Oak & Ember Steakhouse by Kyle G Host Palm City Chamber of Commerce Business After Hours & Ribbon Cutting

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Port St. Lucie – On Tuesday, December 1, 2020 The Palm City Chamber of Commerce had a Business After Hours at the newly opened restaurant in the area, Oak & Ember Steakhouse by Kyle G. Oak & Ember is a steakhouse following the traditions of the finest establishments in Chicago or New York. You will find delectable, aged cuts of meat that melt in your mouth, delicious sides, craft cocktails and fine wines, and an ambiance that sets the tone for a memorable evening. It is the latest restaurant concept by Kyle Greene – a native of the Treasure Coast. The event was well attended and socially distancing was an observed throughout the event. They are located at 848 SE Becker Rd, in Port St. Lucie. For more information or reservations call them at 772.224.2553.

The Palm City Chamber of Commerce strives to promote the continuous improvement of the common good and the quality of life in the community through the pursuit of new business. They are in Palm City at 3168 SW Martin Downs Blvd. Contact them at: 772-286-8121.

Out2News.com is your online newspaper where you are the reporter and photographer, and you report the news! Do you have something to say, an event to a talk about? An event you would like us to cover. If you wish a high-resolution photo or would like to email your story or request to: rshall@out2news.com.

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Helping People Succeed’s 2021 Art for Living Calendars Available for sSale and Online Virtual Gallery Launched!

20 Nov 2021 Helping Calendar

It’s that time of year when Helping People Succeed distributes its popular Art for Living Calendars, available for residents and guests at local business outlets, including Barnes & Noble Book Store in Jensen Beach. Looking for that perfect gift? Helping People Succeed's 2021 Art for Living Calendar reflects the beauty we have right here on the Treasure Coast! Each month is represented by one of our talented local artists. The calendars sell for only $20.00 each.

Our featured artists this year include: Pam Patterson, Susan Roberts, Mary Neal, Marian Vitale, Diane Raymond, Dan Mackin, Chris Kling, Pat Hoshino, Stacy Ranieri, Julia Kelly, Sue Ann Saleeby-Mosley, Arundathi Wijetilleke and Amber Moran. We are also thankful for our underwriters: Water Pointe Realty, Stuart Business Systems, Green Design, Sandhill Cove, All Creatures Animal Hospital, NisAir Air Conditioning & Heating, Mark Brechbill, PLLC, Dave’s Plumbing, EW Consultants, Ross Mixing, Mary Kay Buckridge, Arlington Electric and VITAS Healthcare.

The calendars are available for sale at the Helping People Succeed office, 1601 NE Braille Place, off Savanna Road in Jensen Beach as well as throughout the Treasure Coast. For a complete listing of outlets where you can purchase a calendar – visit our website at hpsfl.org.

Something special we are doing this year is showcasing the artists’ artwork through our online Art for Living Gallery. Not only can you view (and/or purchase) the artwork that is featured in our 2021 Art for Living Calendar – you can also see additional works of art displayed by the artists. Their artwork is also for sale with a portion of the proceeds benefitting Helping People Succeed. The gallery can be found on our website at hpsfl.org. This state-of-the-art exhibit will be available for viewing from now through November of 2021.

Serving our community for over 56 years, Helping People Succeed helps develop healthy families in Martin, St. Lucie, Okeechobee and Indian River counties by providing numerous parenting, mental health and behavioral support programs. Helping People Succeed also provides support services designed to enable adults with special needs to fully participate in volunteer and employment roles in our community.

For more information, visit our website at hpsfl.org or contact Glenna Parris at 772.320.0778.

Out2News.com LLC. is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

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20 Nov MC Bus Awards

Fall Harvest Online Auction for Hunger Supports Treasure Coast Food Bank

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In Photo: Alexandra Lord displays a print available for auction.

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In Photo: Jade Alexander shows off auction items from Hand & Stone Spa and Argento Jewelry.

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In Photo: In Photo: Alexandra Lord, Community Outreach Coordinator, with Disney passes

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In Photo: Judith Cruz, Treasure Coast Food Bank President and CEO displays a Backus print that will be up for auction.

November Women's Power Lunch Meet at Dolphin Bar & Shrimp House

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Speaker of the Month: Anna Tillery

Jensen Beach - On Thursday, November 19, 2020, the networking group Women's Power Lunch met at the Dolphin Bar & Shrimp House. The Dolphin Bar took every effort to followed social distancing and took temperatures of the women as they entered the restaurant. Mask were required.

