your Social Security benefit. In general, Social Security only takes into account wages you’ve earned as an employee, net earnings from self-employment, and other types of work-related income such as bonuses, commissions, and fees. Pensions, annuities, IRA payments, and investment income won’t reduce your benefit.

Even if some of your benefits are withheld prior to your full retirement age, you’ll generally receive a higher monthly benefit starting at your full retirement age, because the Social Security Administration (SSA) will recalculate your benefit and give you credit for amounts that were withheld. If you continue to work, any new earnings may also increase your monthly benefit. The SSA reviews your earnings record every year to see if you had additional earnings that would increase your benefit.

One last important point to consider. In general, your Social Security benefit won’t be subject to federal income tax if that’s the only income you receive during the year. But if you work during retirement (or you receive any other taxable income or tax-exempt interest), a portion of your benefit may become taxable. IRS Publication 915 has a worksheet that can help you determine whether any part of your Social Security benefit is subject to income tax.

How will working affect my pension?

Some employers have adopted “phased retirement” programs that allow you to ease into retirement by working fewer hours, while also allowing you to receive all or part of your pension benefit. However, other employers require that you fully retire before you can receive your pension. And some plans even require that your pension benefit be suspended if you retire and then return to work for the same employer, even part-time. Check with your plan administrator.

If you’re looking for an advisor who can assist you in this time of change, give me a call.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

Out2martincounty.com

Blossoming Minds Celebrates Palm City Chamber of Commerce New Membership Ribbon Cutting

Out2News.com

In photo: Michelle and Patrick Golinski, friends, and Ambassadors from the Palm City Chamber of Commerce celebrate ribbon cutting.

Palm City — Hypnosis is one of the fastest growing fields of human achievement.  As hypnotherapists we are working with people who are frustrated because nothing else has helped them achieve their goals.

They have tried every other avenue that they can think of without success.  We use hypnosis, hypnotherapy and teach self-hypnosis so that people like you can succeed in making important changes.

Did you know that many of the most successful professional and Olympic teams use hypnosis to help their athletes win?  That’s true.

Now you can use this advantage for yourself, whether you are trying to overcome an old problem or if you want to grow to a new level of personal achievement.

Hypnotherapy can also be used as a complementary treatment for some medical and psychological issues.  We can contact your doctor to make sure that using hypnosis is appropriate for your situation.

Appropriate issues may include pain management, stress related illness and any issue that has been labeled psychogenic in origin.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photos by: Judy Swan -Out2News/Out2martincounty.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Treasure Coast Referral Network Breakfast Tradition Town Hall

Out2News.com

PORT ST LUCIE — The mission of TREASURE COAST REFERRAL NETWORK is to help members increase their business through a semi-structured, positive, and professional “word-of-mouth” environment that enables them to develop long-term, meaningful relationships with quality business professionals.

This group meets twice per month. This “one-of” group (one per business classification exclusively) meet on the first and third Friday of each month.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshallout2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

Photo by Robin Hall – Out2News/Out2martincounty.com

“Martin county’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Treasure Coast Referral Network Breakfast Tradition Town Hall

Out2News.com

PORT ST LUCIE — The mission of TREASURE COAST REFERRAL NETWORK is to help members increase their business through a semi-structured, positive, and professional “word-of-mouth” environment that enables them to develop long-term, meaningful relationships with quality business professionals.

This group meets twice per month. This “one-of” group (one per business classification exclusively) meet on the first and third Friday of each month.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshallout2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

Photo by Robin Hall – Out2News/Out2martincounty.com

“Martin county’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Treasure Coast Referral Network Breakfast Tradition Town Hall

Out2News.com

PORT ST LUCIE — The mission of TREASURE COAST REFERRAL NETWORK is to help members increase their business through a semi-structured, positive, and professional “word-of-mouth” environment that enables them to develop long-term, meaningful relationships with quality business professionals.

This group meets twice per month. This “one-of” group (one per business classification exclusively) meet on the first and third Friday of each month.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshallout2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

Photo by Robin Hall – Out2News/Out2martincounty.com

“Martin county’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Treasure Coast Referral Network Breakfast Tradition Town Hall

Out2News.com

PORT ST LUCIE — The mission of TREASURE COAST REFERRAL NETWORK is to help members increase their business through a semi-structured, positive, and professional “word-of-mouth” environment that enables them to develop long-term, meaningful relationships with quality business professionals.

This group meets twice per month. This “one-of” group (one per business classification exclusively) meet on the first and third Friday of each month.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshallout2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

Photo by Robin Hall – Out2News/Out2martincounty.com

“Martin county’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Treasure Coast Referral Network Breakfast Tradition Town Hall

Out2News.com

PORT ST LUCIE — The mission of TREASURE COAST REFERRAL NETWORK is to help members increase their business through a semi-structured, positive, and professional “word-of-mouth” environment that enables them to develop long-term, meaningful relationships with quality business professionals.

This group meets twice per month. This “one-of” group (one per business classification exclusively) meet on the first and third Friday of each month.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshallout2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

Photo by Robin Hall – Out2News/Out2martincounty.com

“Martin county’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Treasure Coast Referral Network Breakfast Tradition Town Hall

Out2News.com

PORT ST LUCIE — The mission of TREASURE COAST REFERRAL NETWORK is to help members increase their business through a semi-structured, positive, and professional “word-of-mouth” environment that enables them to develop long-term, meaningful relationships with quality business professionals.

This group meets twice per month. This “one-of” group (one per business classification exclusively) meet on the first and third Friday of each month.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshallout2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

Photo by Robin Hall – Out2News/Out2martincounty.com

“Martin county’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Treasure Coast Referral Network Breakfast Tradition Town Hall

Out2News.com

PORT ST LUCIE — The mission of TREASURE COAST REFERRAL NETWORK is to help members increase their business through a semi-structured, positive, and professional “word-of-mouth” environment that enables them to develop long-term, meaningful relationships with quality business professionals.

This group meets twice per month. This “one-of” group (one per business classification exclusively) meet on the first and third Friday of each month.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshallout2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

Photo by Robin Hall – Out2News/Out2martincounty.com

“Martin county’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

TEST YOUR INVESTING IQ

Out2News.comHow much do you know about market basics? Put your investing IQ to the test with this quiz on stocks, bonds, and mutual funds.

Questions

1. What does it mean to buy stock in a company?

a. The investor loans money to the company

b. The investor becomes a part owner of the company

c. The investor is liable for the company’s debts

2. Which of the following statements about stock indexes is correct?

a. A stock index is an indicator of stock price movements

b. There are many different types of stock indexes

c. They can be used as benchmarks to compare the performance of an individual investment to a group of its peers

d. All of the above

3. What is a bond?

a. An equity security

b. A nonnegotiable note

c. A debt investment in which an investor loans money to an entity

4. What kind of bond pays no periodic interest?

a. Zero-coupon

b. Floating-rate

c. Tax-exempt

5. What is a mutual fund?

a. A portfolio of securities assembled by an investment company

b. An investment technique of buying a fixed dollar amount of a particular investment regularly

c. A legal document that provides details about an investment

6. What is the difference between mutual fund share classes?

a. The investment advisers responsible for managing each class

b. The investments each class makes

c. The fees and expenses charged by each fund class

Answers

1. b. The investor becomes a part owner of the company. Stocks are often referred to as equities because they represent an ownership position. As part owners, shareholders assume both the potential financial risks and benefits of this position, but without the responsibility of running the company.

2. d. All of the above. A stock index measures and reports value changes in representative stock groupings. A broad-based stock index represents a diverse cross-section of stocks and reflects movements in the market as a whole. The Dow Jones Industrial Average, NASDAQ Composite Index, and S&P 500 are three of the most widely used U.S. stock indexes. There are also more narrowly focused indexes that track stocks in a particular industry or market segment.

3. c. A debt investment in which an investor loans money to an entity. Unlike shareholders, bondholders do not have ownership rights in a company. Instead, investors who buy bonds are lending their money to the issuer (such as a municipality or a corporation) and thus become the issuer’s creditors.

4. a. Zero-coupon. Unlike many types of bonds, zero-coupon bonds pay no periodic interest. They are purchased at a discount, meaning the purchase price is lower than the face value. When the bond matures, the difference between the purchase price and that face value is the investment’s return.

5. a. A portfolio of securities assembled by an investment company. A mutual fund is a pooled investment that may combine dozens to hundreds of stocks, bonds, and other securities into one portfolio shared by many investors.

6. c. The fees and expenses charged by each fund class. A mutual fund may offer various share classes to investors, most commonly A, B, and C. This gives an investor the opportunity to select a share class best suited to his or her investment goals.

Mutual funds are sold by prospectus. Please consider the investment objectives, risks, charges, and expenses carefully before investing. The prospectus, which contains this and other information about the investment company, can be obtained from your financial professional. Be sure to read the prospectus carefully before deciding whether to invest.

If you’re looking for an advisor who can assist you in this time of change, give me a call.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

Out2martincounty.com

Sherwin Williams Celebrates New Membership
In The Palm City Chamber of Commerce

Out2News.com

In photo: Ana Garcia, family, friends, members of the Sherwin Williams Team ad Ambassadors from the Palm City Chamber of Commerce celebrate ribbon cutting

Stuart — Sherwin-Williams Paint Store of Palm City, FL has exceptional quality paint, paint supplies, wallpaper, and stains to bring your ideas to life. Painting Questions? Ask Sherwin-Williams.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998) “Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

FPRA Recognizes Treasure Coast Public Relations Professionals at Golden Image Awards Banquet

Out2News.com

Stuart, FL – Six members of the Treasure Coast Chapter of the Florida Public Relations Association (FPRA) were presented with Golden Image Awards for excellence in public relations programming at FPRA’s recent annual conference in Orlando.

