BUSINESS

OUT2 BUSINESS

BROUGHT TO BY SYMPHONY at STUART

OTHER LOCAL AREA BUSINESS

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Stuart Stamp & Engraving

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A family owned business founded in 1973, Stuart Rubber Stamp and Sign Company is a second generation enterprise that has consistently been committed to providing businesses with rubber stamps and marking products, signs and engraving, awards and printed products that reflect the professionalism that our clients have demanded and deserved for over thirty years

Stuart Rubber Stamp and Sign Company is committed to quality service and products based on a superior industry knowledge, a real understanding of the local business community, and a genuine enthusiasm for what we do. Our aim is to act as a trusted extension of our clients’ businesses, producing results that directly and positively impact their objectives. Our culture and philosophy is based on ethical business practices that value honesty, integrity and relationships.

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Stuart/Martin County Chamber Hosts Magic Bubbles October Networking Breakfast

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In Photo: Breakfast sponsor Ron Mroz, owner of Magic Bubbles Pressure Cleaning and Rob Gluckman, Esq., Treasure Coast Urgent & Family Care

Stuart -Magic Bubbles pride ourselves in their work. They want to assist in keeping your property clean. Once scheduled, you will receive an email reminder the day before your appointment. Please make sure to check the address and arrival time. Non-membership customers who do not have us on the permanent gate list, we will need to be called in to all man gates or given the gate code for unmanned but gated communities. Failure to provide this information prior to our appointment may result in your appointment having to be rescheduled or cancelled.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Courtesy of Sue Hedgepath – Stuart/Martin County Chamber of Commerce

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

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Stuart/Martin County Chamber Hosts Magic Bubbles October Networking Breakfast

Out2News.com

In Photo: Chaz Russell, The Gratitude Steel Band and new member Caitlin Russell with Tropical ChemDry

Stuart -Magic Bubbles pride ourselves in their work. They want to assist in keeping your property clean. Once scheduled, you will receive an email reminder the day before your appointment. Please make sure to check the address and arrival time. Non-membership customers who do not have us on the permanent gate list, we will need to be called in to all man gates or given the gate code for unmanned but gated communities. Failure to provide this information prior to our appointment may result in your appointment having to be rescheduled or cancelled.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Courtesy of Sue Hedgepath – Stuart/Martin County Chamber of Commerce

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2martincounty.com

Stuart/Martin County Chamber Hosts Magic Bubbles October Networking Breakfast

Out2News.com

In Photo: Past Chairman Janice Norman with Century 21 IRP Realty/Norman-Page Team, new  Board member Lisa Grassam/Smith – Grassam Spine & Wellness Center and Candace Lopes – Skin Serenity Spa

Stuart -Magic Bubbles pride ourselves in their work. They want to assist in keeping your property clean. Once scheduled, you will receive an email reminder the day before your appointment. Please make sure to check the address and arrival time. Non-membership customers who do not have us on the permanent gate list, we will need to be called in to all man gates or given the gate code for unmanned but gated communities. Failure to provide this information prior to our appointment may result in your appointment having to be rescheduled or cancelled.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Courtesy of Sue Hedgepath – Stuart/Martin County Chamber of Commerce

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2martincounty.com

Stuart/Martin County Chamber Hosts Magic Bubbles October Networking Breakfast

Out2News.com

In Photo: Author Lois McGuire, Jessica Veatch, Bark Park and Veatch

Stuart -Magic Bubbles pride ourselves in their work. They want to assist in keeping your property clean. Once scheduled, you will receive an email reminder the day before your appointment. Please make sure to check the address and arrival time. Non-membership customers who do not have us on the permanent gate list, we will need to be called in to all man gates or given the gate code for unmanned but gated communities. Failure to provide this information prior to our appointment may result in your appointment having to be rescheduled or cancelled.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Courtesy of Sue Hedgepath – Stuart/Martin County Chamber of Commerce

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2martincounty.com

Green Spot Payroll Celebrates New Membership & Ribbon Cutting  With the
Palm City Chamber of Commerce

Out2News.com

Palm City – Since 2002 Green Spot Payroll Services started as a family owned accounting firm based in Fort Saint Lucie, FL.

As the business grew, so did the family. The Cooks’ son, Christopher, grew up around the family business and eventually joined in. Today, Christopher Cook runs both locations from his Florida office.

Out2martincounty.com

Monarch C.C. Hosts Palm City Chamber of Commerce
“Leads Over Lunch”

Out2News.com

In photo: Jeff Teach Chairman of the Board of the Palm City Chamber of Commerce welcomes chamber members to October business lunchen

Stuart — TCWC’s Hospital serves multiple counties on Florida’s Treasure Coast and throughout Florida. TCWC also provides natural history information plus educational programs and activities for school classes, scout troops, interest groups, and the general public.

In the great tradition of Southern golf courses, Arnold Palmer was given free reign to create the ideal golf course at Monarch Country Club. Enhancing the natural beauty of the Club’s ideal location are its exceptional amenities and gracious service.

The tradition continues at Monarch Country Club. With an atmosphere of unhurried tranquility and pristine beauty, this classically understated refuge offers an inviting backdrop to a charming way of life. In the great tradition of Southern golf courses, Arnold Palmer was given free reign to create the ideal course. Enhancing the natural beauty of Monarch is its ideal location, exceptional amenities and gracious service.

The two-story clubhouse commands a magnificent view of emerald green fairways and azure blue waterways. Its design, contemporary refinements and floor-to-ceiling glass contrast the warmth of soft colors and beautiful palms in an inviting atmosphere. A place of pride built for shared good times.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998) “Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Monarch C.C. Hosts Palm City Chamber of Commerce
“Leads Over Lunch”

Out2News.com

In photo: Thanks to Dan Martinelli from the Treasure Coast Wildlife Center

Stuart — TCWC’s Hospital serves multiple counties on Florida’s Treasure Coast and throughout Florida. TCWC also provides natural history information plus educational programs and activities for school classes, scout troops, interest groups, and the general public.

In the great tradition of Southern golf courses, Arnold Palmer was given free reign to create the ideal golf course at Monarch Country Club. Enhancing the natural beauty of the Club’s ideal location are its exceptional amenities and gracious service.

The tradition continues at Monarch Country Club. With an atmosphere of unhurried tranquility and pristine beauty, this classically understated refuge offers an inviting backdrop to a charming way of life. In the great tradition of Southern golf courses, Arnold Palmer was given free reign to create the ideal course. Enhancing the natural beauty of Monarch is its ideal location, exceptional amenities and gracious service.

The two-story clubhouse commands a magnificent view of emerald green fairways and azure blue waterways. Its design, contemporary refinements and floor-to-ceiling glass contrast the warmth of soft colors and beautiful palms in an inviting atmosphere. A place of pride built for shared good times.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998) “Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2News.com

Out2martincounty.com

Monarch C.C. Hosts Palm City Chamber of Commerce
“Leads Over Lunch”

Out2News.com

In photo: Thanks to our sponsor for lunch The Stuart Air Show

Stuart — TCWC’s Hospital serves multiple counties on Florida’s Treasure Coast and throughout Florida. TCWC also provides natural history information plus educational programs and activities for school classes, scout troops, interest groups, and the general public.

In the great tradition of Southern golf courses, Arnold Palmer was given free reign to create the ideal golf course at Monarch Country Club. Enhancing the natural beauty of the Club’s ideal location are its exceptional amenities and gracious service.

The tradition continues at Monarch Country Club. With an atmosphere of unhurried tranquility and pristine beauty, this classically understated refuge offers an inviting backdrop to a charming way of life. In the great tradition of Southern golf courses, Arnold Palmer was given free reign to create the ideal course. Enhancing the natural beauty of Monarch is its ideal location, exceptional amenities and gracious service.

The two-story clubhouse commands a magnificent view of emerald green fairways and azure blue waterways. Its design, contemporary refinements and floor-to-ceiling glass contrast the warmth of soft colors and beautiful palms in an inviting atmosphere. A place of pride built for shared good times.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998) “Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Monarch C.C. Hosts Palm City Chamber of Commerce
“Leads Over Lunch”

Out2News.com

Stuart — TCWC’s Hospital serves multiple counties on Florida’s Treasure Coast and throughout Florida. TCWC also provides natural history information plus educational programs and activities for school classes, scout troops, interest groups, and the general public.

In the great tradition of Southern golf courses, Arnold Palmer was given free reign to create the ideal golf course at Monarch Country Club. Enhancing the natural beauty of the Club’s ideal location are its exceptional amenities and gracious service.

The tradition continues at Monarch Country Club. With an atmosphere of unhurried tranquility and pristine beauty, this classically understated refuge offers an inviting backdrop to a charming way of life. In the great tradition of Southern golf courses, Arnold Palmer was given free reign to create the ideal course. Enhancing the natural beauty of Monarch is its ideal location, exceptional amenities and gracious service.

The two-story clubhouse commands a magnificent view of emerald green fairways and azure blue waterways. Its design, contemporary refinements and floor-to-ceiling glass contrast the warmth of soft colors and beautiful palms in an inviting atmosphere. A place of pride built for shared good times.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998) “Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

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Out2martincounty.com

The Markets (as of market close September 29, 2017)

Out2News.comTrading during the summer months is customarily slow, and the summer of 2017 proved no different. July kicked off the third quarter with equity markets enjoying noteworthy gains over their June closing values. Both the Dow (2.54%) and S&P 500 (1.93%) posted significant gains, as did the Global Dow (3.13%). The Nasdaq posted a very favorable 3.38% monthly increase. The yield on long-term bonds changed very little from June as investors seemed to focus on surging equities. Crude oil prices reached $50 per barrel by the end of July after closing June at $46 per barrel. The national average retail regular gasoline price was $2.269 per gallon on July 31, down from the June 26 selling price of $2.288.

Equities held their own in August, despite hurricanes that devastated several southern states and Puerto Rico, causing extraordinary economic loss. Conflicts both at home and abroad certainly influenced investor sentiment. Clashes between protestors in Charlottesville, Virginia, and escalating tensions between the United States and North Korea dominated the news. Nevertheless, a late-month rally in August pushed equities ahead of their July values. The Russell 2000 decreased from its July closing value as energy stocks plunged. The Dow and S&P 500 posted marginal gains, while the Nasdaq led the month ticking up 1.27%. Long-term bond prices rose, with the yield on 10-year Treasuries falling to 2.12%, or 17 basis points below July’s end-of-month yield.

Investors regained some of their confidence in September, pushing stocks ahead of their August closing values. Each of the indexes listed here posted notable gains, led by the small-cap Russell 2000, which surged 6.09%, followed by the Global Dow, the Dow, and the S&P 500, each of which closed the month up about 2.0%. The tech-heavy Nasdaq gained a modest 1.05%, yet that index still leads the way for the year, up almost 21.0% over its final 2016 value.

Ultimately, investors saw the benchmark indexes make impressive gains by the end of the third quarter. The Nasdaq and the Russell 2000 posted gains in excess of 5.0%, followed closely by the Global Dow and the Dow. The S&P 500 trailed the other indexes listed here, yet still managed to increase by almost 4.0% over its second-quarter close. Crude oil jumped from $46.33 per barrel on the last day of June to $51.64 on the last business day of September. Gold, which had been climbing, fell at the end of the quarter, closing at $1,282.50 — still ahead of its June closing price of $1,241.10. Regular gasoline, which was $2.288 per gallon on June 26, soared to $2.508 on the 25th of September.

Out2News.com

If you’re looking for an advisor who can assist you in this time of change, give me a call.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

Out2martincounty.com

Hobe Sound Golf Club Names New Executive Chef

Out2News.com

Hobe Sound, Fla. (Oct. 5, 2017)… Hobe Sound Golf Club, a private golf club in southern Martin County, FL, has named Wayan Sutriasa as the new Executive Chef at HSGC.

Born and raised in Bali, Indonesia, Wayan Sutriasa was formerly trained and graduated from the “Epicurean School of Culinary Arts” in Los Angeles, CA in 1997 and has worked in a number of fine restaurants, hotels and clubs, including The Loxahatchee Club in Jupiter and Orchid Island Golf and Beach Club in Vero Beach, where he won first place in the Orchid Iron Chef Competition.

He is an active member of ACF, the American Culinary Federation. He also mastered Southeast Asian cuisine while working at The Mandarin Oriental Hotel in Hong Kong in 1993.

“I started as a cook and have worked my way up these past 17 years perfecting my craft,” said Chef Sutriasa. “I’m always learning new techniques and improving beyond my own knowledge as there is always something new to learn and new horizons to discover. I am very honored to join such a great Club and provide a high degree of satisfaction to the Hobe Sound Golf Club members,” he said.

The 2017-18 season at Hobe Sound Golf Club starts on Oct. 16. Golf and social memberships are available. Inquiries can be made to Membership Director Michele Blanco at (772) 545-3017 or mblanco@hobesoundgolfclub.com.

Out2martincounty.com

Moving the Cloud Closer to the Business

Out2News.com

 

Out2News.com

By: Andrew Froelich

We will soon reach the point where connectivity to cloud resources is going to become a serious issue in terms of real-time computing functions. So, how do we bring the cloud closer to us?

Having all the data in the world is worthless if we can’t quickly access and analyze it in real-time. The advent of cloud computing has solved many enterprise IT challenges in the wake of the digitization of the business landscape. Cloud elasticity, scalability and security allow organizations to accomplish things never thought possible, thanks to the elimination of massive up-front infrastructure costs.

This has led to big data analytics, the Internet of Things (IoT) and artificial intelligence (AI), among other new business practices. Yet with all the advancements inside the cloud, it leaves many of us with one final problem — connectivity to the cloud.

While bandwidth and latency can be managed with relative ease when working with private clouds and leased lines, most companies are moving toward the use of public clouds and the use of Internet broadband connections to access cloud content. This shift has led to an increase in the adoption of technologies such as WAN optimization and SD-WAN to help improve and control speed and latency in accessing the cloud.

Another issue to consider is that your end users are likely accessing company cloud resources outside the corporate LAN. More than ever before, workforces are becoming mobile. What this means is that cloud data must be accessible no matter who the user is, where they are located, or what device is used. This issue becomes incredibly complex for IT administrators because the use of the public cloud and Internet broadband technologies to access the cloud means they lack the ability to control the network between the end user and that cloud. The further away a user is from the cloud, the more likely they are to run into connectivity and latency problems that can impact the usefulness of a real-time application.

Click here to read the rest of the article

Out2martincounty.com

Business Development Board of Martin County
Receives Excellence in Economic Development Award

Out2News.com

WASHINGTON, DC — The Business Development Board of Martin County (BDBMC) won a Silver Excellence in Economic Development Award for its “Martin County Business Page, a project in the category of Ad Campaign from the International Economic Development Council (IEDC).

The honor was presented at an awards ceremony on Tuesday, Sept. 19, during the IEDC Annual Conference.

“On behalf of the IEDC board of directors and Excellence in Economic Development Awards Advisory Committee, congratulations to the Business Development Board of Martin County. Not only did they work to provide a necessary service to their community; but also, their participation in the awards program sheds light on their stellar projects which other communities can now use as a benchmark.” – Michael Langley, FM, CEO of GREATER MSP, Minneapolis–St. Paul, MN, and 2017 IEDC Board Chair

“We are happy to accept this recognition and hope that other economic development organizations can mirror this concept to increase visibility for their local businesses” said Tim Dougher, Executive Director, BDBMC.

The BDB is the official economic development organization in Martin County, Florida, and is the creator of the Martin County Business Page. Working with The Stuart News, The Business Page was an opportunity to promote local companies that provide goods and services that add to the overall economy of the area. The BDBMC wanted to recognize the accomplishments of local businesses in order for residents to understand the importance of smart growth in Martin County.

“The awards process is a thorough, non-biased and multi-layered process. These are extraordinary accomplishments for all winners, and an overall great effort by all participants. We look forward to next year’s awards competition,” Langley said.

Out2martincounty.com

 

Is the Social Security Administration
still mailing Social Security Statements?

Out2News.comYour Social Security Statement provides important information about your Social Security record and future benefits. For several years, the Social Security Administration (SSA) mailed these statements every five years to people starting at age 25, but due to budgetary concerns, the SSA has stopped mailing Social Security Statements to individuals under age 60.

Workers age 60 and over who aren’t receiving Social Security benefits will still receive paper statements in the mail, unless they opt to sign up for online statements instead. If you’re age 60 or older, you should receive your statement every year, about three months before your birthday. The SSA will mail statements upon request to individuals under age 60.

However, the quickest way to get a copy of your Social Security Statement is to sign up for a my Social Security account at the SSA website, Once you’ve signed up, you’ll have immediate access to your statement, which you can view, download, or print. Statement information generally includes a projection of your retirement benefits at age 62, at full retirement age (66 to 67), and at age 70; projections of disability and survivor benefits; a detailed record of your earnings; and other information about the Social Security program.

The SSA has recently begun using a two-step identification method to help protect my Social Security accounts from unauthorized use and potential identity fraud. If you’ve never registered for an online account or haven’t attempted to log in to yours since this change, you will be prompted to add either your cell phone or email address as a second identification method. Every time you enter your account username and password, you will then be prompted to request a unique security code via the identification method you’ve chosen, and you need to enter that code to complete the log-in process.

If you’re looking for an advisor who can assist you in this time of change, give me a call.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

Out2martincounty.com

Dolphin Bar and Shrimp House
Hosts September “Women’s Power Lunch”

Out2News.com

In Photo: Mettte Biglin – Biglin Photography Speaker for September Women’s Power Lunch

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, celebrating their 15th year of connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

Out2martincounty.com

Dolphin Bar and Shrimp House
Hosts September “Women’s Power Lunch”

Out2News.com

In Photo: Women’s Power Lunch MC Anne Warner with WaterPointe Realty

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, celebrating their 15th year of connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

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Dolphin Bar and Shrimp House
Hosts September “Women’s Power Lunch”

Out2News.com

In Photo: Welcome Newbie Robin Hyre with Matilda Jane Clothing

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, celebrating their 15th year of connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

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Dolphin Bar and Shrimp House
Hosts September “Women’s Power Lunch”

Out2News.com

In Photo: Welcome Newbie Tristine Davis – Tristine Davis Photography

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, celebrating their 15th year of connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

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Dolphin Bar and Shrimp House
Hosts September “Women’s Power Lunch”

Out2News.com

In Photo: Welcome Newbie Donna Thomas with CenterState Bank

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, celebrating their 15th year of connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

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DUCES TECUM PROCESS SERVINGOut2martincounty.com

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Dolphin Bar and Shrimp House
Hosts September “Women’s Power Lunch”

Out2News.com

In Photo: Welcome Newbie with Salt of the Earth Halotherapy and Spa

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, celebrating their 15th year of connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

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You Can Advertise Here

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Contact Robin at 772-834-1890 for more information

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Dolphin Bar and Shrimp House
Hosts September “Women’s Power Lunch”

Out2News.com

In Photo: Welcome Newbie Ruth Churchill with Always Best Care Senior Services

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, celebrating their 15th year of connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

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Dolphin Bar and Shrimp House
Hosts September “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, celebrating their 15th year of connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

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Dolphin Bar and Shrimp House
Hosts September “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, celebrating their 15th year of connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

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Dolphin Bar and Shrimp House
Hosts September “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, celebrating their 15th year of connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

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KALEIDOMINDS MARKETING

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Dolphin Bar and Shrimp House
Hosts September “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, celebrating their 15th year of connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

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Dolphin Bar and Shrimp House
Hosts September “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, celebrating their 15th year of connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

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Dolphin Bar and Shrimp House
Hosts September “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, celebrating their 15th year of connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

Out2martincounty.com

Dolphin Bar and Shrimp House
Hosts September “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, celebrating their 15th year of connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

Out2martincounty.com

Dolphin Bar and Shrimp House
Hosts September “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, celebrating their 15th year of connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

Out2martincounty.com

Dolphin Bar and Shrimp House
Hosts September “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, celebrating their 15th year of connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

Out2martincounty.com

Dolphin Bar and Shrimp House
Hosts September “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, celebrating their 15th year of connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

Out2martincounty.com

Dolphin Bar and Shrimp House
Hosts September “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, celebrating their 15th year of connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

Out2martincounty.com

Dolphin Bar and Shrimp House
Hosts September “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, celebrating their 15th year of connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

Out2martincounty.com

Dolphin Bar and Shrimp House
Hosts September “Women’s Power Lunch”

Out2News.com

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, celebrating their 15th year of connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact:

rshall@out2news.com/martincounty

Out2martincounty.com

Out2martincounty.com

New Hope Fellowship & High Hopes Hosts Palm City Chamber September Breakfast With Benefits

Out2News.com

In photo: Thank you Dr. Lisa Grassam/Smith for Sponsor for our September Breakfast

Palm City-As a chiropractor, Dr Lisa Grassam/Smith gets to help people who suffer from a variety of health issues. Naturally, chiropractic helps traditional neck and back problems, but chiropractic has also produced wonderful results with a variety of organic and systemic problems. Chiropractic is safe. Chiropractic is natural. And Chiropractic works!

“My practice philosophy is to treat people as I would want to be treated. A good doctor should have a great ear. My objective is to restore each patient’s health to the best of my ability and teach people how to optimize their health using exercise, nutrition, and chiropractic.”