The Speaker for the November Women's Power Lunch was Anna Tillery with White Glove Moving & Storing. Anna is always a delight to listen to with her big exciting voice and energy!  Their mission of “DELIGHTING OUR CUSTOMERS BY EXCEEDING THEIR EXPECTATIONS“ is in the forefront of what they do daily. Providing Treasure Coast Moving and Storage solutions people can count on. For more information call them at:866.456.8310.

The Women's Power Lunch is women they are very visible in the community. This women's business networking group brings together women in business of all ages, thoughts, and interests.  They continue to grow in membership and activities.  Every holiday in the past they have organized and sponsored a Christmas Kids Party for the children of Hibiscus House and House of Hope and have adopted families.

This year they will divide monies that they earn for three different Non-Profits in the area. This group was originally founded by Anne Thompson Schafer in 2000, the organization brings together women in business to empower each other in business building, confidence building and relationship networking. This group meets the last Thursday of every month for the most enjoyable business networking lunch on the Treasure Coast - for women only.

The Dolphin Bar & Shrimp House is located at: 1401 NE Indian River Drive in Jensen Beach.

Follow them on Facebook for their Power Luncheon.  RSVP and payment are required to attend the luncheon.

Out2News is your Treasure Coast online newspaper where you are the reporter, photographer and YOU report the news! Do you have something to say, an event to a talk about? An event you would like us to have covered. If you wish a high-resolution photo or would like to email your story or request to: rshall@out2news.com.

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Hobe Sound Chamber of Commerce November Breakfast Sponsored by Hobe Sound Community Chest

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Hobe Sound – On Thursday, November 12, 2020 The Hobe Sound Chamber of Commerce had their November Breakfast at Miles Grant Golf & Country Club. The event was well attended with approximately 60 attendees. Attendees all wore masks and socially distance throughout the event. Breakfast was served by staff of the country club. Miles Grant is located at: 5101 SE Miles Grant Road in Stuart. For more information contact them at:772.286.2220.

The Sponsor for the breakfast was Mr. Scott Berry with the Hobe Sound Community Chest. He gave an update on all the things that the organization has been doing during the pandemic for the Hobe Sound community. They are located at 11450 SE Dixie Highway, Suite 106 in Hobe Sound, or call Jamie Bond at: 561.775.7195.

The guest speaker was Dr. Tim Moore, President of Indian River State College. Dr. Moore joined IRSC in September as the 4th president in the College’s history. He has great plans and energy for engaging the Treasure Coast community in all of the educational opportunities that IRSC has to offer, and is committed to providing Martin, Indian River, St. Lucie, and Okeechobee counties with the workforce needed to grow all of those economies. Dr. Moore and Chastain Campus President did an excellent job updating the chamber on IRSC’s plans as well as ways that the College can assist local business owners.

The Hobe Sound Chamber of Commerce plays a significant role in the Martin County and northern Palm Beach County business community. The Chamber is a business organization financed entirely by membership investments. It provides opportunities for members to stay connected, network, advertise, receive continuing education, business support and always gives back to their community. They are located at: 8958 SE Bridge Rd, Hobe Sound. Contact them at: 772-546-4724

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20 Nov PAL for Health Flyer

Colorado Pawn & Jewelry Sponsor & Hosts Stuart Martin County Chamber of Commerce November Breakfast

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Stuart– On Tuesday, November 10, 2020 The Stuart Martin County Chamber of Commerce had their November monthly breakfast. Approximately 50 members attended. All attendees wore masks throughout the event. A delicious breakfast was served from Too Jays of Stuart.

The sponsor for the breakfast was Steve and Evie Klaassen owners of Colorado Pawn & Jewelry. Steve Klaassen spoke about what exactly a Pawn Store is and answered questions from the membership.

Steve and Evie have been serving the Stuart and Port Saint Lucie communities since 1981 and pride themselves on paying top dollar for your gold, diamonds, and other items. They work with many charities like Surfers for Autism, Children's museum, Autism Speaks, Special Olympics, Project L.I.F.T., and P.A.L. because they feel it is important to give back and help others. They want to be a service to their community and help people with their needs! Steve and Evie love to have fun! For more information contact them at Stuart: 772.283.3660/ Port St. Lucie772.335.1896.