The Golden Image Awards competition is conducted annually by FPRA to recognize outstanding public relations programs across the state and to encourage and promote the development of public relations professionalism. Winners of this prestigious awards competition are selected from numerous statewide entries and demonstrate the very best examples of innovation, planning, and design.

There are three levels of awards: Golden Image Awards are presented to the highest scoring entries in each division; Awards of Distinction are given to entries that meet the standards of excellent set by the panel of judges; while the Judges’ Awards recognize outstanding entries that achieve maximum results, using a minimal amount of money.

This year’s judges consisted of out-of-state, accredited PR practitioners from PRSA, accredited and certified FPRA members who came from the Council of Past State Presidents and senior practitioners in FPRA’s Counselors’ Network who have at least 10 years of experience practicing public relations and have a history of winning Golden Image Awards.

The Golden Image Awards competition includes four divisions of categories:

Public Relations Programs
Printed Tools of Public Relations
Digital Tools of Public Relations
Student Projects in Public Relations

Division A Awards were presented for Public Relations Programs.

Steve Smith, Meg Cunningham and Sara Almond from the VNA received a Golden Image Award for the VNA Caregiver Conference under the Community Relations sub-category.

St. Lucie County’s Communication Division received an Award of Distinction in the Crisis Communication sub-category for “Crisis Communication: Hurricane Matthew.”

Division B Awards were presented for Printed Tools of Public Relations.

The Firefly Group received a Golden Image Award for their “2017 Florida Ranches Calendar” in the sub-category of Poster and Calendar.

United Way of Martin County earned an Award of Distinction under Annual Reports for their “2015/2016 United Way of Martin County Annual Report.”

Division C recognizes Audio/Visual/Online Tools of Public Relations.

Vicki Davis and Kherri Anderson received a Judges’ Award for their Public Service Video, “Count Me In Too, 2016!”

Cindi Green, RN, APR of the Florida Eye Institute and Bryan Smith of 8th Avenue Studios earned an Award of Distinction for “Are You Ready to Experience TRULY Exceptional Patient Care?” within the Promotional/Marketing Video sub-category.

FPRA is dedicated to developing public relations practitioners who, through ethical and standardized practices, enhance the public relations profession in Florida. The organization’s 16 professional and 12 student chapters provide professional development, networking and recognition opportunities for nearly 1,500 members across the state. FPRA is the nation’s oldest public relations organization, established by Lt. Col. John Dillin, APR, CPRC in 1938. For more information, visit www.fpra.org.

About FPRA Treasure Coast Chapter

Founded in 1984, the Treasure Coast Chapter of Florida Public Relations Association (FPRA) serves the needs of public relations professionals in Martin, St. Lucie and Indian River counties with the goal to advance the profession of public relations, promote high professional and ethical standards and build the reputation of the profession on the Treasure Coast. For more information visit: http://www.fpratreasurecoast.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2martincounty.com

FPRA Recognizes Treasure Coast Public Relations Professionals at Golden Image Awards Banquet

Out2News.com

Stuart, FL – Six members of the Treasure Coast Chapter of the Florida Public Relations Association (FPRA) were presented with Golden Image Awards for excellence in public relations programming at FPRA’s recent annual conference in Orlando.

The Golden Image Awards competition is conducted annually by FPRA to recognize outstanding public relations programs across the state and to encourage and promote the development of public relations professionalism. Winners of this prestigious awards competition are selected from numerous statewide entries and demonstrate the very best examples of innovation, planning, and design.

There are three levels of awards: Golden Image Awards are presented to the highest scoring entries in each division; Awards of Distinction are given to entries that meet the standards of excellent set by the panel of judges; while the Judges’ Awards recognize outstanding entries that achieve maximum results, using a minimal amount of money.

This year’s judges consisted of out-of-state, accredited PR practitioners from PRSA, accredited and certified FPRA members who came from the Council of Past State Presidents and senior practitioners in FPRA’s Counselors’ Network who have at least 10 years of experience practicing public relations and have a history of winning Golden Image Awards.

The Golden Image Awards competition includes four divisions of categories:

Public Relations Programs
Printed Tools of Public Relations
Digital Tools of Public Relations
Student Projects in Public Relations

Division A Awards were presented for Public Relations Programs.

Steve Smith, Meg Cunningham and Sara Almond from the VNA received a Golden Image Award for the VNA Caregiver Conference under the Community Relations sub-category.

St. Lucie County’s Communication Division received an Award of Distinction in the Crisis Communication sub-category for “Crisis Communication: Hurricane Matthew.”

Division B Awards were presented for Printed Tools of Public Relations.

The Firefly Group received a Golden Image Award for their “2017 Florida Ranches Calendar” in the sub-category of Poster and Calendar.

United Way of Martin County earned an Award of Distinction under Annual Reports for their “2015/2016 United Way of Martin County Annual Report.”

Division C recognizes Audio/Visual/Online Tools of Public Relations.

Vicki Davis and Kherri Anderson received a Judges’ Award for their Public Service Video, “Count Me In Too, 2016!”

Cindi Green, RN, APR of the Florida Eye Institute and Bryan Smith of 8th Avenue Studios earned an Award of Distinction for “Are You Ready to Experience TRULY Exceptional Patient Care?” within the Promotional/Marketing Video sub-category.

FPRA is dedicated to developing public relations practitioners who, through ethical and standardized practices, enhance the public relations profession in Florida. The organization’s 16 professional and 12 student chapters provide professional development, networking and recognition opportunities for nearly 1,500 members across the state. FPRA is the nation’s oldest public relations organization, established by Lt. Col. John Dillin, APR, CPRC in 1938. For more information, visit www.fpra.org.

About FPRA Treasure Coast Chapter

Founded in 1984, the Treasure Coast Chapter of Florida Public Relations Association (FPRA) serves the needs of public relations professionals in Martin, St. Lucie and Indian River counties with the goal to advance the profession of public relations, promote high professional and ethical standards and build the reputation of the profession on the Treasure Coast. For more information visit: http://www.fpratreasurecoast.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2martincounty.com

FPRA Recognizes Treasure Coast Public Relations Professionals at Golden Image Awards Banquet

Out2News.com

Stuart, FL – Six members of the Treasure Coast Chapter of the Florida Public Relations Association (FPRA) were presented with Golden Image Awards for excellence in public relations programming at FPRA’s recent annual conference in Orlando.

The Golden Image Awards competition is conducted annually by FPRA to recognize outstanding public relations programs across the state and to encourage and promote the development of public relations professionalism. Winners of this prestigious awards competition are selected from numerous statewide entries and demonstrate the very best examples of innovation, planning, and design.

There are three levels of awards: Golden Image Awards are presented to the highest scoring entries in each division; Awards of Distinction are given to entries that meet the standards of excellent set by the panel of judges; while the Judges’ Awards recognize outstanding entries that achieve maximum results, using a minimal amount of money.

This year’s judges consisted of out-of-state, accredited PR practitioners from PRSA, accredited and certified FPRA members who came from the Council of Past State Presidents and senior practitioners in FPRA’s Counselors’ Network who have at least 10 years of experience practicing public relations and have a history of winning Golden Image Awards.

The Golden Image Awards competition includes four divisions of categories:

Public Relations Programs
Printed Tools of Public Relations
Digital Tools of Public Relations
Student Projects in Public Relations

Division A Awards were presented for Public Relations Programs.

Steve Smith, Meg Cunningham and Sara Almond from the VNA received a Golden Image Award for the VNA Caregiver Conference under the Community Relations sub-category.

St. Lucie County’s Communication Division received an Award of Distinction in the Crisis Communication sub-category for “Crisis Communication: Hurricane Matthew.”

Division B Awards were presented for Printed Tools of Public Relations.

The Firefly Group received a Golden Image Award for their “2017 Florida Ranches Calendar” in the sub-category of Poster and Calendar.

United Way of Martin County earned an Award of Distinction under Annual Reports for their “2015/2016 United Way of Martin County Annual Report.”

Division C recognizes Audio/Visual/Online Tools of Public Relations.

Vicki Davis and Kherri Anderson received a Judges’ Award for their Public Service Video, “Count Me In Too, 2016!”

Cindi Green, RN, APR of the Florida Eye Institute and Bryan Smith of 8th Avenue Studios earned an Award of Distinction for “Are You Ready to Experience TRULY Exceptional Patient Care?” within the Promotional/Marketing Video sub-category.

FPRA is dedicated to developing public relations practitioners who, through ethical and standardized practices, enhance the public relations profession in Florida. The organization’s 16 professional and 12 student chapters provide professional development, networking and recognition opportunities for nearly 1,500 members across the state. FPRA is the nation’s oldest public relations organization, established by Lt. Col. John Dillin, APR, CPRC in 1938. For more information, visit www.fpra.org.

About FPRA Treasure Coast Chapter

Founded in 1984, the Treasure Coast Chapter of Florida Public Relations Association (FPRA) serves the needs of public relations professionals in Martin, St. Lucie and Indian River counties with the goal to advance the profession of public relations, promote high professional and ethical standards and build the reputation of the profession on the Treasure Coast. For more information visit: http://www.fpratreasurecoast.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2martincounty.com

FPRA Recognizes Treasure Coast Public Relations Professionals at Golden Image Awards Banquet

Out2News.com

Stuart, FL – Six members of the Treasure Coast Chapter of the Florida Public Relations Association (FPRA) were presented with Golden Image Awards for excellence in public relations programming at FPRA’s recent annual conference in Orlando.

The Golden Image Awards competition is conducted annually by FPRA to recognize outstanding public relations programs across the state and to encourage and promote the development of public relations professionalism. Winners of this prestigious awards competition are selected from numerous statewide entries and demonstrate the very best examples of innovation, planning, and design.