Our Speaker for the September Breakfast was Susan De Cuba – President/CEO with Treasure Health they enable well-being through compassionate patient- and family-driven care, professional support services and life-enhancing education.

A huge shout out for Jay Mahoney owner of Manero’s Restaurant for catering today’s breakfast.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2Martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

New Hope Fellowship & High Hopes Hosts Palm City Chamber September Breakfast With Benefits

Out2News.com

In photo: K Murray Fournie, CFRE,FAHP and Susan de Cuba – President/CEO Treasure Health

Palm City-As a chiropractor, Dr Lisa Grassam/Smith gets to help people who suffer from a variety of health issues. Naturally, chiropractic helps traditional neck and back problems, but chiropractic has also produced wonderful results with a variety of organic and systemic problems. Chiropractic is safe. Chiropractic is natural. And Chiropractic works!

“My practice philosophy is to treat people as I would want to be treated. A good doctor should have a great ear. My objective is to restore each patient’s health to the best of my ability and teach people how to optimize their health using exercise, nutrition, and chiropractic.”

Our Speaker for the September Breakfast was Susan De Cuba – President/CEO with Treasure Health they enable well-being through compassionate patient- and family-driven care, professional support services and life-enhancing education.

A huge shout out for Jay Mahoney owner of Manero’s Restaurant for catering today’s breakfast.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2Martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

New Hope Fellowship & High Hopes Hosts Palm City Chamber September Breakfast With Benefits

Out2News.com

Palm City-As a chiropractor, Dr Lisa Grassam/Smith gets to help people who suffer from a variety of health issues. Naturally, chiropractic helps traditional neck and back problems, but chiropractic has also produced wonderful results with a variety of organic and systemic problems. Chiropractic is safe. Chiropractic is natural. And Chiropractic works!

“My practice philosophy is to treat people as I would want to be treated. A good doctor should have a great ear. My objective is to restore each patient’s health to the best of my ability and teach people how to optimize their health using exercise, nutrition, and chiropractic.”

Our Speaker for the September Breakfast was Susan De Cuba – President/CEO with Treasure Health they enable well-being through compassionate patient- and family-driven care, professional support services and life-enhancing education.

A huge shout out for Jay Mahoney owner of Manero’s Restaurant for catering today’s breakfast.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2Martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

New Hope Fellowship & High Hopes Hosts Palm City Chamber September Breakfast With Benefits

Out2News.com
Palm City-As a chiropractor, Dr Lisa Grassam/Smith gets to help people who suffer from a variety of health issues. Naturally, chiropractic helps traditional neck and back problems, but chiropractic has also produced wonderful results with a variety of organic and systemic problems. Chiropractic is safe. Chiropractic is natural. And Chiropractic works!

“My practice philosophy is to treat people as I would want to be treated. A good doctor should have a great ear. My objective is to restore each patient’s health to the best of my ability and teach people how to optimize their health using exercise, nutrition, and chiropractic.”

Our Speaker for the September Breakfast was Susan De Cuba – President/CEO with Treasure Health they enable well-being through compassionate patient- and family-driven care, professional support services and life-enhancing education.

A huge shout out for Jay Mahoney owner of Manero’s Restaurant for catering today’s breakfast.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2Martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

New Hope Fellowship & High Hopes Hosts Palm City Chamber September Breakfast With Benefits

Out2News.com
Palm City-As a chiropractor, Dr Lisa Grassam/Smith gets to help people who suffer from a variety of health issues. Naturally, chiropractic helps traditional neck and back problems, but chiropractic has also produced wonderful results with a variety of organic and systemic problems. Chiropractic is safe. Chiropractic is natural. And Chiropractic works!

“My practice philosophy is to treat people as I would want to be treated. A good doctor should have a great ear. My objective is to restore each patient’s health to the best of my ability and teach people how to optimize their health using exercise, nutrition, and chiropractic.”

Our Speaker for the September Breakfast was Susan De Cuba – President/CEO with Treasure Health they enable well-being through compassionate patient- and family-driven care, professional support services and life-enhancing education.

A huge shout out for Jay Mahoney owner of Manero’s Restaurant for catering today’s breakfast.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2Martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

New Hope Fellowship & High Hopes Hosts Palm City Chamber September Breakfast With Benefits

Out2News.com
Palm City-As a chiropractor, Dr Lisa Grassam/Smith gets to help people who suffer from a variety of health issues. Naturally, chiropractic helps traditional neck and back problems, but chiropractic has also produced wonderful results with a variety of organic and systemic problems. Chiropractic is safe. Chiropractic is natural. And Chiropractic works!

“My practice philosophy is to treat people as I would want to be treated. A good doctor should have a great ear. My objective is to restore each patient’s health to the best of my ability and teach people how to optimize their health using exercise, nutrition, and chiropractic.”

Our Speaker for the September Breakfast was Susan De Cuba – President/CEO with Treasure Health they enable well-being through compassionate patient- and family-driven care, professional support services and life-enhancing education.

A huge shout out for Jay Mahoney owner of Manero’s Restaurant for catering today’s breakfast.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2Martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

New Hope Fellowship & High Hopes Hosts Palm City Chamber September Breakfast With Benefits

Out2News.com
Palm City-As a chiropractor, Dr Lisa Grassam/Smith gets to help people who suffer from a variety of health issues. Naturally, chiropractic helps traditional neck and back problems, but chiropractic has also produced wonderful results with a variety of organic and systemic problems. Chiropractic is safe. Chiropractic is natural. And Chiropractic works!

“My practice philosophy is to treat people as I would want to be treated. A good doctor should have a great ear. My objective is to restore each patient’s health to the best of my ability and teach people how to optimize their health using exercise, nutrition, and chiropractic.”

Our Speaker for the September Breakfast was Susan De Cuba – President/CEO with Treasure Health they enable well-being through compassionate patient- and family-driven care, professional support services and life-enhancing education.

A huge shout out for Jay Mahoney owner of Manero’s Restaurant for catering today’s breakfast.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2Martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

New Hope Fellowship & High Hopes Hosts Palm City Chamber September Breakfast With Benefits

Out2News.com
Palm City-As a chiropractor, Dr Lisa Grassam/Smith gets to help people who suffer from a variety of health issues. Naturally, chiropractic helps traditional neck and back problems, but chiropractic has also produced wonderful results with a variety of organic and systemic problems. Chiropractic is safe. Chiropractic is natural. And Chiropractic works!

“My practice philosophy is to treat people as I would want to be treated. A good doctor should have a great ear. My objective is to restore each patient’s health to the best of my ability and teach people how to optimize their health using exercise, nutrition, and chiropractic.”

Our Speaker for the September Breakfast was Susan De Cuba – President/CEO with Treasure Health they enable well-being through compassionate patient- and family-driven care, professional support services and life-enhancing education.

A huge shout out for Jay Mahoney owner of Manero’s Restaurant for catering today’s breakfast.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2Martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

New Hope Fellowship & High Hopes Hosts Palm City Chamber September Breakfast With Benefits

Out2News.com
Palm City-As a chiropractor, Dr Lisa Grassam/Smith gets to help people who suffer from a variety of health issues. Naturally, chiropractic helps traditional neck and back problems, but chiropractic has also produced wonderful results with a variety of organic and systemic problems. Chiropractic is safe. Chiropractic is natural. And Chiropractic works!

“My practice philosophy is to treat people as I would want to be treated. A good doctor should have a great ear. My objective is to restore each patient’s health to the best of my ability and teach people how to optimize their health using exercise, nutrition, and chiropractic.”

Our Speaker for the September Breakfast was Susan De Cuba – President/CEO with Treasure Health they enable well-being through compassionate patient- and family-driven care, professional support services and life-enhancing education.

A huge shout out for Jay Mahoney owner of Manero’s Restaurant for catering today’s breakfast.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2Martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

New Hope Fellowship & High Hopes Hosts Palm City Chamber September Breakfast With Benefits

Out2News.com

Palm City-As a chiropractor, Dr Lisa Grassam/Smith gets to help people who suffer from a variety of health issues. Naturally, chiropractic helps traditional neck and back problems, but chiropractic has also produced wonderful results with a variety of organic and systemic problems. Chiropractic is safe. Chiropractic is natural. And Chiropractic works!

“My practice philosophy is to treat people as I would want to be treated. A good doctor should have a great ear. My objective is to restore each patient’s health to the best of my ability and teach people how to optimize their health using exercise, nutrition, and chiropractic.”

Our Speaker for the September Breakfast was Susan De Cuba – President/CEO with Treasure Health they enable well-being through compassionate patient- and family-driven care, professional support services and life-enhancing education.

A huge shout out for Jay Mahoney owner of Manero’s Restaurant for catering today’s breakfast.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2Martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

New Hope Fellowship & High Hopes Hosts Palm City Chamber September Breakfast With Benefits

Out2News.com

Palm City-As a chiropractor, Dr Lisa Grassam/Smith gets to help people who suffer from a variety of health issues. Naturally, chiropractic helps traditional neck and back problems, but chiropractic has also produced wonderful results with a variety of organic and systemic problems. Chiropractic is safe. Chiropractic is natural. And Chiropractic works!

“My practice philosophy is to treat people as I would want to be treated. A good doctor should have a great ear. My objective is to restore each patient’s health to the best of my ability and teach people how to optimize their health using exercise, nutrition, and chiropractic.”

Our Speaker for the September Breakfast was Susan De Cuba – President/CEO with Treasure Health they enable well-being through compassionate patient- and family-driven care, professional support services and life-enhancing education.

A huge shout out for Jay Mahoney owner of Manero’s Restaurant for catering today’s breakfast.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2Martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

New Hope Fellowship & High Hopes Hosts Palm City Chamber September Breakfast With Benefits

Out2News.com

Palm City-As a chiropractor, Dr Lisa Grassam/Smith gets to help people who suffer from a variety of health issues. Naturally, chiropractic helps traditional neck and back problems, but chiropractic has also produced wonderful results with a variety of organic and systemic problems. Chiropractic is safe. Chiropractic is natural. And Chiropractic works!

“My practice philosophy is to treat people as I would want to be treated. A good doctor should have a great ear. My objective is to restore each patient’s health to the best of my ability and teach people how to optimize their health using exercise, nutrition, and chiropractic.”

Our Speaker for the September Breakfast was Susan De Cuba – President/CEO with Treasure Health they enable well-being through compassionate patient- and family-driven care, professional support services and life-enhancing education.

A huge shout out for Jay Mahoney owner of Manero’s Restaurant for catering today’s breakfast.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2Martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

New Hope Fellowship & High Hopes Hosts Palm City Chamber September Breakfast With Benefits

Out2News.com

Palm City-As a chiropractor, Dr Lisa Grassam/Smith gets to help people who suffer from a variety of health issues. Naturally, chiropractic helps traditional neck and back problems, but chiropractic has also produced wonderful results with a variety of organic and systemic problems. Chiropractic is safe. Chiropractic is natural. And Chiropractic works!

“My practice philosophy is to treat people as I would want to be treated. A good doctor should have a great ear. My objective is to restore each patient’s health to the best of my ability and teach people how to optimize their health using exercise, nutrition, and chiropractic.”

Our Speaker for the September Breakfast was Susan De Cuba – President/CEO with Treasure Health they enable well-being through compassionate patient- and family-driven care, professional support services and life-enhancing education.

A huge shout out for Jay Mahoney owner of Manero’s Restaurant for catering today’s breakfast.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2Martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

New Hope Fellowship & High Hopes Hosts Palm City Chamber September Breakfast With Benefits

Out2News.com

Palm City-As a chiropractor, Dr Lisa Grassam/Smith gets to help people who suffer from a variety of health issues. Naturally, chiropractic helps traditional neck and back problems, but chiropractic has also produced wonderful results with a variety of organic and systemic problems. Chiropractic is safe. Chiropractic is natural. And Chiropractic works!

“My practice philosophy is to treat people as I would want to be treated. A good doctor should have a great ear. My objective is to restore each patient’s health to the best of my ability and teach people how to optimize their health using exercise, nutrition, and chiropractic.”

Our Speaker for the September Breakfast was Susan De Cuba – President/CEO with Treasure Health they enable well-being through compassionate patient- and family-driven care, professional support services and life-enhancing education.

A huge shout out for Jay Mahoney owner of Manero’s Restaurant for catering today’s breakfast.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2Martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

New Hope Fellowship & High Hopes Hosts Palm City Chamber September Breakfast With Benefits

Out2News.com

Palm City-As a chiropractor, Dr Lisa Grassam/Smith gets to help people who suffer from a variety of health issues. Naturally, chiropractic helps traditional neck and back problems, but chiropractic has also produced wonderful results with a variety of organic and systemic problems. Chiropractic is safe. Chiropractic is natural. And Chiropractic works!

“My practice philosophy is to treat people as I would want to be treated. A good doctor should have a great ear. My objective is to restore each patient’s health to the best of my ability and teach people how to optimize their health using exercise, nutrition, and chiropractic.”

Our Speaker for the September Breakfast was Susan De Cuba – President/CEO with Treasure Health they enable well-being through compassionate patient- and family-driven care, professional support services and life-enhancing education.

A huge shout out for Jay Mahoney owner of Manero’s Restaurant for catering today’s breakfast.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2Martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

New Hope Fellowship & High Hopes Hosts Palm City Chamber September Breakfast With Benefits

Out2News.com

Palm City-As a chiropractor, Dr Lisa Grassam/Smith gets to help people who suffer from a variety of health issues. Naturally, chiropractic helps traditional neck and back problems, but chiropractic has also produced wonderful results with a variety of organic and systemic problems. Chiropractic is safe. Chiropractic is natural. And Chiropractic works!

“My practice philosophy is to treat people as I would want to be treated. A good doctor should have a great ear. My objective is to restore each patient’s health to the best of my ability and teach people how to optimize their health using exercise, nutrition, and chiropractic.”

Our Speaker for the September Breakfast was Susan De Cuba – President/CEO with Treasure Health they enable well-being through compassionate patient- and family-driven care, professional support services and life-enhancing education.

A huge shout out for Jay Mahoney owner of Manero’s Restaurant for catering today’s breakfast.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2Martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

New Hope Fellowship & High Hopes Hosts Palm City Chamber September Breakfast With Benefits

Out2News.com

Palm City-As a chiropractor, Dr Lisa Grassam/Smith gets to help people who suffer from a variety of health issues. Naturally, chiropractic helps traditional neck and back problems, but chiropractic has also produced wonderful results with a variety of organic and systemic problems. Chiropractic is safe. Chiropractic is natural. And Chiropractic works!

“My practice philosophy is to treat people as I would want to be treated. A good doctor should have a great ear. My objective is to restore each patient’s health to the best of my ability and teach people how to optimize their health using exercise, nutrition, and chiropractic.”

Our Speaker for the September Breakfast was Susan De Cuba – President/CEO with Treasure Health they enable well-being through compassionate patient- and family-driven care, professional support services and life-enhancing education.

A huge shout out for Jay Mahoney owner of Manero’s Restaurant for catering today’s breakfast.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2Martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

New Hope Fellowship & High Hopes Hosts Palm City Chamber September Breakfast With Benefits

Out2News.com

Palm City-As a chiropractor, Dr Lisa Grassam/Smith gets to help people who suffer from a variety of health issues. Naturally, chiropractic helps traditional neck and back problems, but chiropractic has also produced wonderful results with a variety of organic and systemic problems. Chiropractic is safe. Chiropractic is natural. And Chiropractic works!

“My practice philosophy is to treat people as I would want to be treated. A good doctor should have a great ear. My objective is to restore each patient’s health to the best of my ability and teach people how to optimize their health using exercise, nutrition, and chiropractic.”

Our Speaker for the September Breakfast was Susan De Cuba – President/CEO with Treasure Health they enable well-being through compassionate patient- and family-driven care, professional support services and life-enhancing education.

A huge shout out for Jay Mahoney owner of Manero’s Restaurant for catering today’s breakfast.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2Martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

 

WORKING IN RETIREMENT: WHAT YOU NEED TO KNOW

Out2News.comPlanning on working during retirement? If so, you’re not alone. Recent studies have consistently shown that a majority of retirees plan to work at least some period of time during their retirement years. Here are some points to consider.

Why work during retirement?

Obviously, if you work during retirement, you’ll be earning money and relying less on your retirement savings, leaving more to grow for the future. You may also have access to affordable health care, as more and more employers offer this important benefit to part-time employees. But there are also non-economic reasons for working during retirement. Many retirees work for personal fulfillment, to stay mentally and physically active, to enjoy the social benefits of working, and to try their hand at something new.

What about my Social Security benefit?

Working may enable you to postpone claiming Social Security until a later date. In general, the later you begin receiving benefit payments, the greater your benefit will be. Whether delaying the start of Social Security benefits is the right decision for you depends on your personal circumstances.

One factor to consider is whether you want to continue working after you start receiving Social Security retirement benefits, because your earnings may affect the amount of your benefit payment.

If you’ve reached full retirement age (66 to 67, depending on when you were born), you don’t need to worry about this — you can earn as much as you want without affecting your Social Security benefit. But if you haven’t yet reached full retirement age, $1 in benefits will be withheld for every $2 you earn over the annual earnings limit ($16,920 in 2017). A higher earnings limit applies in the year you reach full retirement age. If you earn more than this higher limit ($44,880 in 2017), $1 in benefits will be withheld for every $3 you earn over that amount, until the month you reach full retirement age — then you’ll get your full benefit no matter how much you earn. Yet another special rule applies in your first year of Social Security retirement — you’ll get your full benefit for any month you earn less than one-twelfth of the annual earnings limit ($1,410 in 2017) and you don’t perform substantial services in self-employment.

Not all income reduces your Social Security benefit. In general, Social Security only takes into account wages you’ve earned as an employee, net earnings from self-employment, and other types of work-related income such as bonuses, commissions, and fees. Pensions, annuities, IRA payments, and investment income won’t reduce your benefit.

Even if some of your benefits are withheld prior to your full retirement age, you’ll generally receive a higher monthly benefit starting at your full retirement age, because the Social Security Administration (SSA) will recalculate your benefit and give you credit for amounts that were withheld. If you continue to work, any new earnings may also increase your monthly benefit. The SSA reviews your earnings record every year to see if you had additional earnings that would increase your benefit.

One last important point to consider. In general, your Social Security benefit won’t be subject to federal income tax if that’s the only income you receive during the year. But if you work during retirement (or you receive any other taxable income or tax-exempt interest), a portion of your benefit may become taxable. IRS Publication 915 has a worksheet that can help you determine whether any part of your Social Security benefit is subject to income tax.

How will working affect my pension?

Some employers have adopted “phased retirement” programs that allow you to ease into retirement by working fewer hours, while also allowing you to receive all or part of your pension benefit. However, other employers require that you fully retire before you can receive your pension. And some plans even require that your pension benefit be suspended if you retire and then return to work for the same employer, even part-time. Check with your plan administrator.

If you’re looking for an advisor who can assist you in this time of change, give me a call.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

Out2martincounty.com

DEXYP Celebrates Palm City Chamber of Commerce New Membership Ribbon Cutting

Out2News.com

In photo: Kevin Bonura, Tim Stewart, friends, and Ambassadors from the Palm City Chamber of Commerce celebrate ribbon cutting with DEXYP

Palm City — DEXYP is a print and digital marketing company that was created by the 2013 merger of SuperMedia and Dex One. The merger, announced on August 21, 2012, was completed on April 30, 2013. Dex Media previously traded on NASDAQ under the symbol DXM.

Dex Media is dedicated to working with your business to provide marketing solutions that will help your business grow andbe successful. We help level the playing field and give your businessthe edge to compete in today’s digital marketplace. From social, to local, to mobile, and every solution in between, we help make sure all of your marketing bases are covered so you can do what you do best, run your business.

 

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photos by: Judy Swan -Out2News/Out2martincounty.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Blossoming Minds Celebrates Palm City Chamber of Commerce New Membership Ribbon Cutting

Out2News.com

In photo: Michelle and Patrick Golinski, friends, and Ambassadors from the Palm City Chamber of Commerce celebrate ribbon cutting.

Palm City — Hypnosis is one of the fastest growing fields of human achievement.  As hypnotherapists we are working with people who are frustrated because nothing else has helped them achieve their goals.

They have tried every other avenue that they can think of without success.  We use hypnosis, hypnotherapy and teach self-hypnosis so that people like you can succeed in making important changes.

Did you know that many of the most successful professional and Olympic teams use hypnosis to help their athletes win?  That’s true.

Now you can use this advantage for yourself, whether you are trying to overcome an old problem or if you want to grow to a new level of personal achievement.

Hypnotherapy can also be used as a complementary treatment for some medical and psychological issues.  We can contact your doctor to make sure that using hypnosis is appropriate for your situation.

Appropriate issues may include pain management, stress related illness and any issue that has been labeled psychogenic in origin.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photos by: Judy Swan -Out2News/Out2martincounty.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

Treasure Coast Referral Network Breakfast Tradition Town Hall

Out2News.com

PORT ST LUCIE — The mission of TREASURE COAST REFERRAL NETWORK is to help members increase their business through a semi-structured, positive, and professional “word-of-mouth” environment that enables them to develop long-term, meaningful relationships with quality business professionals.