Martin County Chamber of Commerce plays a significant role in the growth, business climate and economy of our area. Martin is one of the most respected counties in the state. The programs and activities of the Chamber are vital to our lifestyle. The Chamber is proud of the benefits and services we provide to Martin County and our 1,400 plus members. The Stuart/Martin County Chamber of Commerce is a member of the countywide Council of Chambers, an organization consisting of the five county Chambers of Commerce, formed to discuss common issues, provide unified effort in speaking out to represent business interests of the area. They are in Stuart at 1650 S. Kanner Highway. For more information contact them at: 772-287-1088.

Out2News is your Treasure Coast online newspaper where you are the reporter, photographer and YOU report the news! Do you have something to say, an event to a talk about? An event you would like us to have covered. If you wish a high-resolution photo or would like to email your story or request to: rshall@out2martincounty.com.

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20 Nov SeaShell Digital Logo

Part 2 - Putting my Experience to Work for Your Small Business

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Article by: Linda Horstmyer - SeaShell Digital
This post is the second in a series where I want to share some of the things I have learned over the course of my career. It has been varied in terms of industry and the customers served, and has given me many valuable lessons along the way. I hope to benefit my clients with advice, ideas and cautions as a way of contributing to my local community.

Marketing and Advertising experience has given me a firm foundation in these arts and I have been blessed to have worked on consumer as well as business to business accounts. My interest in Advertising began earlier than most. As my father had a background in advertising, we always had a pile of industry publications around the house. My favorites were “Ad Age”, “Ad Week”, and “Marketing Week”. It was so cool to read about brands I knew (think McDonalds and Lego) and learn what was coming up next for them. I’m sure I bored my little friends to death with my updates on new products!

“The Wall Street Journal” was another favorite. Sounds a bit pretentious, I know, but on the front page there has always been a very short summary of what’s happening. I felt so accomplished when I read a short blurb in the Journal that I already knew from the short blurbs in “Ad Age”! Curiosity has always been at my core.

Sitting on both sides of the fence as a customer and a client, has given me an appreciation for the discovery process we all go through when engaging an ad or marketing agency. I learned what questions to ask and, maybe more importantly, what information to convey. Knowing how agencies work helps me understand what information is important to getting the most impactful results.

From the agency side, having a deep understanding of what makes my client (or client to be) unique and successful is key. And, I learned that all roads lead to budget. I also learned that budgets can be flexible when you can clearly demonstrate value. Sometimes folks are reluctant to share a budget. Sometimes they don’t have one because they have no idea what various efforts are worth. Often, they have a pretty distorted view of what things actually cost. Earnest yet probing questions can often lead the way.

While tasks and projects for Citibank and Local Pool Service of Miami understandably vary considerably, the core principals for marketing and advertising do not. A solid background in both encourages me to apply these principals to all my efforts for small and very small businesses.

I look forward to sharing my experience with you.

Out2News.com LLC. is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

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Disclaimer: The views and opinions expressed in this article are those of the authors and do not necessarily reflect the official policy or position of Out2News. Any content provided by our bloggers or authors are of their opinion, and are not intended to malign any religion, ethic group, club, organization, company, individual or anyone or anything.

When The Signer Doesn’t Match Their ID

20 Nov Notary Tip

Article by: Gail R. Delaney

Imagine you are sitting across from a signer with shocking pink hair. The person seated across from you looks nothing like the photo of the middle- aged, silver haired woman on her ID. Just a style change? Or is it fraud?

Or, what about an individual who has just undergone significant weight loss surgery, grown a full beard that obscures his face or removed that beard?

The most important duty of a Notary is to verify the identity of the signer. And the fact that your signer does not resemble their ID photo certainly raises a red flag. But it doesn’t mean that the signer is an imposter.

While a visual match between the ID photo and the person present is preferable, the challenge arises when the match is not obvious. A lack of absolute visual match is not necessarily a reason to reject the ID. Here are some guidelines to keep in mind when faced with this challenge:

Don’t Rely Solely On Variable Physical Traits
A person’s appearance changes over time, and sometimes frequently. Features such as hair style or color, weight, facial hair, and whether a person wears contacts or eyeglasses are all subject to change. In states with varying driver’s license terms and renewal policies, the ID photo may be 10, 15 or 20+ years old.

For instance, Arizona only requires a new photo every 12 years, one of the longest terms in the nation. Even when someone renews their driver’s license, many states do not require them to get a new photo.