There are three levels of awards: Golden Image Awards are presented to the highest scoring entries in each division; Awards of Distinction are given to entries that meet the standards of excellent set by the panel of judges; while the Judges’ Awards recognize outstanding entries that achieve maximum results, using a minimal amount of money.

This year’s judges consisted of out-of-state, accredited PR practitioners from PRSA, accredited and certified FPRA members who came from the Council of Past State Presidents and senior practitioners in FPRA’s Counselors’ Network who have at least 10 years of experience practicing public relations and have a history of winning Golden Image Awards.

The Golden Image Awards competition includes four divisions of categories:

Public Relations Programs
Printed Tools of Public Relations
Digital Tools of Public Relations
Student Projects in Public Relations

Division A Awards were presented for Public Relations Programs.

Steve Smith, Meg Cunningham and Sara Almond from the VNA received a Golden Image Award for the VNA Caregiver Conference under the Community Relations sub-category.

St. Lucie County’s Communication Division received an Award of Distinction in the Crisis Communication sub-category for “Crisis Communication: Hurricane Matthew.”

Division B Awards were presented for Printed Tools of Public Relations.

The Firefly Group received a Golden Image Award for their “2017 Florida Ranches Calendar” in the sub-category of Poster and Calendar.

United Way of Martin County earned an Award of Distinction under Annual Reports for their “2015/2016 United Way of Martin County Annual Report.”

Division C recognizes Audio/Visual/Online Tools of Public Relations.

Vicki Davis and Kherri Anderson received a Judges’ Award for their Public Service Video, “Count Me In Too, 2016!”

Cindi Green, RN, APR of the Florida Eye Institute and Bryan Smith of 8th Avenue Studios earned an Award of Distinction for “Are You Ready to Experience TRULY Exceptional Patient Care?” within the Promotional/Marketing Video sub-category.

FPRA is dedicated to developing public relations practitioners who, through ethical and standardized practices, enhance the public relations profession in Florida. The organization’s 16 professional and 12 student chapters provide professional development, networking and recognition opportunities for nearly 1,500 members across the state. FPRA is the nation’s oldest public relations organization, established by Lt. Col. John Dillin, APR, CPRC in 1938. For more information, visit www.fpra.org.

About FPRA Treasure Coast Chapter

Founded in 1984, the Treasure Coast Chapter of Florida Public Relations Association (FPRA) serves the needs of public relations professionals in Martin, St. Lucie and Indian River counties with the goal to advance the profession of public relations, promote high professional and ethical standards and build the reputation of the profession on the Treasure Coast. For more information visit: http://www.fpratreasurecoast.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2martincounty.com

FPRA Recognizes Treasure Coast Public Relations Professionals at Golden Image Awards Banquet

Out2News.com

Stuart, FL – Six members of the Treasure Coast Chapter of the Florida Public Relations Association (FPRA) were presented with Golden Image Awards for excellence in public relations programming at FPRA’s recent annual conference in Orlando.

The Golden Image Awards competition is conducted annually by FPRA to recognize outstanding public relations programs across the state and to encourage and promote the development of public relations professionalism. Winners of this prestigious awards competition are selected from numerous statewide entries and demonstrate the very best examples of innovation, planning, and design.

There are three levels of awards: Golden Image Awards are presented to the highest scoring entries in each division; Awards of Distinction are given to entries that meet the standards of excellent set by the panel of judges; while the Judges’ Awards recognize outstanding entries that achieve maximum results, using a minimal amount of money.

This year’s judges consisted of out-of-state, accredited PR practitioners from PRSA, accredited and certified FPRA members who came from the Council of Past State Presidents and senior practitioners in FPRA’s Counselors’ Network who have at least 10 years of experience practicing public relations and have a history of winning Golden Image Awards.

The Golden Image Awards competition includes four divisions of categories:

Public Relations Programs
Printed Tools of Public Relations
Digital Tools of Public Relations
Student Projects in Public Relations

Division A Awards were presented for Public Relations Programs.

Steve Smith, Meg Cunningham and Sara Almond from the VNA received a Golden Image Award for the VNA Caregiver Conference under the Community Relations sub-category.

St. Lucie County’s Communication Division received an Award of Distinction in the Crisis Communication sub-category for “Crisis Communication: Hurricane Matthew.”

Division B Awards were presented for Printed Tools of Public Relations.

The Firefly Group received a Golden Image Award for their “2017 Florida Ranches Calendar” in the sub-category of Poster and Calendar.

United Way of Martin County earned an Award of Distinction under Annual Reports for their “2015/2016 United Way of Martin County Annual Report.”

Division C recognizes Audio/Visual/Online Tools of Public Relations.

Vicki Davis and Kherri Anderson received a Judges’ Award for their Public Service Video, “Count Me In Too, 2016!”

Cindi Green, RN, APR of the Florida Eye Institute and Bryan Smith of 8th Avenue Studios earned an Award of Distinction for “Are You Ready to Experience TRULY Exceptional Patient Care?” within the Promotional/Marketing Video sub-category.

FPRA is dedicated to developing public relations practitioners who, through ethical and standardized practices, enhance the public relations profession in Florida. The organization’s 16 professional and 12 student chapters provide professional development, networking and recognition opportunities for nearly 1,500 members across the state. FPRA is the nation’s oldest public relations organization, established by Lt. Col. John Dillin, APR, CPRC in 1938. For more information, visit www.fpra.org.

About FPRA Treasure Coast Chapter

Founded in 1984, the Treasure Coast Chapter of Florida Public Relations Association (FPRA) serves the needs of public relations professionals in Martin, St. Lucie and Indian River counties with the goal to advance the profession of public relations, promote high professional and ethical standards and build the reputation of the profession on the Treasure Coast. For more information visit: http://www.fpratreasurecoast.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2martincounty.com

FPRA Recognizes Treasure Coast Public Relations Professionals at Golden Image Awards Banquet

Out2News.com

Stuart, FL – Six members of the Treasure Coast Chapter of the Florida Public Relations Association (FPRA) were presented with Golden Image Awards for excellence in public relations programming at FPRA’s recent annual conference in Orlando.

The Golden Image Awards competition is conducted annually by FPRA to recognize outstanding public relations programs across the state and to encourage and promote the development of public relations professionalism. Winners of this prestigious awards competition are selected from numerous statewide entries and demonstrate the very best examples of innovation, planning, and design.

There are three levels of awards: Golden Image Awards are presented to the highest scoring entries in each division; Awards of Distinction are given to entries that meet the standards of excellent set by the panel of judges; while the Judges’ Awards recognize outstanding entries that achieve maximum results, using a minimal amount of money.

This year’s judges consisted of out-of-state, accredited PR practitioners from PRSA, accredited and certified FPRA members who came from the Council of Past State Presidents and senior practitioners in FPRA’s Counselors’ Network who have at least 10 years of experience practicing public relations and have a history of winning Golden Image Awards.

The Golden Image Awards competition includes four divisions of categories:

Public Relations Programs
Printed Tools of Public Relations
Digital Tools of Public Relations
Student Projects in Public Relations

Division A Awards were presented for Public Relations Programs.

Steve Smith, Meg Cunningham and Sara Almond from the VNA received a Golden Image Award for the VNA Caregiver Conference under the Community Relations sub-category.

St. Lucie County’s Communication Division received an Award of Distinction in the Crisis Communication sub-category for “Crisis Communication: Hurricane Matthew.”

Division B Awards were presented for Printed Tools of Public Relations.

The Firefly Group received a Golden Image Award for their “2017 Florida Ranches Calendar” in the sub-category of Poster and Calendar.

United Way of Martin County earned an Award of Distinction under Annual Reports for their “2015/2016 United Way of Martin County Annual Report.”

Division C recognizes Audio/Visual/Online Tools of Public Relations.

Vicki Davis and Kherri Anderson received a Judges’ Award for their Public Service Video, “Count Me In Too, 2016!”

Cindi Green, RN, APR of the Florida Eye Institute and Bryan Smith of 8th Avenue Studios earned an Award of Distinction for “Are You Ready to Experience TRULY Exceptional Patient Care?” within the Promotional/Marketing Video sub-category.

FPRA is dedicated to developing public relations practitioners who, through ethical and standardized practices, enhance the public relations profession in Florida. The organization’s 16 professional and 12 student chapters provide professional development, networking and recognition opportunities for nearly 1,500 members across the state. FPRA is the nation’s oldest public relations organization, established by Lt. Col. John Dillin, APR, CPRC in 1938. For more information, visit www.fpra.org.

About FPRA Treasure Coast Chapter

Founded in 1984, the Treasure Coast Chapter of Florida Public Relations Association (FPRA) serves the needs of public relations professionals in Martin, St. Lucie and Indian River counties with the goal to advance the profession of public relations, promote high professional and ethical standards and build the reputation of the profession on the Treasure Coast. For more information visit: http://www.fpratreasurecoast.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2martincounty.com

CHART: YOUNG ADULT MILESTONES, 1975 VS. 2016

Out2News.comThe following pie charts compare four common milestones of adulthood — getting married, having children, working, and living independently — achieved by young adults ages 25 to 34 in 1975 and 2016. The data indicates that the experiences of young people today are more diverse, with fewer accomplishing all four milestones in young adulthood. Instead, many young adults are delaying or forgoing some experiences (marrying and having children) in favor of others (living independently and gaining work experience).

Out2News.com

If you’re looking for an advisor who can assist you in this time of change, give me a call.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

Out2martincounty.com

WHAT IS A ROLLOVER IRA, AND DO I NEED ONE?

Out2News.comGenerally, the term “rollover IRA” refers to an IRA that you establish to receive funds from an employer retirement plan like a 401(k). A rollover IRA is also sometimes referred to as a “conduit IRA.”

When you roll funds over from an employer plan to an IRA, your financial institution may suggest that you use a rollover IRA to receive the funds. Of course, you can transfer those dollars to any other IRA you own at some future date, because there’s no legal requirement that you keep your plan distribution in a separate IRA. But even though separate IRAs are not legally required, there are at least two reasons to consider keeping your employer plan rollover separate from your contributory IRAs.