This group meets twice per month. This “one-of” group (one per business classification exclusively) meet on the first and third Friday of each month.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshallout2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

Photo by Robin Hall – Out2News/Out2martincounty.com

“Martin county’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Treasure Coast Referral Network Breakfast Tradition Town Hall

Out2News.com

PORT ST LUCIE — The mission of TREASURE COAST REFERRAL NETWORK is to help members increase their business through a semi-structured, positive, and professional “word-of-mouth” environment that enables them to develop long-term, meaningful relationships with quality business professionals.

This group meets twice per month. This “one-of” group (one per business classification exclusively) meet on the first and third Friday of each month.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshallout2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

Photo by Robin Hall – Out2News/Out2martincounty.com

“Martin county’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Treasure Coast Referral Network Breakfast Tradition Town Hall

Out2News.com

PORT ST LUCIE — The mission of TREASURE COAST REFERRAL NETWORK is to help members increase their business through a semi-structured, positive, and professional “word-of-mouth” environment that enables them to develop long-term, meaningful relationships with quality business professionals.

This group meets twice per month. This “one-of” group (one per business classification exclusively) meet on the first and third Friday of each month.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshallout2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

Photo by Robin Hall – Out2News/Out2martincounty.com

“Martin county’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Treasure Coast Referral Network Breakfast Tradition Town Hall

Out2News.com

PORT ST LUCIE — The mission of TREASURE COAST REFERRAL NETWORK is to help members increase their business through a semi-structured, positive, and professional “word-of-mouth” environment that enables them to develop long-term, meaningful relationships with quality business professionals.

This group meets twice per month. This “one-of” group (one per business classification exclusively) meet on the first and third Friday of each month.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshallout2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

Photo by Robin Hall – Out2News/Out2martincounty.com

“Martin county’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Treasure Coast Referral Network Breakfast Tradition Town Hall

Out2News.com

PORT ST LUCIE — The mission of TREASURE COAST REFERRAL NETWORK is to help members increase their business through a semi-structured, positive, and professional “word-of-mouth” environment that enables them to develop long-term, meaningful relationships with quality business professionals.

This group meets twice per month. This “one-of” group (one per business classification exclusively) meet on the first and third Friday of each month.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshallout2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

Photo by Robin Hall – Out2News/Out2martincounty.com

“Martin county’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Treasure Coast Referral Network Breakfast Tradition Town Hall

Out2News.com

PORT ST LUCIE — The mission of TREASURE COAST REFERRAL NETWORK is to help members increase their business through a semi-structured, positive, and professional “word-of-mouth” environment that enables them to develop long-term, meaningful relationships with quality business professionals.

This group meets twice per month. This “one-of” group (one per business classification exclusively) meet on the first and third Friday of each month.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshallout2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

Photo by Robin Hall – Out2News/Out2martincounty.com

“Martin county’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Treasure Coast Referral Network Breakfast Tradition Town Hall

Out2News.com

PORT ST LUCIE — The mission of TREASURE COAST REFERRAL NETWORK is to help members increase their business through a semi-structured, positive, and professional “word-of-mouth” environment that enables them to develop long-term, meaningful relationships with quality business professionals.

This group meets twice per month. This “one-of” group (one per business classification exclusively) meet on the first and third Friday of each month.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshallout2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

Photo by Robin Hall – Out2News/Out2martincounty.com

“Martin county’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

TEST YOUR INVESTING IQ

Out2News.comHow much do you know about market basics? Put your investing IQ to the test with this quiz on stocks, bonds, and mutual funds.

Questions

1. What does it mean to buy stock in a company?

a. The investor loans money to the company

b. The investor becomes a part owner of the company

c. The investor is liable for the company’s debts

2. Which of the following statements about stock indexes is correct?

a. A stock index is an indicator of stock price movements

b. There are many different types of stock indexes

c. They can be used as benchmarks to compare the performance of an individual investment to a group of its peers

d. All of the above

3. What is a bond?

a. An equity security

b. A nonnegotiable note

c. A debt investment in which an investor loans money to an entity

4. What kind of bond pays no periodic interest?

a. Zero-coupon

b. Floating-rate

c. Tax-exempt

5. What is a mutual fund?

a. A portfolio of securities assembled by an investment company

b. An investment technique of buying a fixed dollar amount of a particular investment regularly

c. A legal document that provides details about an investment

6. What is the difference between mutual fund share classes?

a. The investment advisers responsible for managing each class

b. The investments each class makes

c. The fees and expenses charged by each fund class

Answers

1. b. The investor becomes a part owner of the company. Stocks are often referred to as equities because they represent an ownership position. As part owners, shareholders assume both the potential financial risks and benefits of this position, but without the responsibility of running the company.

2. d. All of the above. A stock index measures and reports value changes in representative stock groupings. A broad-based stock index represents a diverse cross-section of stocks and reflects movements in the market as a whole. The Dow Jones Industrial Average, NASDAQ Composite Index, and S&P 500 are three of the most widely used U.S. stock indexes. There are also more narrowly focused indexes that track stocks in a particular industry or market segment.

3. c. A debt investment in which an investor loans money to an entity. Unlike shareholders, bondholders do not have ownership rights in a company. Instead, investors who buy bonds are lending their money to the issuer (such as a municipality or a corporation) and thus become the issuer’s creditors.

4. a. Zero-coupon. Unlike many types of bonds, zero-coupon bonds pay no periodic interest. They are purchased at a discount, meaning the purchase price is lower than the face value. When the bond matures, the difference between the purchase price and that face value is the investment’s return.

5. a. A portfolio of securities assembled by an investment company. A mutual fund is a pooled investment that may combine dozens to hundreds of stocks, bonds, and other securities into one portfolio shared by many investors.

6. c. The fees and expenses charged by each fund class. A mutual fund may offer various share classes to investors, most commonly A, B, and C. This gives an investor the opportunity to select a share class best suited to his or her investment goals.

Mutual funds are sold by prospectus. Please consider the investment objectives, risks, charges, and expenses carefully before investing. The prospectus, which contains this and other information about the investment company, can be obtained from your financial professional. Be sure to read the prospectus carefully before deciding whether to invest.

If you’re looking for an advisor who can assist you in this time of change, give me a call.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

Out2martincounty.com

 

Fresh Catch Seafood Grill Hosts
Hobe Sound Chamber of Commerce August Luncheon

Nibbles & Networking

Out2News.com

In photo: Sponsor – Dr. Lisa Grassam-Smith, Grassam Spine & Wellness Center and Angela Hoffman – Executive Director Hobe Sound Chamber of Commerce

Hobe Sound — The Hobe Sound wishes to thank this month’s sponsor for Luncheon Dr. Lisa Grassam-Smith – Grassam Spine & Wellness Center.

The Hobe Sound Chamber of Commerce, Inc. is organized to advance the general welfare and the prosperity of the Hobe Sound area so that its citizens and all areas of its business community shall prosper. All necessary means of promotion shall be provided and particular attention and emphasis shall be given to the economic, civic, commercial, cultural, industrial and educational interests of the area.

Centrally located between Jupiter and Stuart, Hobe Sound is home to some of the most beautiful nature spots in the state. Travelers from all around the world enjoy our pristine beaches, unspoiled parks, and championship golf courses.

In between Hobe Sound and Stuart, Miles Grant Country Club offers terrific views and challenging play for golfers at every skill level. Well-groomed fairways and greens keep Miles Grant Country Club difficult yet friendly, and the staff can offer tips and tricks for playing your best round. Miles Grant Country Club is a terrific choice for your regular rounds of golf or a new destination for you and friends when visiting Stuart.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Aileen Fornuto -Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

 

 

 

Sherwin Williams Celebrates New Membership
In The Palm City Chamber of Commerce

Out2News.com

In photo: Ana Garcia, family, friends, members of the Sherwin Williams Team ad Ambassadors from the Palm City Chamber of Commerce celebrate ribbon cutting

Stuart — Sherwin-Williams Paint Store of Palm City, FL has exceptional quality paint, paint supplies, wallpaper, and stains to bring your ideas to life. Painting Questions? Ask Sherwin-Williams.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998) “Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Stuart Stamp & Engraving

Out2martincounty.com

A family owned business founded in 1973, Stuart Rubber Stamp and Sign Company is a second generation enterprise that has consistently been committed to providing businesses with rubber stamps and marking products, signs and engraving, awards and printed products that reflect the professionalism that our clients have demanded and deserved for over thirty years

Stuart Rubber Stamp and Sign Company is committed to quality service and products based on a superior industry knowledge, a real understanding of the local business community, and a genuine enthusiasm for what we do. Our aim is to act as a trusted extension of our clients’ businesses, producing results that directly and positively impact their objectives. Our culture and philosophy is based on ethical business practices that value honesty, integrity and relationships.

Out2martincounty.com

HOW DO THE ECONOMIC MILESTONES OF YOUNG ADULTS
TODAY COMPARE WITH PRIOR GENERATIONS?

Out2News.comIf you’re the parent of a young adult who is still living at home, you might be wondering whether this situation is commonplace. According to a recent U.S. Census Bureau study, it is: One in three young people (ages 18 to 34) lived in their parents’ home in 2015.

The Census Bureau study examines how the economic and demographic characteristics of young adults have changed from 1975 to 2016. In 1975, for example, less than one-fourth of young adults (ages 25 to 34) had a college degree. Young adults in 2016 are better educated — more than one-third hold a college degree (or higher) — but student loan debt has made it more difficult for them to obtain financial stability, let alone establish homes of their own in their 20s.

More young adults in 2016 had full-time jobs than their counterparts did in 1975. In particular, young women ages 25 to 34 are experiencing economic gains, with more than two-thirds in the workforce compared with less than half in 1975. Young women today are also earning more money than they did in 1975 — their median incomes have grown from nearly $23,000 in 1975 to more than $29,000 in 2016 (in 2015 dollars).

Despite the educational and economic advances that young adults have made over the last 40 years, many are postponing traditional adult milestones. In fact, a majority of young adults are not living independently of their parents. Of the 8.4 million 25- to 34-year-olds still living at home, one in four are not attending school or working. It’s important to note, though, that this could be because they are caring for a family member or have health issues or a disability.

Compared to 40 years ago, the timing and accomplishment of milestones on the path to adulthood are much more diverse and complex today. To view the full report, visit census.gov.

Source: U.S. Census Bureau, “The Changing Economics and Demographics of Young Adulthood: 1975-2016,” April 2017

If you’re looking for an advisor who can assist you in this time of change, give me a call.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

Out2martincounty.com

FPRA Recognizes Treasure Coast Public Relations Professionals at Golden Image Awards Banquet

Out2News.com

Stuart, FL – Six members of the Treasure Coast Chapter of the Florida Public Relations Association (FPRA) were presented with Golden Image Awards for excellence in public relations programming at FPRA’s recent annual conference in Orlando.

The Golden Image Awards competition is conducted annually by FPRA to recognize outstanding public relations programs across the state and to encourage and promote the development of public relations professionalism. Winners of this prestigious awards competition are selected from numerous statewide entries and demonstrate the very best examples of innovation, planning, and design.

There are three levels of awards: Golden Image Awards are presented to the highest scoring entries in each division; Awards of Distinction are given to entries that meet the standards of excellent set by the panel of judges; while the Judges’ Awards recognize outstanding entries that achieve maximum results, using a minimal amount of money.

This year’s judges consisted of out-of-state, accredited PR practitioners from PRSA, accredited and certified FPRA members who came from the Council of Past State Presidents and senior practitioners in FPRA’s Counselors’ Network who have at least 10 years of experience practicing public relations and have a history of winning Golden Image Awards.

The Golden Image Awards competition includes four divisions of categories:

Public Relations Programs
Printed Tools of Public Relations
Digital Tools of Public Relations
Student Projects in Public Relations

Division A Awards were presented for Public Relations Programs.

Steve Smith, Meg Cunningham and Sara Almond from the VNA received a Golden Image Award for the VNA Caregiver Conference under the Community Relations sub-category.

St. Lucie County’s Communication Division received an Award of Distinction in the Crisis Communication sub-category for “Crisis Communication: Hurricane Matthew.”

Division B Awards were presented for Printed Tools of Public Relations.

The Firefly Group received a Golden Image Award for their “2017 Florida Ranches Calendar” in the sub-category of Poster and Calendar.

United Way of Martin County earned an Award of Distinction under Annual Reports for their “2015/2016 United Way of Martin County Annual Report.”

Division C recognizes Audio/Visual/Online Tools of Public Relations.

Vicki Davis and Kherri Anderson received a Judges’ Award for their Public Service Video, “Count Me In Too, 2016!”

Cindi Green, RN, APR of the Florida Eye Institute and Bryan Smith of 8th Avenue Studios earned an Award of Distinction for “Are You Ready to Experience TRULY Exceptional Patient Care?” within the Promotional/Marketing Video sub-category.

FPRA is dedicated to developing public relations practitioners who, through ethical and standardized practices, enhance the public relations profession in Florida. The organization’s 16 professional and 12 student chapters provide professional development, networking and recognition opportunities for nearly 1,500 members across the state. FPRA is the nation’s oldest public relations organization, established by Lt. Col. John Dillin, APR, CPRC in 1938. For more information, visit www.fpra.org.

About FPRA Treasure Coast Chapter

Founded in 1984, the Treasure Coast Chapter of Florida Public Relations Association (FPRA) serves the needs of public relations professionals in Martin, St. Lucie and Indian River counties with the goal to advance the profession of public relations, promote high professional and ethical standards and build the reputation of the profession on the Treasure Coast. For more information visit: http://www.fpratreasurecoast.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2martincounty.com

FPRA Recognizes Treasure Coast Public Relations Professionals at Golden Image Awards Banquet

Out2News.com

Stuart, FL – Six members of the Treasure Coast Chapter of the Florida Public Relations Association (FPRA) were presented with Golden Image Awards for excellence in public relations programming at FPRA’s recent annual conference in Orlando.

The Golden Image Awards competition is conducted annually by FPRA to recognize outstanding public relations programs across the state and to encourage and promote the development of public relations professionalism. Winners of this prestigious awards competition are selected from numerous statewide entries and demonstrate the very best examples of innovation, planning, and design.

There are three levels of awards: Golden Image Awards are presented to the highest scoring entries in each division; Awards of Distinction are given to entries that meet the standards of excellent set by the panel of judges; while the Judges’ Awards recognize outstanding entries that achieve maximum results, using a minimal amount of money.

This year’s judges consisted of out-of-state, accredited PR practitioners from PRSA, accredited and certified FPRA members who came from the Council of Past State Presidents and senior practitioners in FPRA’s Counselors’ Network who have at least 10 years of experience practicing public relations and have a history of winning Golden Image Awards.

The Golden Image Awards competition includes four divisions of categories:

Public Relations Programs
Printed Tools of Public Relations
Digital Tools of Public Relations
Student Projects in Public Relations

Division A Awards were presented for Public Relations Programs.

Steve Smith, Meg Cunningham and Sara Almond from the VNA received a Golden Image Award for the VNA Caregiver Conference under the Community Relations sub-category.

St. Lucie County’s Communication Division received an Award of Distinction in the Crisis Communication sub-category for “Crisis Communication: Hurricane Matthew.”

Division B Awards were presented for Printed Tools of Public Relations.

The Firefly Group received a Golden Image Award for their “2017 Florida Ranches Calendar” in the sub-category of Poster and Calendar.

United Way of Martin County earned an Award of Distinction under Annual Reports for their “2015/2016 United Way of Martin County Annual Report.”

Division C recognizes Audio/Visual/Online Tools of Public Relations.

Vicki Davis and Kherri Anderson received a Judges’ Award for their Public Service Video, “Count Me In Too, 2016!”

Cindi Green, RN, APR of the Florida Eye Institute and Bryan Smith of 8th Avenue Studios earned an Award of Distinction for “Are You Ready to Experience TRULY Exceptional Patient Care?” within the Promotional/Marketing Video sub-category.

FPRA is dedicated to developing public relations practitioners who, through ethical and standardized practices, enhance the public relations profession in Florida. The organization’s 16 professional and 12 student chapters provide professional development, networking and recognition opportunities for nearly 1,500 members across the state. FPRA is the nation’s oldest public relations organization, established by Lt. Col. John Dillin, APR, CPRC in 1938. For more information, visit www.fpra.org.

About FPRA Treasure Coast Chapter

Founded in 1984, the Treasure Coast Chapter of Florida Public Relations Association (FPRA) serves the needs of public relations professionals in Martin, St. Lucie and Indian River counties with the goal to advance the profession of public relations, promote high professional and ethical standards and build the reputation of the profession on the Treasure Coast. For more information visit: http://www.fpratreasurecoast.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2martincounty.com

FPRA Recognizes Treasure Coast Public Relations Professionals at Golden Image Awards Banquet

Out2News.com

Stuart, FL – Six members of the Treasure Coast Chapter of the Florida Public Relations Association (FPRA) were presented with Golden Image Awards for excellence in public relations programming at FPRA’s recent annual conference in Orlando.

The Golden Image Awards competition is conducted annually by FPRA to recognize outstanding public relations programs across the state and to encourage and promote the development of public relations professionalism. Winners of this prestigious awards competition are selected from numerous statewide entries and demonstrate the very best examples of innovation, planning, and design.

There are three levels of awards: Golden Image Awards are presented to the highest scoring entries in each division; Awards of Distinction are given to entries that meet the standards of excellent set by the panel of judges; while the Judges’ Awards recognize outstanding entries that achieve maximum results, using a minimal amount of money.

This year’s judges consisted of out-of-state, accredited PR practitioners from PRSA, accredited and certified FPRA members who came from the Council of Past State Presidents and senior practitioners in FPRA’s Counselors’ Network who have at least 10 years of experience practicing public relations and have a history of winning Golden Image Awards.

The Golden Image Awards competition includes four divisions of categories:

Public Relations Programs
Printed Tools of Public Relations
Digital Tools of Public Relations
Student Projects in Public Relations

Division A Awards were presented for Public Relations Programs.

Steve Smith, Meg Cunningham and Sara Almond from the VNA received a Golden Image Award for the VNA Caregiver Conference under the Community Relations sub-category.

St. Lucie County’s Communication Division received an Award of Distinction in the Crisis Communication sub-category for “Crisis Communication: Hurricane Matthew.”

Division B Awards were presented for Printed Tools of Public Relations.

The Firefly Group received a Golden Image Award for their “2017 Florida Ranches Calendar” in the sub-category of Poster and Calendar.

United Way of Martin County earned an Award of Distinction under Annual Reports for their “2015/2016 United Way of Martin County Annual Report.”

Division C recognizes Audio/Visual/Online Tools of Public Relations.

Vicki Davis and Kherri Anderson received a Judges’ Award for their Public Service Video, “Count Me In Too, 2016!”

Cindi Green, RN, APR of the Florida Eye Institute and Bryan Smith of 8th Avenue Studios earned an Award of Distinction for “Are You Ready to Experience TRULY Exceptional Patient Care?” within the Promotional/Marketing Video sub-category.

FPRA is dedicated to developing public relations practitioners who, through ethical and standardized practices, enhance the public relations profession in Florida. The organization’s 16 professional and 12 student chapters provide professional development, networking and recognition opportunities for nearly 1,500 members across the state. FPRA is the nation’s oldest public relations organization, established by Lt. Col. John Dillin, APR, CPRC in 1938. For more information, visit www.fpra.org.

About FPRA Treasure Coast Chapter

Founded in 1984, the Treasure Coast Chapter of Florida Public Relations Association (FPRA) serves the needs of public relations professionals in Martin, St. Lucie and Indian River counties with the goal to advance the profession of public relations, promote high professional and ethical standards and build the reputation of the profession on the Treasure Coast. For more information visit: http://www.fpratreasurecoast.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2martincounty.com

FPRA Recognizes Treasure Coast Public Relations Professionals at Golden Image Awards Banquet

Out2News.com

Stuart, FL – Six members of the Treasure Coast Chapter of the Florida Public Relations Association (FPRA) were presented with Golden Image Awards for excellence in public relations programming at FPRA’s recent annual conference in Orlando.

The Golden Image Awards competition is conducted annually by FPRA to recognize outstanding public relations programs across the state and to encourage and promote the development of public relations professionalism. Winners of this prestigious awards competition are selected from numerous statewide entries and demonstrate the very best examples of innovation, planning, and design.

There are three levels of awards: Golden Image Awards are presented to the highest scoring entries in each division; Awards of Distinction are given to entries that meet the standards of excellent set by the panel of judges; while the Judges’ Awards recognize outstanding entries that achieve maximum results, using a minimal amount of money.

This year’s judges consisted of out-of-state, accredited PR practitioners from PRSA, accredited and certified FPRA members who came from the Council of Past State Presidents and senior practitioners in FPRA’s Counselors’ Network who have at least 10 years of experience practicing public relations and have a history of winning Golden Image Awards.

The Golden Image Awards competition includes four divisions of categories:

Public Relations Programs
Printed Tools of Public Relations
Digital Tools of Public Relations
Student Projects in Public Relations

Division A Awards were presented for Public Relations Programs.

Steve Smith, Meg Cunningham and Sara Almond from the VNA received a Golden Image Award for the VNA Caregiver Conference under the Community Relations sub-category.

St. Lucie County’s Communication Division received an Award of Distinction in the Crisis Communication sub-category for “Crisis Communication: Hurricane Matthew.”