So when examining the ID, consider the following:

Look at the birthdate to see if the signer appears to be the appropriate age.
Look at fixed traits such as ear shape and placement, jaw or chin shape, eye shape, or distance between facial features.
Look at the person’s general physical description (height, weight, color of eyes or hair, etc.).
If a single element is different but the other information on the ID (signature, height, etc.) is reasonably accurate, take that into account when deciding whether to accept the ID.

Look Beyond Physical Evidence Of Identity
As part of your process, ask the signer basic questions about the information on the ID.

What is their zip code?
What is their birthdate or astrological sign?
What is the number of their street address?
You should also observe their behavior. Are they trying to rush you or spontaneously provide justification as to why their signature or appearance doesn’t match?

Ask For Another ID
If concerned, you can ask the signer for another ID. Several states’ laws, including Pennsylvania, allow a Notary to do this. What is acceptable as a second form of ID will vary from state to state, so be sure to know your state’s requirements. For instance, California has a very specific list of acceptable forms of identification. It should also be noted that in California a Notary cannot “mix and match” IDs, using the photo from one ID and the physical description from another. A single ID must meet the requirements. However, some states, such as Texas, do not allow the use of secondary IDs. Any ID used in Texas must be a current identification card or other document issued by the federal government or any state government that contains the photograph and signature of the acknowledging person.

Some states allow for the use of credible identifying witnesses. However, in states such as California and Florida credible witnesses aren’t an option when a person’s ID doesn’t check out because the witness must swear that the signer does not have an ID listed in statute.

Ultimately, you are expected to make a reasonable judgment. If in your review of a signer’s ID you reasonably conclude that the signer is not an imposter, then you can proceed with the notarization. However, if you are not convinced the signer is who they say they are, you can and should refuse to go forward.

Project LIFT and Martin County Police Athletic League Partner to Fight for Mental Health

20 Nov Project Lift & PAL Multi
PL PAL Collaboration

Stuart - In a warehouse space in Stuart, youth step into a ring each week and learn the fundamentals of boxing. Across town in Palm City, in another warehouse, teens are learning welding, auto repair and HVAC. While the boxing skills and the hands-on vocational training are important, what the youth in both of these programs are really learning is anger management, positive coping skills, work ethic, and the power of mentorship.

And now, these two powerhouse non-profit organizations are collaborating to bring the best of each other’s programming to more local youth. The partnership will allow youth at Project LIFT to participate in Boxing programming and a Leadership curriculum facilitated by Martin County Police Athletic League (PAL) staff, while PAL members will have access to Project LIFT’s innovative combination of mental health counseling and skilled trades training on industry standard equipment.

Both programs share a passion for helping at-risk youth, and a hands-on approach that recognizes that getting kids moving and working with their hands is often the conduit to helping them overcome challenges like depression, anxiety, bullying, or lack of a positive role model.

“During this time of incredible uncertainty, one thing remains strong, the collaborative impact of Martin County non-profits. PAL is no exception, with high quality interventions through Boxing and a very strong volunteer base, it just made sense to develop a partnership using our innovative approaches to mental health, and partnering to offer PAL teens access to Project LIFT's 11 different vocational skills training programs!” said Project LIFT CEO Bob Zaccheo.

For more information about the Martin County Police Athletic League, visit martincountypal.org, and for more information about Project LIFT, visit projectliftmc.com

Out2News.com LLC. is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

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NEW EXECUTIVE SUITES AND TRENDY COFFEE SHOP TO OPEN IN MARTIN COUNTY

20 Nov Place of Hope Logo

Benefiting a local nonprofit ending child abuse, homelessness and human trafficking

The Harris L. Weinstein Outreach Center is the first of its kind anywhere in south Florida and is the first building to be constructed in Hobe Sound since 1986. Place of Hope, South Florida’s largest and most comprehensive children’s organization is the brainchild of this unique space breathing life into Martin County – literally.

“We knew when we expanded to Martin County and the surrounding Treasure Coast communities that we needed to create a brick and mortar, multi-functioning space that would not only help us advance our mission to break the cycle of child abuse, homelessness and human trafficking, but also serve the greater community through our social enterprise coffee shop. There is nothing like it around, so people will come in for a great cup of coffee, or to catch up with friends and but they will inherently learn about our mission,” states Founding CEO and Board Member Charles L. Bender III.

The Harris L. Weinstein Outreach Center is home to Peninsula Enterprises which offers three new executive suites now available for annual lease, as well as Peninsula Coffee, which will soon be open to the public six days a week. “The building and offices really fit a niche in the market, offering a well-constructed office space in a great location with the added benefit of a public coffee shop under one roof,” explains Michael Dooley with Illustrated Properties.