The first reason to maintain a separate rollover IRA deals with federal bankruptcy law. Your IRAs are protected from your creditors under federal law if you declare bankruptcy, but this protection is currently limited to $1.28 million for all your IRAs.1 The $1.28 million limit doesn’t apply, though, to amounts you roll over to an IRA from an employer plan, or any earnings on that rollover. These dollars are protected in full if you declare bankruptcy, just as they would have been in your employer’s plan. Obviously, it’s easier to track the amount rolled over, and any future earnings, if you keep those dollars separate from your contributory IRAs. So a rollover IRA may make sense if creditor protection is important to you.

The second reason to maintain a rollover IRA is that you might decide in the future that you want to roll your distribution back into a new employer’s plan. In the distant past, employer plans could accept rollovers only from rollover (conduit) IRAs — rollovers from contributory IRAs weren’t permitted. Now, however, employer plans can accept rollovers from both contributory IRAs and rollover IRAs.2 Despite this, employer plans aren’t required to accept rollovers, and they can limit the types of contributions they’ll accept. And while it’s becoming less common, some still accept rollovers only from rollover IRAs. So keep this in mind if you are contemplating a rollover back to an employer plan in the future.

1SEP and SIMPLE IRAs have unlimited protection under federal bankruptcy law.

2Nontaxable traditional IRA dollars can’t be rolled back into an employer plan.

If you’re looking for an advisor who can assist you in this time of change, give me a call.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

Out2martincounty.com

NEW ENGLAND FISH MARKET EARNS
2017 TRIPADVISOR CERTIFICATE OF EXCELLENCE 6th YEAR

Out2News.com

​PALM CITY — New England Fish Market and Restaurant today announced that it has received a TripAdvisor® Certificate of Excellence for the sixth year in a row. Now in its seventh year, the achievement celebrates hospitality businesses that have earned great traveler reviews on TripAdvisor over the past year. Certificate of Excellence recipients include restaurants, accommodations and attractions located all over the world that have continually delivered a quality customer experience.

“Our entire New England Fish Market & Restaurant team is thrilled with the constancy of this achievement. We are proud of our great reputation, but we work hard at being better everyday,” said Bob Thesz, Restaurant General Manager of both Jensen Beach and Palm City locations.

“TripAdvisor is excited to announce the recipients of the 2017 Certificate of Excellence, which celebrates hospitality businesses that have consistently received strong praise and ratings from travelers,” said Heather Leisman, Vice President of Industry Marketing, TripAdvisor. “This recognition allows us to publicly honor businesses that are actively engaging with customers and using feedback to help travelers identify and confidently book the perfect trip.”

The Certificate of Excellence accounts for the quality, quantity and recency of reviews submitted by travelers on TripAdvisor over a 12-month period. To qualify, a business must maintain an overall TripAdvisor bubble rating of at least four out of five, have a minimum number of reviews and must have been listed on TripAdvisor for at least 12 months.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

THE HEALTH-WEALTH CONNECTION

Out2News.comIt’s a vicious cycle: Money is one of the greatest causes of stress, prolonged stress can lead to serious health issues, and health issues often result in yet more financial struggles.¹ The clear connection between health and wealth is why it’s so important to develop and maintain lifelong plans to manage both.

The big picture

Consider the following statistics:

1. More than 20% of Americans say they have either considered skipping or skipped going to the doctor due to financial worries. (American Psychological Association, 2015)

2. More than half of retirees who retired earlier than planned did so because of their own health issues or to care for a family member. (Employee Benefit Research Institute, 2017)

3. Chronic diseases such as heart disease, type 2 diabetes, obesity, and arthritis are among the most common, costly, and preventable of all health problems. (Centers for Disease Control and Prevention, 2017)

4. Chronic conditions make you more likely to need long-term care, which can cost anywhere from $21 per hour for a home health aide to more than $6,000 a month for a nursing home. (Department of Health and Human Services, 2017)

5. A 65-year-old married couple on Medicare with median prescription drug costs would need about $265,000 to have a 90% chance of covering their medical expenses in retirement. (Employee Benefit Research Institute, 2017)

Develop a plan for long-term health …

The recommendations for living a healthy lifestyle are fairly straightforward: eat right, exercise regularly, don’t smoke or engage in other risky behaviors, limit soda and alcohol consumption, get enough sleep (at least seven hours for most adults), and manage stress. And before embarking on any new health-related endeavor, talk to your doctor, especially if you haven’t received a physical exam within the past year. Your doctor will benchmark important information such as your current weight and risk factors for developing chronic disease. Come to the appointment prepared to share your family’s medical history, be honest about your daily habits, and set goals with your doctor.

Other specific tips from the Department of Health and Human Services include:

Nutrition: Current nutritional guidelines call for eating a variety of vegetables and whole fruits; whole grains; low-fat dairy; a wide variety of protein sources including lean meats, fish, eggs, legumes, and nuts; and healthy oils. Some medical professionals are hailing the long-term benefits of the so-called “Mediterranean diet.” Details for a basic healthy diet and the Mediterranean diet can be found at health.gov/dietaryguidelines.

Exercise: Any physical activity is better than none. Inactive adults can achieve some health benefits from as little as 60 minutes of moderate-intensity aerobic activity per week. However, the ideal target is at least 150 minutes of moderate-intensity or 75 minutes of high-intensity workouts per week. For more information, visit health.gov/paguidelines.

… and long-term wealth

The recommendations for living a financially healthy life aren’t quite as straightforward because they depend so much on your individual circumstances. But there are a few basic principles to ponder:

Emergency savings: The amount you need can vary depending on whether you’re single or married, self-employed or work for an organization (and if that organization is a risky startup or an established entity). Typical recommendations range from three months’ to a year’s worth of expenses.

Retirement savings: Personal finance commentator Jean Chatzky advocates striving to save 15% of your income toward retirement, including any employer contributions. If this seems like a lofty goal, bear in mind that as with exercise, any activity is better than none — setting aside even a few dollars per pay period can lead to good financial habits. Consider starting small and then increasing your contributions as your financial circumstances improve.

Insurance: Make sure you have adequate amounts of health and disability income insurance, and life insurance if others depend on your income. You might also consider long-term care coverage.²

Health savings accounts: These tax-advantaged accounts are designed to help those with high-deductible health plans set aside money specifically for medical expenses. If you have access to an HSA at work, consider the potential benefits of using it to help save for health expenses.

If you’re looking for an advisor who can assist you in this time of change, give me a call.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

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5 Questions You Should Ask Every Customer

Out2News.comBy: Ron Rose

Constantly seeking feedbaCk from your customers is a great way to learn how to market your business more effectively. If you’ve never done this before, do it immediately as it is one of the best ways to discover what you do that actually differentiates you from your competition.

I can’t tell you how many times I’ve worked with a small business that had no idea what its competitive advantage was until we heard it right from the mouths of happy customers. Seeking feedback is also a great way to get better and plug gaps. I can tell you that if you’re not receiving a large amount of your business by way of referral or word of mouth, you’ve probably got some gaps in your processes.

Below are five questions I like to pose to customers as they can provide a great discussion base for getting at what’s truly important to you and your customers. Create a form and get in the habit of surveying a handful of customers every month. I think you’ll be rewarded with tremendous insight and you’ll also find that your customers enjoy being asked what they think. One word of caution: Don’t accept vague answers like “you provide good service.” While that may be true and good to hear, you can’t work with that. Push a bit and ask what good service looks like and maybe even if they can tell you about a specific instance in which they felt they got good service.

1. What made you decide to hire us/buy from us in the first place?

This is a good baseline question for your marketing. It can get at how effective your advertising, message and lead conversion processes are working. I’ve also heard customers talk about the personal connection or culture that felt right in this question.

2. What’s one thing we do better than others you do business with?

In this question you are trying to discover something that you can work with as a true differentiator. This is probably the question you’ll need to work hardest at getting specifics. You want to look for words and phrases and actual experiences that keep coming up over and over again, no matter how insignificant they may seem to you. If your customers are explaining what they value about what you do, you may want to consider making that the core marketing message for your business.

3. What’s one thing we could do to create a better experience for you?

On the surface, this question could be looked at as a customer service improvement question, and it may be, but the true gold in this question is when your customers can identify an innovation. Sometimes we go along doing what we’ve always done and then out of the blue a customer says something like, “I sure wish it came like this,” and all of a sudden, it’s painfully clear how you can create a meaningful innovation to your products, services and processes. Push your customers to describe the perfect experience buying what you sell.

4. Do you refer us to others, and if so, why?

This is the ultimate question of satisfaction because a truthful answer means your customer likes the product and likes the experience of getting the product. (You can substitute service here, of course.) There’s an entire consulting industry cropping up around helping people discover what Fred Reichheld called the Net Promote

Score in his book The Ultimate Question.

Small businesses can take this a step deeper and start understanding specifically why they get referrals and perhaps the exact words and phrases a customer might use when describing to a friend why your company is the best.

5. What would you Google to find a business like ours?

This is the new lead generation question, but understanding what it implies is very important. If you want to get very, very good at being found online, around the world or around the town, you have to know everything you can about the actual terms and phrases your customers use when they go looking for companies like yours.

Far too often, businesses optimize their websites around industry jargon and technical terms when people really search for “stuff to make my life better.”Bonus: I’m a big fan of building strategic partnerships and networks. Another question I would suggest you get in the habit of asking your customer: “What other companies do you love to refer?” If you can start building a list of “best of class” companies, based on your customer’s say so, there’s a pretty good chance you’ve got a list of folks you should be building strategic relationships with. John Jantsch is a marketing consultant, speaker and author of Duct Tape Marketing, Duct Tape Selling, The Commitment Engine and The Referral Engineand the founder of the Duct Tape Marketing Consultant Network. His latest book, SEO for Growth: The Ultimate Guide for Marketers, Web Designers and Entrepreneurs,is changing the way the world thinks about search engine optimization.