Division B Awards were presented for Printed Tools of Public Relations.

The Firefly Group received a Golden Image Award for their “2017 Florida Ranches Calendar” in the sub-category of Poster and Calendar.

United Way of Martin County earned an Award of Distinction under Annual Reports for their “2015/2016 United Way of Martin County Annual Report.”

Division C recognizes Audio/Visual/Online Tools of Public Relations.

Vicki Davis and Kherri Anderson received a Judges’ Award for their Public Service Video, “Count Me In Too, 2016!”

Cindi Green, RN, APR of the Florida Eye Institute and Bryan Smith of 8th Avenue Studios earned an Award of Distinction for “Are You Ready to Experience TRULY Exceptional Patient Care?” within the Promotional/Marketing Video sub-category.

FPRA is dedicated to developing public relations practitioners who, through ethical and standardized practices, enhance the public relations profession in Florida. The organization’s 16 professional and 12 student chapters provide professional development, networking and recognition opportunities for nearly 1,500 members across the state. FPRA is the nation’s oldest public relations organization, established by Lt. Col. John Dillin, APR, CPRC in 1938. For more information, visit www.fpra.org.

About FPRA Treasure Coast Chapter

Founded in 1984, the Treasure Coast Chapter of Florida Public Relations Association (FPRA) serves the needs of public relations professionals in Martin, St. Lucie and Indian River counties with the goal to advance the profession of public relations, promote high professional and ethical standards and build the reputation of the profession on the Treasure Coast. For more information visit: http://www.fpratreasurecoast.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2martincounty.com

FPRA Recognizes Treasure Coast Public Relations Professionals at Golden Image Awards Banquet

Out2News.com

Stuart, FL – Six members of the Treasure Coast Chapter of the Florida Public Relations Association (FPRA) were presented with Golden Image Awards for excellence in public relations programming at FPRA’s recent annual conference in Orlando.

The Golden Image Awards competition is conducted annually by FPRA to recognize outstanding public relations programs across the state and to encourage and promote the development of public relations professionalism. Winners of this prestigious awards competition are selected from numerous statewide entries and demonstrate the very best examples of innovation, planning, and design.

There are three levels of awards: Golden Image Awards are presented to the highest scoring entries in each division; Awards of Distinction are given to entries that meet the standards of excellent set by the panel of judges; while the Judges’ Awards recognize outstanding entries that achieve maximum results, using a minimal amount of money.

This year’s judges consisted of out-of-state, accredited PR practitioners from PRSA, accredited and certified FPRA members who came from the Council of Past State Presidents and senior practitioners in FPRA’s Counselors’ Network who have at least 10 years of experience practicing public relations and have a history of winning Golden Image Awards.

The Golden Image Awards competition includes four divisions of categories:

Public Relations Programs
Printed Tools of Public Relations
Digital Tools of Public Relations
Student Projects in Public Relations

Division A Awards were presented for Public Relations Programs.

Steve Smith, Meg Cunningham and Sara Almond from the VNA received a Golden Image Award for the VNA Caregiver Conference under the Community Relations sub-category.

St. Lucie County’s Communication Division received an Award of Distinction in the Crisis Communication sub-category for “Crisis Communication: Hurricane Matthew.”

Division B Awards were presented for Printed Tools of Public Relations.

The Firefly Group received a Golden Image Award for their “2017 Florida Ranches Calendar” in the sub-category of Poster and Calendar.

United Way of Martin County earned an Award of Distinction under Annual Reports for their “2015/2016 United Way of Martin County Annual Report.”

Division C recognizes Audio/Visual/Online Tools of Public Relations.

Vicki Davis and Kherri Anderson received a Judges’ Award for their Public Service Video, “Count Me In Too, 2016!”

Cindi Green, RN, APR of the Florida Eye Institute and Bryan Smith of 8th Avenue Studios earned an Award of Distinction for “Are You Ready to Experience TRULY Exceptional Patient Care?” within the Promotional/Marketing Video sub-category.

FPRA is dedicated to developing public relations practitioners who, through ethical and standardized practices, enhance the public relations profession in Florida. The organization’s 16 professional and 12 student chapters provide professional development, networking and recognition opportunities for nearly 1,500 members across the state. FPRA is the nation’s oldest public relations organization, established by Lt. Col. John Dillin, APR, CPRC in 1938. For more information, visit www.fpra.org.

About FPRA Treasure Coast Chapter

Founded in 1984, the Treasure Coast Chapter of Florida Public Relations Association (FPRA) serves the needs of public relations professionals in Martin, St. Lucie and Indian River counties with the goal to advance the profession of public relations, promote high professional and ethical standards and build the reputation of the profession on the Treasure Coast. For more information visit: http://www.fpratreasurecoast.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2martincounty.com

FPRA Recognizes Treasure Coast Public Relations Professionals at Golden Image Awards Banquet

Out2News.com

Stuart, FL – Six members of the Treasure Coast Chapter of the Florida Public Relations Association (FPRA) were presented with Golden Image Awards for excellence in public relations programming at FPRA’s recent annual conference in Orlando.

The Golden Image Awards competition is conducted annually by FPRA to recognize outstanding public relations programs across the state and to encourage and promote the development of public relations professionalism. Winners of this prestigious awards competition are selected from numerous statewide entries and demonstrate the very best examples of innovation, planning, and design.

There are three levels of awards: Golden Image Awards are presented to the highest scoring entries in each division; Awards of Distinction are given to entries that meet the standards of excellent set by the panel of judges; while the Judges’ Awards recognize outstanding entries that achieve maximum results, using a minimal amount of money.

This year’s judges consisted of out-of-state, accredited PR practitioners from PRSA, accredited and certified FPRA members who came from the Council of Past State Presidents and senior practitioners in FPRA’s Counselors’ Network who have at least 10 years of experience practicing public relations and have a history of winning Golden Image Awards.

The Golden Image Awards competition includes four divisions of categories:

Public Relations Programs
Printed Tools of Public Relations
Digital Tools of Public Relations
Student Projects in Public Relations

Division A Awards were presented for Public Relations Programs.

Steve Smith, Meg Cunningham and Sara Almond from the VNA received a Golden Image Award for the VNA Caregiver Conference under the Community Relations sub-category.

St. Lucie County’s Communication Division received an Award of Distinction in the Crisis Communication sub-category for “Crisis Communication: Hurricane Matthew.”

Division B Awards were presented for Printed Tools of Public Relations.

The Firefly Group received a Golden Image Award for their “2017 Florida Ranches Calendar” in the sub-category of Poster and Calendar.

United Way of Martin County earned an Award of Distinction under Annual Reports for their “2015/2016 United Way of Martin County Annual Report.”

Division C recognizes Audio/Visual/Online Tools of Public Relations.

Vicki Davis and Kherri Anderson received a Judges’ Award for their Public Service Video, “Count Me In Too, 2016!”

Cindi Green, RN, APR of the Florida Eye Institute and Bryan Smith of 8th Avenue Studios earned an Award of Distinction for “Are You Ready to Experience TRULY Exceptional Patient Care?” within the Promotional/Marketing Video sub-category.

FPRA is dedicated to developing public relations practitioners who, through ethical and standardized practices, enhance the public relations profession in Florida. The organization’s 16 professional and 12 student chapters provide professional development, networking and recognition opportunities for nearly 1,500 members across the state. FPRA is the nation’s oldest public relations organization, established by Lt. Col. John Dillin, APR, CPRC in 1938. For more information, visit www.fpra.org.

About FPRA Treasure Coast Chapter

Founded in 1984, the Treasure Coast Chapter of Florida Public Relations Association (FPRA) serves the needs of public relations professionals in Martin, St. Lucie and Indian River counties with the goal to advance the profession of public relations, promote high professional and ethical standards and build the reputation of the profession on the Treasure Coast. For more information visit: http://www.fpratreasurecoast.com/.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2martincounty.com

 

Josephine’s Cafe & Bistro Hosts Stuart/Martin County Chamber August Networking Breakfast

Out2News.com

In Photo: Janice Norman, Chairman for the Stuart/Martin County Chamber of Commerce, welcomes members to August networking breakfast

Stuart -Josephine’s Cafe & Bistro is a family owned restaurant located in the Harbour Bay Plaza. We specialize in Brick Oven Pizza, Tapas and one of a kind Entree’s all served in your choice of our cheerful dining room, outdoor patio or warm and inviting bar area. We also have an upstairs space perfect for parties, book club or
any social events.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2martincounty.com

 

Josephine’s Cafe & Bistro Hosts Stuart/Martin County Chamber August Networking Breakfast

Out2News.com

In Photo: Josephine – Breakfast Host and Owner of Josephine’s Cafe & Bistro

Stuart -Josephine’s Cafe & Bistro is a family owned restaurant located in the Harbour Bay Plaza. We specialize in Brick Oven Pizza, Tapas and one of a kind Entree’s all served in your choice of our cheerful dining room, outdoor patio or warm and inviting bar area. We also have an upstairs space perfect for parties, book club or
any social events.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2martincounty.com

Josephine’s Cafe & Bistro Hosts Stuart/Martin County Chamber August Networking Breakfast

Out2News.com

Stuart -Josephine’s Cafe & Bistro is a family owned restaurant located in the Harbour Bay Plaza. We specialize in Brick Oven Pizza, Tapas and one of a kind Entree’s all served in your choice of our cheerful dining room, outdoor patio or warm and inviting bar area. We also have an upstairs space perfect for parties, book club or
any social events.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2martincounty.com

 

 

Josephine’s Cafe & Bistro Hosts Stuart/Martin County Chamber August Networking BreakfastOut2News.com

Stuart -Josephine’s Cafe & Bistro is a family owned restaurant located in the Harbour Bay Plaza. We specialize in Brick Oven Pizza, Tapas and one of a kind Entree’s all served in your choice of our cheerful dining room, outdoor patio or warm and inviting bar area. We also have an upstairs space perfect for parties, book club or
any social events.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2martincounty.com

Josephine’s Cafe & Bistro Hosts Stuart/Martin County Chamber August Networking Breakfast

Out2News.com

Stuart -Josephine’s Cafe & Bistro is a family owned restaurant located in the Harbour Bay Plaza. We specialize in Brick Oven Pizza, Tapas and one of a kind Entree’s all served in your choice of our cheerful dining room, outdoor patio or warm and inviting bar area. We also have an upstairs space perfect for parties, book club or
any social events.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2martincounty.com

Josephine’s Cafe & Bistro Hosts Stuart/Martin County Chamber August Networking Breakfast

Out2News.com

Stuart -Josephine’s Cafe & Bistro is a family owned restaurant located in the Harbour Bay Plaza. We specialize in Brick Oven Pizza, Tapas and one of a kind Entree’s all served in your choice of our cheerful dining room, outdoor patio or warm and inviting bar area. We also have an upstairs space perfect for parties, book club or
any social events.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2martincounty.com

Josephine’s Cafe & Bistro Hosts Stuart/Martin County Chamber August Networking Breakfast

Out2News.com

Stuart -Josephine’s Cafe & Bistro is a family owned restaurant located in the Harbour Bay Plaza. We specialize in Brick Oven Pizza, Tapas and one of a kind Entree’s all served in your choice of our cheerful dining room, outdoor patio or warm and inviting bar area. We also have an upstairs space perfect for parties, book club or
any social events.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2martincounty.com

Josephine’s Cafe & Bistro Hosts Stuart/Martin County Chamber August Networking Breakfast

Out2News.com

Stuart -Josephine’s Cafe & Bistro is a family owned restaurant located in the Harbour Bay Plaza. We specialize in Brick Oven Pizza, Tapas and one of a kind Entree’s all served in your choice of our cheerful dining room, outdoor patio or warm and inviting bar area. We also have an upstairs space perfect for parties, book club or
any social events.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2martincounty.com

Josephine’s Cafe & Bistro Hosts Stuart/Martin County Chamber August Networking Breakfast

Out2News.com

Stuart -Josephine’s Cafe & Bistro is a family owned restaurant located in the Harbour Bay Plaza. We specialize in Brick Oven Pizza, Tapas and one of a kind Entree’s all served in your choice of our cheerful dining room, outdoor patio or warm and inviting bar area. We also have an upstairs space perfect for parties, book club or
any social events.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2martincounty.com

Josephine’s Cafe & Bistro Hosts Stuart/Martin County Chamber August Networking Breakfast

Out2News.com

Stuart -Josephine’s Cafe & Bistro is a family owned restaurant located in the Harbour Bay Plaza. We specialize in Brick Oven Pizza, Tapas and one of a kind Entree’s all served in your choice of our cheerful dining room, outdoor patio or warm and inviting bar area. We also have an upstairs space perfect for parties, book club or
any social events.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2martincounty.com

CHART: YOUNG ADULT MILESTONES, 1975 VS. 2016

Out2News.comThe following pie charts compare four common milestones of adulthood — getting married, having children, working, and living independently — achieved by young adults ages 25 to 34 in 1975 and 2016. The data indicates that the experiences of young people today are more diverse, with fewer accomplishing all four milestones in young adulthood. Instead, many young adults are delaying or forgoing some experiences (marrying and having children) in favor of others (living independently and gaining work experience).

Out2News.com

If you’re looking for an advisor who can assist you in this time of change, give me a call.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

Out2martincounty.com

 

Indian River State College Wolf Center Hosts
Hobe Sound Chamber of Commerce August Breakfast

Out2News.com

In Photo: Speaker for August Breakfast – Laurie Gaylord – Superintendent of Martin County Schools

Hobe Sound — The Hobe Sound wishes to thank this month’s guest speaker  Superintendent of Martin County Schools, Laurie Gaylord. She spoke about the latest issues and updates for this year’s school year. Breakfast was catered by Berry Fresh Cafe and sponsoring the event was Glen Alexander from Strategic Realty.

The Hobe Sound Chamber of Commerce, Inc. is organized to advance the general welfare and the prosperity of the Hobe Sound area so that its citizens and all areas of its business community shall prosper. All necessary means of promotion shall be provided and particular attention and emphasis shall be given to the economic, civic, commercial, cultural, industrial and educational interests of the area.

Centrally located between Jupiter and Stuart, Hobe Sound is home to some of the most beautiful nature spots in the state. Travelers from all around the world enjoy our pristine beaches, unspoiled parks, and championship golf courses.

In between Hobe Sound and Stuart, Miles Grant Country Club offers terrific views and challenging play for golfers at every skill level. Well-groomed fairways and greens keep Miles Grant Country Club difficult yet friendly, and the staff can offer tips and tricks for playing your best round. Miles Grant Country Club is a terrific choice for your regular rounds of golf or a new destination for you and friends when visiting Stuart.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Indian River State College Wolf Center Hosts
Hobe Sound Chamber of Commerce August Breakfast

Out2News.com

In Photo: Superintendent of Martin County Schools – Laurie Gaylord, President of Hobe Sound Chamber  – Jon Milton, Hobe Sound Chamber Executive Director  – Angela Hoffman

Hobe Sound — The Hobe Sound wishes to thank this month’s guest speaker  Superintendent of Martin County Schools, Laurie Gaylord. She spoke about the latest issues and updates for this year’s school year. Breakfast was catered by Berry Fresh Cafe and sponsoring the event was Glen Alexander from Strategic Realty.

The Hobe Sound Chamber of Commerce, Inc. is organized to advance the general welfare and the prosperity of the Hobe Sound area so that its citizens and all areas of its business community shall prosper. All necessary means of promotion shall be provided and particular attention and emphasis shall be given to the economic, civic, commercial, cultural, industrial and educational interests of the area.

Centrally located between Jupiter and Stuart, Hobe Sound is home to some of the most beautiful nature spots in the state. Travelers from all around the world enjoy our pristine beaches, unspoiled parks, and championship golf courses.

In between Hobe Sound and Stuart, Miles Grant Country Club offers terrific views and challenging play for golfers at every skill level. Well-groomed fairways and greens keep Miles Grant Country Club difficult yet friendly, and the staff can offer tips and tricks for playing your best round. Miles Grant Country Club is a terrific choice for your regular rounds of golf or a new destination for you and friends when visiting Stuart.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Indian River State College Wolf Center Hosts
Hobe Sound Chamber of Commerce August Breakfast

Out2News.com

Hobe Sound — The Hobe Sound wishes to thank this month’s guest speaker  Superintendent of Martin County Schools, Laurie Gaylord. She spoke about the latest issues and updates for this year’s school year. Breakfast was catered by Berry Fresh Cafe and sponsoring the event was Glen Alexander from Strategic Realty.

The Hobe Sound Chamber of Commerce, Inc. is organized to advance the general welfare and the prosperity of the Hobe Sound area so that its citizens and all areas of its business community shall prosper. All necessary means of promotion shall be provided and particular attention and emphasis shall be given to the economic, civic, commercial, cultural, industrial and educational interests of the area.

Centrally located between Jupiter and Stuart, Hobe Sound is home to some of the most beautiful nature spots in the state. Travelers from all around the world enjoy our pristine beaches, unspoiled parks, and championship golf courses.

In between Hobe Sound and Stuart, Miles Grant Country Club offers terrific views and challenging play for golfers at every skill level. Well-groomed fairways and greens keep Miles Grant Country Club difficult yet friendly, and the staff can offer tips and tricks for playing your best round. Miles Grant Country Club is a terrific choice for your regular rounds of golf or a new destination for you and friends when visiting Stuart.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Indian River State College Wolf Center Hosts
Hobe Sound Chamber of Commerce August Breakfast

Out2News.com

Hobe Sound — The Hobe Sound wishes to thank this month’s guest speaker  Superintendent of Martin County Schools, Laurie Gaylord. She spoke about the latest issues and updates for this year’s school year. Breakfast was catered by Berry Fresh Cafe and sponsoring the event was Glen Alexander from Strategic Realty.

The Hobe Sound Chamber of Commerce, Inc. is organized to advance the general welfare and the prosperity of the Hobe Sound area so that its citizens and all areas of its business community shall prosper. All necessary means of promotion shall be provided and particular attention and emphasis shall be given to the economic, civic, commercial, cultural, industrial and educational interests of the area.

Centrally located between Jupiter and Stuart, Hobe Sound is home to some of the most beautiful nature spots in the state. Travelers from all around the world enjoy our pristine beaches, unspoiled parks, and championship golf courses.

In between Hobe Sound and Stuart, Miles Grant Country Club offers terrific views and challenging play for golfers at every skill level. Well-groomed fairways and greens keep Miles Grant Country Club difficult yet friendly, and the staff can offer tips and tricks for playing your best round. Miles Grant Country Club is a terrific choice for your regular rounds of golf or a new destination for you and friends when visiting Stuart.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Indian River State College Wolf Center Hosts
Hobe Sound Chamber of Commerce August Breakfast

Out2News.com

Hobe Sound — The Hobe Sound wishes to thank this month’s guest speaker  Superintendent of Martin County Schools, Laurie Gaylord. She spoke about the latest issues and updates for this year’s school year. Breakfast was catered by Berry Fresh Cafe and sponsoring the event was Glen Alexander from Strategic Realty.

The Hobe Sound Chamber of Commerce, Inc. is organized to advance the general welfare and the prosperity of the Hobe Sound area so that its citizens and all areas of its business community shall prosper. All necessary means of promotion shall be provided and particular attention and emphasis shall be given to the economic, civic, commercial, cultural, industrial and educational interests of the area.

Centrally located between Jupiter and Stuart, Hobe Sound is home to some of the most beautiful nature spots in the state. Travelers from all around the world enjoy our pristine beaches, unspoiled parks, and championship golf courses.

In between Hobe Sound and Stuart, Miles Grant Country Club offers terrific views and challenging play for golfers at every skill level. Well-groomed fairways and greens keep Miles Grant Country Club difficult yet friendly, and the staff can offer tips and tricks for playing your best round. Miles Grant Country Club is a terrific choice for your regular rounds of golf or a new destination for you and friends when visiting Stuart.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall  Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Indian River State College Wolf Center Hosts
Hobe Sound Chamber of Commerce August Breakfast

Out2News.com

Hobe Sound — The Hobe Sound wishes to thank this month’s guest speaker  Superintendent of Martin County Schools, Laurie Gaylord. She spoke about the latest issues and updates for this year’s school year. Breakfast was catered by Berry Fresh Cafe and sponsoring the event was Glen Alexander from Strategic Realty.

The Hobe Sound Chamber of Commerce, Inc. is organized to advance the general welfare and the prosperity of the Hobe Sound area so that its citizens and all areas of its business community shall prosper. All necessary means of promotion shall be provided and particular attention and emphasis shall be given to the economic, civic, commercial, cultural, industrial and educational interests of the area.

Centrally located between Jupiter and Stuart, Hobe Sound is home to some of the most beautiful nature spots in the state. Travelers from all around the world enjoy our pristine beaches, unspoiled parks, and championship golf courses.

In between Hobe Sound and Stuart, Miles Grant Country Club offers terrific views and challenging play for golfers at every skill level. Well-groomed fairways and greens keep Miles Grant Country Club difficult yet friendly, and the staff can offer tips and tricks for playing your best round. Miles Grant Country Club is a terrific choice for your regular rounds of golf or a new destination for you and friends when visiting Stuart.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Indian River State College Wolf Center Hosts
Hobe Sound Chamber of Commerce August Breakfast

Out2News.com

Hobe Sound — The Hobe Sound wishes to thank this month’s guest speaker  Superintendent of Martin County Schools, Laurie Gaylord. She spoke about the latest issues and updates for this year’s school year. Breakfast was catered by Berry Fresh Cafe and sponsoring the event was Glen Alexander from Strategic Realty.