Peninsula Coffee has partnered with a local coffee roaster, Oceana Coffee from Tequesta, who has created custom blends for the new cafe. “Both our CEO and I are native Floridians and we love everything Florida. We also understand how important it is to support our community. We are honored to partner with some local small businesses investing in the future of our state and our communities. Through our mission and through our social enterprise, we believe we can, and we do. Net proceeds from sales and all donations directly support Place of Hope, allowing us to continue to provide high-quality care for our community’s vulnerable,” explains Director of Advancement and Development, Jamie Bond.

Other local small business partners are Abril’s Table, The Board Babes, Casa Del Vino, Deliteful Kitchen, The Grove, Harry and The Natives, Importico’s Bakery, Shaking Aces, Superior Party Rentals, Tommy Bahama, and Whit’s Custard of Stuart. In addition to the coffee shop, the building boasts a fully appointed indoor and outdoor event venue for gatherings of 10 – 125 people. “Our C. Kenneth and Laura Baxter Foundation All Purpose/Training Room was created for foster family orientation and licensing but is perfect for corporate and private meetings and events too. Outside on our Michael & Lety Atieh Gathering Patio, guests are greeted by lush landscape thanks to TCI Rood Landscaping and a stunning arbor perfect for a cocktail reception,” Bond says.

Peninsula Executive Suites leasing opportunities available
• Executive Suite 1 – 96 sq. ft.with a window
• Executive Suite 2 – 136 sq. ft
• Executive Suite 3 – 96 sq. ft

About Place of Hope
Place of Hope is a faith-based, state licensed organization focused on providing programs and services to end the cycles of abuse, neglect, homelessness and human trafficking. We offer support to children, youth and families in need. We are the largest, most diverse, residential children and family’s organization in Palm Beach County and the Treasure Coast. Our goal is to help those we serve find healing and restoration, which leads to a successful future.

To learn more about Place of Hope, Peninsula Coffee or to inquire about leasing an executive suite, email jamieb@placeofhope.com or call 561-775-7195. www.placeofhope.com

20 Oct Kiwanis Logo

Year-End 2020 Tax Tips

20 Oct 2020 Tax Tips

Here are some things to consider as you weigh potential tax moves before the end of the year.

Defer income to next year
Consider opportunities to defer income to 2021, particularly if you think you may be in a lower tax bracket then. For example, you may be able to defer a year-end bonus or delay the collection of business debts, rents, and payments for services in order to postpone payment of tax on the income until next year.

Accelerate deductions
Look for opportunities to accelerate deductions into the current tax year. If you itemize deductions, making payments for deductible expenses such as medical expenses, qualifying interest, and state taxes before the end of the year (instead of paying them in early 2021) could make a difference on your 2020 return.

Make deductible charitable contributions
If you itemize deductions on your federal income tax return, you can generally deduct charitable contributions, but the deduction is limited to 60%, 30%, or 20% of your adjusted gross income (AGI), depending on the type of property that you give and the type of organization to which you contribute. (Excess amounts can be carried over for up to five years.) For 2020 charitable gifts, the normal rules have been enhanced: The limit is increased to 100% of AGI for direct cash gifts to public charities. And even if you don't itemize deductions, you can receive a $300 charitable deduction for direct cash gifts to public charities (in addition to the standard deduction).

Bump up withholding
If it looks as though you're going to owe federal income tax for the year, consider increasing your withholding on Form W-4 for the remainder of the year to cover the shortfall. The biggest advantage in doing so is that withholding is considered as having been paid evenly throughout the year instead of when the dollars are actually taken from your paycheck.

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Maximize retirement savings
Deductible contributions to a traditional IRA and pre-tax contributions to an employer-sponsored retirement plan such as a 401(k) can reduce your 2020 taxable income. If you haven't already contributed up to the maximum amount allowed, consider doing so. For 2020, you can contribute up to $19,500 to a 401(k) plan ($26,000 if you're age 50 or older) and up to $6,000 to traditional and Roth* IRAs combined ($7,000 if you're age 50 or older). The window to make 2020 contributions to an employer plan generally closes at the end of the year, while you have until April 15, 2021, to make 2020 IRA contributions. (*Roth contributions are not deductible, but Roth qualified distributions are not taxable.)