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Access 365 Urgent Care Celebrates Ribbon Cutting

Out2News.com

In photo: Dr. Robert Mclaughlin, Mark Martin, Family, Friends, Staff and Ambassadors from both Palm City and Stuart/Martin County Chambers of Commerce celebrate ribbon ctting

Stuart — Access 365 is committed to the highest levels of service and quality care. It is our mission to improve how people experience healthcare.

Access 365 offers online check-in capabilities and can coordinate referral options when specialty or follow-up care is needed. We are dedicated to providing convenient, quality care that not only fits into the patient’s schedule, but is also an affordable alternative to the emergency room.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

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What Execs Should Know About Deep Learning

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Deep learning takes a step beyond machine learning, and it’s first killer app is computervision.

From Uber using past trips to predict its customers’ future habits to Facebook automatically tagging a picture you upload of your family, data is everywhere these days, and smart companies are using it to inform a better experience for their customers. Could the same be true for your company?

When it comes to making sense of big data, enterprises are heavily invested in machine learning. Simply put, machine learning uses algorithms to find patterns in data fed to it by humans. (There are resources out there for executives who want a high-level overview of this approach.)

Typically, machine learning deals with data that is relatively simple. This low-dimensional data, whether structured or unstructured, can be analyzed in light of a handful of factors. But eventually, companies started amassing a lot of highly complex data, things like images. That meant it was time for more sophisticated analytics tools. Enter deep learning.

“Wait,” you may be thinking. “I’ve been using those terms interchangeably. Aren’t they the same thing?” That is a pretty widespread assumption, but deep learning is exactly as it sounds, deeper.

Traditional machine learning requires humans to provide context for data — something called feature engineering — so a machine can make better predictions. Deep learning uses a layered approach to make better decisions by constantly curating the data it is fed. It simplifies feature engineering in many ways, putting more of the work on machines, and ever more complex, self-learning models. Essentially, deep learning can assess and categorize data like our five human senses, and then make correlations more akin to the human mind.

How can deep learning change your business?

So how do you know if deep learning is right for your business? For starters, you need a lot of data for it to work. It’s a powerful tool, but you need a really complex problem to use it effectively. The amount of data produced every day sits around 2.5 exabytes, and businesses now equate parsing through all this data as a solution to their business problems. And with deep learning, they now have smart machines to parse through their most complex, multidimensional data to gain new insights.

Deep learning is great for video, speech or images. Traditional machine learning models can’t make heads-or-tails of complex images, for example. Yet deep learning and its tool computervision, can, relatively easily, teach itself the difference between cats and dogs. Vision and image detection are great deep learning applications. With it, businesses can track sentiment from pictures on Instagram. Or it can build image recognition into apps, so users that want to re-purchase an item can simply capture it on the camera — a current feature of Amazon’s app — to place the item in their shopping cart.

Which industries stand to benefit the most from the deep learning revolution?

Above all other applications, deep learning holds the most immediate promise in healthcare. It is an industry full of visual data, and one that is on track to account for $1 out of every $5 spent in the United States. A lot of expensive and skilled procedures in healthcare involve imaging. From MRIs to CAT scans and even simple X-rays, doctors use visual observation to determine a diagnosis from a picture.

Deep learning currently excels at image recognition and can perform this task faster than humans. By showing a program millions, even billions, of scanned images and how they correlate with diagnosis, deep learning could take the human out of the loop, bringing the doctor back in to come up with a treatment plan.

Manufacturing is also going through a pivot, from simple, introductory automation to what the market is terming Industry 4.0. The factory of the future will see the convergence of many leading-edge fields like robotics, cloud computing, the internet of things and additive manufacturing. Instead of humans doing all the assembling, defect identification and the like, those tasks involving multi-dimensional data are passed through a deep learning algorithm that leverages sensor information to enable better decision making.

Lastly, retail is another area in which there is a lot of visual information. Some companies are honing in on exactly what types of clothes someone would like to purchase, using their previous style choices as a template for making recommendations. In the far future, retailers could provide shoppers with assistant bots that could interpret natural language and provide shoppers with a personalized shopping experience in-store.

As deep learning’s sophistication grows, it will be able to tackle more and more business challenges. For companies that are awash in data, especially images, videos and speech — and whose data scientist are strapped to deal with the data tsunami — they need to kick the tires on deep learning. There is simply too much promise for how it can optimize businesses for executives to ignore.

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Caulkins Water Farm 2017 Excellence Award Winner

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In photo: (L to R) Melissa Corbett, P.E., President of The MilCor Group, Boyd Gunsalus, Lead Environmental Scientist for South Florida Water Management District, Kurt Spitzer, Executive Director of the Florida Stormwater Association

Martin County — Envisioned by Boyd Gunsalus (center), Lead Environmental Scientist for South Florida Water Management District and designed by Melissa Corbett, P.E. (left), President of The MilCor Group civil engineering firm, Kurt Spitzer (right), Executive Director of the Florida Stormwater Association presented the Caulkins Water Farm project with the 2017 Excellence Award at the annual conference held June 14 – 16, 2017 in Fort Myers. Recognized for its innovative and cost effective approach to reduce harmful Lake Okeechobee discharges to the St. Lucie River and Estuary, the water farm is a public/private partnership between South Florida Water Management District and land owner George Caulkins. An astounding success, the 450 acre pilot project nearly quadrupled its initial water storage projections. A 3,000 acre expansion project is now under construction and is anticipated to go on-line this fall. Find more information at www.facebook.com/CaulkinsWaterFarm/

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DEP Southeast District Presents
First Superior Excellence Distinction (S.E.D.) Award
to Triumph Aerospace Structures

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In photo L to R: Jennifer Smith, DEP Southeast District director; Nick Drazic, general manager of Triumph Aerospace Structures – Stuart; and Dana Blackburn, Triumph Environmental, Safety and Health.

WEST PALM BEACH — Today, the Florida Department of Environmental Protection’s Southeast District recognized Triumph Aerospace Structures in Stuart for outstanding environmental stewardship and its exemplary commitment to implementing environmental management policies.

“On behalf of DEP and the State of Florida, I am thrilled to recognize Triumph Aerospace Structures for their environmental stewardship. They have demonstrated significant and measurable achievements that provide a direct benefit to the environment,” said Jennifer Smith, director of DEP’s Southeast District. “Triumph actively promotes environmentally responsible practices, which in turn helps us to better accomplish our goal of protecting Florida’s natural resources.”

Representatives from Triumph Aerospace Structures were on hand to accept the award. “Triumph’s Stuart location is honored that this award acknowledges our unwavering dedication to environmental safety, which includes assigning a senior level manager to spearhead all environmental activities each month,” said Nick Drazic, general manager of Triumph Aerospace Structures – Stuart. “Dana Blackburn from Triumph Environmental, Safety and Health has been instrumental in getting management and employees involved to maintain our high level of environmental stewardship, and we are proud that our collective efforts have been noticed by the Florida DEP.”

The award was presented during the district’s annual open house aimed at growing the community’s awareness of the agency’s mission, increasing communication and developing collaborative relationships with the community. Southeast District staff enjoyed welcoming customers and stakeholders throughout the region to the open house. Over 150 people attended representing local government, industry, utilities and more. Guests were invited to meet the district’s staff and Director Jennifer Smith. Permitting and compliance experts from each of the district’s regulatory programs – waste, air, water and environmental resources – were on hand to answer questions and provide information about their respective programs.

Triumph Aerospace Structures is the first organization to be recognized under the Southeast District’s new Superior Excellence Distinction Award Program. The program was developed to support DEP’s vision of creating strong community partnerships, safeguarding Florida’s natural resources and enhancing its ecosystems.

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DON’T FORGET TO INCLUDE MEMORY LOSS
WHEN PLANNING FOR RETIREMENT

Out2News.comWhen planning for retirement, an important factor that is often overlooked is the potential for declining cognitive skills associated with aging. Cognitive impairment (CI), often attributable to dementia or Alzheimer’s disease, can have profound implications for your overall health and well-being, particularly during retirement. The cost of care can absorb income and significantly deplete retirement savings. It can also deprive you of the ability to effectively manage your financial affairs.
Cognitive impairment — a growing concern

The possibility of suffering from some form of cognitive impairment later in life is real. Dementia affects approximately 2.4 to 5.5 million Americans. Its prevalence increases with age: 5% in persons ages 71 to 79, 24% in those ages 80 to 89, and 37% in those 90 and older.1 One in eight adults age 60 and older (12.7%) experiences confusion or memory loss that is happening more often or getting worse. Unfortunately, among these individuals, only 19.3% discuss these changes with a health-care provider. Additionally, 34.5% of those affected by CI live alone.2
Financial impact of the cost of care

Dementia, including Alzheimer’s, is the most costly disease in the United States and is set to increase like no other. In 2016, Alzheimer’s and other forms of dementia will cost the United States an estimated $236 billion. By 2050, this number is expected to grow to more than $1.2 trillion. Among all nursing home residents, more than 64% have been diagnosed with Alzheimer’s or another dementia. Alzheimer’s is the sixth highest cause of death in the United States.3

Unfortunately, those suffering from advanced stages of cognitive impairment often require long-term care. The cost of care can quickly deplete your retirement savings and affect the quality of life for you and your family, leaving little or no income or savings. Average costs of long-term care include the following:4

$6,235 per month, or $74,820 per year, for a semi-private room in a nursing home
$6,965 per month, or $83,580 per year, for a private room in a nursing home
$3,293 per month for a one-bedroom unit in an assisted living facility
$21 per hour for a home health aide
$19 per hour for homemaker services
$67 per day, or roughly $2,010 per month, for services in an adult day health-care center

The cost of long-term care depends on the type and duration of care you need, the health-care provider you use, and where you live. While one-third of 65-year-olds may never need long-term care, 20% will need it for more than five years.5
Loss of ability to manage finances

Your financial plan should consider not only the potential cost of care if you or your spouse suffer from cognitive impairment, but also determine who will make financial decisions about your care.

