Due Date Approaches for 2020 Federal Income Tax Returns

21 Mar Tax Time

Tax filing season is here again. If you haven't done so already, you'll want to start pulling things together — that includes getting your hands on a copy of your 2019 tax return and gathering W-2s, 1099s, and deduction records. You'll need these records whether you're preparing your own return or paying someone else to prepare your tax return for you.

Don't procrastinate. The filing deadline for individuals is generally Thursday, April 15, 2021.

Filing for an Extension
If you don't think you're going to be able to file your federal income tax return by the due date, you can file for and obtain an extension using IRS Form 4868, Application for Automatic Extension of Time to File U.S. Individual Income Tax Return. Filing this extension gives you an additional six months (to October 15, 2021) to file your federal income tax return. You can also file for an extension electronically — instructions on how to do so can be found in the Form 4868 instructions.

Filing for an automatic extension does not provide any additional time to pay your tax. When you file for an extension, you have to estimate the amount of tax you will owe and pay this amount by the April filing due date. If you don't pay the amount you've estimated, you may owe interest and penalties. In fact, if the IRS believes that your estimate was not reasonable, it may void your extension.

Note: Special rules apply if you're living outside the country or serving in the military and on duty outside the United States. In these circumstances, you are generally allowed an automatic two-month extension (to June 15, 2021) without filing Form 4868, though interest will be owed on any taxes due that are paid after the April filing due date. If you served in a combat zone or qualified hazardous duty area, you may be eligible for a longer extension of time to file.

What If You Owe?
One of the biggest mistakes you can make is not filing your return because you owe money. If your return shows a balance due, file and pay the amount due in full by the due date if possible.

If there's no way that you can pay what you owe, file the return and pay as much as you can afford. You'll owe interest and possibly penalties on the unpaid tax, but you'll limit the penalties assessed by filing your return on time, and you may be able to work with the IRS to pay the remaining balance (options can include paying the unpaid balance in installments).

Expecting a Refund?
The IRS has stepped up efforts to combat identity theft and tax refund fraud. More aggressive filters that are intended to curtail fraudulent refunds may inadvertently delay some legitimate refund requests. In fact, the IRS is required to hold refunds on all tax returns claiming the earned income tax credit or the additional child tax credit until at least February 15.

Most filers, though, can expect a refund check to be issued within 21 days of the IRS receiving a tax return. However, note that in 2020 the IRS experienced delays in processing 2019 paper tax returns due to limited staffing during the coronavirus pandemic.

So if you are expecting a refund on your 2020 tax return, consider filing as soon as possible and filing electronically.

19 Investment Planning 1

Due Dates for 2020 Tax Returns

21 Mar Tax Stuff 2

Monarch Golf & Country Club Hosts Palm City Chamber of Commerce February Monthly Breakfast

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Palm City – On Wednesday, February 24, 2020 The Palm City Chamber of Commerce had their February Monthly Breakfast. The Breakfast was attended by approximately 80 attendees. Attendees all wore masks before breakfast was served.

Monarch Golf & Country Club did an outstanding job catering for the members, serving a nice breakfast.

They are located at: 1801 SW. Monarch Club Drive, Palm City. Monarch Golf & Country Club is located in Palm City with the great tradition of Southern golf courses, Arnold Palmer was given free reign to create the ideal course. Enhancing the natural beauty of Monarch with its ideal location, exceptional amenities and gracious service.

Sponsor for the breakfast was US Sugar and Tara Biek Creatives. Brittany Bearden was the speaker for US Sugar. She had a powerpoint presentation about all things that US Sugar does for the community and so many different things that people take for granted.

U.S. Sugar is a farming company that grows sugarcane, citrus and sweet corn. The company was founded in 1931 by a visionary leader who hailed from a long line of farmers. Since the beginning, their company's success has been rooted in traditional farming values and respect for the land.

Robert Steele,President & CEO of the Elliott Museum was also the speaker at the breakfast he gave an overview and also letting everyone know that The Historical Society of Martin County is the parent organization of the Elliott Museum and House of Refuge Museum.Both museums showcase a wide variety of exhibits, collections, and lectures, all designed to serve the interests of people who live in and visit Florida’s Treasure Coast. Several questions were asked by members.For more information call them at 772.225.1961.

The Palm City Chamber of Commerce strives to promote the continuous improvement of the common good and the quality of life in the community through the pursuit of new business. They are located in Palm City at 3168 SW Martin Downs Blvd. Contact them at: 772-286-8121.

Out2News is your Treasure Coast online newspaper where you are the reporter, photographer and YOU report the news! Do you have something to say, an event to a talk about? An event you would like us to have covered. If you wish a high resolution photo or would like to email your story or request to: rshall@out2martincounty.com.

Photo by: Courtesy of Robin Hall - Out2News.com

Out2News.com adheres to full compliance with C.O.P.P.A. (Children's Online Privacy Protection Act of 1998)

"Your Treasure Coast Newspaper & Photo Journal"

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Jensen Beach Chamber of Commerce February Luncheon Hosted by Hutchinson Shores Resort & Spa

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Jensen Beach - On Thursday, February 18, 2021 the Jensen Beach Chamber of Commerce had their February Luncheon at the Hutchinson Island Shores Resort & Spa in Jensen Beach. Approximately 80 people attended the luncheon all wore masks before lunch was served. Recently voted Top 30 Resorts in Florida. Hutchinson Shores Resort & Spa is the Treasure Coast of Florida's new premier resort for family vacations, meetings, corporate retreats, oceanfront weddings, and spa getaways. Their unique Jensen Beach hotel offers 178 oceanfront accommodations with coastal-inspired decor and private balconies, along with exceptional resort amenities including a signature spa, two outdoor pools, oceanfront dining and more. They are located at 3793 NE Ocean Boulevard in Jensen Beach. For more information call them at: 772.334.1950.

The speaker for the Luncheon was Thelma Washington, Executive Director with Gertrude Walden Child Care Center gave a unique version of the ABC's for Black History Month.The child care center is located 601 SE Lake Street in Stuart

The Jensen Beach Chamber of Commerce stands as the advocate for the development of the business community, tourism and resource center that promotes member success." The Chamber is in downtown historic Jensen Beach. Through seminars, workshops, and monthly luncheons the Chamber provides members with many opportunities to network and enhance businesses. For more Information contact them at: (772) 334-3444.

Out2News is your Treasure Coast online newspaper where you are the reporter, photographer and YOU report the news! Do you have something to say, an event to a talk about? An event you would like us to have covered. If you wish a high-resolution photo or would like to email your story or request to: rshall@out2martincounty.com.

Photo by: Courtesy of Robin Hall - Out2News.com

Out2News.com adheres to full compliance with C.O.P.P.A. (Children's Online Privacy Protection Act of 1998)

"Your Treasure Coast Newspaper & Photo Journal"

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February Hobe Sound Monthly Breakfast Hosted by Miles Grant Country Club

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Stuart - On February 11, 2021 the Hobe Sound Chamber of Commerce held their February Breakfast at Miles Grant Country Club located at 5101 SE Miles Grant Road in Stuart. Miles Grant is a private country club located in Stuart, Florida, at East Cove Road on the shores of the Intracoastal Waterway and near the inlet to the sea, the Saint Lucie.

The club offers an 18-hole par-64 course, Har-Tru clay tennis courts, pool, shuffleboard, bocce and croquet, to name a few outdoor activities. Both formal and casual dining are offered at the Clubhouse. Call them for more information at: 772-286-2220.

The speaker for the breakfast was Martin County School District Superintendent, John Millay, Ph.D. Superintendent Millay is the first appointed Superintendent in Martin County. He spoke a little about his experience with education and what he was hoping for the future of the Martin County children in his district.