Avoid RMDs in 2020
Normally, once you reach age 70½ (age 72 if you reach age 70½ after 2019), you generally must start taking required minimum distributions (RMDs) from traditional IRAs and employer-sponsored retirement plans. Distributions are also generally required to beneficiaries after the death of the IRA owner or plan participant. However, recent legislation has waived RMDs from IRAs and most employer retirement plans for 2020 and you don't have to take such distributions. If you have already taken a distribution for 2020 that is not required, you may be able to roll it over to an eligible retirement plan.

Weigh year-end investment moves
Though you shouldn't let tax considerations drive your investment decisions, it's worth considering the tax implications of any year-end investment moves. For example, if you have realized net capital gains from selling securities at a profit, you might avoid being taxed on some or all of those gains by selling losing positions. Any losses above the amount of your gains can be used to offset up to $3,000 of ordinary income ($1,500 if your filing status is married filing separately) or carried forward to reduce your taxes in future years.

Disclaimer: The views and opinions expressed in this article are those of the authors and do not necessarily reflect the official policy or position of Out2News. Any content provided by our bloggers or authors are of their opinion, and are not intended to malign any religion, ethic group, club, organization, company, individual or anyone or anything.

Martin County Expands CARES Act Funding to Nonprofits

19 July MC Commissioners logo

Stuart –This week the Martin County Board of County Commissioners made CARES Act funds available to additional organizations to assist our community in recovery efforts from the COVID-19 pandemic. Local nonprofit community agencies may now apply for a one-time relief grant. Interested parties should visit www.martin.fl.us/CARESAct for more information.

“Due to the widespread impact of the pandemic, we see an incredible need in our community,” Assistant County Administrator George M. Stokus said. “Extending funding to these nonprofit partner agencies helps them expand programs and services, strengthening families throughout Martin County.”

NEW! Community Partner Relief Program
Nonprofit agencies including nonprofit cultural facilities, nonprofit medical services providers, nonprofit veterans organizations and 501c6 associations impacted by COVID-19 are encouraged to apply for assistance to continue providing important services to individuals and families in Martin County. Visit www.martin.fl.us/CommunityPartnerRelief for more information.

The Business Renewal Program helps small businesses with $5 million or less in total gross sales or receipts with a maximum award of $20,000 per applicant, subject to funding availability. To find detailed information on this program, visit www.martin.fl.us/BusinessRenewal. For questions, please call 772-288-5951 or email sbrc@martin.fl.us.

Martin County's CARES Act Housing Program is designed to meet the housing needs of low-income households in Martin County. Eligible expenses include rent and/or mortgage payments and certain emergency repairs, due to job loss, furlough or work hour reductions. To apply for funding under this program, visit www.martin.fl.us/housingprogram. For questions please call 772-288-5456.

United We Care: Martin County's COVID-19 Relief Fund is a partnership between the county and United Way of Martin County. This program provides one-time assistance to support eligible Martin County residents with rent or mortgage payments and utility bills. Learn more at www.unitedwaymartin.org/Cares.

St. Lucie Habitat for Humanity Partners with Bank of America to Build Affordable Homes

20 Mar St Lucie Habitat Logo

Bank funding will support the construction of homes for families in need

Port St. Lucie – St. Lucie Habitat for Humanity has partnered with Bank of America to build affordable homes for local working families. For more than 30 years, Bank of America has given back to the community and engaged its employees in service by working alongside Habitat homeowners to build, improve, or repair homes throughout the world.

This year, the Bank of America Charitable Foundation presented St. Lucie Habitat for Humanity with $22,500 in funding. Despite the challenges of COVID-19, St. Lucie Habitat is still building and repairing homes, with four currently under construction and a limited number of volunteers allowed on the job site.

“Support from Bank of America helps us continue with our work and helps our Habitat homeowners become empowered to build better lives for themselves and their families,” said Melissa Winstead, Development Director, St. Lucie Habitat for Humanity.

At a time when construction costs are increasing, and Habitat’s ReStore donations and sales are down from last year, support from community partners, like Bank of America, is more impactful than ever.

“Access to affordable housing is fundamental for families and individuals to achieve financial stability,” said Doug Sherman, Treasure Coast market president for Bank of America. “Our long-term partnership with St. Lucie Habitat supports our shared goal of providing families in need with a place to call home and the ability to pursue economic prosperity and growth.”