The Hobe Sound Chamber of Commerce, Inc. is organized to advance the general welfare and the prosperity of the Hobe Sound area so that its citizens and all areas of its business community shall prosper. All necessary means of promotion shall be provided and particular attention and emphasis shall be given to the economic, civic, commercial, cultural, industrial and educational interests of the area.

Centrally located between Jupiter and Stuart, Hobe Sound is home to some of the most beautiful nature spots in the state. Travelers from all around the world enjoy our pristine beaches, unspoiled parks, and championship golf courses.

In between Hobe Sound and Stuart, Miles Grant Country Club offers terrific views and challenging play for golfers at every skill level. Well-groomed fairways and greens keep Miles Grant Country Club difficult yet friendly, and the staff can offer tips and tricks for playing your best round. Miles Grant Country Club is a terrific choice for your regular rounds of golf or a new destination for you and friends when visiting Stuart.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Indian River State College Wolf Center Hosts
Hobe Sound Chamber of Commerce August Breakfast

Out2News.com

Hobe Sound — The Hobe Sound wishes to thank this month’s guest speaker  Superintendent of Martin County Schools, Laurie Gaylord. She spoke about the latest issues and updates for this year’s school year. Breakfast was catered by Berry Fresh Cafe and sponsoring the event was Glen Alexander from Strategic Realty.

The Hobe Sound Chamber of Commerce, Inc. is organized to advance the general welfare and the prosperity of the Hobe Sound area so that its citizens and all areas of its business community shall prosper. All necessary means of promotion shall be provided and particular attention and emphasis shall be given to the economic, civic, commercial, cultural, industrial and educational interests of the area.

Centrally located between Jupiter and Stuart, Hobe Sound is home to some of the most beautiful nature spots in the state. Travelers from all around the world enjoy our pristine beaches, unspoiled parks, and championship golf courses.

In between Hobe Sound and Stuart, Miles Grant Country Club offers terrific views and challenging play for golfers at every skill level. Well-groomed fairways and greens keep Miles Grant Country Club difficult yet friendly, and the staff can offer tips and tricks for playing your best round. Miles Grant Country Club is a terrific choice for your regular rounds of golf or a new destination for you and friends when visiting Stuart.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Indian River State College Wolf Center Hosts
Hobe Sound Chamber of Commerce August Breakfast

Out2News.com

Hobe Sound — The Hobe Sound wishes to thank this month’s guest speaker  Superintendent of Martin County Schools, Laurie Gaylord. She spoke about the latest issues and updates for this year’s school year. Breakfast was catered by Berry Fresh Cafe and sponsoring the event was Glen Alexander from Strategic Realty.

The Hobe Sound Chamber of Commerce, Inc. is organized to advance the general welfare and the prosperity of the Hobe Sound area so that its citizens and all areas of its business community shall prosper. All necessary means of promotion shall be provided and particular attention and emphasis shall be given to the economic, civic, commercial, cultural, industrial and educational interests of the area.

Centrally located between Jupiter and Stuart, Hobe Sound is home to some of the most beautiful nature spots in the state. Travelers from all around the world enjoy our pristine beaches, unspoiled parks, and championship golf courses.

In between Hobe Sound and Stuart, Miles Grant Country Club offers terrific views and challenging play for golfers at every skill level. Well-groomed fairways and greens keep Miles Grant Country Club difficult yet friendly, and the staff can offer tips and tricks for playing your best round. Miles Grant Country Club is a terrific choice for your regular rounds of golf or a new destination for you and friends when visiting Stuart.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Bark Park Hosts
Stuart/Martin County Chamber August Networking Breakfast

Out2News.com

In photo: Janice Norman, current Chairman of the Board for the Stuart/Martin County Chamber of Commerce, welcomes Chamber members to August networking breakfast

Stuart — At Bark Park for your dog’s safety and for your own peace of mind, the Bark Park has a live-in facility manager and provides you with 24 hour online streaming from our LIVE Cameras so you can check in on your pet anytime!

Conveniently located in the center of town, The Bark Park, Stuart, Florida’s first and finest luxury daycare center and boarding facility, opened in July of 2005 where we proudly boast multiple play rooms so that we may safely separate the dogs based on size and temperament. We have an area for big dogs, medium dogs, small dogs, and older dogs. Loads of dishes are around which are constantly being replenished with fresh, cool water.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com (Out2 stock photo)

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

 

Bark Park Hosts
Stuart/Martin County Chamber August Networking Breakfast

Out2News.com

In photo: This month’s breakfast sponsor, The Bark Park Team welcomes Chamber members to August networking breakfast

Stuart — At Bark Park for your dog’s safety and for your own peace of mind, the Bark Park has a live-in facility manager and provides you with 24 hour online streaming from our LIVE Cameras so you can check in on your pet anytime!

Conveniently located in the center of town, The Bark Park, Stuart, Florida’s first and finest luxury daycare center and boarding facility, opened in July of 2005 where we proudly boast multiple play rooms so that we may safely separate the dogs based on size and temperament. We have an area for big dogs, medium dogs, small dogs, and older dogs. Loads of dishes are around which are constantly being replenished with fresh, cool water.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath Out2News/Out2martincounty.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2News.com

Out2martincounty.com

Bark Park Hosts
Stuart/Martin County Chamber August Networking Breakfast

Out2News.com

Stuart — At Bark Park for your dog’s safety and for your own peace of mind, the Bark Park has a live-in facility manager and provides you with 24 hour online streaming from our LIVE Cameras so you can check in on your pet anytime!

Conveniently located in the center of town, The Bark Park, Stuart, Florida’s first and finest luxury daycare center and boarding facility, opened in July of 2005 where we proudly boast multiple play rooms so that we may safely separate the dogs based on size and temperament. We have an area for big dogs, medium dogs, small dogs, and older dogs. Loads of dishes are around which are constantly being replenished with fresh, cool water.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath Out2News/Out2martincounty.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2News.com

Out2martincounty.com

Bark Park Hosts
Stuart/Martin County Chamber August Networking Breakfast

Out2News.com

Stuart — At Bark Park for your dog’s safety and for your own peace of mind, the Bark Park has a live-in facility manager and provides you with 24 hour online streaming from our LIVE Cameras so you can check in on your pet anytime!

Conveniently located in the center of town, The Bark Park, Stuart, Florida’s first and finest luxury daycare center and boarding facility, opened in July of 2005 where we proudly boast multiple play rooms so that we may safely separate the dogs based on size and temperament. We have an area for big dogs, medium dogs, small dogs, and older dogs. Loads of dishes are around which are constantly being replenished with fresh, cool water.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath Out2News/Out2martincounty.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Out2News.com

Out2martincounty.com

Bark Park Hosts
Stuart/Martin County Chamber August Networking Breakfast

Out2News.com

Stuart — At Bark Park for your dog’s safety and for your own peace of mind, the Bark Park has a live-in facility manager and provides you with 24 hour online streaming from our LIVE Cameras so you can check in on your pet anytime!

Conveniently located in the center of town, The Bark Park, Stuart, Florida’s first and finest luxury daycare center and boarding facility, opened in July of 2005 where we proudly boast multiple play rooms so that we may safely separate the dogs based on size and temperament. We have an area for big dogs, medium dogs, small dogs, and older dogs. Loads of dishes are around which are constantly being replenished with fresh, cool water.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Sue Hedgepath Out2News/Out2martincounty.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

Bark Park Hosts
Stuart/Martin County Chamber August Networking Breakfast

Out2News.com

Stuart — At Bark Park for your dog’s safety and for your own peace of mind, the Bark Park has a live-in facility manager and provides you with 24 hour online streaming from our LIVE Cameras so you can check in on your pet anytime!

Conveniently located in the center of town, The Bark Park, Stuart, Florida’s first and finest luxury daycare center and boarding facility, opened in July of 2005 where we proudly boast multiple play rooms so that we may safely separate the dogs based on size and temperament. We have an area for big dogs, medium dogs, small dogs, and older dogs. Loads of dishes are around which are constantly being replenished with fresh, cool water.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Kelly Catania Out2News/Out2martincounty.com contributing photographer

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

Out2martincounty.com

 

WHAT IS A ROLLOVER IRA, AND DO I NEED ONE?

Out2News.comGenerally, the term “rollover IRA” refers to an IRA that you establish to receive funds from an employer retirement plan like a 401(k). A rollover IRA is also sometimes referred to as a “conduit IRA.”

When you roll funds over from an employer plan to an IRA, your financial institution may suggest that you use a rollover IRA to receive the funds. Of course, you can transfer those dollars to any other IRA you own at some future date, because there’s no legal requirement that you keep your plan distribution in a separate IRA. But even though separate IRAs are not legally required, there are at least two reasons to consider keeping your employer plan rollover separate from your contributory IRAs.

The first reason to maintain a separate rollover IRA deals with federal bankruptcy law. Your IRAs are protected from your creditors under federal law if you declare bankruptcy, but this protection is currently limited to $1.28 million for all your IRAs.1 The $1.28 million limit doesn’t apply, though, to amounts you roll over to an IRA from an employer plan, or any earnings on that rollover. These dollars are protected in full if you declare bankruptcy, just as they would have been in your employer’s plan. Obviously, it’s easier to track the amount rolled over, and any future earnings, if you keep those dollars separate from your contributory IRAs. So a rollover IRA may make sense if creditor protection is important to you.

The second reason to maintain a rollover IRA is that you might decide in the future that you want to roll your distribution back into a new employer’s plan. In the distant past, employer plans could accept rollovers only from rollover (conduit) IRAs — rollovers from contributory IRAs weren’t permitted. Now, however, employer plans can accept rollovers from both contributory IRAs and rollover IRAs.2 Despite this, employer plans aren’t required to accept rollovers, and they can limit the types of contributions they’ll accept. And while it’s becoming less common, some still accept rollovers only from rollover IRAs. So keep this in mind if you are contemplating a rollover back to an employer plan in the future.

1SEP and SIMPLE IRAs have unlimited protection under federal bankruptcy law.

2Nontaxable traditional IRA dollars can’t be rolled back into an employer plan.

If you’re looking for an advisor who can assist you in this time of change, give me a call.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

Out2martincounty.com

DON’T LET RISING INTEREST
RATES CATCH YOU BY SURPRISE

Out2News.comYou’ve probably heard the news that the Federal Reserve has been raising its benchmark federal funds rate. The Fed doesn’t directly control consumer interest rates, but changes to the federal funds rate (which is the rate banks use to lend funds to each other overnight within the Federal Reserve system) often affect consumer borrowing costs.

Forms of consumer credit that charge variable interest rates are especially vulnerable, including adjustable rate mortgages (ARMs), most credit cards, and certain private student loans. Variable interest rates are often tied to a benchmark (an index) such as the U.S. prime rate or the London Interbank Offered Rate (LIBOR), which typically goes up when the federal funds rate increases.

Although nothing is certain, the Fed expects to raise the federal funds rate by small increments over the next several years. However, you still have time to act before any interest rate hikes significantly affect your finances.

Adjustable rate mortgages (ARMs)

If you have an ARM, your interest rate and monthly payment may adjust at certain intervals. For example, if you have a 5/1 ARM, your initial interest rate is fixed for five years, but then can change every year if the underlying index goes up or down. Your loan documents will spell out which index your ARM tracks, the date your interest rate and payment may adjust, and by how much. ARM rates and payments have caps that limit the amount by which interest rates and payments can change over time. Refinancing into a fixed rate mortgage could be an option if you’re concerned about steadily climbing interest rates, but this may not be cost-effective if you plan to sell your home before the interest rate adjusts.

Credit cards

It’s always a good idea to keep credit card debt in check, but it’s especially important when interest rates are trending upward. Many credit cards have variable annual percentage rates (APRs) that are tied to an index (typically the prime rate). When the prime rate goes up, the card’s APR will also increase.

Check your credit card statement to see what APR you’re currently paying. If you’re carrying a balance, how much is your monthly finance charge?

Your credit card issuer must give you written notice at least 45 days in advance of any rate change, so you have a little time to reduce or pay off your balance. If it’s not possible to pay off your credit card debt quickly, you may want to look for alternatives. One option is to transfer your balance to a card that offers a 0% promotional rate for a set period of time (such as 18 months). But watch out for transaction fees, and find out what APR applies after the promotional rate term expires, in case a balance remains.

Variable rate student loans

Interest rates on federal student loans are always fixed (and so is the monthly payment). But if you have a variable rate student loan from a private lender, the size of your monthly payment may increase as the federal funds rate rises, potentially putting a dent in your budget. Variable student loan interest rates are generally pegged to the prime rate or the LIBOR. Because repayment occurs over a number of years, multiple rate hikes for variable rate loans could significantly affect the amount you’ll need to repay. Review your loan documents to find out how the interest rate is calculated, how often your payment might adjust, and whether the interest rate is capped.

Because interest rates are generally lower for variable rate loans, your monthly payment may be manageable, and you may be able to handle fluctuations. However, if your repayment term is long and you want to lock in your payment, you may consider refinancing into a fixed rate loan. Make sure to carefully compare the costs and benefits of each option before refinancing.

If you’re looking for an advisor who can assist you in this time of change, give me a call.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

Out2martincounty.com

Christian Business Fellowship

July Monthly Meeting

JENSEN BEACH – Roosters Daytime Cafe hosted the July Christian Business Fellowship of Martin County
The vision of Christian Business Fellowship is that God created every person for a very specific time and a distinct work. He has endowed them with diverse talents and abilities to be exercised for His Kingdom. The Christian Business Fellowship of Martin County equips individuals to fulfill his or her God-given Calling. Each monthly luncheon costs only $12 per person. This covers the cost of food plus $2 for charity. There is never a fee for the guest speakers that have been specifically chosen to educate, motivate, and provide valuable business insight with a Christian perspective. The mission statement of the group is to empower individuals to become Spirit-filled leaders to impact society.

Each monthly luncheon provides:

Encouraging speakers, inspiring testimonies,prayer support,clear direction for the business person in the Church, sound Biblical principles for “Best Practices” that will impact your workplace

Lunch, Fellowship and Networking opportunities. Remember, all luncheons are open to the public. You do not need to be a member to attend! No invitation is necessary, yet reservations are required, as seating is limited. For more information, and to R.S.V.P., please contact: John Demaree – Coordinator Christian Business Fellowship of Martin County; 772-286-6972 jdemaree@ftak.com

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

 

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Out2martincounty.com

 

NEW ENGLAND FISH MARKET EARNS
2017 TRIPADVISOR CERTIFICATE OF EXCELLENCE 6th YEAR

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​PALM CITY — New England Fish Market and Restaurant today announced that it has received a TripAdvisor® Certificate of Excellence for the sixth year in a row. Now in its seventh year, the achievement celebrates hospitality businesses that have earned great traveler reviews on TripAdvisor over the past year. Certificate of Excellence recipients include restaurants, accommodations and attractions located all over the world that have continually delivered a quality customer experience.

“Our entire New England Fish Market & Restaurant team is thrilled with the constancy of this achievement. We are proud of our great reputation, but we work hard at being better everyday,” said Bob Thesz, Restaurant General Manager of both Jensen Beach and Palm City locations.

“TripAdvisor is excited to announce the recipients of the 2017 Certificate of Excellence, which celebrates hospitality businesses that have consistently received strong praise and ratings from travelers,” said Heather Leisman, Vice President of Industry Marketing, TripAdvisor. “This recognition allows us to publicly honor businesses that are actively engaging with customers and using feedback to help travelers identify and confidently book the perfect trip.”

The Certificate of Excellence accounts for the quality, quantity and recency of reviews submitted by travelers on TripAdvisor over a 12-month period. To qualify, a business must maintain an overall TripAdvisor bubble rating of at least four out of five, have a minimum number of reviews and must have been listed on TripAdvisor for at least 12 months.

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THE HEALTH-WEALTH CONNECTION

Out2News.comIt’s a vicious cycle: Money is one of the greatest causes of stress, prolonged stress can lead to serious health issues, and health issues often result in yet more financial struggles.¹ The clear connection between health and wealth is why it’s so important to develop and maintain lifelong plans to manage both.

The big picture

Consider the following statistics:

1. More than 20% of Americans say they have either considered skipping or skipped going to the doctor due to financial worries. (American Psychological Association, 2015)

2. More than half of retirees who retired earlier than planned did so because of their own health issues or to care for a family member. (Employee Benefit Research Institute, 2017)

3. Chronic diseases such as heart disease, type 2 diabetes, obesity, and arthritis are among the most common, costly, and preventable of all health problems. (Centers for Disease Control and Prevention, 2017)

4. Chronic conditions make you more likely to need long-term care, which can cost anywhere from $21 per hour for a home health aide to more than $6,000 a month for a nursing home. (Department of Health and Human Services, 2017)

5. A 65-year-old married couple on Medicare with median prescription drug costs would need about $265,000 to have a 90% chance of covering their medical expenses in retirement. (Employee Benefit Research Institute, 2017)

Develop a plan for long-term health …

The recommendations for living a healthy lifestyle are fairly straightforward: eat right, exercise regularly, don’t smoke or engage in other risky behaviors, limit soda and alcohol consumption, get enough sleep (at least seven hours for most adults), and manage stress. And before embarking on any new health-related endeavor, talk to your doctor, especially if you haven’t received a physical exam within the past year. Your doctor will benchmark important information such as your current weight and risk factors for developing chronic disease. Come to the appointment prepared to share your family’s medical history, be honest about your daily habits, and set goals with your doctor.

Other specific tips from the Department of Health and Human Services include:

Nutrition: Current nutritional guidelines call for eating a variety of vegetables and whole fruits; whole grains; low-fat dairy; a wide variety of protein sources including lean meats, fish, eggs, legumes, and nuts; and healthy oils. Some medical professionals are hailing the long-term benefits of the so-called “Mediterranean diet.” Details for a basic healthy diet and the Mediterranean diet can be found at health.gov/dietaryguidelines.

Exercise: Any physical activity is better than none. Inactive adults can achieve some health benefits from as little as 60 minutes of moderate-intensity aerobic activity per week. However, the ideal target is at least 150 minutes of moderate-intensity or 75 minutes of high-intensity workouts per week. For more information, visit health.gov/paguidelines.

… and long-term wealth

The recommendations for living a financially healthy life aren’t quite as straightforward because they depend so much on your individual circumstances. But there are a few basic principles to ponder:

Emergency savings: The amount you need can vary depending on whether you’re single or married, self-employed or work for an organization (and if that organization is a risky startup or an established entity). Typical recommendations range from three months’ to a year’s worth of expenses.

Retirement savings: Personal finance commentator Jean Chatzky advocates striving to save 15% of your income toward retirement, including any employer contributions. If this seems like a lofty goal, bear in mind that as with exercise, any activity is better than none — setting aside even a few dollars per pay period can lead to good financial habits. Consider starting small and then increasing your contributions as your financial circumstances improve.

Insurance: Make sure you have adequate amounts of health and disability income insurance, and life insurance if others depend on your income. You might also consider long-term care coverage.²

Health savings accounts: These tax-advantaged accounts are designed to help those with high-deductible health plans set aside money specifically for medical expenses. If you have access to an HSA at work, consider the potential benefits of using it to help save for health expenses.

If you’re looking for an advisor who can assist you in this time of change, give me a call.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

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5 Questions You Should Ask Every Customer

Out2News.comBy: Ron Rose

Constantly seeking feedbaCk from your customers is a great way to learn how to market your business more effectively. If you’ve never done this before, do it immediately as it is one of the best ways to discover what you do that actually differentiates you from your competition.

I can’t tell you how many times I’ve worked with a small business that had no idea what its competitive advantage was until we heard it right from the mouths of happy customers. Seeking feedback is also a great way to get better and plug gaps. I can tell you that if you’re not receiving a large amount of your business by way of referral or word of mouth, you’ve probably got some gaps in your processes.

Below are five questions I like to pose to customers as they can provide a great discussion base for getting at what’s truly important to you and your customers. Create a form and get in the habit of surveying a handful of customers every month. I think you’ll be rewarded with tremendous insight and you’ll also find that your customers enjoy being asked what they think. One word of caution: Don’t accept vague answers like “you provide good service.” While that may be true and good to hear, you can’t work with that. Push a bit and ask what good service looks like and maybe even if they can tell you about a specific instance in which they felt they got good service.

1. What made you decide to hire us/buy from us in the first place?

This is a good baseline question for your marketing. It can get at how effective your advertising, message and lead conversion processes are working. I’ve also heard customers talk about the personal connection or culture that felt right in this question.

2. What’s one thing we do better than others you do business with?

In this question you are trying to discover something that you can work with as a true differentiator. This is probably the question you’ll need to work hardest at getting specifics. You want to look for words and phrases and actual experiences that keep coming up over and over again, no matter how insignificant they may seem to you. If your customers are explaining what they value about what you do, you may want to consider making that the core marketing message for your business.

3. What’s one thing we could do to create a better experience for you?

On the surface, this question could be looked at as a customer service improvement question, and it may be, but the true gold in this question is when your customers can identify an innovation. Sometimes we go along doing what we’ve always done and then out of the blue a customer says something like, “I sure wish it came like this,” and all of a sudden, it’s painfully clear how you can create a meaningful innovation to your products, services and processes. Push your customers to describe the perfect experience buying what you sell.