The Mission of the Hobe Sound Chamber is to advance the general welfare and the prosperity of the Hobe Sound area so that its citizens and all areas of its business community shall prosper. All necessary means of promotion shall be provided, and particular attention and emphasis shall be given to the economic, civic, commercial, cultural, industrial, and educational interests of the area.

Out2News is your Treasure Coast online newspaper where you are the reporter, photographer and YOU report the news! Do you have something to say, an event to a talk about? An event you would like us to have covered. If you wish a high resolution photo or would like to email your story or request to: rshall@out2martincounty.com.

Photo by: Courtesy of Robin Hall - Out2News.com

Out2News.com adheres to full compliance with C.O.P.P.A. (Children's Online Privacy Protection Act of 1998)

"Your Treasure Coast Newspaper & Photo Journal"
Out2News.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered. Do it here!

Photos by: Robin Hall - Out2News LLC.

Email your story or request to: rshall@out2news.com

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We Are Generations Of Florida Farmers

Tykes & Teens Appoints Wendy Radeka as Chief People Officer

19 Nov Tykes & Teens Logo
21 Feb Radeka

Palm City – Tykes & Teens, a leading provider of the highest quality, evidence-based mental health services and programs for children and adolescents for nearly 25 years, has appointed Wendy Radeka, ACC, MHR, PHR, SHRM-CP, as Chief People Officer. In the new role, Wendy is responsible for developing and leading the agency’s recruiting and talent acquisition, orientation and onboarding, and professional development as the agency continues to grow.

“Our team of highly experienced team members are our most important asset in serving children and families throughout the Treasure Coast,” said Tykes & Teens CEO Eric Garza, MHA, LCSW. “Wendy’s wealth of experience in leadership, organizational development and human resources will be instrumental in carrying out our commitment to providing the same level of high-quality growth and development for our team as we do for our clients.”

“I believe in providing the best caring environment for our team members and that every person has unique capabilities to reach success and their full potential,” said Tykes & Teens Chief People Officer Wendy Radeka. “I look forward to supporting the work life of the superheroes that we call team members, so they can provide great care to the community. We take care of them, so they can take care of others.”

Before joining Tykes & Teens, Wendy Radeka worked for Martin Health and also a $6.8 billion healthcare system in Florida as Corporate Director of Talent and Learning, with strategic oversight for teams in Human Resources. Her role had responsibility for leader, executive and physician coaching, talent acquisition, orientation and onboarding, leadership development, learning, performance and succession management, career development, engagement, and the systems that support those efforts. Prior to healthcare, Wendy was a human resources leader in engineering and technology industries in Florida-based firms and global enterprises. Wendy is an experienced and certified executive coach and has provided thought leadership and guidance to leaders and high potentials. She has directed a variety of strategic initiatives with a strength in bringing concepts to scale. Wendy received her Bachelor of Science with Distinction in Business Administration from Nova Southeastern University and her Masters of Human Resources with Honors from Rollins College. Wendy’s certifications include ICF Certified Coach, Hogan Assessments, Myers Briggs, Right Path Resources, SHRM-CP, and a Professional in Human Resources. As a Mom who raised three daughters in Martin County schools, Wendy loves Tykes & Teens’ mission and that we are focused on children and families.

Palm City Chamber of Commerce 2021 42nd Annual Installation Gala

Palm City Chamber of Commerce logo

Palm City - On Saturday, February 6, 2021 the Palm City Chamber of Commerce had their 2021 Installation Gala.

The Gala was held at The Village Club & Preserve located at: 2261 SW Racquet Club Drive in Palm City. is a volunteer-led 501(c)3 organization with a mission to enrich the lives of local families through attainable swim, athletics, & educational programming. They  are supported by community giving and our Friends of the Village.

Out2News would like to congratulation all the lucky recipients for the evening!

Business of the Year - Tami Karol Insurance.

New Business of the Year - Crafted by Tara Biek Creative.

Michelle Dutro Radcliffe Award - Bob Thornton - O'Donnell Impact WIndows & Storm Shutters.

Ambassador of the Year - Mike Gonzalez - ITS Fiber

The Palm City Chamber of Commerce strives to promote the continuous improvement of the common good and the quality of life in the community through the pursuit of new business. They are located in Palm City at 3168 SW Martin Downs Blvd. Contact them at: 772-286-8121.

Out2News is your Treasure Coast online newspaper where you are the reporter, photographer and YOU report the news! Do you have something to say, an event to a talk about? An event you would like us to cover. Send them to: rshall@out2news.com

Photo by: Courtesy of Robin Hall - Out2News.com

Out2News.com adheres to full compliance with C.O.P.P.A. (Children's Online Privacy Protection Act of 1998)

"Your Treasure Coast Newspaper & Photo Journal"

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Federal Tax Filing Season Starts Soon

21 Feb Tax Time

IRS starts accepting returns:

• Friday, February 12, 2021

Filing deadline for most individuals:

• Thursday, April 15, 2021 Federal Tax Filing Season Starts Soon

The IRS has announced that the federal income tax filing season for tax year 2020 returns begins on Friday, February 12, 2021. Although tax seasons frequently begin in late January, the additional time will allow the IRS to update its programming and test its system to take into account any changes made by the Consolidated Appropriations Act, 2021 (CAA 2021), signed into law on December 27, 2020. Last-minute changes to tax law have already been included in IRS tax forms and instructions.

Tips for making filing easier

To speed refunds and help with tax filing, the IRS suggests the following:
• Make sure you have received Form W-2 and other earnings information, such as Form 1099, from employers and payers. The dates for furnishing such information to recipients vary by form, but they are generally not required before February 1, 2021. You may need to allow additional time for mail delivery.
• The federal individual income tax returns, Form 1040 and Form 1040-SR (available for seniors born before January 2, 1956), and instructions are available on irs.gov.
• File electronically and use direct deposit.
• Check irs.gov for the latest tax information.

Key filing dates
Here are several important dates to keep in mind.
• January 12. IRS Free File opened. Free File allows you to file your federal income tax return for free [if your adjusted gross income (AGI) is $72,000 or less] using tax preparation and filing software. You can use Free File Fillable Forms even if your AGI exceeds $72,000 (but these apparently are not available until February 12). You can already file with an IRS Free File partner, but tax returns will not be transmitted to the IRS before February 12. Tax software companies may also be accepting tax filings in advance.
• February 12. IRS begins accepting and processing individual tax returns.
• February 22. Projected date for the irs.gov Where's My Refund tool being updated for those claiming the earned income tax credit (EITC) and the additional child tax credit (ACTC).
• First week of March. Tax refunds begin reaching those claiming the EITC and ACTC for those who file electronically with direct deposit and no issues on their tax returns.
• April 15. Deadline for filing 2020 tax returns (or requesting an extension).
• October 15. Deadline to file for those who requested an extension on their 2020 tax returns.
Tax refunds
The IRS encourages taxpayers seeking a tax refund to file their tax return as soon as possible. The IRS anticipates most tax refunds being issued within 21 days of the IRS receiving a tax return if the return is filed electronically with direct deposit and there are no issues with the tax return. To avoid delays in processing, the IRS encourages people to avoid paper tax returns whenever possible.

19 Investment Planning 1

Tykes & Teens Appoints Dr. Agnieszka Marshall, Psy.D, CAP, as Chief Clinical Officer

21 Feb Marshalll

Tykes & Teens Chief Clinical Officer Dr. Agnieszka Marshall, Psy.D, CAP

Palm City – Tykes & Teens, a leading provider of the highest quality, evidence-based mental health services and programs for children and adolescents for nearly 25 years, has appointed Dr. Agnieszka Marshall, Psy.D, CAP, as Chief Clinical Officer. In the newly created position, Dr. Marshall is responsible for the overall direction, leadership and oversight of Tykes & Teens’ clinical, quality and safety programs. She will oversee the development, accountability and measurement of the agency’s evidenced-based programs and services with a focus on providing quality safe clinical care for the children and communities the agency serves, which is more important than ever during the COVID-19 pandemic.