The Busch Family Foundation, Wild Game Dinner

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In Photo: Philip Busch & soon retiring employee Tommy Padrick

Article & Photos: MaryAnn Ketchum

The 9th Annual Wild Game Dinner saw a full-house out at the sprawling Adam’s Ranch in Fort Pierce. Hosted by the Busch Family Foundation, formerly known as the Peter W. Busch Foundation, the fundraiser expects to yield a higher than average total. With a total of over $470,000 raised and contributed to local charities in the past nine years, this year’s intake will put that number well over the half a million mark!

As a stag-only extravaganza, camaraderie, male-bonding, and a bit of ‘kicking up heels’ is the name of the game. For the price of a ticket, the gents feasted on a wide variety of specialty meats and secret-recipe dishes, wet their whistles, soaked in the country-music vibes of the Randy McNeely Band, threw a few axes, and bid on hundreds of raffle and live auction items.

Congressman Brian Mast led the crowd in a toast to “God, country and family,” followed by a heartfelt Pledge of Allegiance en masse.

President of the Busch Family Foundation and Southern Eagle Distributing, Philip Busch, recognized an outstanding member of both organizations, Tommy Padrick, who will soon retire. Of his 36-year employee and friend, Busch said, “Tommy’s been an intricate part of this event and all of the events that we help sponsor.” Padrick received a rousing round of applause for his efforts.

Thanks to sponsors Adam’s Ranch, Dobb’s Equip., Nature’s Keepers, Advantage, Bell, Earthmovers Equip., John Jacobs Construction, Land Corp. of Fl., Dyer Chevrolet, Everglades Equip., Croce Construction, Summit Construction and Sentanta Equip., and the dozens of others that stepped up, this event continues to draw more participants each year.

This past year alone, the Busch Family Foundation helped the Boys & Girls Clubs of St. Lucie and Martin Counties, Hope for the Homeless, the St. Lucie County Hundred Club, Operation 300, Honor Flight, the UDT Navy Seal Museum, The Lenny Schelin Foundation for Cancer Research, The Santia Feketa Foundation, The Britney Lee Foundation, YMCA of Martin County / Indiantown and many other local charities.

“The Busch family is the definition of being significant,” said attendee Port St. Lucie Assistant Police Chief Rich Del Toro. “There’s a big difference between being successful and being significant. When you’re successful, it’s all about how much you make. When you become significant is when you help other people become successful.”

Save the date for the next Busch Family Foundation event, a rodeo/concert on April 24, 2021.

For more information, please visit buschff.org

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Photo 3a

In Photo: Busch Family Foundation President Philip Busch, with Scott Holmes and Paul Trabulsy

How Does LLC Ownership Work?

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20 Sept LLC Woodward

The limited liability company (LLC) is a popular business structure for new businesses, but what does it really mean to own an LLC? LLCs provide unique opportunities to customize business ownership to fit the particular needs and circumstances of the owners. Here is what you should know about LLC ownership.

The Basics

The owners of LLCs are often called members. If a single person or a single business entity owns an LLC, it is called a single-member LLC. If multiple people or entities own an LLC, it is called a multimember LLC. LLCs can have an unlimited number of members. When ownership is established, the membership interests are usually expressed in one of two ways:

by membership units similar to corporate shares
by percentage
The terminology you choose to use for a membership interest should correspond to your vision for the company. For example, if the business is owned primarily by your family, identifying the membership interests by percentages may keep things clear and straightforward. However, if you intend to seek funding from individuals outside of the family, you may find that labeling the ownership interests as membership units facilitates the easy transfer of ownership rights.

Establishing Ownership Rights

To be an LLC member, some form of contribution is required; however, the contribution need not be cash, which is called a capital contribution. LLC members can also contribute property or services. Additionally, unlike contributions to a corporation, when an LLC member makes a capital contribution, the concomitant ownership rights and distributions can be customized. For example, if one member were to contribute 40 percent of the capital in an LLC, that member and the other LLC members may still choose to split profits fifty-fifty.

Generally, LLC members are entitled to share in the company’s profits and losses, vote regarding key LLC matters, inspect and review the books, and enjoy a host of other rights. These rights stem from default state laws; however, they may be customized through contractual agreements. The contractual agreement that typically governs LLC ownership rights is an operating agreement. Operating agreements may include the following common customizations:

Distributing profits and losses in a way that does not match the members’ capital contributions
Creating different classes of ownership to reflect passive investor rights
Mandating member meetings
Transferring Membership Interests

Death, incapacity, and sale are the primary events that trigger transfers of membership units. However, if you intend to transfer membership units to investors, be sure to evaluate whether your interest is a security under the federal securities law. If you offer your interest to less than thirty-five investors, your interest likely qualifies for an exemption that allows you to bypass the federal disclosure requirements and even some state securities law.