4. Do you refer us to others, and if so, why?

This is the ultimate question of satisfaction because a truthful answer means your customer likes the product and likes the experience of getting the product. (You can substitute service here, of course.) There’s an entire consulting industry cropping up around helping people discover what Fred Reichheld called the Net Promote

Score in his book The Ultimate Question.

Small businesses can take this a step deeper and start understanding specifically why they get referrals and perhaps the exact words and phrases a customer might use when describing to a friend why your company is the best.

5. What would you Google to find a business like ours?

This is the new lead generation question, but understanding what it implies is very important. If you want to get very, very good at being found online, around the world or around the town, you have to know everything you can about the actual terms and phrases your customers use when they go looking for companies like yours.

Far too often, businesses optimize their websites around industry jargon and technical terms when people really search for “stuff to make my life better.”Bonus: I’m a big fan of building strategic partnerships and networks. Another question I would suggest you get in the habit of asking your customer: “What other companies do you love to refer?” If you can start building a list of “best of class” companies, based on your customer’s say so, there’s a pretty good chance you’ve got a list of folks you should be building strategic relationships with. John Jantsch is a marketing consultant, speaker and author of Duct Tape Marketing, Duct Tape Selling, The Commitment Engine and The Referral Engineand the founder of the Duct Tape Marketing Consultant Network. His latest book, SEO for Growth: The Ultimate Guide for Marketers, Web Designers and Entrepreneurs,is changing the way the world thinks about search engine optimization.

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Access 365 Urgent Care Celebrates Ribbon Cutting

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In photo: Dr. Robert Mclaughlin, Mark Martin, Family, Friends, Staff and Ambassadors from both Palm City and Stuart/Martin County Chambers of Commerce celebrate ribbon ctting

Stuart — Access 365 is committed to the highest levels of service and quality care. It is our mission to improve how people experience healthcare.

Access 365 offers online check-in capabilities and can coordinate referral options when specialty or follow-up care is needed. We are dedicated to providing convenient, quality care that not only fits into the patient’s schedule, but is also an affordable alternative to the emergency room.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998) “Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

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FUTURE OF THE FEDERAL ESTATE TAX

Out2News.comWhile no one can predict the future, the possibility of tax reform is once again in the spotlight. If it occurs, it may very well include repeal of the federal estate tax and related changes to the federal gift tax, the federal generation-skipping transfer (GST) tax, and the federal income tax basis rules.

History of the federal estate tax

In general, an estate tax is a tax on property a person owns at death. In one form or another, a federal estate tax has been enacted or repealed a number of times since 1797.1

*For 2010, the estate tax was repealed, but later retroactive legislation provided that an estate could elect to be subject to estate tax in return for a stepped-up (or stepped-down) income tax basis for most property. The estate tax was extended in 2011, with some changes.

The estate tax has undergone many changes over the years, including the addition of a federal gift tax and a federal GST tax during modern times. A gift tax is a tax on gifts a person makes while alive. A GST tax is a tax on transfers to persons who are two or more generations younger than the transferor. In recent years, property owned at death has generally received an income tax basis stepped up (or down) to fair market value at death.

During the 2000s, the estate, gift, and GST tax rates were substantially reduced, and the gift and estate tax lifetime exclusion and the GST tax exemption were substantially increased. The estate tax and the GST tax, but not the gift tax, were scheduled for repeal in 2010 (although certain sunset provisions would bring them back unless Congress acted), but legislation extended the estate tax and the GST tax in 2011. (For 2010, the estate tax ended up being optional and the GST tax rate was 0%.) The gift and estate tax lifetime exclusion and the GST tax exemption were increased to $5,000,000 and indexed for inflation in later years. For 2013, the top estate, gift, and GST tax rate was increased to 40%, and the extension and modifications were made “permanent.”

Federal estate tax

Repeal of the estate tax seems possible once again. If repeal occurs, it could be immediate or gradual as during the 2000s. Would it be subject to a sunset provision, so that the estate tax would return at a later time? All of this may depend on congressional rules on the legislative process, other legislative priorities, and the effect the legislation would have on the budget and the national debt.

Federal gift tax

If the estate tax is repealed, the gift tax may also be repealed. However, it is possible that the gift tax would be retained as a backstop to the income tax (as in 2010). To some extent, the gift tax reduces the ability of individuals to transfer property back and forth in order to reduce or avoid income taxes.

Federal GST tax

If the estate tax is repealed, the GST tax would probably be repealed (as in 2010). If the gift tax is not repealed, it is possible that the lifetime GST tax provisions would be retained, but the GST tax provisions at death repealed.

Federal income tax basis

If the estate tax is repealed, it is possible that the general income tax basis step-up (or step-down) to fair market value at death would be changed to a carryover basis (i.e., the decedent’s basis before death carries over to the person who inherits the property). In 2010, a modified carryover basis (a limited amount of property could receive a stepped-up basis) applied unless the estate elected to be subject to estate tax. It is also possible that a Canadian-style capital gain tax at death could be adopted in return for a stepped-up basis for the property.

If you’re looking for an advisor who can assist you in this time of change, give me a call.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

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SETTING UP A SIMPLE IRA PLAN: IT’S SIMPLE!

Out2News.comLooking for a retirement plan for your employees that’s easy and inexpensive to administer? Well, there may be a simple answer: the Savings Incentive Match Plan for Employees of Small Employers, better known as the SIMPLE IRA plan. A SIMPLE IRA plan lets your employees defer up to $12,500 in 2017 ($15,500 if age 50 or older). You promise to match employee contributions dollar for dollar up to 3% of pay,* or to make a “nonelective” contribution for all eligible employees, whether or not they contribute, equal to 2% of pay. (No more than $270,000 of pay can be taken into account in 2017.)

Your employees are eligible if they’ve earned at least $5,000 during any two preceding years (whether consecutive or not) and are expected to earn at least $5,000 in the current year. Eligibility does not depend on the employee’s age or how many hours the employee works for you.

You can adopt a SIMPLE IRA plan for 2017 only if you had 100 or fewer employees in 2016 (excluding employees who earned less than $5,000) and you don’t contribute to any other retirement plan. If your business qualifies, follow these three simple steps to set up your SIMPLE IRA plan. (You have until October 1 to set up a new SIMPLE IRA plan for 2017.)

Step 1: Adopt a written plan document

You can set up a SIMPLE IRA plan by completing either a pre-approved document provided by a financial institution (for example, a mutual fund company, insurance company, or bank) or an IRS model document (either Form 5305-SIMPLE or Form 5304-SIMPLE).

Form 5305-SIMPLE lets you specify the “designated financial institution” that will both act as your plan’s trustee/custodian and initially receive all plan contributions. Form 5304-SIMPLE, on the other hand, lets each eligible employee select the financial institution that will serve as trustee/custodian and receive all plan contributions.

Step 2: Provide information

You must provide your eligible employees with the following information before the beginning of each election period:

• An explanation of the employees’ ability to make or change salary reduction elections
• Whether you’ll make matching contributions or nonelective contributions for the coming year
• A summary description of the plan
• A notice that employees can transfer their account balances to an IRA provider of their choice without cost or penalty, if you use a designated financial institution

The election period is generally the 60-day period prior to the start of each calendar year (November 2 to December 31). However, the election period will be different if you set up a SIMPLE plan mid-year, or if an employee first becomes eligible after the 60-day period ends. Forms 5304 and 5305 contain most of the forms you’ll need to comply with these notice requirements.

Step 3: Set up employee accounts

A SIMPLE IRA account must be set up by or for each eligible employee, and all contributions to the plan must go into these accounts. Employees must make important decisions about investing their SIMPLE IRA retirement dollars based on the investment options available at the financial institution that holds their funds.

Key differences between a SIMPLE IRA plan and a traditional 401(k) plan

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

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What Execs Should Know About Deep Learning

Out2News.com

Deep learning takes a step beyond machine learning, and it’s first killer app is computervision.

From Uber using past trips to predict its customers’ future habits to Facebook automatically tagging a picture you upload of your family, data is everywhere these days, and smart companies are using it to inform a better experience for their customers. Could the same be true for your company?

When it comes to making sense of big data, enterprises are heavily invested in machine learning. Simply put, machine learning uses algorithms to find patterns in data fed to it by humans. (There are resources out there for executives who want a high-level overview of this approach.)

Typically, machine learning deals with data that is relatively simple. This low-dimensional data, whether structured or unstructured, can be analyzed in light of a handful of factors. But eventually, companies started amassing a lot of highly complex data, things like images. That meant it was time for more sophisticated analytics tools. Enter deep learning.

“Wait,” you may be thinking. “I’ve been using those terms interchangeably. Aren’t they the same thing?” That is a pretty widespread assumption, but deep learning is exactly as it sounds, deeper.

Traditional machine learning requires humans to provide context for data — something called feature engineering — so a machine can make better predictions. Deep learning uses a layered approach to make better decisions by constantly curating the data it is fed. It simplifies feature engineering in many ways, putting more of the work on machines, and ever more complex, self-learning models. Essentially, deep learning can assess and categorize data like our five human senses, and then make correlations more akin to the human mind.

How can deep learning change your business?

So how do you know if deep learning is right for your business? For starters, you need a lot of data for it to work. It’s a powerful tool, but you need a really complex problem to use it effectively. The amount of data produced every day sits around 2.5 exabytes, and businesses now equate parsing through all this data as a solution to their business problems. And with deep learning, they now have smart machines to parse through their most complex, multidimensional data to gain new insights.

Deep learning is great for video, speech or images. Traditional machine learning models can’t make heads-or-tails of complex images, for example. Yet deep learning and its tool computervision, can, relatively easily, teach itself the difference between cats and dogs. Vision and image detection are great deep learning applications. With it, businesses can track sentiment from pictures on Instagram. Or it can build image recognition into apps, so users that want to re-purchase an item can simply capture it on the camera — a current feature of Amazon’s app — to place the item in their shopping cart.

Which industries stand to benefit the most from the deep learning revolution?

Above all other applications, deep learning holds the most immediate promise in healthcare. It is an industry full of visual data, and one that is on track to account for $1 out of every $5 spent in the United States. A lot of expensive and skilled procedures in healthcare involve imaging. From MRIs to CAT scans and even simple X-rays, doctors use visual observation to determine a diagnosis from a picture.

Deep learning currently excels at image recognition and can perform this task faster than humans. By showing a program millions, even billions, of scanned images and how they correlate with diagnosis, deep learning could take the human out of the loop, bringing the doctor back in to come up with a treatment plan.

Manufacturing is also going through a pivot, from simple, introductory automation to what the market is terming Industry 4.0. The factory of the future will see the convergence of many leading-edge fields like robotics, cloud computing, the internet of things and additive manufacturing. Instead of humans doing all the assembling, defect identification and the like, those tasks involving multi-dimensional data are passed through a deep learning algorithm that leverages sensor information to enable better decision making.

Lastly, retail is another area in which there is a lot of visual information. Some companies are honing in on exactly what types of clothes someone would like to purchase, using their previous style choices as a template for making recommendations. In the far future, retailers could provide shoppers with assistant bots that could interpret natural language and provide shoppers with a personalized shopping experience in-store.

As deep learning’s sophistication grows, it will be able to tackle more and more business challenges. For companies that are awash in data, especially images, videos and speech — and whose data scientist are strapped to deal with the data tsunami — they need to kick the tires on deep learning. There is simply too much promise for how it can optimize businesses for executives to ignore.

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Caulkins Water Farm 2017 Excellence Award Winner

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In photo: (L to R) Melissa Corbett, P.E., President of The MilCor Group, Boyd Gunsalus, Lead Environmental Scientist for South Florida Water Management District, Kurt Spitzer, Executive Director of the Florida Stormwater Association

Martin County — Envisioned by Boyd Gunsalus (center), Lead Environmental Scientist for South Florida Water Management District and designed by Melissa Corbett, P.E. (left), President of The MilCor Group civil engineering firm, Kurt Spitzer (right), Executive Director of the Florida Stormwater Association presented the Caulkins Water Farm project with the 2017 Excellence Award at the annual conference held June 14 – 16, 2017 in Fort Myers. Recognized for its innovative and cost effective approach to reduce harmful Lake Okeechobee discharges to the St. Lucie River and Estuary, the water farm is a public/private partnership between South Florida Water Management District and land owner George Caulkins. An astounding success, the 450 acre pilot project nearly quadrupled its initial water storage projections. A 3,000 acre expansion project is now under construction and is anticipated to go on-line this fall. Find more information at www.facebook.com/CaulkinsWaterFarm/

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

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DEP Southeast District Presents
First Superior Excellence Distinction (S.E.D.) Award
to Triumph Aerospace Structures

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In photo L to R: Jennifer Smith, DEP Southeast District director; Nick Drazic, general manager of Triumph Aerospace Structures – Stuart; and Dana Blackburn, Triumph Environmental, Safety and Health.

WEST PALM BEACH — Today, the Florida Department of Environmental Protection’s Southeast District recognized Triumph Aerospace Structures in Stuart for outstanding environmental stewardship and its exemplary commitment to implementing environmental management policies.

“On behalf of DEP and the State of Florida, I am thrilled to recognize Triumph Aerospace Structures for their environmental stewardship. They have demonstrated significant and measurable achievements that provide a direct benefit to the environment,” said Jennifer Smith, director of DEP’s Southeast District. “Triumph actively promotes environmentally responsible practices, which in turn helps us to better accomplish our goal of protecting Florida’s natural resources.”

Representatives from Triumph Aerospace Structures were on hand to accept the award. “Triumph’s Stuart location is honored that this award acknowledges our unwavering dedication to environmental safety, which includes assigning a senior level manager to spearhead all environmental activities each month,” said Nick Drazic, general manager of Triumph Aerospace Structures – Stuart. “Dana Blackburn from Triumph Environmental, Safety and Health has been instrumental in getting management and employees involved to maintain our high level of environmental stewardship, and we are proud that our collective efforts have been noticed by the Florida DEP.”

The award was presented during the district’s annual open house aimed at growing the community’s awareness of the agency’s mission, increasing communication and developing collaborative relationships with the community. Southeast District staff enjoyed welcoming customers and stakeholders throughout the region to the open house. Over 150 people attended representing local government, industry, utilities and more. Guests were invited to meet the district’s staff and Director Jennifer Smith. Permitting and compliance experts from each of the district’s regulatory programs – waste, air, water and environmental resources – were on hand to answer questions and provide information about their respective programs.

Triumph Aerospace Structures is the first organization to be recognized under the Southeast District’s new Superior Excellence Distinction Award Program. The program was developed to support DEP’s vision of creating strong community partnerships, safeguarding Florida’s natural resources and enhancing its ecosystems.

 

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Hampton Inn Hosts June 2017 Martini Network

Out2News.com

Stuart — The Martini Network is once again back in Martin County. This week at The Hampton Inn & Suites Stuart.

Welcome to the Hampton Inn & Suites Stuart – North hotel. Our great value hotel has been newly renovated in November 2016 and is conveniently located in Stuart, Florida, home to sparkling beaches, historical landmarks and a thriving arts and entertainment community. Stay in a modern guest room at this hotel in Stuart, FL, or upgrade to a suite for more space and freedom. All rooms offer free high-speed internet access and essential amenities, as well as a clean and fresh Hampton bed®.

Keep up with work during your stay at our hotel in Stuart, FL with the hotel’s modern business center, which is fully-equipped with fax, printing and photocopying access. Host a meeting or presentation in the Sailfish Room which accommodates up to 50 guests. Start each day the right way with a Hampton’s free hot breakfast hot breakfast, or take one of our free Hampton On the Run™ Breakfast Bags, for those busy weekdays on the move (available Monday to Friday). Maintain your fitness routine and swim some laps in the outdoor pool, or work out in the fitness center with cardiovascular machines.

The Martini Network simply allows local businesses to meet in a relaxed setting after work. Their goal is to offer a networking environment to help you build new business relationships. The Martini Network welcomes local business owners, professionals, sales people and managers seeking to begin or expand their business relationships. The Martini Network networking events take place throughout the treasure Coast in different locations, allowing you to choose the location where you feel the network will do your business the most good. Last evenings Martini Network event was hosted by the Harborage. The ambiance and the food was great and the quality of attendees was outstanding.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Robin Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2martincounty.com

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FOUR NUMBERS YOU NEED TO KNOW NOW

Out2News.comWhen it comes to your finances, you might easily overlook some of the numbers that really count. Here are four to pay attention to now that might really matter in the future.

1. Retirement plan contribution rate

What percentage of your salary are you contributing to a retirement plan? Making automatic contributions through an employer-sponsored plan such as a 401(k) or 403(b) plan is an easy way to save for retirement, but this out-of-sight, out-of-mind approach may result in a disparity between what you need to save and what you actually are saving for retirement. Checking your contribution rate and increasing it periodically can help you stay on track toward your retirement savings goal. .

Some employer retirement plans let you sign up for automatic contribution rate increases each year, which is a simple way to bump up the percentage you’re saving over time. In addition, try to boost your contributions when you receive a pay raise. Consider contributing at least enough to receive the full company match (if any) that your employer offers.

2. Credit score

When you apply for credit, such as a mortgage, a car loan, or a credit card, your credit score is one of the tools used by lenders to evaluate your creditworthiness. Your score will likely factor into the approval decision and affect the terms and the interest rate you’ll pay.

The most common credit score that creditors consider is a FICO© Score, a three-digit number that ranges from 300 to 850. This score is based on a mathematical formula that uses information contained in your credit report. In general, the higher your score, the lower the credit risk you pose.

Each of the three major credit reporting agencies (Equifax, Experian, and TransUnion) calculates FICO® scores using different formulas, so you may want to check your scores from all three (fees apply). It’s also a good idea to get a copy of your credit report at least annually to check the accuracy of the information upon which your credit score is based. You’re entitled to one free copy of your credit report every 12 months from each of the three credit reporting agencies. You can get your copy by visiting annualcreditreport.com.

3. Debt-to-income ratio

Your debt-to-income ratio (DTI) is another number that lenders may use when deciding whether to offer you credit. A DTI that is too high might mean that you are overextended. Your DTI is calculated by adding up your major monthly expenses and dividing that figure by your gross monthly income. The result is expressed as a percentage. For example, if your monthly expenses total $2,200 and your gross monthly income is $6,800, your DTI is 32%.

Lenders decide what DTIs are acceptable, based on the type of credit. For example, mortgage lenders generally require a ratio of 36% or less for conventional mortgages and 43% or less for FHA mortgages when considering overall expenses.

Once you know your DTI, you can take steps to reduce it if necessary. For example, you may be able to pay off a low-balance loan to remove it from the calculation. You may also want to avoid taking on new debt that might negatively affect your DTI. Check with your lender if you have any questions about acceptable DTIs or what expenses are included in the calculation.

4. Net worth

One of the key big-picture numbers you should know is your net worth, a snapshot of where you stand financially. To calculate your net worth, add up your assets (what you own) and subtract your liabilities (what you owe). Once you know your net worth, you can use it as a baseline to measure financial progress.

Ideally, your net worth will grow over time as you save more and pay down debt, at least until retirement. If your net worth is stagnant or even declining, then it might be time to make some adjustments to target your financial goals, such as trimming expenses or rethinking your investment strategy.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

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Steven W Landwersiek
Receives 2017 Best of Stuart Award

Out2News.com

Out2News.comSTUART — Steven W Landwersiek Ameriprise Financial Services Inc has been selected for the 2017 Best of Stuart Award in the Finance & Insurance category by the Stuart Award Program.

Each year, the Stuart Award Program identifies companies that we believe have achieved exceptional marketing success in their local community and business category. These are local companies that enhance the positive image of small business through service to their customers and our community. These exceptional companies help make the Stuart area a great place to live, work and play.

Various sources of information were gathered and analyzed to choose the winners in each category. The 2017 Stuart Award Program focuses on quality, not quantity. Winners are determined based on the information gathered both internally by the Stuart Award Program and data provided by third parties.

About Stuart Award Program

The Stuart Award Program is an annual awards program honoring the achievements and accomplishments of local businesses throughout the Stuart area. Recognition is given to those companies that have shown the ability to use their best practices and implemented programs to generate competitive advantages and long-term value.

The Stuart Award Program was established to recognize the best of local businesses in our community. Our organization works exclusively with local business owners, trade groups, professional associations and other business advertising and marketing groups. Our mission is to recognize the small business community’s contributions to the U.S. economy.