“We are laser focused on providing continuous improvements in the clinical quality and client safety of our evidence-based programming and services for children and adolescents,” said Tykes & Teens CEO Eric Garza, MHA, LCSW. “Dr. Marshall’s long-time clinical expertise and proficiency in developing quality programming for children and families throughout the Treasure Coast will be integral to building the strong structure and continued growth of our high-quality evidence-based programs and services, and meeting the clinical needs of the communities we serve.”

“I am honored to be taking on this important roll,” said Tykes & Teens newly appointed Chief Clinical Officer Dr. Agnieszka Marshall, Psy.D, CAPD. “As we continue furthering our agency’s growth, it is of utmost importance to me and our team to excel beyond providing the highest caliber of care the mental health field has to offer. Having been through so much throughout the past year’s pandemic, it’s what our children, families and communities not only need, but deserve now more than ever.”

Dr. Marshall has dedicated her 14-year career to the non-profit mental health field – strongly believing in a responsibility to support her community. She joined Tykes & Teens in 2006 and most recently served as the agency’s Director of Prevention Services where she has implemented numerous evidence-based programs spanning the four-county Treasure Coast region. She developed and leads a series of programs geared toward mental health issues and the prevention of substance abuse for children, conducts community psycho-educational seminars and workshops for mental health professionals, champions social awareness campaigns, oversees a classroom-based prevention curriculum, and coordinates free and fun activities for tweens and teens in the community. In addition, she has been a guest lecturer for various psychology-related graduate and undergraduate courses, has consulted on various community task forces, and has maintained a private practice since 2011 with a special focus on women’s issues and wellness. Dr.
Marshall is a Licensed Clinical Psychologist and Certified Addictions Professional who earned her Doctorate and Master’s degrees in Clinical Psychology from the Florida Institute of Technology.

Out2News.com LLC. is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com

Out2News adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“YOUR" Treasure Coast Newspaper & Photo Journal

Tykes & Teens Has Appointed Eric Garza as CEO

19 Nov Tykes & Teens Logo
21 Jan Garza

Palm City – The Board of Directors of Tykes & Teens has appointed Eric Garza, previously the agency’s Chief Operating Officer, as Chief Executive Officer effective January 29, 2021. Eric is replacing outgoing CEO Rodney Battles, MBA.

“We are thrilled to welcome long-time Tykes & Teens leader Eric Garza as our new CEO,” said Tykes & Teens President and Chairman of the Board F. Shields McManus. “Eric’s training in social work and experience as a therapist, as well as his education and experience in healthcare management is ideally suited to carry out our mission of prioritizing children’s mental health in our families, schools and communities we serve through prevention, education and treatment. We thank Rodney for his professional work and his efforts while at the agency and wish him well in his future endeavors.”

“I am honored, excited and fully committed to carrying on Tykes & Teens’ mission in serving the emotional well-being of children and families with quality healthcare, ensuring the agency’s healthy growth and continued collaboration with our community partners, and just as importantly, providing a culture of caring for all of our team members,” said Tykes & Teens newly appointed CEO Eric Garza.

Eric earned his Master of Health Administration from Florida Atlantic University, his Master of Social Work degree in 2009 from Florida Atlantic University and became a Licensed Clinical Social Worker in 2011. He attained the credential of Certified Addictions Professional in 2012, became a Qualified Supervisor for Registered Social Work Interns in 2013, and met Florida requirements to be titled as a Clinical Sexologist in 2014. He is also an Adjunct Professor at Keiser University, and is a member of the Advisory Board for Psychology at Keiser University’s St. Lucie Campus. Eric began his career at Tykes & Teens in 2008 as an intern and then served as an Outpatient Therapist for five years. He became the Director of Outpatient Services in 2014 and then Chief Operating Officer in 2017. He specializes in the field of trauma and sexual development throughout the course of childhood and adolescence. Since 2008, he has provided individual, group and family services to more than 700 children and their families. E
Eric’s passion for helping children comes from his own experience of benefiting from having an advocate as a teenager in high school. He believes that every child has the right to have access to quality mental health services to help process whatever is impacting them.

Children’s Services Council of St. Lucie County Awards $250,000 to Tykes & Teens

19 Nov Tykes & Teens Logo

Pilot Project Aimed to Embed Mental Health Services On-Site at Afterschool Care Providers
Palm City – The Children’s Services Council of St. Lucie County has awarded $250,000 to Tykes & Teens, a leading provider of the highest quality, evidence-based mental health services and programs for children and adolescents for nearly 25 years. The award includes funding in the amount of $100,000 for fiscal year 2020 – 2021 with a commitment for continued funding for at least one additional year.

Under the Council’s ‘Keeping Kids Off the Streets’ priority area, Tykes & Teens will develop a mental health program that will be embedded on-site in the Council’s afterschool care providers in St. Lucie County. The trauma-informed care program approach includes Tykes & Teens providing daily counseling services at various afterschool providers for youth who are struggling and seeking a supportive service. In addition, Tykes & Teens will provide support for the afterschool care providers’ staff.

This approach will help eliminate identified obstacles such as transportation and financial means as the service will be provided at no cost. In addition, the program aims to overcome the stigma and shame often associated with seeking mental health treatment and build trust with children and youth, while proactively addressing trauma and other issues already identified by afterschool care providers.

Tykes & Teens is highly experienced in providing evidence-based prevention and counseling services in schools and on-site with community partners. They currently provide services in 26 schools in Martin and Okeechobee counties. They also provide their TRUST (Teaching Resilience and Understanding Symptoms of Trauma) program training and support for afterschool program staff in St. Lucie County to help them recognize and respond to trauma symptoms in children.

“Tykes & Teens is thrilled to further our collaboration and shared vision of the importance of mental health prevention services with the Children’s Services Council of St. Lucie County,” said Tykes & Teens’ CEO Rodney Battles. “Our evidence-based early intervention programs and counseling help kids make better life choices. Building relationships with children and working hand-in-hand with the staff at the afterschool providers is key to the success of this program. Our goal is to encourage children and provide them a comfort zone to feel open to talking about the challenges they are facing and give them the tools necessary to best confront their challenges. Reaching children and adolescents early in life and providing prevention services is critical to building healthy resilient youth and leads to long-term generational change in the community.”

“We are excited about this partnership to provide needed mental health services to children participating in our funded afterschool programs,” said Children’s Services Council of St. Lucie County Executive Director Sean Boyle. “This program is a direct result of the Children’s Services Council listening to the youth in our funded afterschool programs. Hearing their concerns, the Board acted on the need for mental health services. In a time when many families are dealing with the impact of the pandemic as well as trauma, we believe this partnership with Tykes & Teens will have a tremendous impact on children in St. Lucie County.”

Out2News.com LLC. is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com

Out2News adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“YOUR" Treasure Coast Newspaper & Photo Journal

21 Jan Jon Martin
21 Jan Demo Proposals

Jon L. Martin
772-419-0057
901 SW Martin Downs Blvd.,#309
Palm City, FL 34990

Monarch Golf & Country Club Hosts Palm City Chamber of Commerce January Monthly Breakfast

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Palm City – On Wednesday, January 27, 2020 The Palm City Chamber of Commerce had their January Monthly Breakfast. The January Breakfast was attended by approximately 80 attendees. Attendees all wore masks before breakfast was served.