Even if you suffer from mild cognitive impairment (MCI), you may find it more difficult to manage investments or a household budget. If you are the primary money manager and experience declining cognitive skills, your spouse could be left financially vulnerable.
Make it part of your plan

A comprehensive financial and legal plan is important. It is helpful to prepare as early as possible. Some families use the services of an elder law attorney.

There may come a time when you can no longer make decisions for yourself, including financial and health-care decisions. This can create a hardship for a caregiver trying to conduct financial transactions and make medical decisions. Several types of legal documents can be written before they are needed to help you and family members through this difficult time. These documents include, but are not limited to, an advance medical directive, a medical power of attorney or health-care proxy, and a durable power of attorney, which allows a representative or agent to make financial decisions and transactions on your behalf, should you become unable to do so.

There are generally three ways to pay for long-term care expenses: use your own income and savings, share the cost of care through some form of private insurance, and/or seek the assistance of state or federal government programs, such as Medicare and Medicaid. The choices you make will likely depend on several factors, including your financial and family situation, your age, and your state of residence. In any case, it’s wise to consider the ramifications of cognitive impairment when planning for retirement.

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Half Of Searches Voice Activated by 2020

Out2News.comA new report by iProspect offers a glimpse into the trends and opportunities regarding paid search marketing.

Google AdWords data showed strong mobile growth in terms of both impressions and clicks.

Volume on desktops and tablets, however, was down, indicating an overall decrease in demand for those devices.

Cost per click (CPC) increased across all devices, reaching the highest CPC recorded since this report’s inception in 2014.

Mobile CPC saw a particularly significant increase, up 40% year-over-year, further closing the gap on desktop.

Half of searches voice activated by 2020Voice search is quickly becoming the search method of choice for many consumers, says the report.

Today, 500 million people use a voice search-powered digital assistant of some kind, and half of all searches will be voice searches by 2020.

This behavioral shift is ushering in a rise in longer, more conversational queries, causing savvy advertisers to refocus their keyword strategy to ensure it includes question-based keywords such as who, what, when, where, why and how, as well as qualifying phrases such as near me.

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***Book Review***

Don’t Be That KID!

Out2News.com

“Lois McGuire has created an engaging way through rhymes for elementary-age children to talk about and then address positive character behaviors. I purchased a Don’t Be That KID! At School book for each of my grandchildren and a resource guide for their parents.” Bill P., Grandfather of 5

“The Don’t Be That KID! At School Resource Guide provides my teachers with a year-long plan that supports their students in engaging in positive behaviors and social interactions. Both the book and the resource guide are invaluable tools to help our students feel confident and our classrooms feel secure.” Lauren B., Principal.

These are just two testimonials concerning Lois McGuire’s new character education books: Don’t Be That KID! At School and the Don’t Be That KID! At School Resource Guide. Dr. McGuire feels that building positive character values is as important as teaching core subject areas. She says, “What good is being an ‘A’ student if you aren’t an ‘A’ person? Parents and teachers need to work together to infuse the key character education principles into their children’s daily lives. Make no mistake about it, character in not just innate – it can be taught and learned which is why I wrote Don’t Be That KID! At School.”

Don’t Be That KID! At School is about a little goat who misbehaves at school but ultimately learns his lesson. Each scene provides an opportunity to discuss character building values, such as honesty, consideration, responsibility and respect. The “Don’t Be That KID! At School Resource Guide accompanies the book but can be used independently by teachers and parents to help reinforce desired behaviors and character education principles. Although separated into appropriate activities for grades K-1, 2-3 and 4-5, the Guide can easily be adapted for all ages and abilities.

Learn more about Don’t Be That KID! At School and the Don’t Be That KID! At School Resource Guide by going to the website: dontbethatkid.net Both books can be purchased through the website or through Amazon.com and Barnes & Noble .com.

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Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

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Organic Solutions Hosts Three Chamber Celebration
And Three Chamber Business After Hours

Out2News.com

Stuart — Sustainability is a word that is often used but largely misunderstood. To Organic Solutions “sustainability” comes down to one very basic principle… It means creating healthy landscapes that improve the quality of the environment, make economic sense, and result in beautiful places for people to gather and enjoy their families, friends and neighbors.

Sustainability in landscaping is based upon three key considerations: social, environmental, and economic impacts. The goal is to create healthy, regenerative landscapes that are economically viable. The result is reduced labor and materials and lower long-term maintenance costs. Sustainable landscaping saves money while also preserving, and in some cases, saving the environment.

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Dolphin Bar and Shrimp House
Hosts March “Women’s Power Lunch”

Out2News.com

In photo: Author Lois McGuire tells her story and sells her book

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, celebrating their 15th year of connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

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Lets Talk About getting YOU on Out2News TV

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Treasure Coast Hospice & Author Harriet Vogel
Host Stuart/Martin County Chamber March Business Breakfast

Out2News.com

In photo: Thanks to Harriet Vogel, author of “Sad Is Not Bad”, our guest Speaker. Take a look below and see her appearance on Out2News TV

Stuart — Life is a process of letting go – letting go of conditions we can’t control, letting go of times, places, experiences, and letting go of people as they move out of our lives.

Through her book, professional counseling, and speaking engagements, Harriet seeks to ease the grieving journey – revealing opportunities for growth we hadn’t imagined.

When you and your family face serious health issues, you need answers. We are here to help you make choices that work for you, and we provide a support system of comprehensive care to honor those choices.

We are a community-based, not-for-profit healthcare organization serving Florida’s Martin and St. Lucie counties.

We specialize in palliative care – a holistic approach that aggressively seeks to alleviate both physical and emotional discomfort associated with chronic and serious illness. With more than 30 years of experience in enhancing quality of life, we know that each situation is different. Our expert team of doctors, clinicians and counselors work together to develop individualized care to meet the unique needs of each person and family. Our specialized services also extend to families and loved ones who are dealing with grief and loss.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

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401(K) WITHDRAWALS: BEWARE THE PENALTY TAX

Out2News.comYou’ve probably heard that if you withdraw taxable amounts from your 401(k) or 403(b) plan before age 59½, you may be socked with a 10% early distribution penalty tax on top of the federal income taxes you’ll be required to pay. But did you know that the Internal Revenue Code contains quite a few exceptions that allow you to take penalty-free withdrawals before age 59½?

Sometimes age 59½ is really age 55…or age 50

If you’ve reached age 55, you can take penalty-free withdrawals from your 401(k) plan after leaving your job if your employment ends during or after the year you reach age 55. This is one of the most important exceptions to the penalty tax.

And if you’re a qualified public safety employee, this exception applies after you’ve reached age 50. You’re a qualified public safety employee if you provided police protection, firefighting services, or emergency medical services for a state or municipality, and you separated from service in or after the year you attained age 50.

Be careful though. This exception applies only after you leave employment with the employer that sponsored the plan making the distribution. For example, if you worked for Employer A and quit at age 45, then took a job with Employer B and quit at age 55, only distributions from Employer B’s plan would be eligible for this exception. You’ll have to wait until age 59½ to take penalty-free withdrawals from Employer A’s plan, unless another exception applies.

Think periodic, not lump sums

Another important exception to the penalty tax applies to “substantially equal periodic payments,” or SEPPs. This exception also applies only after you’ve stopped working for the employer that sponsored the plan. To take advantage of this exception, you must withdraw funds from your plan at least annually based on one of three rather complicated IRS-approved distribution methods.

Regardless of which method you choose, you generally can’t change or alter the payments for five years or until you reach age 59½, whichever occurs later. If you do modify the payments (for example, by taking amounts smaller or larger than required distributions or none at all), you’ll again wind up having to pay the 10% penalty tax on the taxable portion of all your pre-age 59½ SEPP distributions (unless another exception applies).

And more exceptions…

Distributions described below generally won’t be subject to the penalty tax even if you’re under age 59½ at the time of the payment.

• Distributions from your plan up to the amount of your unreimbursed medical expenses for the year that exceed 10% of your adjusted gross income for that year (You don’t have to itemize deductions to use this exception, and the distributions don’t have to actually be used to pay those medical expenses.)

• Distributions made as a result of your qualifying disability (This means you must be unable to engage in any “substantial gainful activity” by reason of a “medically determinable physical or mental impairment which can be expected to result in death or to be of long-continued and indefinite duration.”)

• Certain distributions to qualified military reservists called to active duty

• Distributions made pursuant to a qualified domestic relations order (QDRO)

• Distributions made to your beneficiary after your death, regardless of your beneficiary’s age

Keep in mind that the penalty tax applies only to taxable distributions, so tax-free rollovers of retirement assets are not subject to the penalty. Also note that the exceptions applicable to IRAs are similar to, but not identical to, the rules that apply to employer plans.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

 

 

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Early Agriculture of Martin County

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Stuart — Martin County and the University of Florida present a historical documentary film project. The film chronicles the rise and fall of early farming In Martin County by some of the area’s original farmers. It is a feature-length, multi part series.

Screening Schedule

1:00 PM Introduction to Farming -Run time 7 minutes

1:10pm Crops Documentary- Run Time: 22 minutes

1:50pm Cattle Documentary- Run Time: 30 minutes

2:40pm Citrus Documentary -Run Time: 20 minutes

3:30pm Flower Documentary- Run Time: 32 minutes
4:15pm Dairy Documentary- Run Time: 30 Minutes

March 29, 2017 1:00 – 5:00pm

Light Refreshments

Location: Kane Center

Council on Aging of Martin County

900 SE Salerno Road

Stuart, FL. 34997

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Trouble Selling? Try These Fixes

Out2News.comBy: Todd Doss

If you have had your home on the market for several months in Jensen Beach and haven’t seen much activity or any offers, chances are that one or more of the reasons below are to blame.