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DON’T FORGET TO INCLUDE MEMORY LOSS
WHEN PLANNING FOR RETIREMENT

Out2News.comWhen planning for retirement, an important factor that is often overlooked is the potential for declining cognitive skills associated with aging. Cognitive impairment (CI), often attributable to dementia or Alzheimer’s disease, can have profound implications for your overall health and well-being, particularly during retirement. The cost of care can absorb income and significantly deplete retirement savings. It can also deprive you of the ability to effectively manage your financial affairs.
Cognitive impairment — a growing concern

The possibility of suffering from some form of cognitive impairment later in life is real. Dementia affects approximately 2.4 to 5.5 million Americans. Its prevalence increases with age: 5% in persons ages 71 to 79, 24% in those ages 80 to 89, and 37% in those 90 and older.1 One in eight adults age 60 and older (12.7%) experiences confusion or memory loss that is happening more often or getting worse. Unfortunately, among these individuals, only 19.3% discuss these changes with a health-care provider. Additionally, 34.5% of those affected by CI live alone.2
Financial impact of the cost of care

Dementia, including Alzheimer’s, is the most costly disease in the United States and is set to increase like no other. In 2016, Alzheimer’s and other forms of dementia will cost the United States an estimated $236 billion. By 2050, this number is expected to grow to more than $1.2 trillion. Among all nursing home residents, more than 64% have been diagnosed with Alzheimer’s or another dementia. Alzheimer’s is the sixth highest cause of death in the United States.3

Unfortunately, those suffering from advanced stages of cognitive impairment often require long-term care. The cost of care can quickly deplete your retirement savings and affect the quality of life for you and your family, leaving little or no income or savings. Average costs of long-term care include the following:4

$6,235 per month, or $74,820 per year, for a semi-private room in a nursing home
$6,965 per month, or $83,580 per year, for a private room in a nursing home
$3,293 per month for a one-bedroom unit in an assisted living facility
$21 per hour for a home health aide
$19 per hour for homemaker services
$67 per day, or roughly $2,010 per month, for services in an adult day health-care center

The cost of long-term care depends on the type and duration of care you need, the health-care provider you use, and where you live. While one-third of 65-year-olds may never need long-term care, 20% will need it for more than five years.5
Loss of ability to manage finances

Your financial plan should consider not only the potential cost of care if you or your spouse suffer from cognitive impairment, but also determine who will make financial decisions about your care.

Even if you suffer from mild cognitive impairment (MCI), you may find it more difficult to manage investments or a household budget. If you are the primary money manager and experience declining cognitive skills, your spouse could be left financially vulnerable.
Make it part of your plan

A comprehensive financial and legal plan is important. It is helpful to prepare as early as possible. Some families use the services of an elder law attorney.

There may come a time when you can no longer make decisions for yourself, including financial and health-care decisions. This can create a hardship for a caregiver trying to conduct financial transactions and make medical decisions. Several types of legal documents can be written before they are needed to help you and family members through this difficult time. These documents include, but are not limited to, an advance medical directive, a medical power of attorney or health-care proxy, and a durable power of attorney, which allows a representative or agent to make financial decisions and transactions on your behalf, should you become unable to do so.

There are generally three ways to pay for long-term care expenses: use your own income and savings, share the cost of care through some form of private insurance, and/or seek the assistance of state or federal government programs, such as Medicare and Medicaid. The choices you make will likely depend on several factors, including your financial and family situation, your age, and your state of residence. In any case, it’s wise to consider the ramifications of cognitive impairment when planning for retirement.

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WHAT IS A PET TRUST?

Out2News.comA pet trust is an arrangement to provide for the care and financial support of your pet(s) upon your disability or death. You fund the trust with property or cash that can be used to provide for your pet based on your instructions in the trust document.

Your pet trust should name a trustee who will carry out your instructions for the care of your pet, including handling and disbursement of trust funds and turning your pet over to the person or entity you designate to serve as your pet’s caregiver. The trustee and caregiver could be the same person or entity.

As with most trusts, you can create your pet trust while you’re alive (an inter vivos or living trust) or at your death through your will (a testamentary trust). In either case, you can generally change the terms of your pet trust at any time during your lifetime to accommodate changing circumstances. If you create an inter vivos trust, you can fund it with cash or property either during your life (needed if the trust is to care for your pet if you become incapacitated) or at your death through your will. A testamentary trust is only funded after you die.

Some of the instructions to consider for your pet trust include: provisions for food and diet, daily routines, toys, medical care and grooming, how the trustee or caregiver is to document expenditures for reimbursement, whether the trust will insure the caregiver for any injuries or claims caused by your pet, and the disposition of your pet’s remains.

You may also want to name a person or organization to take your pet should your trust run out of funds. Also consider naming a remainder beneficiary to receive any funds or property remaining in the trust after your pet dies.

A potential problem arises if your pet is expected to live for more than 21 years after your death. That’s because, in many states, the “rule against perpetuities” forbids a trust from lasting beyond a certain period of time, usually 21 years after the death of an identified person. However, almost every state has laws relating to pet trusts that address this issue in particular and allow for the continued maintenance of the trust, even if its terms would otherwise violate the rule.

Note that there are costs and expenses associated with the creation of a trust.

If you’re looking for an advisor who can assist you in this time of change, give me a call.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

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Half Of Searches Voice Activated by 2020

Out2News.comA new report by iProspect offers a glimpse into the trends and opportunities regarding paid search marketing.

Google AdWords data showed strong mobile growth in terms of both impressions and clicks.

Volume on desktops and tablets, however, was down, indicating an overall decrease in demand for those devices.

Cost per click (CPC) increased across all devices, reaching the highest CPC recorded since this report’s inception in 2014.

Mobile CPC saw a particularly significant increase, up 40% year-over-year, further closing the gap on desktop.

Half of searches voice activated by 2020Voice search is quickly becoming the search method of choice for many consumers, says the report.

Today, 500 million people use a voice search-powered digital assistant of some kind, and half of all searches will be voice searches by 2020.

This behavioral shift is ushering in a rise in longer, more conversational queries, causing savvy advertisers to refocus their keyword strategy to ensure it includes question-based keywords such as who, what, when, where, why and how, as well as qualifying phrases such as near me.

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The Von Ohlen Team Celebrates New Membership
In The Palm City Chamber of Commerce

Out2News.com

In photo: Jillian Von Ohlen, family, friends, members of the Von Ohlen Team ad Ambassadors from the Palm City Chamber of Commerce celebrates ribbon cutting

Stuart — The Von Ohlen Team is recognized as Member of Realtor Association of St Lucie, Member of Florida Association of Realtors, Member of National Association of Realtors, Member of Young Professionals Network, and as a Certified Distressed Property Expert. The Von Ohlen Team ranked #3 Team in 2014 for Closed Units, and Ranked in Top 5 of Office in 2013 for Closed Sales Volume.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”. Do you have something to say, an event to talk about? An event you would like to have covered? Do it here! Email your story or request to: rshall@out2martincounty.com

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QUIZ: HOW MUCH DO YOU KNOW ABOUT
SOCIAL SECURITY RETIREMENT BENEFITS?

Out2News.comSocial Security is an important source of retirement income for millions of Americans, but how much do you know about this program? Test your knowledge, and learn more about your retirement benefits, by answering the following questions.
Questions
1. Do you have to be retired to collect Social Security retirement benefits?
a. Yes
b. No
2. How much is the average monthly Social Security benefit for a retired worker?
a. $1,360
b. $1,493
c. $1,585
d. $1,723
3. For each year you wait past your full retirement age to collect Social Security, how much will your retirement benefit increase?
a. 5%
b. 6%
c. 7%
d. 8%
4. How far in advance should you apply for Social Security retirement benefits?
a. One month before you want your benefits to start.
b. Two months before you want your benefits to start.
c. Three months before you want your benefits to start.
5. Is it possible for your retirement benefit to increase once you start receiving Social Security?
a. Yes
b. No
Answers
1. b. You don’t need to stop working in order to claim Social Security retirement benefits. However, if you plan to continue working and you have not yet reached full retirement age (66 to 67, depending on your year of birth), your Social Security retirement benefit may be reduced if you earn more than a certain annual amount. In 2017, $1 in benefits will be deducted for every $2 you earn above $16,920. In the calendar year in which you reach your full retirement age, a higher limit applies. In 2017, $1 in benefits will be deducted for every $3 you earn above $44,880. Once you reach full retirement age, your earnings will not affect your Social Security benefit.
2. a. Your benefit will depend on your earnings history and other factors, but according to the Social Security Administration, the average estimated monthly Social Security benefit for a retired worker (as of January 2017) is $1,360.1
3. d. Starting at full retirement age, you will earn delayed retirement credits that will increase your benefit by 8% per year up to age 70. For example, if your full retirement age is 66, you can earn credits for a maximum of four years. At age 70, your benefit will then be 32% higher than it would have been at full retirement age.
4. c. According to the Social Security Administration, you should ideally apply three months before you want your benefits to start. You can generally apply online.
5. a. There are several reasons why your benefit might increase after you begin receiving it. First, you’ll generally receive annual cost-of-living adjustments (COLAs). Second, your benefit is recalculated every year to account for new earnings, so it might increase if you continue working. Your benefit might also be adjusted if you qualify for a higher spousal benefit once your spouse files for Social Security.
For more information, visit the Social Security Administration website, ssa.gov.
1Social Security Fact Sheet, 2017 Social Security Changes
Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

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***Book Review***

Don’t Be That KID!

Out2News.com

“Lois McGuire has created an engaging way through rhymes for elementary-age children to talk about and then address positive character behaviors. I purchased a Don’t Be That KID! At School book for each of my grandchildren and a resource guide for their parents.” Bill P., Grandfather of 5

“The Don’t Be That KID! At School Resource Guide provides my teachers with a year-long plan that supports their students in engaging in positive behaviors and social interactions. Both the book and the resource guide are invaluable tools to help our students feel confident and our classrooms feel secure.” Lauren B., Principal.

These are just two testimonials concerning Lois McGuire’s new character education books: Don’t Be That KID! At School and the Don’t Be That KID! At School Resource Guide. Dr. McGuire feels that building positive character values is as important as teaching core subject areas. She says, “What good is being an ‘A’ student if you aren’t an ‘A’ person? Parents and teachers need to work together to infuse the key character education principles into their children’s daily lives. Make no mistake about it, character in not just innate – it can be taught and learned which is why I wrote Don’t Be That KID! At School.”

Don’t Be That KID! At School is about a little goat who misbehaves at school but ultimately learns his lesson. Each scene provides an opportunity to discuss character building values, such as honesty, consideration, responsibility and respect. The “Don’t Be That KID! At School Resource Guide accompanies the book but can be used independently by teachers and parents to help reinforce desired behaviors and character education principles. Although separated into appropriate activities for grades K-1, 2-3 and 4-5, the Guide can easily be adapted for all ages and abilities.

Learn more about Don’t Be That KID! At School and the Don’t Be That KID! At School Resource Guide by going to the website: dontbethatkid.net Both books can be purchased through the website or through Amazon.com and Barnes & Noble .com.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2martincounty.com

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Organic Solutions Hosts Three Chamber Celebration
And Three Chamber Business After Hours

Out2News.com

Stuart — Sustainability is a word that is often used but largely misunderstood. To Organic Solutions “sustainability” comes down to one very basic principle… It means creating healthy landscapes that improve the quality of the environment, make economic sense, and result in beautiful places for people to gather and enjoy their families, friends and neighbors.

Sustainability in landscaping is based upon three key considerations: social, environmental, and economic impacts. The goal is to create healthy, regenerative landscapes that are economically viable. The result is reduced labor and materials and lower long-term maintenance costs. Sustainable landscaping saves money while also preserving, and in some cases, saving the environment.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Dick Hall Out2News/Out2Martin County.com

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Dolphin Bar and Shrimp House
Hosts March “Women’s Power Lunch”

Out2News.com

In photo: Author Lois McGuire tells her story and sells her book

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, celebrating their 15th year of connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

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Lets Talk About getting YOU on Out2News TV

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Treasure Coast Hospice & Author Harriet Vogel
Host Stuart/Martin County Chamber March Business Breakfast

Out2News.com

In photo: Thanks to Harriet Vogel, author of “Sad Is Not Bad”, our guest Speaker. Take a look below and see her appearance on Out2News TV

Stuart — Life is a process of letting go – letting go of conditions we can’t control, letting go of times, places, experiences, and letting go of people as they move out of our lives.

Through her book, professional counseling, and speaking engagements, Harriet seeks to ease the grieving journey – revealing opportunities for growth we hadn’t imagined.

When you and your family face serious health issues, you need answers. We are here to help you make choices that work for you, and we provide a support system of comprehensive care to honor those choices.

We are a community-based, not-for-profit healthcare organization serving Florida’s Martin and St. Lucie counties.

We specialize in palliative care – a holistic approach that aggressively seeks to alleviate both physical and emotional discomfort associated with chronic and serious illness. With more than 30 years of experience in enhancing quality of life, we know that each situation is different. Our expert team of doctors, clinicians and counselors work together to develop individualized care to meet the unique needs of each person and family. Our specialized services also extend to families and loved ones who are dealing with grief and loss.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2martincounty.com

Photo by: Dick Hall Out2News/Out2Martin County.com

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401(K) WITHDRAWALS: BEWARE THE PENALTY TAX

Out2News.comYou’ve probably heard that if you withdraw taxable amounts from your 401(k) or 403(b) plan before age 59½, you may be socked with a 10% early distribution penalty tax on top of the federal income taxes you’ll be required to pay. But did you know that the Internal Revenue Code contains quite a few exceptions that allow you to take penalty-free withdrawals before age 59½?

Sometimes age 59½ is really age 55…or age 50

If you’ve reached age 55, you can take penalty-free withdrawals from your 401(k) plan after leaving your job if your employment ends during or after the year you reach age 55. This is one of the most important exceptions to the penalty tax.

And if you’re a qualified public safety employee, this exception applies after you’ve reached age 50. You’re a qualified public safety employee if you provided police protection, firefighting services, or emergency medical services for a state or municipality, and you separated from service in or after the year you attained age 50.

Be careful though. This exception applies only after you leave employment with the employer that sponsored the plan making the distribution. For example, if you worked for Employer A and quit at age 45, then took a job with Employer B and quit at age 55, only distributions from Employer B’s plan would be eligible for this exception. You’ll have to wait until age 59½ to take penalty-free withdrawals from Employer A’s plan, unless another exception applies.

Think periodic, not lump sums

Another important exception to the penalty tax applies to “substantially equal periodic payments,” or SEPPs. This exception also applies only after you’ve stopped working for the employer that sponsored the plan. To take advantage of this exception, you must withdraw funds from your plan at least annually based on one of three rather complicated IRS-approved distribution methods.

Regardless of which method you choose, you generally can’t change or alter the payments for five years or until you reach age 59½, whichever occurs later. If you do modify the payments (for example, by taking amounts smaller or larger than required distributions or none at all), you’ll again wind up having to pay the 10% penalty tax on the taxable portion of all your pre-age 59½ SEPP distributions (unless another exception applies).

And more exceptions…

Distributions described below generally won’t be subject to the penalty tax even if you’re under age 59½ at the time of the payment.

• Distributions from your plan up to the amount of your unreimbursed medical expenses for the year that exceed 10% of your adjusted gross income for that year (You don’t have to itemize deductions to use this exception, and the distributions don’t have to actually be used to pay those medical expenses.)

• Distributions made as a result of your qualifying disability (This means you must be unable to engage in any “substantial gainful activity” by reason of a “medically determinable physical or mental impairment which can be expected to result in death or to be of long-continued and indefinite duration.”)

• Certain distributions to qualified military reservists called to active duty

• Distributions made pursuant to a qualified domestic relations order (QDRO)

• Distributions made to your beneficiary after your death, regardless of your beneficiary’s age

Keep in mind that the penalty tax applies only to taxable distributions, so tax-free rollovers of retirement assets are not subject to the penalty. Also note that the exceptions applicable to IRAs are similar to, but not identical to, the rules that apply to employer plans.

Steven W Landwersiek is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

6530 S. Kanner Hwy | Stuart, FL, 34997-6396

Office: 772.233.4315 | Fax: 772.233.4316

steve@laaipg.com / Steven.landwersiek@lpl.com

http://www.laaipg.com/

 

 

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Early Agriculture of Martin County

Out2News.com

Stuart — Martin County and the University of Florida present a historical documentary film project. The film chronicles the rise and fall of early farming In Martin County by some of the area’s original farmers. It is a feature-length, multi part series.

Screening Schedule

1:00 PM Introduction to Farming -Run time 7 minutes

1:10pm Crops Documentary- Run Time: 22 minutes

1:50pm Cattle Documentary- Run Time: 30 minutes

2:40pm Citrus Documentary -Run Time: 20 minutes

3:30pm Flower Documentary- Run Time: 32 minutes
4:15pm Dairy Documentary- Run Time: 30 Minutes

March 29, 2017 1:00 – 5:00pm

Light Refreshments

Location: Kane Center

Council on Aging of Martin County

900 SE Salerno Road

Stuart, FL. 34997

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The Sade Group Hosts Financial Seminar

Out2News.com

In photo: Scott Sade, Jim Southerland, Jeff Pawliger, Jim Brown and John Fennessy

STUART, Fla. – Private wealth management firm, The Sade Group hosted a day of financial learning at Temple Beit HaYam in Stuart on Thursday, January 26.

Scott Sade, managing director of the firm, provided a full slate of speakers, including Jeff Pawliger of Janus Funds, Jim Brown of Delaware Funds, John Fennessy of Alger Funds, Dan Barile of Skybridge Capital and Jim Sutherland of Jackson National Life.

The free seminar included lunch and refreshments and was open to the public. Guests walked away with an economic overview, including a fixed income update, information on high yield municipal bonds and large-cap value, small-cap growth stocks, alternative investment strategies and a look at fixed, indexed and variable annuities.

“Our economic climate is constantly changing, and continuing education opportunities are important to successful financial growth,” said Sade. “We’re happy to provide an accessible format for the information consumers need to have and are so pleased to have met many new residents of Stuart who are interested in learning more.”

The Sade Group is committed to providing educational opportunities for all residents in the community to communicate ongoing financial affairs. Future seminars can be found on their website, sadepwm.com.

The Sade Group Private Wealth Management provides multigenerational financial planning to individuals, families and small business owners. The firm focuses on delivering high-touch, comprehensive wealth management, investment management, retirement planning and estate planning advice. To learn more, visit sadepwm.com.

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Trouble Selling? Try These Fixes

Out2News.comBy: Todd Doss

If you have had your home on the market for several months in Jensen Beach and haven’t seen much activity or any offers, chances are that one or more of the reasons below are to blame.

Problem: Your price is too high
Solution: Regardless of the reason, if you’ve priced your home too high, you’ve set yourself up for a number of obstacles to selling your home. The fact is this: your home is competing against those other homes, and what buyers are willing to pay is what will determine final sale price. Competitive pricing attracts more buyers and more offers.

Problem: The look of your home
Solution: The more you can do to make your home appeal to buyers, the better your chances for a quick sale. Your best “bang for the buck” is in paint and flooring. Repainting doesn’t cost much, and will usually make the biggest impact on buyers. And, you should consider putting in new carpet. Again, it’s not that expensive but it sure does make an impact on buyers coming to look at your home.

Problem: Your home’s location
Solution: The only really reliable way to overcome a bad location is with a lower price. It’s the oldest real estate cliché, but it’s true. Things like schools, crime rates, visual appeal of the neighborhood, noise and the smell of pollution affect how the desirability of the location.

Problem: Your home isn’t easily accessible
Solution: When an agent is compiling a list of homes to show a buyer, they’ll show houses that are easiest to gain access to first. You should let your agent put a lock box on your home for easier showing. If not, do anything you can to make it convenient for agents to show your home.

What this all comes down to is having a real estate agent who is on your side and helps you make good choices about selling your home. Pick someone with great industry relationships that makes you feel confident and comfortable with selling your home.

If you or someone you know needs a real estate agent, just give me a call or shoot me an e-mail.

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Intelligence Report

Out2news.comBuild trust in your marketing messages through the use of repetition. Researchers conducted a survey that asked participants to rate how much they trusted a statement. Some statements were repeated multiple times, while others were stated only once. The study found that people consistently rated the repeated statements as more trustworthy. Previous studies have found similar results. How can you use this knowledge in copywriting? Try the classic Dale Carnegie technique: Tell the audience what you’re going to say, say it; then tell them what you’ve said. Within your copy, repeat the statements you most want your audience to believe and remember. Source: blog.kissmetrics.com

If you’re ever put on the spot to give an impromptu speech, use this simple format that will fit just about any business situation. Just remember these two words: Problem/Solution. Here’s how to go about it: 1) Problem: “We’re falling behind our major competitor. Here’s the situation.” Then give one or two examples. 2) Solution: “Here’s how we can regain our leadership position.” Then give an example. This format will give you instant focus for organizing your remarks into a commendable 3-minute speech that can be prepared in moments. Source: www.gramcomm.com

When negotiating a contract, ask for every no-cost or inexpensive option you can get. For example, when leasing a property, ask for an option to sublease even if you have no plans to do that. When committing to a longterm purchase contract, get an option to resell the goods you buy even if you intend to use them yourself. The other party usually is willing to give them away because they appear to be irrelevant to the deal — but sometimes they become very valuable later on. Source: www.journalofaccountancy.com

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Palm City Chamber Welcomes New Member:

“Resurface Specialist.com”

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Out2News.comKitchen and Bath Remodeling…most homeowners dread this long, drawn-out and expensive process. But, when you hire Resurface Specialist, it can be quick and affordable. Owner Pat Golinski explains, “After many years in the industry we have streamlined our process to allow us to change the color of a tub and tile bathroom in just one day. We usually save our customers thousands of dollars and weeks of time. We can offer the same results with a kitchen counter and tile backsplash.”

Pat got his start at a high-end classic car restoration shop in New England when he was just 17 years old. “I still use those skills and have applied them to Resurface Specialist.” That was over 30 years ago. Pat still restores classic cars, but just as a hobby.