Monarch Golf & Country Club did a good job catering to the members.

They are located at: 1801 SW. Monarch Club Drive, Palm City. Monarch Golf & Country Club is located in Palm City with the great tradition of Southern golf courses, Arnold Palmer was given free reign to create the ideal course. Enhancing the natural beauty of Monarch with its ideal location, exceptional amenities and gracious service.

Sponsor for the breakfast was Kate Cotner with FPL. Susan King of Martin Funeral Home & Crematory was also the speaker at the breakfast and gave information about the Family Owned business. They offer a complete range of funeral and cremation services delivered with the highest standards of care, compassion and dignity because Martin Funeral Home and Crematory’s Chapels are locally/family owned and operated. They are committed to the satisfaction of the families that they serve. They are located at:961 South Kanner Highway in Stuart.

The Palm City Chamber of Commerce strives to promote the continuous improvement of the common good and the quality of life in the community through the pursuit of new business. They are located in Palm City at 3168 SW Martin Downs Blvd. Contact them at: 772-286-8121.

Out2News is your Treasure Coast online newspaper where you are the reporter, photographer and YOU report the news! Do you have something to say, an event to a talk about? An event you would like us to have covered. If you wish a high resolution photo or would like to email your story or request to: rshall@out2martincounty.com.

Photo by: Courtesy of Robin Hall - Out2News.com

Out2News.com adheres to full compliance with C.O.P.P.A. (Children's Online Privacy Protection Act of 1998)

"Your Treasure Coast Newspaper & Photo Journal"

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2nd Annual VIP Love Notes and Roses

21 Jan Love Notes VIP Am Multi

VIP America Home Health Referrals is Hobe Sounds hometown Nurse Registry providing referrals to carefully screened and licensed home health care professionals throughout the Treasure Coast, Southwest and Central Florida.

The Second Annual VIP Love Notes and Roses campaign is a community campaign designed to provide seniors, vulnerable veterans and their caregivers a caring love note, Valentine’s Card or non-perishable rose on Valentine’s Day 2021. We want to bring a smile and brighten the day of those who otherwise may be forgotten and alone on a day when everyone else is celebrating the love of their lives.

VIP America would like to show support for our local merchants while helping our seniors and vulnerable veterans overcome isolation and loneliness created by the COVID-19 pandemic.

We are seeking Hobe Sound Businesses who wish to become VIP Love Notes and Roses drop off locations starting in late January.

The participating merchants would only be responsible for providing a container/box for love notes or Valentines Cards to be deposited. A VIP representative will collect the love notes and cards the week of Valentine’s Day so they may be delivered with love to seniors and veterans.

VIP America will promote the participating merchants on our website and in Media coverage to encourage residents and visitors to shop Downtown Stuart merchants in the weeks after the traditional holiday shopping ends.

We are planning a special Thank You event after the 2nd Annual VIP Love Notes and Roses campaign wraps up and love notes, cards and roses are delivered.

Please contact Sam Yates, Yates & Associates Public Relations & Marketing at (772) 528-5185 or Brian Langworthy/VIP America 561-951-0983 for more information or to confirm your participation.

20 Dec Sept 11 Lunch and Learn IFAS Extension

NEW! Digital Marketing- February 2, 2021

21 Jan ZOOM Webinars Score

If you are thinking of starting a new business or want to grow the business you have, this workshop is for you. It is designed to give you a better understanding and working knowledge of Digital Marketing, in today’s highly competitive digital marketplace.

The Internet has changed the game for how consumers receive information in recent years, so it’s important to take full advantage with techniques to help you meet your goals. However, there are some marketing principles that are timeless and need to be understood as you invest time and money to achieve success.

Topics include:
Creating a user friendly and responsive website
Improving visibility through search engine platforms
Success with video and YouTube
Honing your “unique value proposition”
Online advertising platforms
Testing and tracking for better results
The importance of online reviews
Timeless marketing principles

Register Now!

Space is Limited

Registration Fee: $15.00 for online registration.

Refunds available if clients notify SCORE in writing 24 hours or more in advance of the workshop. Email to score308@bellsouth.net.

Hobe Sound Chamber of Commerce January Breakfast Sponsored by Avalon Air Conditioning

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Hobe Sound – On Thursday, January 14, 2021 The Hobe Sound Chamber of Commerce had their November Breakfast at Miles Grant Golf & Country Club. The event was well attended with approximately 70 attendees. Attendees all wore masks and socially distance throughout the event. Breakfast was served by staff of the country club. Miles Grant is located at: 5101 SE Miles Grant Road in Stuart. For more information contact them at:772.286.2220.

The Sponsor for the breakfast was Avalon Air. Robert McLean spoke about the different services that he has to offer the community. Avalon Air, In. was started in 2006, Robert and his team believe that integrity and faith are as important to the business as promptness, care and service.The are located at 10812 SE Dixie Highway, in Hobe Sound, or call them at: 772.323.6393.

There was no guest speaker so President Bob Thorton ask the member to tell a little bit about themselves.

The Hobe Sound Chamber of Commerce plays a significant role in the Martin County and northern Palm Beach County business community. The Chamber is a business organization financed entirely by membership investments. It provides opportunities for members to stay connected, network, advertise, receive continuing education, business support and always gives back to their community. They are located at: 8958 SE Bridge Rd, Hobe Sound. Contact them at: 772-546-4724

Out2News is YOUR Treasure Coast online newspaper where you are the reporter, photographer and YOU report the news! Do you have something to say, an event to a talk about? An event you would like us to have covered.

Photo by: Courtesy of Robin Hall-Out2News.com LLC.

Out2News.com adheres to full compliance with C.O.P.P.A. (Children's Online Privacy Protection Act of 1998)

"Your Treasure Coast Newspaper & Photo Journal"

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Stuart Martin County January Breakfast Sponsored by Concierge Insurance Solution

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In Photo: Chamber Chairman - Jeff Sabin - Waste Management, Chamber Trustee & Sponsor - Lisa Sliney, President/CEO Joe Catrambone.

On Tuesday, January 12, 2021 The Stuart Martin County Chamber of Commerce had their first breakfast for the new year! Lisa Sliney with Concierge Insurance Solutions was the sponsor for the breakfast.

Concierge Insurance Solutions is a boutique brokerage which structures and negotiates personal coverage with major insurers such as CHUBB, AIG, PURE and VAULT. What distinguishes them in the Property and Casualty insurance business is their exclusive focus on personal lines for the High Net Worth client.

Most brokerage firms are focused on commercial as opposed to personal lines. From their experience, this “benign neglect” has resulted in 90% of personal portfolios with annual premiums greater than $30,000 being considered as “fair to utterly defective” from a risk management perspective.

They also have created CIS-Analytics to provide a comprehensive Coverage Analysis and Vulnerability Assessment on a fee basis, with no obligation to place the coverage through Concierge Insurance Solutions. Call them at:561-706-1951 for more information.

Stuart/Martin County Chamber of Commerce plays a significant role in the growth, business climate and economy of our area. Martin is one of the most respected counties in the state. The programs and activities of the Chamber are vital to our lifestyle. The Chamber is proud of the benefits and services we provide to Martin County and our 1,400 plus members. The Stuart/Martin County Chamber of Commerce is a member of the countywide Council of Chambers, an organization consisting of the five county Chambers of Commerce, formed to discuss common issues, provide unified effort in speaking out to represent business interests of the area. They are in Stuart at 1650 S. Kanner Highway. For more information contact them at: 772-287-1088.