Management

LLC members can choose to be managed either by the LLC members (a member-managed LLC), or by nonowners or certain members designated as managers (a manager-managed LLC). When an LLC is managed, it is vital to identify and articulate the decisions for which the members bear responsibility and the decisions the managers must make. If the decision-making authority is not clear, the resulting uncertainty can hinder effective management of the LLC.

Payment

LLC members can pay themselves in several ways, such as

Receiving income in the form of distributions of profits at the end of the year,
Receiving draws, which are periodic payments based on the estimated profits for the year, or
Receiving periodic payments as employees of the business.
These three methods are not mutually exclusive—a member can take advantage of more than one option. However, members must remember that each option has unique tax consequences. LLC members should account for Social Security and Medicare taxes. When LLC members pay themselves as employees, the LLC is expected to withhold taxes as it would for any other employee. Conversely, when members pay themselves based on their profits, they must pay self-employment taxes. Either way, LLC members must be mindful of the tax consequences of the payment methods they choose.

Disclaimer: The views and opinions expressed in this article are those of the authors and do not necessarily reflect the official policy or position of Out2News. Any content provided by our bloggers or authors are of their opinion, and are not intended to malign any religion, ethic group, club, organization, company, individual or anyone or anything.

Key Considerations for Managing a Remote Workforce

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20 July Woodward Photo

The post-COVID-19 world will likely see a major shift toward companies maintaining remote workforces. Due to government-mandated business closures and stay-home orders, many owners and employees of small businesses have been forced to work virtually, and they have seen the benefits. Studies show that remote working increases productivity.Large technology companies like Facebook and Twitter have announced that they will be implementing remote working until at least September 2020. Some companies have even gone as far as to give employees the option of working from home permanently. The “new normal” that many predict involves more companies maintaining a remote workforce.

As a business owner, you may be exploring the idea of permanently utilizing a remote workforce; however, you may not be aware of all of the relevant factors to consider and preparations to implement. Be sure to take the following measures as you move toward permanent virtual employment.

1. Increase security measures for information stored in the cloud.

As your company begins functioning in a paperless world, you must take appropriate steps to ensure data shared over digital cloud networks are secure. One way to increase security is to provide the specific tools employees will use in completing their tasks. For example, establish a policy allowing only company-issued phones and laptops to be used when handling work business. In complying with these measures, keep your team accountable by restricting the reception and transmission of company emails; requiring the use of secure passwords—passwords comprised of many characters, including symbols and numerals;
providing guidelines regarding proper social media usage; and
providing access to encrypted wireless networks.
By taking these additional precautions, a company addresses confidentiality concerns and further protects itself and its customers or clients from potential data breaches.

2. Comply with federal and state wage laws.

For business owners, understanding labor rules and laws that apply to specific situations is key for the successful implementation and continuation of a remote workforce. It is important to keep in mind that federal legislation requires employers to pay nonexempt workers for any work over forty hours in a single workweek. This is especially challenging for individuals classified as part-time workers, because tracking their time at home could be difficult and could result in a nonexempt worker exceeding the forty-hour cap. As a result, when working with a remote workforce, it is critical to create systems and structures that enable employees to indicate and record their start and end times. Additionally, most states have minimum wage requirements, with some exceeding the federal minimum wage of $7.25 per hour. If you have an employee who resides in a state whose minimum wage differs from the federal minimum wage, you are required to pay the higher of the two.

3. Pay applicable taxes.

For employers with remote employees in more than one state, payment of state taxes is a key requirement. Typically, if you and your employees are in one state, you are only responsible for paying taxes in that state. However, this rule changes if your business has a nexus to another state as determined by that state’s law. The presence of an employee in a state usually constitutes sufficient evidence of such a nexus. In these instances, you are required to pay taxes in that state.

4. If You Need Help….Ask Us. We Can Help!

We are dedicated to helping you adjust and thrive in the post-COVID-19 world. If you have any questions about developing your remote work employee policy, do not hesitate to call our office. A dedicated attorney will be available to guide you through the process. We are happy to meet with you by phone or video conference if you prefer.

Woodward,Kelley,Fulton & Kaplan
27 SE Ocean Blvd.
Stuart, FL 34994
(772) 497-6544

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