Today, Resurface Specialist is known for their exceptional refinishing work. But along with refinishing work, Pat helps people with mobility issues by altering their bathtubs to make them a step-in shower. “I love helping people stay in their homes longer. This is a quick and affordable way to do so, and it only takes about 4 hours.”

Hiring an experienced professional is very important in refinishing. “We are “A-rated” on Angie’s List and won the Super Service Award for 2015. We stand behind everything we do!”

Kitchen and Bath Remodeling…most homeowners dread this long, drawn-out and expensive process. But, when you hire Resurface Specialist, it can be quick and affordable. Owner Pat Golinski explains, “After many years in the industry we have streamlined our process to allow us to change the color of a tub and tile bathroom in just one day. We usually save our customers thousands of dollars and weeks of time. We can offer the same results with a kitchen counter and tile backsplash.”

Pat got his start at a high-end classic car restoration shop in New England when he was just 17 years old. “I still use those skills and have applied them to Resurface Specialist.” That was over 30 years ago. Pat still restores classic cars, but just as a hobby.

Today, Resurface Specialist is known for their exceptional refinishing work. But along with refinishing work, Pat helps people with mobility issues by altering their bathtubs to make them a step-in shower. “I love helping people stay in their homes longer. This is a quick and affordable way to do so, and it only takes about 4 hours.”

Hiring an experienced professional is very important in refinishing. “We are “A-rated” on Angie’s List and won the Super Service Award for 2015. We stand behind everything we do!”

So if you are looking for a cost-effective and time-saving solution to updating your kitchen or bath, consider giving Resurface Specialist a call. (772)678-9758 or on the web at www.resurfacespecialist.com

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

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Congratulations To Laurie Gaylord for Superintendent

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In photo: Welcome new member Evie Klaussen from Colorado Pawn and Jewelry

Stuart — Originally founded in 1924 as “Ace Stores”, the company changed its name to “Ace Hardware Corporation” in 1931 ansd is a retailer-owned cooperative.

In 2014 and 2015, Ace launched its wholesale distribution network.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2news.com/martincounty

Photo by: Dick Hall Out2News/Out2Martin County.com

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“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2news.com/martincounty

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Monarch C.C. Hosts Palm City Chamber Breakfast

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In photo: Congratulations to Gigi Suntum from 4 C’s our July Ambassador of the Month

Palm City — As a chiropractor, Dr Lisa Grassam/Smith gets to help people who suffer from a variety of health issues. Naturally, chiropractic helps traditional neck and back problems, but chiropractic has also produced wonderful results with a variety of organic and systemic problems. Chiropractic is safe. Chiropractic is natural. And Chiropractic works!

“My practice philosophy is to treat people as I would want to be treated. A good doctor should have a great ear. My objective is to restore each patient’s health to the best of my ability and teach people how to optimize their health using exercise, nutrition, and chiropractic.”

In August 2013, SFWMD approved the Water Farming Pilot Project known as “Caulkins”, located in Indiantown, Florida, a public/private partnership with Caulkins Citrus Company. The Caulkins property is uniquely located adjacent to C-44, below the Okeechobee locks, but above the S-80 discharge facility.

Since becoming operational in February 2014, this project has stored 20,000 acre-feet (and acre foot is 327,000 gallons), or 6.5 billion gallons, of water taken from the C-44 canal across its 413 acre footprint, removing this water and its pollutants, Nitrogen and Phosphorus, from the basin and reducing discharges to the St. Lucie Estuary and Indian River Lagoon.

Water Farming is an alternative water storage method. The “Caulkins” pilot program has proven to be a highly efficient, cost effective method of collecting, storing and “farming” water through transvaporation, percolation and evaporation. It is an alternative water storage facility that adds to, and supplements, other existing and proposed water retention, storage and diversion projects designed to reduce destructive discharges from Lake Okeechobee and local drainage.

The Caulkins Water Farm proposes to expand its existing 413 acre “pilot project”, already operating successfully on a portion of the fallow citrus groves that comprised Caulkins Citrus Company, to its entire 3300 acres. This expansion will create a large, shallow water storage facility, capable of receiving water diverted from the C-44 reducing the need to discharge, or waste the water to tide. Based on scientific monitoring, it can be estimated that approximately 70-80,000 ac-ft of water could be “harvested” from the C-44 and treated and captured within the 3000 acres available for expansion of the pilot.

The St. Lucie River Watershed Protection Plan estimated that 200,000 ac-ft of storage are needed within the basin to reduce discharge events by 90% annually. An expanded “Caulkins” satisfies almost 50% of that need.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Dick Hall Out2News/Out2Martin County.com

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“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2news.com/martincounty

 

 

Monarch C.C. Hosts Palm City Chamber Breakfast

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In photo: Thank you Dr. Lisa Grassam/Smith for sponsoring our July breakfast

Palm City — As a chiropractor, Dr Lisa Grassam/Smith gets to help people who suffer from a variety of health issues. Naturally, chiropractic helps traditional neck and back problems, but chiropractic has also produced wonderful results with a variety of organic and systemic problems. Chiropractic is safe. Chiropractic is natural. And Chiropractic works!

“My practice philosophy is to treat people as I would want to be treated. A good doctor should have a great ear. My objective is to restore each patient’s health to the best of my ability and teach people how to optimize their health using exercise, nutrition, and chiropractic.”

In August 2013, SFWMD approved the Water Farming Pilot Project known as “Caulkins”, located in Indiantown, Florida, a public/private partnership with Caulkins Citrus Company. The Caulkins property is uniquely located adjacent to C-44, below the Okeechobee locks, but above the S-80 discharge facility.

Since becoming operational in February 2014, this project has stored 20,000 acre-feet (and acre foot is 327,000 gallons), or 6.5 billion gallons, of water taken from the C-44 canal across its 413 acre footprint, removing this water and its pollutants, Nitrogen and Phosphorus, from the basin and reducing discharges to the St. Lucie Estuary and Indian River Lagoon.

Water Farming is an alternative water storage method. The “Caulkins” pilot program has proven to be a highly efficient, cost effective method of collecting, storing and “farming” water through transvaporation, percolation and evaporation. It is an alternative water storage facility that adds to, and supplements, other existing and proposed water retention, storage and diversion projects designed to reduce destructive discharges from Lake Okeechobee and local drainage.

The Caulkins Water Farm proposes to expand its existing 413 acre “pilot project”, already operating successfully on a portion of the fallow citrus groves that comprised Caulkins Citrus Company, to its entire 3300 acres. This expansion will create a large, shallow water storage facility, capable of receiving water diverted from the C-44 reducing the need to discharge, or waste the water to tide. Based on scientific monitoring, it can be estimated that approximately 70-80,000 ac-ft of water could be “harvested” from the C-44 and treated and captured within the 3000 acres available for expansion of the pilot.

The St. Lucie River Watershed Protection Plan estimated that 200,000 ac-ft of storage are needed within the basin to reduce discharge events by 90% annually. An expanded “Caulkins” satisfies almost 50% of that need.

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”

The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Dick Hall Out2News/Out2Martin County.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2news.com/martincounty

 

 

Palm City Chamber of Commerce Business After Hours at the Home Design Center of Florida

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In photo: Bianca Fathauer welcomes Chamber members to July business after hours

Stuart -The Home Design Center of Florida and you will experience a one stop shop when it comes to kitchen design and remodeling. Experience the latest styles in kitchen, and flooring design from the industry’s leading manufacturers.

The showroom experience is created to be a one-on-one intimate interaction where our experts can give the time and energy each project deserves. Our customers come back to us for the same reason every time: the people. Not only do we offer experts to help you in your home remodel, but we set a purpose to have the proper amount of time to make sure the end result of each project exceeds the expectation of our customer every time.

Services Provided: Kitchen and bathroom remodeling, countertops, painting, flooring, rough and finish carpentry,

Areas Served: Treasure Coast, Indian River & Palm Beach County

Certifications and Awards: Certified IICRC Water Technician

Our Mission at the Palm City Chamber is “To serve as the principle advocate of the community and its businesses, acting as the catalyst in promoting the economic development of the Palm City area, stimulating jobs and improving the quality of life.”The Palm City Chamber is the only Chamber on the Treasure Coast that offers private tours of member businesses exclusively to their members.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2news.com/martincounty

Photo by: Dick Hall Out2News/Out2Martin County.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2news.com/martincounty

Lets Talk About getting YOU on Out2News TV

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Dolphin Bar and Shrimp House

Hosts “Women’s Power Lunch”

 

In photo: June Hostess for the month Anne Warner

Jensen Beach -– The Women’s Power Lunch, started by Anne Thompson Schafer, celebrating their 15th year of connecting powerful women in business at Dolphin Bar and Shrimp House.

The Dolphin Bar & Shrimp House location is intrinsically unique, as it sits over-hanging the river’s edge. This special touch came when it was built by the famous historic movie star, Frances Langford. With such an appropriate placement, it gives it’s customers the most spectacular panoramic views. These exceptional views span from the Stuart Causeway all the way up the river to the Jensen Beach Causeway Bridge. Incorporate the restaurant’s superb location with The Dolphin’s signature dish, The Dolphin a la Dolphin, and it is easy to feel the impact of these surroundings.

Schafer says of the groups’ members; “You have made the Power Lunch what it has become, and what it will grow to be! Be who you are, present a message, and join in! This is a ladies’ group that provides networking and support, the two basic elements that make it the huge success it is today!”

What began as an afternoon luncheon for ten friends, has grown into a calling list of over three hundred women, and an attendance of over one hundred women at the monthly luncheons. Anne Schafer, the founder of the Ladies Power Lunch, attributes the success of the group to great networking and support for one another!

The energy that they all have is wonderful! The friendship and service given is awesome! As they go into their tenth year they look forward to many new friendships, togetherness, much laughter, meeting and greeting many, more women of interest ………….” we have much to be thankful for!”

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: rshall@out2news.com/martincounty

Photo by: Dick Hall Out2News/Out2martincounty.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2news.com/martincounty

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Toastmasters Stuart/Martin County Chamber of Commerce® “Communicators” Hosts Stuart/Martin County Chamber

Networking Breakfast

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Stuart — The environment in a Toastmasters club is friendly and supportive. Everyone at a Toastmasters meeting feels welcome and valued – from complete beginners to advanced speakers. In a club meeting, you practice giving prepared speeches as well as brief impromptu presentations, known as Table Topics. There is no rush and no pressure: The Toastmasters program allows you to progress at your own pace.

Constructive evaluation is central to the Toastmasters philosophy. Each time you give a prepared speech, an evaluator will point out strengths as well as suggest improvements. Receiving – and giving – such feedback is a great learning experience. In Toastmasters, encouragement and improvement go hand-in-hand.

Through its worldwide network of clubs, Toastmasters helps nearly 280,000 people communicate effectively and achieve the confidence to lead others.

Whether you own a business, represent one, lead a corporate office, or manage an association, the Stuart/Martin County Chamber of Commerce® provides you with a voice of experience and influence locally as well as in Tallahassee. Our core mission is to fight for business and free enterprise before the State Legislature, the Governor’s mansion, regulatory agencies, the courts and the court of public opinion.

From its headquarters on Kanner Highway, the Chamber maintains a professional energetic staff representing you.

Our members include businesses of all sizes and sectors—from large Fortune 500 companies to home-based, one-person operations. In fact, 96% of our membership encompasses businesses with fewer than 50 employees.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2news.com/martincounty

Photo by: Dick Hall Out2News/Out2Martin County.com

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

This low resolution photo is NOT copy write protected. If you wish a copy simply right/click on the photo and hit “copy” or “save image as”. If you wish a high resolution file contact: rshall@out2news.com/martincounty

Lets Talk About getting YOU on Out2News TV

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How To Choose The Best Real Estate Agent For You

Out2News.comBy: Tod Doss

Planning to buy or sell your place in Jensen Beach is a major decision. The person you choose has an impact on your buying or selling experience during real estate transaction. So you want to choose the best agent for your needs. (Of course, I hope that great agent you choose is me!)

A smooth selling process happens because you have a committed, knowledgeable agent. As a well-connected agent, I can get the results you want, whether you’re buying or selling.

A great real estate agent will always:

Keep your interests at the forefront during the transaction.
Show you houses in your price range if you’re buying and
Price your house at an amount you’re happy when selling.
Have availability when you need them.
Make sure you understand what’s going on so you’re empowered to make decisions as a buyer or a seller.

As a top agent in Jensen Beach, I’ll available to answer any questions you have as they come up. If you’re looking to buy or sell, or know someone who is, let me know.

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No tipping at NY Restaurants?

Is this a trend coming soon to a town near you?

When you head on up to New York for that new Broadway show or the Macy’s Christmas Parade you need to be aware that in some trendy restaurants there will be no need to tip. It is being reported that Union Square Hospitality Group will be eliminating tipping, starting next month.

“Starting at The Modern in late November, you will no longer find a tip line on your check, and there will be no need to leave additional cash at the table, the coat check, or the bar,” said Danny Meyer owner of the USHG. “Once these changes are implemented, the total cost you pay to dine with us won’t differ much from what you pay now. But for our teams, the change will be significant. We will now have the ability to compensate all of our employees equitably, competitively and professionally. And by eliminating tipping, our employees who want to grow financially and professionally will be able to earn those opportunities based on the merit of their work.”

Take a look at this from New York Times just a few years ago.

Out2News.com

This is really nothing new. There are restaurants in California that have been doing this for over thirty years.

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Thinking of Buying a Fixer-Upper?

Out2News.comWith all the popular TV shows centering on home renovation these days, it’s no surprise that many more people are interested in buying a house with some cosmetic issues, with plans to renovate it to their liking. If you do it right, it can be a great way to save money and get just what you want. But you need to be able to tell the difference between a place with potential and a possible money pit. Here are a few things to consider when looking into purchasing a fixer-upper.

Location — As with all real estate, so much depends on the location. You don’t want to spend your time and money fixing up a house in an unsafe neighborhood or one where no other properties have been renovated and homes aren’t selling. In the end, it’s a much safer bet to buy a lower-end property in a nicer neighborhood than the best house in a mediocre neighborhood.

Age — There are usually some inherent issues with homes that are 50 years old or more. There’s just a greater chance to come across more expensive fixes. And if a home that old has never been updated, there are many more things to consider than a house that has at least had a few upgrades along the way.

Cosmetics — The best bet is to find a home that you can get for a discount because of its shabby appearance, but one that also has good “bones”. Replacing things like carpet, paint, wallpaper, and light fixtures is usually relatively cheap and easy. If possible, you want to avoid large renovations such as dealing with water damage, foundation issues, roof replacement, and so on. These larger problems add up quick, and before you know it, you can go from saving money to actually spending more than you would have on a new home.

Floor plan — Another important thing to think about is finding a home with a floor plan that makes sense. You don’t want to tackle the task of moving walls or changing anything structurally, as that gets into the “big expensive renovations you want to avoid” category.

Inspection — The most important thing you can do is to get a professional inspection. You should make sure a completed inspection is a condition of purchase in any contract you sign. It’s highly likely that a professional home inspector will find things you didn’t even know you should check.

If you or someone you know is looking to buy or sell a fixer-upper property, call me at 772-934-9400, or email at todd@todddoss.com. I’ll make the process go as smoothly as possible, and will ensure the sale is made at the best value for my customer.

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TOTAL TIRE CAR CARE

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The Natives Respond To Native: What Consumers Expect From In-Feed Ads

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To rationalize in-feed and native advertising, publishers and advertisers insist that readers just want good content and don’t care much about the source. Until now, consumers themselves have not been asked if they agree. The Interactive Advertising Bureau and Edelman Berland surveyed 5,000 people in N.Y. and D.C. about visiting news, business and entertainment sites after exposing them to samples of in-feed ads.

The survey showed that in-feed ads were cited as both the least annoying and most interesting with 86% agreeing that ads were necessary for them to receive free online content. When shown examples of in-feed ads, 82% of business news readers, 85% of entertainment news readers and 41% of news readers felt the content was clearly from a sponsor. These totals correlate to the 45% of business news readers and 44% of entertainment news readers who felt the ads enhanced the website experience, compared to only 27% of news site readers.

In determining consumer interest in a native ad, authority, relevance and trust are critical to the format. Consumers cited all three by high margins in determining whether the ad was worth pursuing.

Focus group members advised that publishers play a critical role in ensuring brands learn to tell stories—not just pitch goods—and that only brands that fit the site be allowed in. The credibility of the site itself confers credibility onto the advertiser, readers say.

That’s all well and good, but consider the source of this study—an ad tech association and an agency. They were driving the examples shown to readers and they excluded the content “recommendation” networks. A survey from content marketing company Contently recently found 66.6% of those surveyed felt they had been deceived by sponsored articles posing as standard editorial and 57% said they preferred banner ads to sponsored posts. Additionally, 53% said they didn’t trust sponsored content.

Before the media pats itself on the back cheering all is well with native advertising, first consider the full experience of both good and bad advertorial that co-exist on many sites. Both surveys show that publishers better get this right.

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Sky Limo Air Charter

Out2martincounty.com

 

Sky Limo Corporation is a full service aviation company. Sky Limo Air Charter provides the highest level of private aviation services available

They are operated by an experienced management team with a safety/customer first approach. Their motto: “Always Exceed Expectation”

Located at the Fort Lauderdale Executive Airport, in Florida with offices in Orlando, Sarasota, and St Petersburg/Tampa. charter department operates 24 hours a day, 7 days a week, 365 days a year.

Contact us at (954) 776-9004

Out2martincounty.com

Missionary Waters In Palm City Seeking

To Deliver Emergency Water Filtration Kits To Philippines

Out2martincounty.com

In photo: RW2 water filtration kit

Palm City, FL – (December 11, 2013) Missionary Waters, a non-profit organization in Palm City, is preparing to send 3,000 portable water filtration kits to the Philippines to aid in the production of safe drinking water for the remote areas and islands hit by Typhoon Haiyan.

These light weight kits are easy to assemble and can produce up to 18 gallons per hour of clean water in the most remote places, providing pathogen-free and contaminant-free drinking water from any fresh water source. The kits will last for over six years without replacement parts, reducing the labor and cost of conventional water supplies.

“Together, right now, we can impact over 500,000 people” said Allen Korson, CEO and Founder. “Help us to help the people of the Philippines. A simple donation of $59 will send a complete kit and save over 170 lives from parasites and bacteria in their drinking and personal use water.”

The RW2 water filtration kits can be purchased through donation at the organizational website www.missionarywaters.com or contact us at 772-286-9995.

“When Renewed Waters came to the BDBMC looking for a location, we immediately jumped into action and found appropriate space within 48 hours”, said Tim Dougher, Executive Director of the Business Development Board of Martin County. “With so many people affected by water quality issues around the world, it’s nice to see a Martin County targeted company offer this kind of assistance” Dougher said.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2news.com/martincounty

Photo by: Eric Wickstrom Out2/Martin County.com contributingphotographer

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“Martin County’s Photo Journal”

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FPL Port Everglades Power Plant Demolition

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Ft. Lauderdale — On Tuesday FPL demolished its Port Everglades Power Plant to pave the way for a cleaner, more fuel-efficient energy center.

Shortly after sunrise, the historic smokestacks came tumbling down through a series of controlled explosions.

This was the largest demolition of its kind in Florida, the new energy center will be cleaner and will help reduce our dependence on foreign oil.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2news.com/martincounty

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Click here to view the video

Out2martincounty.com

 

FPL Port Everglades Power Plant Demolition

Out2martincounty.com

Ft. Lauderdale — On Tuesday FPL demolished its Port Everglades Power Plant to pave the way for a cleaner, more fuel-efficient energy center.

Shortly after sunrise, the historic smokestacks came tumbling down through a series of controlled explosions.

This was the largest demolition of its kind in Florida, the new energy center will be cleaner and will help reduce our dependence on foreign oil.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2news.com/martincounty

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Click here to view the video

Out2martincounty.com

Stuart Fence Company

Out2martincounty.com

Stuart Fence Company takes pride in customer satisfaction and achieves that by combining the highest quality materials available with experienced tradesmen to produce the best installation of your fence project

We provide beautiful wood, bamboo, chain link, decorative aluminum, and PVC fencing for our customers. We have columns and access control gate systems as well.

You can find us at : 3264 SE Dixie Hwy, Stuart, Florida 34997 or call us at :772.288.1151

Out2martincounty.com

FPL Port Everglades Power Plant Demolition

Out2martincounty.com

Ft. Lauderdale — On Tuesday FPL demolished its Port Everglades Power Plant to pave the way for a cleaner, more fuel-efficient energy center.

Shortly after sunrise, the historic smokestacks came tumbling down through a series of controlled explosions.

This was the largest demolition of its kind in Florida, the new energy center will be cleaner and will help reduce our dependence on foreign oil.

Out2martincounty.com is a photo journal featuring people, “Who they are, what they do and where they do it”.

Do you have something to say, an event to talk about? An event you would like to have covered? Do it here!

Email your story or request to: info@out2news.com/martincounty

Out2martincounty.com adheres to full compliance with C.O.P.P.A. (Children’s Online Privacy Protection Act of 1998)

“Martin County’s Photo Journal”

Click here to view the video

Out2martincounty.com

Out2martincounty.com

 

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