Photos by Sue Hedgepath – Stuart/Martin County Chamber of Commerce

Out2News.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

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21 Jan SMC Break 2

In Photo: Christy Romano - AApex Electric, Inc.,Chamber Trustee Kim Melzer - Colonial Life and Trustee/Past Chair Janice Norman - Water Pointe Realty Group HI

21 Jan SMC Break 3

In Photo: Trustee Chris Smith - Photographics ,Chamber Director & Trustee Jeff Gustafson - Coquina Cove at Martin Downs, Chamber Director &Trustee Candace Lopes - Skin Serenity Spa

21 Jan SMC Break 4

In Photo: Chamber Trustee Gary Owen - Owen Insurance Group Colonial Life - Tammy Parduba, Trustee Kim Melzer and Amber Strand

Florida Assisted Living Association TC Chapter Award Luncheon

21 Jan FALA 1

In Photo: Standing- Bob Anthes, Najam Syed, Terry Fessler, Allison Walters, Marianne Hall, Jackie Kendrick and Miriam Farquharson Seated- Annmarie Coleman, Chan Gobin, Angella Williams, Roshini Lakram and Lorna Campbell

Article by: Roshini Lakram
Photos by: Maryann Ketcham

FALA (Florida Assisted Living Association) has been providing advocacy, education, and regulatory support for its members for over 25 years. It is the largest state association representing more than 650 assisted living facilities and adult family care homes and nearly 300 associate members who provide products and services to assisted living.

On January 12, 2021, FALA Treasure Coast Chapter held a heart touching lunch award ceremony to recognize its local fellow healthcare organizations who went above and beyond supporting local ALFs (Assisted Living Facilities) during the most challenging time facing the COVID pandemic. Angella Williams, HR Vice President and Jackie Kendrick, CEO from Treasure Coast Hospice, Nestor Plana, founder, Chairman, and CEO of Independent Living Systems (ILS), Matt Harper, Manager Provider Relations, and Marianne Hall, Regional Account Executive from Florida Community Care, Najam Syed, Owner and President from DME of America, and Allison Walters, Marketing Director from Butterfields were all recognized for their service and support to the local ALF communities by Roshini Lakram, FALA Treasure Coast Chair, along with her Chair leaders, Marcia Styles, Marketing Chair, Lorna Campbell, Treasurer, Bob Antes, Marketing Chair, Annmarie Coleman Public Relations Chair, and Miriam Farquharson.

Services, such as thousands of produce boxes given out to ALFs, lunches provided to ALF residents and staff, and hard-to-find PPEs provided to ALFs, were among some of the great deeds mentioned at the ceremony.

Special thanks to Jim Scarafia, Manager at Stuart Boat House, who provided the upstairs area exclusively, with open windows and enough seating for social distancing to promote a safe environment for all participants.

21 Jan FALA 2

In Photo: Jackie Kendrick and Angella Williams of Treasure Coast Hospice

21 Jan FALA 3

In Photo: Marianne Hall and Roshini Lakram

21 Jan FALA 4

In Photo: Allison Walters and Roshini Lakram

United Way of Martin County Foundation Announces New Board Member and Slate of Officers

Mar United Way of MC Logo

Stuart – United Way of Martin County Foundation has announced a new board member and the election of its slate of officers for the coming year.

Carol Webb has joined the United Way of Martin County Foundation Board of Directors. Webb, a former executive with Johnson & Johnson, is a resident of Sailfish Point. She is a member of United Way of Martin County’s Alexis de Tocqueville Society and a member of the Tocqueville Legacy Circle. In addition to her loyal involvement with United Way, she is a member of the Board of Directors of the Boys & Girls Clubs of Martin County and was a past president of the Sailfish Point Property Owners Association.

Stephen A. Pinnacoli, Esq., LLM, Keane Thomas & Pinnacoli, has been named Chairman; retired executive Dennis Longstreet has been named Vice Chair; Thomas H. Thurlow III, Thurlow & Thurlow, P.A., has been named Immediate Past Chair; Gregory R. Nuttall, HBK CPAs & Consultants has been named Treasurer and Carol G. Houwaart-Diez, United Way of Martin County, has been named Secretary.

These additions to the United Way of Martin County Foundation Board join current members: Thomas Campenni, United Way Board Representative; Randy Pennington, CenterState; and honorary board member Robert Weissman, Retired Executive.

“In addition to their incredible commitment to our community, our Foundation board members bring knowledge, experience, and diverse perspectives that are a great benefit to our organization,” said United Way of Martin County Director of Philanthropy Elisabeth Glynn, CFRE.

The United Way Foundation is solely focused on building a permanent endowment to support the work of our local United Way here in Martin County for generations to come. For more information, visit www.UnitedWayMartin.org/Foundation.

21 Jan Carol Webb a

Carol Webb has joined the United Way of Martin County Foundation Board of Directors.

21 Jan Stephen Pinnacoli a

Stephen A. Pinnacoli, Esq., LLM, Keane Thomas & Pinnacoli, has been named Chairman of the United Way of Martin County Foundation.

Library Celebrates the Harvest of the Mind, Body, and Spirit with a Virtual Chautauqua South Series

19 Aug MC Library Small Final

Martin County- From January through April, the Martin County Library System (MCLS) will present an arts and education series called Chautauqua South - an eclectic array of artists, authors, storytellers, dramatists, historians, educators, musicians, and entertainers.

Tracing its roots to open-air classrooms on the shores of Chautauqua Lake in New York State in 1874, the Chautauqua movement grew rapidly. In 1992, MCLS created its own Chautauqua experience in Florida, taking inspiration from the renowned Chautauqua Institution. What began as one month of events has evolved into a four-month explosion of programs highlighting the original theme of Chautauqua, defined by Merriam-Webster as "popular education combined with entertainment."

Chautauqua South represents a culturally rich landscape of offerings designed to appeal to a wide range of tastes. MCLS invites everyone to join in these free cultural events. The 2021 Chautauqua South celebration is sponsored by the Friends of the Martin County Library System, Inc.

This season's series will be presented virtually via Zoom and through the Library's YouTube channel. While all events are free, please note that many of them require pre-registration due to the electronic nature of their delivery. Additionally, the Library encourages patrons to interact on its social media platforms for chances to win free passes to The Elliott Museum!

For a complete schedule of events and registration links, view the Chautauqua South Event Listing available on the library's website. Visit www.library.martin.fl.us or call 772-288-5702 for more information about these and other library events.

21 Jan Project lift

Martin County Tourism and Marketing Director Brings Creativity, Expertise to Southeast Tourism Society Board

21 Jan Nerissa Okiye

Stuart - Nerissa Okiye, Martin County Tourism and Marketing Director, has been elected to a two-year term on the board of the Southeast Tourism Society (STS), a non-profit organization dedicated to the promotion and development of tourism throughout the Southeast United States. Okiye, who has been with Martin County since November 2014, will serve through 2022. "I'm honored to serve with my colleagues on the board of the Southeast Tourism Society and work together to promote safe travel throughout the region," said Ms. Okiye.

The STS focuses on education, advocacy, recognition and networking. Advocacy is an important component of the Southeast Tourism Society and the agency develops an annual legislative agenda, creates informational guides, monitors federal legislation and keeps members informed about policy issues impacting tourism.

Ms. Okiye has a long history of launching successful advocacy campaigns to support local businesses in response to events that negatively impact travel and tourism. "Tourism is a vital component of the Martin County economy and can be a catalyst to help with our economic recovery," said Ms. Okiye. "We're proud to leverage funds, work with industry partners, travel news and industry sites, trade publications and influencers to help local businesses rebound," she continued.

Under the direction of Ms. Okiye, the office was named Tourism Office of the Year in 2016, by the STS. And in subsequent years, several advocacy campaigns were recognized by the STS with Best Marketing Shining Example Awards, a Bronze Flagler Award and a coveted Best of Show Flagler Trophy, showing strong dedication to local businesses and an excellence in Florida tourism marketing.