Problem: Your price is too high
Solution: Regardless of the reason, if you’ve priced your home too high, you’ve set yourself up for a number of obstacles to selling your home. The fact is this: your home is competing against those other homes, and what buyers are willing to pay is what will determine final sale price. Competitive pricing attracts more buyers and more offers.

Problem: The look of your home
Solution: The more you can do to make your home appeal to buyers, the better your chances for a quick sale. Your best “bang for the buck” is in paint and flooring. Repainting doesn’t cost much, and will usually make the biggest impact on buyers. And, you should consider putting in new carpet. Again, it’s not that expensive but it sure does make an impact on buyers coming to look at your home.

Problem: Your home’s location
Solution: The only really reliable way to overcome a bad location is with a lower price. It’s the oldest real estate cliché, but it’s true. Things like schools, crime rates, visual appeal of the neighborhood, noise and the smell of pollution affect how the desirability of the location.

Problem: Your home isn’t easily accessible
Solution: When an agent is compiling a list of homes to show a buyer, they’ll show houses that are easiest to gain access to first. You should let your agent put a lock box on your home for easier showing. If not, do anything you can to make it convenient for agents to show your home.

What this all comes down to is having a real estate agent who is on your side and helps you make good choices about selling your home. Pick someone with great industry relationships that makes you feel confident and comfortable with selling your home.

If you or someone you know needs a real estate agent, just give me a call or shoot me an e-mail.

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Intelligence Report

Out2news.comBuild trust in your marketing messages through the use of repetition. Researchers conducted a survey that asked participants to rate how much they trusted a statement. Some statements were repeated multiple times, while others were stated only once. The study found that people consistently rated the repeated statements as more trustworthy. Previous studies have found similar results. How can you use this knowledge in copywriting? Try the classic Dale Carnegie technique: Tell the audience what you’re going to say, say it; then tell them what you’ve said. Within your copy, repeat the statements you most want your audience to believe and remember. Source: blog.kissmetrics.com

If you’re ever put on the spot to give an impromptu speech, use this simple format that will fit just about any business situation. Just remember these two words: Problem/Solution. Here’s how to go about it: 1) Problem: “We’re falling behind our major competitor. Here’s the situation.” Then give one or two examples. 2) Solution: “Here’s how we can regain our leadership position.” Then give an example. This format will give you instant focus for organizing your remarks into a commendable 3-minute speech that can be prepared in moments. Source: www.gramcomm.com

When negotiating a contract, ask for every no-cost or inexpensive option you can get. For example, when leasing a property, ask for an option to sublease even if you have no plans to do that. When committing to a longterm purchase contract, get an option to resell the goods you buy even if you intend to use them yourself. The other party usually is willing to give them away because they appear to be irrelevant to the deal — but sometimes they become very valuable later on. Source: www.journalofaccountancy.com

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Palm City Chamber Welcomes New Member:

“Resurface Specialist.com”

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Out2News.comKitchen and Bath Remodeling…most homeowners dread this long, drawn-out and expensive process. But, when you hire Resurface Specialist, it can be quick and affordable. Owner Pat Golinski explains, “After many years in the industry we have streamlined our process to allow us to change the color of a tub and tile bathroom in just one day. We usually save our customers thousands of dollars and weeks of time. We can offer the same results with a kitchen counter and tile backsplash.”

Pat got his start at a high-end classic car restoration shop in New England when he was just 17 years old. “I still use those skills and have applied them to Resurface Specialist.” That was over 30 years ago. Pat still restores classic cars, but just as a hobby.

Today, Resurface Specialist is known for their exceptional refinishing work. But along with refinishing work, Pat helps people with mobility issues by altering their bathtubs to make them a step-in shower. “I love helping people stay in their homes longer. This is a quick and affordable way to do so, and it only takes about 4 hours.”

Hiring an experienced professional is very important in refinishing. “We are “A-rated” on Angie’s List and won the Super Service Award for 2015. We stand behind everything we do!”

Kitchen and Bath Remodeling…most homeowners dread this long, drawn-out and expensive process. But, when you hire Resurface Specialist, it can be quick and affordable. Owner Pat Golinski explains, “After many years in the industry we have streamlined our process to allow us to change the color of a tub and tile bathroom in just one day. We usually save our customers thousands of dollars and weeks of time. We can offer the same results with a kitchen counter and tile backsplash.”

Pat got his start at a high-end classic car restoration shop in New England when he was just 17 years old. “I still use those skills and have applied them to Resurface Specialist.” That was over 30 years ago. Pat still restores classic cars, but just as a hobby.

Today, Resurface Specialist is known for their exceptional refinishing work. But along with refinishing work, Pat helps people with mobility issues by altering their bathtubs to make them a step-in shower. “I love helping people stay in their homes longer. This is a quick and affordable way to do so, and it only takes about 4 hours.”

Hiring an experienced professional is very important in refinishing. “We are “A-rated” on Angie’s List and won the Super Service Award for 2015. We stand behind everything we do!”

So if you are looking for a cost-effective and time-saving solution to updating your kitchen or bath, consider giving Resurface Specialist a call. (772)678-9758 or on the web at www.resurfacespecialist.com

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Congratulations To Laurie Gaylord for Superintendent

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In photo: Welcome new member Evie Klaussen from Colorado Pawn and Jewelry

Stuart — Originally founded in 1924 as “Ace Stores”, the company changed its name to “Ace Hardware Corporation” in 1931 ansd is a retailer-owned cooperative.

In 2014 and 2015, Ace launched its wholesale distribution network.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

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In photo: Congratulations to Gigi Suntum from 4 C’s our July Ambassador of the Month

Palm City — As a chiropractor, Dr Lisa Grassam/Smith gets to help people who suffer from a variety of health issues. Naturally, chiropractic helps traditional neck and back problems, but chiropractic has also produced wonderful results with a variety of organic and systemic problems. Chiropractic is safe. Chiropractic is natural. And Chiropractic works!

“My practice philosophy is to treat people as I would want to be treated. A good doctor should have a great ear. My objective is to restore each patient’s health to the best of my ability and teach people how to optimize their health using exercise, nutrition, and chiropractic.”

In August 2013, SFWMD approved the Water Farming Pilot Project known as “Caulkins”, located in Indiantown, Florida, a public/private partnership with Caulkins Citrus Company. The Caulkins property is uniquely located adjacent to C-44, below the Okeechobee locks, but above the S-80 discharge facility.

Since becoming operational in February 2014, this project has stored 20,000 acre-feet (and acre foot is 327,000 gallons), or 6.5 billion gallons, of water taken from the C-44 canal across its 413 acre footprint, removing this water and its pollutants, Nitrogen and Phosphorus, from the basin and reducing discharges to the St. Lucie Estuary and Indian River Lagoon.

Water Farming is an alternative water storage method. The “Caulkins” pilot program has proven to be a highly efficient, cost effective method of collecting, storing and “farming” water through transvaporation, percolation and evaporation. It is an alternative water storage facility that adds to, and supplements, other existing and proposed water retention, storage and diversion projects designed to reduce destructive discharges from Lake Okeechobee and local drainage.

The Caulkins Water Farm proposes to expand its existing 413 acre “pilot project”, already operating successfully on a portion of the fallow citrus groves that comprised Caulkins Citrus Company, to its entire 3300 acres. This expansion will create a large, shallow water storage facility, capable of receiving water diverted from the C-44 reducing the need to discharge, or waste the water to tide. Based on scientific monitoring, it can be estimated that approximately 70-80,000 ac-ft of water could be “harvested” from the C-44 and treated and captured within the 3000 acres available for expansion of the pilot.

The St. Lucie River Watershed Protection Plan estimated that 200,000 ac-ft of storage are needed within the basin to reduce discharge events by 90% annually. An expanded “Caulkins” satisfies almost 50% of that need.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

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In photo: Thank you Dr. Lisa Grassam/Smith for sponsoring our July breakfast

Palm City — As a chiropractor, Dr Lisa Grassam/Smith gets to help people who suffer from a variety of health issues. Naturally, chiropractic helps traditional neck and back problems, but chiropractic has also produced wonderful results with a variety of organic and systemic problems. Chiropractic is safe. Chiropractic is natural. And Chiropractic works!

“My practice philosophy is to treat people as I would want to be treated. A good doctor should have a great ear. My objective is to restore each patient’s health to the best of my ability and teach people how to optimize their health using exercise, nutrition, and chiropractic.”

In August 2013, SFWMD approved the Water Farming Pilot Project known as “Caulkins”, located in Indiantown, Florida, a public/private partnership with Caulkins Citrus Company. The Caulkins property is uniquely located adjacent to C-44, below the Okeechobee locks, but above the S-80 discharge facility.

Since becoming operational in February 2014, this project has stored 20,000 acre-feet (and acre foot is 327,000 gallons), or 6.5 billion gallons, of water taken from the C-44 canal across its 413 acre footprint, removing this water and its pollutants, Nitrogen and Phosphorus, from the basin and reducing discharges to the St. Lucie Estuary and Indian River Lagoon.

Water Farming is an alternative water storage method. The “Caulkins” pilot program has proven to be a highly efficient, cost effective method of collecting, storing and “farming” water through transvaporation, percolation and evaporation. It is an alternative water storage facility that adds to, and supplements, other existing and proposed water retention, storage and diversion projects designed to reduce destructive discharges from Lake Okeechobee and local drainage.