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Four Tips to Help Avoid Burnout While Working from Home

21 Jan Tips for Burnout a

The coronavirus pandemic has completely changed the corporate landscape. Many companies have transitioned to having a majority of their employees work from home. As a result, long commutes, office lunches, and face-to-face meetings could be a thing of the past.

Even when the pandemic eventually subsides, working remotely may be here to stay. According to a recent survey, three-quarters of adults who are able to work remotely would like to continue doing so at least one day a week after the pandemic is under control.1

While working from home has its advantages (e.g., no commuting costs, more flexibility), it also comes with certain challenges (e.g., lack of home office space, dealing with distractions at home). Often these challenges can make it difficult to have a healthy work/life balance. That's why it's important to take steps to help avoid burnout while working at home.

Here are some tips to help you stay on track.

1. Carve out a dedicated workspace. Ideally, your work-from-home setup should be located where you can avoid interruptions or distractions. If you don't have a spare room to use for your workspace, try carving out an area for your "office" wherever you can — even a dining room table or a desk in the corner of your bedroom can work.

2. Stick to a routine. Just because you aren't going into an actual office each day doesn't mean you should change your normal workday routine. Keeping a set schedule can help you stay focused and allow you to disconnect and wind down once the workday has come to an end.

It can take time to adjust to working from home, but you will eventually fall into a routine that works best for you and allows you to maintain a healthy work/life balance.

3. Break up the day. It's easy to forget to take breaks when your workspace is in your home. Going for a short walk, running a quick errand during lunch, and standing up to stretch once in a while will help you recharge and decompress throughout the day.

4. Stay connected. Working from home means you have less opportunity to interact regularly with your co-workers, which can feel isolating. That's why it is important to stay connected by using the technological resources that are available to you (e.g., video conferencing, instant messaging).

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Master Site Plan For Newfield Phase 1 Approved By Martin County Commissioners

20 Dec Newfield 1

Undeveloped and developed: 70% - 30%

Martin County’s Board of County Commissioners voted 4-1 today to approve the Master Site Plan for Phase 1 of the innovative Newfield mixed-use community, which will set a new standard for traditional neighborhood design and open-space preservation on the Treasure Coast.

At the same time, it approved the creation of a Community Development District (CDD) encompassing 2,212 of the project’s 3,411 acres, to facilitate funding the infrastructure and amenities that Newfield will need over its estimated 20 years of development.

The 1,199 acres of pristine natural lands not placed in the CDD will be protected forever under two or more county-sponsored PAMPs—"Preserve Area Management Plans”—that are a centerpiece of Newfield.

These lands—added to another 1,100 acres of open space like playing fields, farms and groves, school grounds, recreational parks and small squares and greens within the new town—will bring the combined open space at Newfield to an unprecedented 70% of the total acreage. Open space at Newfield–open to the enjoyment of all county residents, without gates—will be several times the size of the county’s current largest park, Halpatiokee.

The natural areas in the PAMPs will become the Kiplinger Conservancy, crisscrossed by trails for hikers, mountain bikers and horses, skirting beautiful wetlands, pastures and upland hammocks. Agriculture—the biggest legacy industry of Martin County—will live on in more than 100 acres of farms and groves in Newfield. The Conservancy will also include the county’s first relocation space for gopher tortoises threatened by loss of habitat elsewhere in the county.

The BOCC also approved the developer agreement under which Newfield will either contribute impact fees to the county or build public facilities, covering the cost of the county’s providing basic services to Newfield’s new residents in the years to come. This agreement—plus the new CDD, plus the regular county taxes that residents will pay—all assure that “development will pay for itself,” a long tradition in Martin County.

20 Dec Newfield 2

Several commissioners praised the Newfield concept—and especially the amendment to the county’s Comprehensive Plan and form-based zoning code, proposed by Newfield in 2018 and approved by the BOCC—which make this new kind of community possible.

Doug Smith, vice chair of the county commission and a longtime advocate of this kind of town planning, called Newfield “a gift to our community—a world-class opportunity to create someplace special. If Knight Kiplinger had done what he could have done by right (under the existing zoning), it could have gone in a different direction… just another South Florida suburban neighborhood.”

Commissioner Ed Ciampi, whose Palm City district includes Newfield, said the Newfield design “is the most detailed plan ever submitted to the county.” He praised Mr. Kiplinger’s “vision” and said Newfield will be “a legacy of the Kiplinger family.”

20 Dec Newfield 3

The Master Site Plan for Phase 1 encompasses the 139 acres at the midway point of Citrus Boulevard between Boat Ramp Avenue and the C-23 Canal. As it will be the Newfield town center, it will have greater density than later neighborhoods of Newfield radiating outward.

It is zoned for 1,251 residential units of varying types, sizes and prices, including single-family detached dwellings, town houses, and condominiums and rental apartments. Mixed with the housing will be space for local retail stores, recreational amenities, restaurants and small offices.

Work on the horizontal infrastructure of Newfield—such as grading, storm water management features, sewer, water, electricity and telecommunications cables—will likely begin later this winter or early spring. Interior roads and streets will follow, enabling homebuilding to begin by the end of 2021 or early 2022. The total buildout of the community, eventually totaling 4,250 residential units, could take 20 or more years.

Newfield will adjoin, on its east, Martin Enterprise Park, some 300 acres of prime, fully zoned light-industrial, R&D, manufacturing, warehouse and corporate office space, lying in a triangle between the Florida Turnpike, Citrus Boulevard and Boat Ramp Avenue. It is the county’s largest, best-located employment space, ready for expanding local business or attracting new ones.

20 Dec New 4a

In Photo: Skylar Gorman -Stuart Air Show, Chamber Trustee Kameliya Sapundzhieva - Coral Shores Behavioral Health

SMC_005

Five Tips to Regain Your Retirement Savings Focus in 2021

20 Dec Five Tips

In early 2020, 61% of U.S. workers surveyed said that retirement planning makes them feel stressed.1 Investor confidence was continually tested as the year wore on, and it's likely that this percentage rose — perhaps even substantially. If you find yourself among those feeling stressed heading into the new year, these tips may help you focus and enhance your retirement savings strategy in 2021.

1. Consider increasing your savings by just 1%. If you participate in a retirement savings plan at work, try to increase your contribution rate by just 1% now, and then again whenever possible until you reach the maximum amount allowed. The accompanying chart illustrates the powerful difference contributing just 1% more each year can make over time.

2. Review your tax situation. It makes sense to review your retirement savings strategy periodically in light of your current tax situation. That's because retirement savings plans and IRAs not only help you accumulate savings for the future, they can help lower your income taxes now.

Every dollar you contribute to a traditional (non-Roth) retirement savings plan at work reduces the amount of your current taxable income. If neither you nor your spouse is covered by a work-based plan, contributions to a traditional IRA are fully deductible up to annual limits. If you, your spouse, or both of you participate in a work-based plan, your IRA contributions may still be deductible unless your income exceeds certain limits.

Note that you will have to pay taxes on contributions and earnings when you withdraw the money. In addition, withdrawals prior to age 59½ may be subject to a 10% penalty tax unless an exception applies.

3. Rebalance, if necessary. Market turbulence throughout the past year may have caused your target asset allocation to shift toward a more aggressive or conservative profile than is appropriate for your circumstances. If your portfolio is not rebalanced automatically, now might be a good time to see if adjustments need to be made.

Typically, there are two ways to rebalance: (1) you can do so quickly by selling securities or shares in the overweighted asset class(es) and shifting the proceeds to the underweighted one(s), or (2) you can rebalance gradually by directing new investments into the underweighted class(es) until the target allocation is reached. Keep in mind that selling investments in a taxable account could result in a tax liability. Asset allocation is a method used to help manage investment risk; it does not guarantee a profit or protect against investment loss.

4. Revisit your savings goal. When you first started saving in your retirement plan or IRA, you may have estimated how much you might need to accumulate to retire comfortably. If you experienced any major life changes during the past year — for example, a change in job or marital status, an inheritance, or a new family member — you may want to take a fresh look at your overall savings goal as well as the assumptions used to generate it. As circumstances in your life change, your savings strategy will likely evolve as well.

20 Dec Power of 1%

5. Understand all your plan's features. Work-based retirement savings plans can vary from employer to employer. How familiar are you with your plan's specific features? Does your employer offer a matching and/or profit-sharing contribution? Do you know how it works? Are company contributions and earnings subject to a vesting schedule (i.e., a waiting period before they become fully yours) and, if so, do you understand the parameters? Does your plan offer loans or hardship withdrawals? Under what circumstances might you access the money? Can you make Roth or after-tax contributions, which can provide a source of tax-free income in retirement? Review your plan's Summary Plan Description to ensure you take maximum advantage of all your plan has to offer.

20 Dec Landwersiek

Helping People Succeed’s 2021 Art for Living Calendars Available for sSale and Online Virtual Gallery Launched!

20 Nov 2021 Helping Calendar

It’s that time of year when Helping People Succeed distributes its popular Art for Living Calendars, available for residents and guests at local business outlets, including Barnes & Noble Book Store in Jensen Beach. Looking for that perfect gift? Helping People Succeed's 2021 Art for Living Calendar reflects the beauty we have right here on the Treasure Coast! Each month is represented by one of our talented local artists. The calendars sell for only $20.00 each.

Our featured artists this year include: Pam Patterson, Susan Roberts, Mary Neal, Marian Vitale, Diane Raymond, Dan Mackin, Chris Kling, Pat Hoshino, Stacy Ranieri, Julia Kelly, Sue Ann Saleeby-Mosley, Arundathi Wijetilleke and Amber Moran. We are also thankful for our underwriters: Water Pointe Realty, Stuart Business Systems, Green Design, Sandhill Cove, All Creatures Animal Hospital, NisAir Air Conditioning & Heating, Mark Brechbill, PLLC, Dave’s Plumbing, EW Consultants, Ross Mixing, Mary Kay Buckridge, Arlington Electric and VITAS Healthcare.

The calendars are available for sale at the Helping People Succeed office, 1601 NE Braille Place, off Savanna Road in Jensen Beach as well as throughout the Treasure Coast. For a complete listing of outlets where you can purchase a calendar – visit our website at hpsfl.org.

Something special we are doing this year is showcasing the artists’ artwork through our online Art for Living Gallery. Not only can you view (and/or purchase) the artwork that is featured in our 2021 Art for Living Calendar – you can also see additional works of art displayed by the artists. Their artwork is also for sale with a portion of the proceeds benefitting Helping People Succeed. The gallery can be found on our website at hpsfl.org. This state-of-the-art exhibit will be available for viewing from now through November of 2021.

Serving our community for over 56 years, Helping People Succeed helps develop healthy families in Martin, St. Lucie, Okeechobee and Indian River counties by providing numerous parenting, mental health and behavioral support programs. Helping People Succeed also provides support services designed to enable adults with special needs to fully participate in volunteer and employment roles in our community.

For more information, visit our website at hpsfl.org or contact Glenna Parris at 772.320.0778.

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When The Signer Doesn’t Match Their ID

20 Nov Notary Tip

Article by: Gail R. Delaney

Imagine you are sitting across from a signer with shocking pink hair. The person seated across from you looks nothing like the photo of the middle- aged, silver haired woman on her ID. Just a style change? Or is it fraud?

Or, what about an individual who has just undergone significant weight loss surgery, grown a full beard that obscures his face or removed that beard?

The most important duty of a Notary is to verify the identity of the signer. And the fact that your signer does not resemble their ID photo certainly raises a red flag. But it doesn’t mean that the signer is an imposter.

While a visual match between the ID photo and the person present is preferable, the challenge arises when the match is not obvious. A lack of absolute visual match is not necessarily a reason to reject the ID. Here are some guidelines to keep in mind when faced with this challenge:

Don’t Rely Solely On Variable Physical Traits
A person’s appearance changes over time, and sometimes frequently. Features such as hair style or color, weight, facial hair, and whether a person wears contacts or eyeglasses are all subject to change. In states with varying driver’s license terms and renewal policies, the ID photo may be 10, 15 or 20+ years old.

For instance, Arizona only requires a new photo every 12 years, one of the longest terms in the nation. Even when someone renews their driver’s license, many states do not require them to get a new photo.

So when examining the ID, consider the following:

Look at the birthdate to see if the signer appears to be the appropriate age.
Look at fixed traits such as ear shape and placement, jaw or chin shape, eye shape, or distance between facial features.
Look at the person’s general physical description (height, weight, color of eyes or hair, etc.).
If a single element is different but the other information on the ID (signature, height, etc.) is reasonably accurate, take that into account when deciding whether to accept the ID.

Look Beyond Physical Evidence Of Identity
As part of your process, ask the signer basic questions about the information on the ID.

What is their zip code?
What is their birthdate or astrological sign?
What is the number of their street address?
You should also observe their behavior. Are they trying to rush you or spontaneously provide justification as to why their signature or appearance doesn’t match?

Ask For Another ID
If concerned, you can ask the signer for another ID. Several states’ laws, including Pennsylvania, allow a Notary to do this. What is acceptable as a second form of ID will vary from state to state, so be sure to know your state’s requirements. For instance, California has a very specific list of acceptable forms of identification. It should also be noted that in California a Notary cannot “mix and match” IDs, using the photo from one ID and the physical description from another. A single ID must meet the requirements. However, some states, such as Texas, do not allow the use of secondary IDs. Any ID used in Texas must be a current identification card or other document issued by the federal government or any state government that contains the photograph and signature of the acknowledging person.

Some states allow for the use of credible identifying witnesses. However, in states such as California and Florida credible witnesses aren’t an option when a person’s ID doesn’t check out because the witness must swear that the signer does not have an ID listed in statute.

Ultimately, you are expected to make a reasonable judgment. If in your review of a signer’s ID you reasonably conclude that the signer is not an imposter, then you can proceed with the notarization. However, if you are not convinced the signer is who they say they are, you can and should refuse to go forward.

Project LIFT and Martin County Police Athletic League Partner to Fight for Mental Health

20 Nov Project Lift & PAL Multi
PL PAL Collaboration

Stuart - In a warehouse space in Stuart, youth step into a ring each week and learn the fundamentals of boxing. Across town in Palm City, in another warehouse, teens are learning welding, auto repair and HVAC. While the boxing skills and the hands-on vocational training are important, what the youth in both of these programs are really learning is anger management, positive coping skills, work ethic, and the power of mentorship.

And now, these two powerhouse non-profit organizations are collaborating to bring the best of each other’s programming to more local youth. The partnership will allow youth at Project LIFT to participate in Boxing programming and a Leadership curriculum facilitated by Martin County Police Athletic League (PAL) staff, while PAL members will have access to Project LIFT’s innovative combination of mental health counseling and skilled trades training on industry standard equipment.

Both programs share a passion for helping at-risk youth, and a hands-on approach that recognizes that getting kids moving and working with their hands is often the conduit to helping them overcome challenges like depression, anxiety, bullying, or lack of a positive role model.

“During this time of incredible uncertainty, one thing remains strong, the collaborative impact of Martin County non-profits. PAL is no exception, with high quality interventions through Boxing and a very strong volunteer base, it just made sense to develop a partnership using our innovative approaches to mental health, and partnering to offer PAL teens access to Project LIFT's 11 different vocational skills training programs!” said Project LIFT CEO Bob Zaccheo.