The Caulkins Water Farm proposes to expand its existing 413 acre “pilot project”, already operating successfully on a portion of the fallow citrus groves that comprised Caulkins Citrus Company, to its entire 3300 acres. This expansion will create a large, shallow water storage facility, capable of receiving water diverted from the C-44 reducing the need to discharge, or waste the water to tide. Based on scientific monitoring, it can be estimated that approximately 70-80,000 ac-ft of water could be “harvested” from the C-44 and treated and captured within the 3000 acres available for expansion of the pilot.

The St. Lucie River Watershed Protection Plan estimated that 200,000 ac-ft of storage are needed within the basin to reduce discharge events by 90% annually. An expanded “Caulkins” satisfies almost 50% of that need.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Dick Hall Out2News/Out2Martin County.com

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“Martin County’s Photo Journal”

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Palm City Chamber of Commerce Business After Hours at the Home Design Center of Florida

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In photo: Bianca Fathauer welcomes Chamber members to July business after hours

Stuart -The Home Design Center of Florida and you will experience a one stop shop when it comes to kitchen design and remodeling. Experience the latest styles in kitchen, and flooring design from the industry’s leading manufacturers.

The showroom experience is created to be a one-on-one intimate interaction where our experts can give the time and energy each project deserves. Our customers come back to us for the same reason every time: the people. Not only do we offer experts to help you in your home remodel, but we set a purpose to have the proper amount of time to make sure the end result of each project exceeds the expectation of our customer every time.

Services Provided: Kitchen and bathroom remodeling, countertops, painting, flooring, rough and finish carpentry,

Areas Served: Treasure Coast, Indian River & Palm Beach County

Certifications and Awards: Certified IICRC Water Technician

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

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Photo by: Dick Hall Out2News/Out2Martin County.com

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Dolphin Bar and Shrimp House

Hosts “Women’s Power Lunch”

 

In photo: June Hostess for the month Anne Warner

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, celebrating their 15th year of connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

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Toastmasters Stuart/Martin County Chamber of Commerce® “Communicators” Hosts Stuart/Martin County Chamber

Networking Breakfast

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Stuart — The environment in a Toastmasters club is friendly and supportive. Everyone at a Toastmasters meeting feels welcome and valued – from complete beginners to advanced speakers. In a club meeting, you practice giving prepared speeches as well as brief impromptu presentations, known as Table Topics. There is no rush and no pressure: The Toastmasters program allows you to progress at your own pace.

Constructive evaluation is central to the Toastmasters philosophy. Each time you give a prepared speech, an evaluator will point out strengths as well as suggest improvements. Receiving – and giving – such feedback is a great learning experience. In Toastmasters, encouragement and improvement go hand-in-hand.

Through its worldwide network of clubs, Toastmasters helps nearly 280,000 people communicate effectively and achieve the confidence to lead others.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2news.com/martincounty

Photo by: Dick Hall Out2News/Out2Martin County.com

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“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2news.com/martincounty

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How To Choose The Best Real Estate Agent For You

Out2News.comBy: Tod Doss

Planning to buy or sell your place in Jensen Beach is a major decision. The person you choose has an impact on your buying or selling experience during real estate transaction. So you want to choose the best agent for your needs. (Of course, I hope that great agent you choose is me!)

A smooth selling process happens because you have a committed, knowledgeable agent. As a well-connected agent, I can get the results you want, whether you’re buying or selling.

A great real estate agent will always:

Keep your interests at the forefront during the transaction.
Show you houses in your price range if you’re buying and
Price your house at an amount you’re happy when selling.
Have availability when you need them.
Make sure you understand what’s going on so you’re empowered to make decisions as a buyer or a seller.

As a top agent in Jensen Beach, I’ll available to answer any questions you have as they come up. If you’re looking to buy or sell, or know someone who is, let me know.

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No tipping at NY Restaurants?

Is this a trend coming soon to a town near you?

When you head on up to New York for that new Broadway show or the Macy’s Christmas Parade you need to be aware that in some trendy restaurants there will be no need to tip. It is being reported that Union Square Hospitality Group will be eliminating tipping, starting next month.

“Starting at The Modern in late November, you will no longer find a tip line on your check, and there will be no need to leave additional cash at the table, the coat check, or the bar,” said Danny Meyer owner of the USHG. “Once these changes are implemented, the total cost you pay to dine with us won’t differ much from what you pay now. But for our teams, the change will be significant. We will now have the ability to compensate all of our employees equitably, competitively and professionally. And by eliminating tipping, our employees who want to grow financially and professionally will be able to earn those opportunities based on the merit of their work.”

Take a look at this from New York Times just a few years ago.

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This is really nothing new. There are restaurants in California that have been doing this for over thirty years.

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Thinking of Buying a Fixer-Upper?

Out2News.comWith all the popular TV shows centering on home renovation these days, it’s no surprise that many more people are interested in buying a house with some cosmetic issues, with plans to renovate it to their liking. If you do it right, it can be a great way to save money and get just what you want. But you need to be able to tell the difference between a place with potential and a possible money pit. Here are a few things to consider when looking into purchasing a fixer-upper.

Location — As with all real estate, so much depends on the location. You don’t want to spend your time and money fixing up a house in an unsafe neighborhood or one where no other properties have been renovated and homes aren’t selling. In the end, it’s a much safer bet to buy a lower-end property in a nicer neighborhood than the best house in a mediocre neighborhood.

Age — There are usually some inherent issues with homes that are 50 years old or more. There’s just a greater chance to come across more expensive fixes. And if a home that old has never been updated, there are many more things to consider than a house that has at least had a few upgrades along the way.

Cosmetics — The best bet is to find a home that you can get for a discount because of its shabby appearance, but one that also has good “bones”. Replacing things like carpet, paint, wallpaper, and light fixtures is usually relatively cheap and easy. If possible, you want to avoid large renovations such as dealing with water damage, foundation issues, roof replacement, and so on. These larger problems add up quick, and before you know it, you can go from saving money to actually spending more than you would have on a new home.

Floor plan — Another important thing to think about is finding a home with a floor plan that makes sense. You don’t want to tackle the task of moving walls or changing anything structurally, as that gets into the “big expensive renovations you want to avoid” category.

Inspection — The most important thing you can do is to get a professional inspection. You should make sure a completed inspection is a condition of purchase in any contract you sign. It’s highly likely that a professional home inspector will find things you didn’t even know you should check.

If you or someone you know is looking to buy or sell a fixer-upper property, call me at 772-934-9400, or email at todd@todddoss.com. I’ll make the process go as smoothly as possible, and will ensure the sale is made at the best value for my customer.

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Missionary Waters In Palm City Seeking

To Deliver Emergency Water Filtration Kits To Philippines

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In photo: RW2 water filtration kit

Palm City, FL – (December 11, 2013) Missionary Waters, a non-profit organization in Palm City, is preparing to send 3,000 portable water filtration kits to the Philippines to aid in the production of safe drinking water for the remote areas and islands hit by Typhoon Haiyan.

These light weight kits are easy to assemble and can produce up to 18 gallons per hour of clean water in the most remote places, providing pathogen-free and contaminant-free drinking water from any fresh water source. The kits will last for over six years without replacement parts, reducing the labor and cost of conventional water supplies.

“Together, right now, we can impact over 500,000 people” said Allen Korson, CEO and Founder. “Help us to help the people of the Philippines. A simple donation of $59 will send a complete kit and save over 170 lives from parasites and bacteria in their drinking and personal use water.”

The RW2 water filtration kits can be purchased through donation at the organizational website www.missionarywaters.com or contact us at 772-286-9995.

“When Renewed Waters came to the BDBMC looking for a location, we immediately jumped into action and found appropriate space within 48 hours”, said Tim Dougher, Executive Director of the Business Development Board of Martin County. “With so many people affected by water quality issues around the world, it’s nice to see a Martin County targeted company offer this kind of assistance” Dougher said.

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Photo by: Eric Wickstrom Out2/Martin County.com contributingphotographer

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FPL Port Everglades Power Plant Demolition

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Ft. Lauderdale — On Tuesday FPL demolished its Port Everglades Power Plant to pave the way for a cleaner, more fuel-efficient energy center.

Shortly after sunrise, the historic smokestacks came tumbling down through a series of controlled explosions.

This was the largest demolition of its kind in Florida, the new energy center will be cleaner and will help reduce our dependence on foreign oil.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2news.com/martincounty

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Click here to view the video

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FPL Port Everglades Power Plant Demolition

Out2martincounty.com

Ft. Lauderdale — On Tuesday FPL demolished its Port Everglades Power Plant to pave the way for a cleaner, more fuel-efficient energy center.

Shortly after sunrise, the historic smokestacks came tumbling down through a series of controlled explosions.

This was the largest demolition of its kind in Florida, the new energy center will be cleaner and will help reduce our dependence on foreign oil.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2news.com/martincounty

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Click here to view the video

Out2martincounty.com

Stuart Fence Company

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Stuart Fence Company takes pride in customer satisfaction and achieves that by combining the highest quality materials available with experienced tradesmen to produce the best installation of your fence project

We provide beautiful wood, bamboo, chain link, decorative aluminum, and PVC fencing for our customers. We have columns and access control gate systems as well.

You can find us at : 3264 SE Dixie Hwy, Stuart, Florida 34997 or call us at :772.288.1151

Out2martincounty.com

FPL Port Everglades Power Plant Demolition

Out2martincounty.com

Ft. Lauderdale — On Tuesday FPL demolished its Port Everglades Power Plant to pave the way for a cleaner, more fuel-efficient energy center.

Shortly after sunrise, the historic smokestacks came tumbling down through a series of controlled explosions.

This was the largest demolition of its kind in Florida, the new energy center will be cleaner and will help reduce our dependence on foreign oil.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2news.com/martincounty

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Click here to view the video

Out2martincounty.com

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