For more information about the Martin County Police Athletic League, visit martincountypal.org, and for more information about Project LIFT, visit projectliftmc.com

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20 Oct Kiwanis Logo

St. Lucie Habitat for Humanity Partners with Bank of America to Build Affordable Homes

20 Mar St Lucie Habitat Logo

Bank funding will support the construction of homes for families in need

Port St. Lucie – St. Lucie Habitat for Humanity has partnered with Bank of America to build affordable homes for local working families. For more than 30 years, Bank of America has given back to the community and engaged its employees in service by working alongside Habitat homeowners to build, improve, or repair homes throughout the world.

This year, the Bank of America Charitable Foundation presented St. Lucie Habitat for Humanity with $22,500 in funding. Despite the challenges of COVID-19, St. Lucie Habitat is still building and repairing homes, with four currently under construction and a limited number of volunteers allowed on the job site.

“Support from Bank of America helps us continue with our work and helps our Habitat homeowners become empowered to build better lives for themselves and their families,” said Melissa Winstead, Development Director, St. Lucie Habitat for Humanity.

At a time when construction costs are increasing, and Habitat’s ReStore donations and sales are down from last year, support from community partners, like Bank of America, is more impactful than ever.

“Access to affordable housing is fundamental for families and individuals to achieve financial stability,” said Doug Sherman, Treasure Coast market president for Bank of America. “Our long-term partnership with St. Lucie Habitat supports our shared goal of providing families in need with a place to call home and the ability to pursue economic prosperity and growth.”

How Does LLC Ownership Work?

19 Nov Woodward Logo
20 Sept LLC Woodward

The limited liability company (LLC) is a popular business structure for new businesses, but what does it really mean to own an LLC? LLCs provide unique opportunities to customize business ownership to fit the particular needs and circumstances of the owners. Here is what you should know about LLC ownership.

The Basics

The owners of LLCs are often called members. If a single person or a single business entity owns an LLC, it is called a single-member LLC. If multiple people or entities own an LLC, it is called a multimember LLC. LLCs can have an unlimited number of members. When ownership is established, the membership interests are usually expressed in one of two ways:

by membership units similar to corporate shares
by percentage
The terminology you choose to use for a membership interest should correspond to your vision for the company. For example, if the business is owned primarily by your family, identifying the membership interests by percentages may keep things clear and straightforward. However, if you intend to seek funding from individuals outside of the family, you may find that labeling the ownership interests as membership units facilitates the easy transfer of ownership rights.

Establishing Ownership Rights

To be an LLC member, some form of contribution is required; however, the contribution need not be cash, which is called a capital contribution. LLC members can also contribute property or services. Additionally, unlike contributions to a corporation, when an LLC member makes a capital contribution, the concomitant ownership rights and distributions can be customized. For example, if one member were to contribute 40 percent of the capital in an LLC, that member and the other LLC members may still choose to split profits fifty-fifty.

Generally, LLC members are entitled to share in the company’s profits and losses, vote regarding key LLC matters, inspect and review the books, and enjoy a host of other rights. These rights stem from default state laws; however, they may be customized through contractual agreements. The contractual agreement that typically governs LLC ownership rights is an operating agreement. Operating agreements may include the following common customizations:

Distributing profits and losses in a way that does not match the members’ capital contributions
Creating different classes of ownership to reflect passive investor rights
Mandating member meetings
Transferring Membership Interests

Death, incapacity, and sale are the primary events that trigger transfers of membership units. However, if you intend to transfer membership units to investors, be sure to evaluate whether your interest is a security under the federal securities law. If you offer your interest to less than thirty-five investors, your interest likely qualifies for an exemption that allows you to bypass the federal disclosure requirements and even some state securities law.

Management

LLC members can choose to be managed either by the LLC members (a member-managed LLC), or by nonowners or certain members designated as managers (a manager-managed LLC). When an LLC is managed, it is vital to identify and articulate the decisions for which the members bear responsibility and the decisions the managers must make. If the decision-making authority is not clear, the resulting uncertainty can hinder effective management of the LLC.

Payment

LLC members can pay themselves in several ways, such as

Receiving income in the form of distributions of profits at the end of the year,
Receiving draws, which are periodic payments based on the estimated profits for the year, or
Receiving periodic payments as employees of the business.
These three methods are not mutually exclusive—a member can take advantage of more than one option. However, members must remember that each option has unique tax consequences. LLC members should account for Social Security and Medicare taxes. When LLC members pay themselves as employees, the LLC is expected to withhold taxes as it would for any other employee. Conversely, when members pay themselves based on their profits, they must pay self-employment taxes. Either way, LLC members must be mindful of the tax consequences of the payment methods they choose.

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Key Considerations for Managing a Remote Workforce

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The post-COVID-19 world will likely see a major shift toward companies maintaining remote workforces. Due to government-mandated business closures and stay-home orders, many owners and employees of small businesses have been forced to work virtually, and they have seen the benefits. Studies show that remote working increases productivity.Large technology companies like Facebook and Twitter have announced that they will be implementing remote working until at least September 2020. Some companies have even gone as far as to give employees the option of working from home permanently. The “new normal” that many predict involves more companies maintaining a remote workforce.

As a business owner, you may be exploring the idea of permanently utilizing a remote workforce; however, you may not be aware of all of the relevant factors to consider and preparations to implement. Be sure to take the following measures as you move toward permanent virtual employment.

1. Increase security measures for information stored in the cloud.

As your company begins functioning in a paperless world, you must take appropriate steps to ensure data shared over digital cloud networks are secure. One way to increase security is to provide the specific tools employees will use in completing their tasks. For example, establish a policy allowing only company-issued phones and laptops to be used when handling work business. In complying with these measures, keep your team accountable by restricting the reception and transmission of company emails; requiring the use of secure passwords—passwords comprised of many characters, including symbols and numerals;
providing guidelines regarding proper social media usage; and
providing access to encrypted wireless networks.
By taking these additional precautions, a company addresses confidentiality concerns and further protects itself and its customers or clients from potential data breaches.

2. Comply with federal and state wage laws.

For business owners, understanding labor rules and laws that apply to specific situations is key for the successful implementation and continuation of a remote workforce. It is important to keep in mind that federal legislation requires employers to pay nonexempt workers for any work over forty hours in a single workweek. This is especially challenging for individuals classified as part-time workers, because tracking their time at home could be difficult and could result in a nonexempt worker exceeding the forty-hour cap. As a result, when working with a remote workforce, it is critical to create systems and structures that enable employees to indicate and record their start and end times. Additionally, most states have minimum wage requirements, with some exceeding the federal minimum wage of $7.25 per hour. If you have an employee who resides in a state whose minimum wage differs from the federal minimum wage, you are required to pay the higher of the two.

3. Pay applicable taxes.

For employers with remote employees in more than one state, payment of state taxes is a key requirement. Typically, if you and your employees are in one state, you are only responsible for paying taxes in that state. However, this rule changes if your business has a nexus to another state as determined by that state’s law. The presence of an employee in a state usually constitutes sufficient evidence of such a nexus. In these instances, you are required to pay taxes in that state.

4. If You Need Help….Ask Us. We Can Help!

We are dedicated to helping you adjust and thrive in the post-COVID-19 world. If you have any questions about developing your remote work employee policy, do not hesitate to call our office. A dedicated attorney will be available to guide you through the process. We are happy to meet with you by phone or video conference if you prefer.

Woodward,Kelley,Fulton & Kaplan
27 SE Ocean Blvd.
Stuart, FL 34994
(772) 497-6544

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